Download or read book Young Widow er s Social Security and Marriage written by Michael J. Brien and published by . This book was released on 2004 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Young Widow S Social Security and Marriage written by Michael J. Brien and published by BiblioGov. This book was released on 2013-06 with total page 26 pages. Available in PDF, EPUB and Kindle. Book excerpt: Upon a worker's death, Social Security pays benefits to each minor or disabled child and to the worker's widow(er), provided that a child of the worker is in his or her care. Although remarriage has no effect on a child's eligibility for benefits, the benefit going directly to the widow(er) terminates if he or she remarries. This paper examines the termination provision and discusses possible effects of the provision on the young widow(er) population.

Download or read book Young Widow Er S Social Security and Marriage written by Michael J. Brien and published by . This book was released on 2013 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Social Security program, like the federal income tax system, is not marriage neutral. In the income tax literature, when a couple faces a higher (lower) tax bill as a married couple than as two single individuals, it is said that the couple, in effect, faces a marriage penalty (marriage subsidy). Similarly, provisions in Social Security lead to marriage subsidies or penalties. In this paper, we examine marriage penalties associated with Social Security's child-in-care benefits. These benefits are paid to widow(er)s who are caring for minor or disabled children. Benefits to the widow(er) terminate upon remarriage, giving rise to marriage penalties. We document the size of these penalties, discuss their likely effects on marriage decisions, and measure the cost of repealing the termination provision.

Download or read book Widows Waiting to Wed written by Michael J. Brien and published by . This book was released on 2001 with total page 58 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Social Security Information for Young Families written by United States. Social Security Administration and published by . This book was released on 1977 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Social Security Household Benefits written by Katherine Grace Carman and published by . This book was released on 2019 with total page 39 pages. Available in PDF, EPUB and Kindle. Book excerpt: Social Security offers two types of benefits for spouses: spousal and survivor benefits. Regardless of his or her own work history, a married individual can claim spousal Social Security benefits, which are equal to half of his or her spouse's Social Security benefits. Furthermore, a widow or widower can claim survivor benefits and receive or his or her deceased spouse's full benefit if it is larger than his or her own benefit. Ideally, married individuals think about the impact of their Social Security choices on their spouse. However, if people do not fully understand the rules for the spousal and survivor benefits, they may make suboptimal choices, not only about Social Security claiming, but perhaps also about labor and marriage decisions. In this paper we make use of new data from the Understanding America Study to assess households' understanding of these benefits. Overall, our results suggest that knowledge of spousal and survivors benefits is low. Furthermore, our results suggest that people's perceptions of their knowledge is misaligned with their actual knowledge, with many perceiving that they know more about Social Security than they actually do. The results in this paper suggest particular areas where policymakers might be able to increase knowledge of spousal and survivors benefits. However, future research is needed to better understand how to increase knowledge in this area.

Download or read book Finding Love After Loss written by Marti Benedetti and published by Rowman & Littlefield. This book was released on 2021-10-11 with total page 169 pages. Available in PDF, EPUB and Kindle. Book excerpt: Guides readers through the emotions and practical concerns of finding love after the death of a partner. Romantic love, in all its permutations, forms one of the most fascinating of human interactions. It also can be one of life’s thorniest challenges, especially in a world where relationships often unfold online and, recently, where a pandemic barred face-to-face contact with people outside one’s immediate household. Among those seeking romance in increasing numbers is a group that stands apart: the women who, slammed by the death of a spouse, bravely pursue new love. Finding Love After Loss: A Relationship Roadmap for Widows goes to the trenches to interview widows who have embarked, nervously but with hope, on this quest. Their frank and revealing interviews, along with wisdom from relationship experts, provide guidance to other women trying to navigate the relationship scene when their last date might have been decades ago. Where do widows find new partners? How much should they share in their online profile? What do they tell their friends and family? What about getting naked for the first time with a new man? Who pays when the bill appears at a restaurant? More than any time in U.S. history, the country’s widows are seeking another chance at romance. The sheer number of widows—11 million, with an average age in the fifties—makes them a formidable force. They are living longer and have broader views on sex and money. Yet it is difficult for them to find their footing. Many of them have been away from the courtship arena for decades. They may make their return to dating with children and in-laws in tow. They are confused by the new rules and unclear on the expectations but convinced that they are capable of loving again. This book, written by a widow and a co-author who dated a widower, details just how powerful, sometimes daunting, and exhilarating the journey to new love can be. It also unveils the extraordinary ways that widows are reshaping the romance landscape: by tossing traditional marriage vows by the roadside, by skipping marriage entirely, or even by committing to a new partner but living apart. This isn’t your grandmother’s widowhood scene, not by a long shot. Finding Love After Loss examines the crazy, sad, and even zany contributions that people left behind by the death of a partner bring to new relationships. At the same time, it reveals both the amazing resilience of women who have lived through great loss and the irresistible pull of human connection.

