Download or read book Microentrepreneurship Development in Bangladesh written by Md. Mahmudul Alam and published by . This book was released on 2017 with total page 53 pages. Available in PDF, EPUB and Kindle. Book excerpt: Micro-entrepreneurial activities play a pivotal role in rural economic development in the third world countries. As a result, in Bangladesh poverty alleviation through rural centric micro-entrepreneurship development has been focused for more than thirty five years. Over 600 registered and thousands unregistered microcredit organizations including globally prominent institutions like Grameen Bank, BRAC, ASA, BARD, ActionAid, CARE etc. are operating here with their own reputed models. However, the micro-entrepreneurship development and its achievements in the country are still lagging behind a satisfactory level due to a number of prevailing factors. This book examines its major achievements and shortcomings from the perspectives of the structured institutions, non-structured institutions, and non-institutional factors, and government's policy guidelines influencing development of micro-entrepreneurship, and makes recommendations for overcoming the shortcomings.

Download or read book Microentrepreneurship Development in Bangladesh Achievements and Shortcomings written by Md. Mahmudul Alam and published by LAP Lambert Academic Publishing AG & Co. KG. This book was released on 2010-01-01 with total page 53 pages. Available in PDF, EPUB and Kindle. Book excerpt: Micro-entrepreneurial activities play a pivotal role in rural economic development in the third world countries. As a result, in Bangladesh poverty alleviation through rural centric micro-entrepreneurship development has been focused for more than thirty five years. Over 600 registered and thousands unregistered microcredit organizations including globally prominent institutions like Grameen Bank, BRAC, ASA, BARD, ActionAid, CARE etc. are operating here with their own reputed models. However, the micro-entrepreneurship development and its achievements in the country are still lagging behind a satisfactory level due to a number of prevailing factors. This book examines its major achievements and shortcomings from the perspectives of the structured institutions, non-structured institutions, and non-institutional factors, and government’s policy guidelines influencing development of micro-entrepreneurship, and makes recommendations for overcoming the shortcomings.

Download or read book Marketing to the Poor written by Ramendra Singh and published by Taylor & Francis. This book was released on 2022-10-12 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book looks at markets in low-income economies and how they require fundamentally different marketing systems and strategies. Analyzing the sociocultural characteristics of these markets, it offers solutions for businesses to overcome spatial, institutional, and financial challenges while working in these contexts. Markets for the poor are characterized by resource scarcity, weak institutions, and low literary rates, as well as a strong presence of cultural and community ties. This book provides an understanding of these marketplaces, including the consumer’s wants and aspirations, the relationship of the individual within the social milieu, and their unique cultural contexts. It provides strategies for businesses to develop a bottom-up knowledge of global markets and incorporates practices which are inclusive and sustainable. It also explores the links between human development, entrepreneurship, and marketing which are especially relevant in the pandemic-hit global economy. This book will be of interest to students and researchers of marketing, business studies, business administration, rural management, marketing management, economics, and development studies.

