Download or read book Weaker Section Finance in India Role of Public Sector Banks written by Dr. Ramchandra Patil and published by Lulu.com. This book was released on 2019-02-16 with total page 313 pages. Available in PDF, EPUB and Kindle. Book excerpt: It has been the Endeavour of each state to fulfill the basic needs of its citizens which are primarily food, clothing and shelter. If the governments fail to fulfill these needs for the welfare of their citizens according to the principles of justice, they are not legitimate. Food takes the priority over all the other needs. Which implies that agricultural sector gets top most priority. In India there are thousands of marginal farmers who struggle to make both ends meet. Along with agriculture sector there are other sectors which play an important role to uplift the poor people. As a financial coverage, banking sector in India treat Agriculture, Small Scale Industry and other sectors of prime importance from the socio-economic development point of the nation, as a priority sectors and allot substantial portion of their lending to these sectors.
Download or read book Priority Sector Lending in India by Public Sector Banks written by Dr. Sanjeev Kumar and published by EduPedia Publications (P) Ltd. This book was released on 2017-01-13 with total page 188 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book entitled “Priority Sector Lending in India by Public Sector Banks- A Study of Pre and Post-Reform Period” is a Ph.D. thesis evaluated by Dr. Tapan Choure, Professor and Head, Vikram University, Ujjain (MP) and Dr. Shakuntla Gupta, Professor, Punjabi University Patiala (Punjab). Both these evaluators had recommended the publication of the thesis in its present form. Two research papers have been published from this thesis in the journal of “the Finance-India” and the Indian Journal of Economics. Commercial banks are supposed to play an important role in achieving the economic development by providing effective institutional credit support to various regions/sectors/sections. Banking has been viewed as a catalytic agent that must develop and support not only single element of national economy, but, also provide an effective link between the productive, distributive and consumption side of it. One of the most important objective of government policies since bank nationalization has been to extend and expand credit not only to those sectors which were of crucial importance in terms of their contribution to national income and employment, but, also to those sectors which have been severely neglected in terms of access to institutional credit. Those sectors which were to be initially identified for this purpose were agriculture, small scale industries and self employed persons. These sectors were accorded priority status in credit allocation by the banks. In fact, priority sector is still the butter and bread, both, literally and figuratively of Indian economic growth. Therefore, they require a special status. Though, there is no known formal decision by the government regarding curtailment in priority sector credit, yet, serious attempts have been in recent years to dilute the norms of priority sector lending. New banking culture after banking sector reforms is set to focus on credit to customer durables’, to corporate allied and to capital market related activities. Since the aim of banking reforms is to make public sector banking more proficient in treasury operations, the importance of investing in priority sector seems to have lost its relevance for banks. The present study seeks to analyze the growth and structure of priority sector lending in different states during the pre and post-reform period in India. Further, an attempt is also made to probe the trends in disparities in priority sector lending across the selected states of India. The scope of the study is confined to priority sector lending by the public sector banks only. Since public sector banks represent majority of the commercial banking activities in India, the overall trend can be easily determined by analyzing the data of priority sector lending of the public sector banks alone. Public sector banks are those, which are included in the second schedule of Reserve Bank of India Act 1934. However, the regional rural banks are not included in the present study. The main objective of the study is to analyze the level and structure of priority sector lending in India during the pre and post-reform period. How with economic reforms, the growth and composition of priority sector lending has been affected needs to be analyzed. Further, to what extent the different stipulated targets of priority sector lending are met also remains to be examined. Whether, priority sector credit is evenly disbursed across different states/sectors or is confined to few states/sectors remain to be studied. So, the present study is an attempt to evaluate the performance of public sector banks during the pre and post-reform period in priority sector lending. The study comprises eight chapters in all. The first chapter contains the role of commercial banks in the process of economic development and the genesis of priority sector lending in India. Also, various issues relating to non-performing assets (NPAs) in priority sector lending is discussed in this chapter. Further, a brief review of literature on priority sector lending by the public sector banks has been presented in the second chapter. The third chapter outlines the need, scope, objectives, hypothesis, limitations and methods of investigations used in the study. In the fourth and fifth chapter, the performance of public sector banks in financing agriculture and small scale industries has been analyzed respectively. In the sixth chapter, the performance of banks with respect to ‘other priority sector’ has been evaluated. In the seventh chapter, the performance of public sector banks with respect to overall priority sector lending has been examined. The growth and structure of NPAs in priority sector lending are also analyzed in the seventh chapter. Finally, summing up of the findings and conclusions of the present study and suggestions for improving the quality of priority sector lending by public sector banks finds a place in the eighth (last) chapter of the study.
Download or read book Public Sector Banks in India written by R. K. Raul and published by Gyan Publishing House. This book was released on 2005 with total page 332 pages. Available in PDF, EPUB and Kindle. Book excerpt: The present book examines the impact of Financial Reforms on the working of banking sector in general and Public Sector Banks in particular. In addition to assess multi-dimensional trend of banking sector, it examines the impact of Deregulation Policies on the Management of bank s resources. The book identifies many critical issues like determinants of Non-performing Assets, Profitability productivity of banks, mismatch of assets and liabilities and services rendered by banks particularly in the backward regions. The treatise embodies in it inter-intra banks and inter-intra regional, districts level variations. To encounter the objectives, appropriate hypothesis have been framed, statistical and financial techniques have been used to testify, the nature and problems of Public Sector vis-à-vis Private Sector and foreign banks. This book runs into ten chapters encompassing into different aspects of bank s performances with critical assessment in the context of reform package. The book will meet the growing interest of students, researchers, scholars, policymakers and general readers. It may be used as textbook for B.Com, B.B.A., M.B.A.; M.F.M. and M.A. (Eco.), M.Sc. (Eco.) courses.