Download or read book The Charles Schwab Guide to Finances After Fifty written by Carrie Schwab-Pomerantz and published by Crown Currency. This book was released on 2014-04-01 with total page 434 pages. Available in PDF, EPUB and Kindle. Book excerpt: Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.

Download or read book Social Security Made Simple written by Mike Piper and published by . This book was released on 2019-04-19 with total page 130 pages. Available in PDF, EPUB and Kindle. Book excerpt: Find all of the following, explained in plain-English: How your Social Security retirement benefits, spousal benefits, and widow/widower benefits are calculated How your benefits are affected if you have a government pension or if you continue working while claiming Social Security How to decide when is the best age for you (and your spouse, if you're married) to claim Social Security in order to get the most out of your benefits Whether or not it makes sense to take Social Security early in order to invest the money How to check your earnings record on the Social Security Administration's website to make sure you're getting the full benefit you deserve How Social Security benefits are taxed and how this affects retirement tax planning Please note that this book does not cover Social Security disability benefits or Supplemental Security Income (SSI).

Download or read book Report of the National Commission on Social Security Reform written by United States. National Commission on Social Security Reform and published by . This book was released on 1983 with total page 298 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Get What s Yours written by Laurence J. Kotlikoff and published by Simon and Schuster. This book was released on 2015-02-17 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn the secrets to maximizing your Social Security benefits and earn up to thousands of dollars more each year with expert advice that you can't get anywhere else. Want to know how to navigate the forbidding maze of Social Security and emerge with the highest possible benefits? You could try reading all 2,728 rules of the Social Security system (and the thousands of explanations of these rules), but Kotlikoff, Moeller, and Solman explain Social Security benefits in an easy to understand and user-friendly style. What you don't know can seriously hurt you: wrong decisions about which Social Security benefits to apply for cost some individual retirees tens of thousands of dollars in lost income every year. How many retirees or those nearing retirement know about such Social Security options as file and suspend (apply for benefits and then don't take them)? Or start stop start (start benefits, stop them, then re-start them)? Or-just as important-when and how to use these techniques? Get What's Yours covers the most frequent benefit scenarios faced by married retired couples, by divorced retirees, by widows and widowers, among others. It explains what to do if you're a retired parent of dependent children, disabled, or an eligible beneficiary who continues to work, and how to plan wisely before retirement. It addresses the tax consequences of your choices, as well as the financial implications for other investments. Many personal finance books briefly address Social Security, but none offers the thorough, authoritative, yet conversational analysis found here. You've paid all your working life for these benefits. Now, get what's yours.

Download or read book Dating a Widower written by Abel Keogh and published by Ben Lomond Press. This book was released on 2020-01-29 with total page 126 pages. Available in PDF, EPUB and Kindle. Book excerpt: Dating a widower comes with unique challenges that you won’t encounter when dating a single or divorced man. For the relationship to work, the widower will have to put his feelings for his late wife to the side and focus on you. But how do you know if he’s ready to take this step? Drawing on his own experience as a remarried widower, Abel Keogh provides unique insight and guidance into the hearts and minds of widowers, including: · Why widowers date so soon after their late wife dies · How to know if the widower is ready to make room in his heart for you · Red flags that indicate widowers aren’t ready for commitment · How to set and maintain healthy relationship boundaries with widowers Dating a Widower is your guide to having a successful relationship with a man who’s starting over. It also contains 21 real-life stories from women who have gone down the same road you’re traveling. It’s the perfect book to help you decide if the man you’re seeing is ready for a new relationship—and whether dating a widower is right for you. *** Abel Keogh is the expert on widower relationships. A remarried widower, Abel has successfully helped thousands of women know if the widowers they’re dating are ready for a serious relationship. He also helps widowers understand what it takes to overcome grief and open their heart to another woman. Learn more at http://www.abelkeogh.com.