Download or read book Inside Story of Microcredit in Bangladesh An Empirical Investigation of the Role and Productivity written by Md. Mahmudul Alam and published by LAP Lambert Academic Publishing. This book was released on 2011-01-01 with total page 82 pages. Available in PDF, EPUB and Kindle. Book excerpt: There is no denying the fact that microcredit (MC) has been playing an important role in the movement for poverty alleviation. But by the same breath it is also a hard fact that it has serious limitations in terms of its delivery system, rules of repayment, interest rate charges, etc. These limitations made it largely fail to realize its potential and expected goals. A credible study on the productivity of MC was required to determine its actual interest paying capability. In the absence of any established economic justification, based on productivity, this exorbitantly high interest rate is found morally untenable and has become the primary target of criticism for its minimal or marginal achievements. As a result, recently the government rightfully fixed 27% as the maximum interest rate chargeable for microcredit (with effect from July 2011). However, we need not undermine the importance and efforts of the microcredit movement, both as an economic as well as a social institution, for the betterment of the poor in the society. We need not be selfish and miser to give the movement its due credit. MC should not be summarily viewed as unuseful and unsuccessful. It has been making some contributions to the betterment of the poor and it should be given the appreciation it deserves. But like many other researchers we are troubled by the contradicting attitudes of the microcredit providers toward the borrowers. In one hand they are concerned and committed to pull the poor out of poverty, on the other hand they are so harsh in the timely payment of repayment installments putting a blind eye to the sufferings of these poor borrowers. Therefore, MCs need to be more innovative to be able to serve and take care of the wellbeing of the critical group among the borrowers. We are also puzzled to see that in spite of the exorbitantly high interest rate charges and all other limitations, increasing number of these poor are borrowing credit from these MCIs. This surgical study on the inside story of microcredit in Bangladesh, using a rich data set developed through a survey of 555 sample borrowers from rural, semi-urban, and urban areas of all 7 administrative divisions of Bangladesh, is an effort to address these issues and find answers to these and other issues like its potentiality to become a growth tool in the third sector economy. To our own best assessment this study made three major contributions to MC literature: a) application of economic-profit counting method in economic productivity analysis, b) identification of the critically vulnerable group among the borrowers; and c) the revelation that MC is respected by the borrowers more as a social than economic institution. To them, microcredit has facilitated their social and political empowerments and safeguarded their social status. We are thankful to the sample micro borrowers for their sincere cooperation and responses in the operation of this research. We are equally thankful to the field investigators for their honest and untiring search for information. Lastly we are grateful to Professor Anisuzzaman Chowdhury of University of Western Sydney, Australia, and Senior Economic Affairs Officer, Department of Economic and Social Affairs, United Nations, New York, for writing a thoughtful foreword to this work.

Download or read book Socioeconomic Study of Climate Change written by Md. Mahmudul Alam and published by LAP Lambert Academic Publishing. This book was released on 2010-01-01 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt: The factors affecting climate are changing all over the world. This phenomenon has multidimensional impacts on human livelihoods. Different groups of people are affected in different ways. Among all sectors, agriculture is highly dependent on climate variables. As a consequence, the socioeconomic profiles of farm as well as farmers are changing with the changing climate. In the existing literature there is a large gap about the relationship between climate change and the socioeconomic characteristics of livelihoods. This study is an attempt to find out a conclusive result about the relationship between the agents of climate change and the agents of agricultural sustainability, the effects of climate change on agriculture and socioeconomic status of the farmers, and their patterns of adaptation. This study is mostly focused on paddy sector in the context of Malaysia. It is conducted under the research project “The economics of climate change: Economic dimensions of climate change, impacts and adaptation practices in agriculture sector: Case of paddy sector in Malaysia” of the Institute for Environment and Development (LESTARI) of National University of Malaysia (UKM). This book is divided into seven chapters. Initial chapter provides a background of the study and methodology that consists of data, variables, model and tools for analysis. Chapter two provides a review of related literature about the scenario of climate change; its vulnerability and impacts on agricultural sustainability as well as socioeconomic sustainability of farmers; and the adaptation of climate change in terms of farming practices and socioeconomic practices. Chapter three describes the socioeconomic profile of paddy farming households including the particulars related to social status and economic status of farmers, and firm level activities, assets and production practices. Chapter four assesses the vulnerability of climate change in terms of vulnerability of climate factors, vulnerability of agriculture and paddy farming, and vulnerability of socioeconomic status of the farmers. Chapter five finds out the impacts of climate change on agriculture, especially paddy farming, as well as socioeconomic status of farmers. Chapter six provides the approach and process of adaptation in terms of farmers’ understanding about climate change, farmers’ approaches towards adaptation, current supports from external parties for adaptation, and required supports for adaptation. Finally, chapter seven discusses summary and provides policy options and recommendations in term of government policy, farm level strategy, and relevant stakeholders’ involvement to proper cope with climate change and its adverse impacts. We hope that the book provides the linkage to facilitate better understanding of the socioeconomic perspectives of climate change. We also believe that the book will stimulate further research in the subject and the information provided will assist other researchers in their future research endeavors. Last but not least, the findings and outputs of this book will stimulate the knowledge input for effective policies in addressing the issue of climate change and its adaptation approaches.

Download or read book Micro Entrepreneurship and Micro Enterprise Development in Malaysia Emerging Research and Opportunities written by Al Mamun, Abdullah and published by IGI Global. This book was released on 2019-12-06 with total page 225 pages. Available in PDF, EPUB and Kindle. Book excerpt: Developing nations currently utilize various methods and practices used in most entrepreneurial activities. Manipulating these processes to work in a categorically low-income area, however, can be challenging. Micro-Entrepreneurship and Micro-Enterprise Development in Malaysia: Emerging Research and Opportunities provides emerging research exploring the theoretical and practical aspects of entrepreneurial promotional programs and applications within global economics. Featuring coverage on a broad range of topics such as emerging economics, organizational development, and gender diversity, this book is ideally designed for entrepreneurs, policymakers, governmental and non-governmental organizations, business professionals, academics, researchers, and students seeking current research on improving the socio-economic condition of low-income households through various entrepreneurial activities.

Download or read book Productivity and Efficiency Challenges of Microcredit Program in Bangladesh written by Md. Mahmudul Alam and published by Centre for Research and Publication at International Islamic University Chittagong (IIUC). This book was released on 2013-01-01 with total page 93 pages. Available in PDF, EPUB and Kindle. Book excerpt: There is no denying the fact that microcredit (MC) has been playing an important role in the movement for poverty alleviation. But by the same breath it is also a hard fact that it has serious limitations in terms of its delivery system, rules of repayment, interest rate charges, etc. These limitations made it largely fail to realize its potential and expected goals. A credible study on the productivity of MC was required to determine its actual interest/profit paying capability. In the absence of any established economic justification, based on productivity, this exorbitantly high interest rate is found morally untenable and has become the primary target of criticism for its minimal or marginal achievements. As a result, recently the government rightfully fixed 27% as the maximum interest rate chargeable for microcredit (with effect from July 2011). However, we need not undermine the importance and efforts of the microcredit movement, both as an economic as well as a social institution, for the betterment of the poor in the society. We need not be selfish and miser to give the movement its due credit. MC should not be summarily viewed as unuseful and unsuccessful. It has been making some contributions to the betterment of the poor and it should be given the appreciation it deserves. But like many other researchers we are troubled by the contradicting attitudes of the microcredit providers toward the borrowers. In one hand they are concerned and committed to pull the poor out of poverty, on the other hand they are so harsh in the timely payment of repayment installments putting a blind eye to the sufferings of these poor borrowers. Therefore, MCIs need to be more innovative to be able to serve and take care of the wellbeing of the critical group among the borrowers. We are also puzzled to see that in spite of the exorbitantly high interest rate charges and all other limitations, increasing number of these poor are borrowing credit from these MCIs. This surgical study on the inside view of microcredit in Bangladesh, using a rich data set developed through a survey of 555 sample borrowers from rural, semi-urban, and urban areas of all 7 administrative divisions of Bangladesh, is an effort to address these issues and find answers to these and other questions like its potentiality to become a growth tool in the third sector economy. To our own best assessment this study made three major contributions to microcredit literature: a) application of economic-profit counting method in economic productivity analysis, b) identification of the critically vulnerable group among the borrowers; and c) the revelation that microcredit is respected by the borrowers more as a social than economic institution. To them, microcredit has facilitated their social and political empowerments and safeguarded their social status. An additional feature of this monograph is that it includes a chapter reflecting on the status of Islamic microcredit in the country. We are thankful to the sample micro borrowers for their sincere cooperation and responses in the operation of this research. We are equally thankful to the field investigators for their honest and untiring search for information. We are thankful to Professor Dr. Abu Bakr Rafique Ahmed, Pro Vice-Chancellor of International Islamic University Chittagong, Bangladesh for his most valuable suggestion to include in the book a separate chapter on Islamic microfinance. This chapter has certainly enhanced the focus of the monograph. Lastly we are grateful to Professor Dr. Anisuzzaman Chowdhury of University of Western Sydney, Australia, and Senior Economic Affairs Officer, Department of Economic and Social Affairs, United Nations, New York, for writing a thoughtful foreword to this work.

Download or read book Entrepreneurship Development written by Nazrul Islam (Assistant professor) and published by . This book was released on 2000 with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Micro politics of Microcredit written by Mohammad Jasim Uddin and published by Routledge. This book was released on 2015-05-01 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microcredit has been seen in recent decades as having great potential for aiding development in poor developing countries, with Bangladesh being one of the countries which has pioneered microcredit and implemented it most widely. This book, based on extensive original research, explores how microcredit works in practice, and assesses its effectiveness. It discusses how microcredit, usually channelled through women, is often passed to the men of the family, a practice disapproved of by some, but regarded as acceptable by borrowers who have a communal approach to debt, rather than viewing debt as something held by single individuals. The book demonstrates how the rules around microcredit are often seem as irksome by the borrowers, how lenders often charge high rates of interest and work primarily to preserve their institutions, thereby going against the spirit of the microcredit movement, and how borrowers often end up on a downward spiral, deeper and deeper in debt. Overall, the book argues that although microcredit does much good, it also has many drawbacks.