Download or read book Understanding SSI Supplemental Security Income written by and published by DIANE Publishing. This book was released on 1998-03 with total page 65 pages. Available in PDF, EPUB and Kindle. Book excerpt: This publication informs advocates & others in interested agencies & organizations about supplemental security income (SSI) eligibility requirements & processes. It will assist you in helping people apply for, establish eligibility for, & continue to receive SSI benefits for as long as they remain eligible. This publication can also be used as a training manual & as a reference tool. Discusses those who are blind or disabled, living arrangements, overpayments, the appeals process, application process, eligibility requirements, SSI resources, documents you will need when you apply, work incentives, & much more.

Download or read book I m Grieving As Fast As I Can written by Linda Sones Feinberg and published by . This book was released on 2022-05-10 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: I'm Grieving As Fast as I Can (Second Edition) is a guide for young widows and widowers through the normal grieving process that highlights the challenging circumstances of an untimely death. This updated version of the popular book considers the impact of 21st century "killers" such as COVID-19 and wars in Iran and Afghanistan, among other causes. Young widows and widowers share thoughts and dilemmas about losing a loved one, what to tell young children experiencing a parent's death, returning to work and dealing with in-laws. From anger to guilt to suicidal feelings and desires for sex, the book explores the deep feelings of someone who has experienced the profound loss of a partner. The author also gently guides the reader toward hope and options. Linda Sones Feinberg, M.S.W., founded the first nonprofit statewide organization for young widowed people in Massachusetts in 1983. Linda is now retired from her private practice and continues working as a writer and artist. She resides in Raleigh, North Carolina.

Download or read book Railroad Retirement and Survivor Benefits written by and published by . This book was released on 1998 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Hot Young Widows Club written by Nora McInerny and published by Simon & Schuster/ TED. This book was released on 2019-04-30 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the host of the popular podcast, Terrible, Thanks for Asking, comes a wise, humorous roadmap and caring resource for anyone going through the loss of a loved one—or even a difficult life moment. In the span of a few weeks, thirty-something Nora McInerny had a miscarriage, lost her father to cancer, and lost her husband due to a brain tumor. Her life fell apart. What Nora discovered during this dark time is that, when you’re in these hard moments, it can feel impossible to feel like even a shadow of the person you once were. People will give you all sorts of advice of how to hold onto your sanity and sense of self. But how exactly? How do you find that person again? Welcome to The Hot Young Widows Club, Nora’s response to the toughest questions about life’s biggest struggles. The Hot Young Widows Club isn’t just for people who have lost a spouse, but an essential tool for anyone who has gone through a major life struggle. Based on her own experiences and those of the listeners dedicated to her podcast, Terrible, Thanks for Asking, Nora offers wise, heartfelt, and often humorous advice to anyone navigating a painful period in their lives. Full of practical guidance, Nora also reminds us that it’s still okay to laugh, despite your deep grief. She explores how readers can educate the people around them on what to do, what to say, and how to best to lend their support. Ultimately, this book is a space for people to recognize that they aren’t alone, and to learn how to get through life’s hardest moments with grace and humor, and even hope.

Download or read book Get What s Yours for Medicare written by Philip Moeller and published by Simon and Schuster. This book was released on 2016-10-04 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: A coauthor of the New York Times bestselling guide to Social Security Get What’s Yours authors an essential companion to explain Medicare, the nation’s other major benefit for older Americans. Learn how to maximize your health coverage and save money. Social Security provides the bulk of most retirees’ income and Medicare guarantees them affordable health insurance. But few people know what Medicare covers and what it doesn’t, what it costs, and when to sign up. Nor do they understand which parts of Medicare are provided by the government and how these work with private insurance plans—Medicare Advantage, drug insurance, and Medicare supplement insurance. Do you understand Medicare’s parts A, B, C, D? Which Part D drug plan is right and how do you decide? Which is better, Medigap or Medicare Advantage? What do you do if Medicare denies payment for a procedure that your doctor says you need? How do you navigate the appeals process for denied claims? If you’re still working or have a retiree health plan, how do those benefits work with Medicare? Do you know about the annual enrollment period for Medicare, or about lifetime penalties for late enrollment, or any number of other key Medicare rules? Health costs are the biggest unknown expense for older Americans, who are turning sixty-five at the rate of 10,000 a day. Understanding and navigating Medicare is the best way to save health care dollars and use them wisely. In Get What’s Yours for Medicare, retirement expert Philip Moeller explains how to understand all these important choices and make the right decisions for your health and wealth now—and for the future.