Download or read book Microenterprise development USAID s program has met some goals annual reporting has limitations written by and published by DIANE Publishing. This book was released on with total page 74 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Entrepreneurship Development written by Nazrul Islam and published by . This book was released on 2022 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book portrays concepts, theories, principles, and practices of entrepreneurship development in the context of developing countries. Along with the explanation and description of different aspects of entrepreneurship development, their applications are demonstrated through a number of real life case studies, observations, profile studies, etc. Exploration and understanding of entrepreneurship development involves, in the first instance, addressing of issues, such as, definition, focus, characteristics, functions and success factors of entrepreneurs, entrepreneurship and entrepreneurship development. Next entrepreneurship theories introduced in different times by different scholars are discussed and tested by empirical studies. Considering the importance of entrepreneurship development in developing countries this book highlights in detail entrepreneurship development factors, environment, process, cycle, etc. In this regard creation of entrepreneurial environment is highlighted since in the absence of such an environment the process of entrepreneurial evolvement fails. The unique feature of this book is incorporation of high-technology entrepreneurship development. Due to rapid development of technology it is expected that coming years will be shaped by technological innovations. As such nature of high-tech entrepreneurs and their contributions in business and entrepreneurship development are found of paramount importance and intrinsically, incorporated and explained with the help of models. This book also explored from different angles the present situation of entrepreneurship development in Bangladesh emphasizing strengths, weaknesses, opportunities and threats of both private and government entrepreneurship. This will not only help the local entrepreneurs but also will help outsiders in understanding the business culture and environment in Bangladesh. This book will no doubt help potential entrepreneurs preparing a business plan, a document important for establishing a business, as detailed elaboration is made of the importance, uses, features, winning strategies of a business plan in the book.

Download or read book Entrepreneurship Ecosystems and Their Opportunities and Challenges written by Abdelli, Mohammed El Amine and published by IGI Global. This book was released on 2023-09-18 with total page 356 pages. Available in PDF, EPUB and Kindle. Book excerpt: Entrepreneurs are exceptionally gifted individuals capable of spotting projects, marshaling resources, inventing ideas, taking risks, and forming businesses. Prospective entrepreneurs must be inspired and motivated to pursue self-employment businesses in today’s volatile business environment and highly sophisticated information technologies. However, governments have been attempting to promote entrepreneurship by assisting the growth of small and medium-sized enterprises (SMEs). SMEs’ primary challenges are lack of working capital and marketing challenges. Entrepreneurship is a combination of difficult-to-teach skills, attitudes, and knowledge that can be developed. Entrepreneurship Ecosystems and Their Opportunities and Challenges explores and examines the importance of these factors in establishing a virtuous cycle of long-term sustainability in countries worldwide. The book promotes global communities to acquire an entrepreneurial mindset. Covering topics such as crowdfunding experiences, financial solutions, and social enterprises, this premier reference source is an excellent resource for entrepreneurs, business leaders, government officials, students and educators of higher education, researchers, and academicians.

Download or read book Women In Micro And Small scale Enterprise Development written by Louise Dignard and published by Westview Press. This book was released on 1995-07-02 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: The volume brings together the viewpoints of researchers and practitioners from both donor and implementing agencies. Also, all contributors are involved in different capacities in the study of gender, informal sector employment, and microenterprise development.

Download or read book Bureaucratic Rivalry in Mangrove Forest Policy and Management written by Md. Faisal Abedin Khan and published by Cuvillier Verlag. This book was released on 2021-10-18 with total page 110 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since the Earth Summit of 1992, the concept of sustainable development has gained rapid interest in global policy debate—which incurs effective policy solutions in any forest management. Mangroves are coastal forests, commonly found in the tropics and subtropics, where they fulfil many necessary functions from the productive, protective, and social points of view. A large number of multidisciplinary actors ranging from international to local level are actively engaged with perceived issues concentrated on mangrove forest policies irrespective of any geographical location. Nonetheless, given their financial, technical, and expertise-related means, the active actors are expected to have a considerable degree of conflicts and competition showing formal and informal influences over policy issues. Moreover, by allocating financial means and sub-delegating authoritative power, actors at multiple jurisdictions may gain power and serve interests in mangrove governance. Hence, the study attempts to describe and explain the bureaucratic rivalry among the actors in mangrove forest policy and management at the meta-level. In doing so, the author employed the Sundarbans of Bangladesh — the world’s largest contiguous tract of mangrove forest – as an illustrative case in policy formulation and implementation.

Download or read book Development Issues Policies and Actions Selected Recent Works on Malaysia and Bangladesh written by Rafiqul Islam Molla and published by Publication Centre at Universiti Malaysia Perlis: Perlis, Malaysia and Research and Publication at International Islamic University Chittagong (IIUC): Chittagong, Bangladesh. This book was released on 2013-01-01 with total page 163 pages. Available in PDF, EPUB and Kindle. Book excerpt: Development Issues, Policies and Actions is intended as a book of readings on development for the general readers and for the undergraduate and graduate students of development as a supplement to the text book on economic development. It is written with materials mostly taken from our recent research works on current development issues and policy actions in Malaysia and Bangladesh. As a result, we believe that the intended readers and students will find the materials fairly known and easier to read and comprehend. To make the book more reader-friendly, we provided a comprehensive summary at the end of each essay. Readers who are time pressed but want to know the basic contents and the key messages of the essays at the shortest time at hand, can do so by reading the summaries of the essays. An additional and special feature of this book is that it emphasizes on the holistic and ethical aspects of development. This aspect is least covered by most standard text books on the subject. In that sense this book will serve as a make up for the deficiencies of the text book materials in terms of ethical orientation, essence, and higher goals of development. We gratefully acknowledge the generosity of the publishers and authors of all the research works from where the materials have been compiled for use in this book. Similarly we are profoundly thankful to all the scholars, particularly to Prof. Golam Dastagir of Jahangirnagar University, Dhaka, and Prof. Munir Quddus of Prairie View A&M University, Texas, for their critical comments on the draft of the book. Specially, we are profoundly thankful and grateful to Prof. Datuk Dr. Syed Othman Alhabshi for writing the scholarly foreword of this book. Finally, we remain thankful to Universiti Malaysia Perlis, Malaysia and the International Islamic University Chittagong, Bangladesh for jointly publishing this book.

Download or read book Microcredit and Poverty Alleviation written by Tazul Islam and published by Routledge. This book was released on 2016-04-22 with total page 202 pages. Available in PDF, EPUB and Kindle. Book excerpt: The attempt of the Grameen Bank to alleviate poverty and enhance the skills and productivity of its rural women clients provides the fascinating backdrop to this important study of micro-credit institutions. Tazul Islam examines the real extent to which the Grameen Bank's credit-alone policy has been successful in securing the Bank's financial sustainability; its practical role in alleviating poverty and its actual impact on the productivity of its clients. This book concludes by considering alternative policy options that hold out the possibility of increased poverty alleviation.

Download or read book Grameen Bank Multiple Services in Bangladesh written by Kazi Abdur Rouf and published by iUniverse. This book was released on 2018-10-16 with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book narrates Grameen Bank (GB) and its sister organizations’ multiple services in Bangladesh and other MFIs’ services in different countries that the author has received from his working experience. The author was involved in GB credit, plus many programs in Bangladesh. The book informs readers about Grameen Bank’s multidimensional services that have been functioning in Bangladesh since its inception 1976. Many articles of the book published in different international journals, like International Journal of Research Studies in Management and International Journal of Research Studies in Education, Emerald Publishing UK. The book describes how Grameen Bank (GB) women borrowers and other MFIs’ borrowers have handled their microcredit borrowing, their savings, and how MFIs could serve better to microborrowers for their social, political. and economic empowerment within their community. Each article of the book also contains how MFIs could serve better integrated financial services (socioeconomic services for the microborrowers) to disadvantaged women that can lead to better provision of integrated microcredit services to them. The book is also looking for solutions to empower microborrowers’ socioeconomic development in Bangladesh in addition to Grameen group-based microcredit program.