Download or read book Financing of Weaker Sections by Regional Rural Banks written by M. Lakshmi Narasaiah and published by Discovery Publishing House. This book was released on 1999 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book I C S E Economics for Class IX written by J.P. Goel and published by Goyal Brothers Prakashan. This book was released on 2020-02-01 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book India s Economic Reforms written by Uma Kapila and published by Academic Foundation. This book was released on 1996 with total page 314 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Funds Management Of State Bank Of India And Associate Banks written by and published by Archers & Elevators Publishing House. This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book IBPS RRB Treasury Manager Scale II Exam 2022 1900 Solved Objective Questions 6 Full length Mock Tests 12 Sectional Tests written by EduGorilla Prep Experts and published by EduGorilla Community Pvt. Ltd.. This book was released on 2022-08-03 with total page 614 pages. Available in PDF, EPUB and Kindle. Book excerpt: • Best Selling Book for IBPS RRB Treasury Manager Exam (Scale II) with objective-type questions as per the latest syllabus given by the IBPS. • Compare your performance with other students using Smart Answer Sheets in EduGorilla’s IBPS RRB Treasury Manager Exam (Scale II) Practice Kit. • IBPS RRB Treasury Manager Exam (Scale II) Preparation Kit comes with 18 Tests (6 Mock Tests + 12 Sectional Tests) with the best quality content. • Increase your chances of selection by 14X. • IBPS RRB Treasury Manager Exam (Scale II) Prep Kit comes with well-structured and 100% detailed solutions for all the questions. • Clear exam with good grades using thoroughly Researched Content by experts.
Download or read book ICSE Economics Applications for Class IX A Y 2023 24 Onward written by J. P. Goel and published by Goyal Brothers Prakashan. This book was released on 2023-05-20 with total page 178 pages. Available in PDF, EPUB and Kindle. Book excerpt: We are very pleased to place before the students the thoroughly revised, enlarged and updated edition of the book entitled 'I.C.S.E. Economic Applications' for the students of Class IX This edition of the book has been designed strictly according to the latest course scheme prescribed by the Council of Indian Certificate of Secondary Examination (I.C.S.E.), New Delhi. • Efforts have been made to incorporate the latest available material and statistical information pertaining to various aspects of the Indian Economy. • Each chapter is equipped with a Question Bank consisting of exam oriented questions with their to-the-point answers. • To make the text interesting and easily understandable the language has been kept simple and lucid. • The book covers the course comprehensively. • Project work given at the end has been specially designed for the students. • Two Model Test Papers based on the examination pattern have also been given at the end. • Glossary of various technical terms used in the book has been further updated to cover the entire course. It is, therefore, sincerely hoped that this book will prove immensely useful to both students and teachers. We express our special thanks to M/s Goyal Brothers Prakasban for bringing out the book in record time. Suggestions and opinions of the readers of the book would be most welcome. J.P. Goel & Kaushal Goel C-131B, Sushant Lok-3 Sector 57, Gurugram (Haryana) Mobile : 9810945659 8595188940 e-mail : jpgoel03@gmai1 .com
Download or read book Principles Practice of Banking and Insurance written by Dr. Rashmi Prakash Patil I Dr. Mukul Abasahaeb Burghate and published by TMC, Nagpur. This book was released on with total page 101 pages. Available in PDF, EPUB and Kindle. Book excerpt: Both banks and insurance companies are financial intermediaries. However, their functions are different. An insurance company ensures its customers against certain risks, such as the risk of having a car accident or the risk that a house catches on fire. In return for this insurance, their customers pay them regular insurance premiums. Banks accept short-term deposits and make long-term loans. This means that there is a mismatch between their liabilities and their assets. In case a large number of their depositors want their money back, for example in a bank run scenario, they might have to come up with the money in a hurry. For an insurance company, however, its liabilities are based on certain insured events happening. Their customers can get a pay-out if the event they are insured against, such as their house burning down, does happen. They don’t have a claim on the insurance company otherwise. The purpose of this study Material is to present an introduction to the subjects of Principles & Practices of Banking and Insurance. The book contains the syllabus from basics of the subjects going into the intricacies of the subjects. All the concepts have been explained with relevant examples and diagrams to make it interesting for the readers. An attempt is made here by the author the students by way of providing Study Material as per the curriculum with non-commercial considerations. However, it is implicit that these are examoriented Study Material and students are advised to attend regular class room classes in the Institute and utilize reference books available in the library for In-depth knowledge. We owe to many websites and their free contents; we would like to specially acknowledge contents of website www.wikipedia.com and various authors whose writings formed the basis for this book. We acknowledge our thanks to them. At the end we would like to say that there is always a room for improvement in whatever we do. We would appreciate any suggestions regarding this study material from the readers so that the contents can be made more interesting and meaningful. Readers can email their queries and doubts to our authors on [email protected]. We shall be glad to help you immediately.
Download or read book MANAGEMENT OF NON PERFORMING ASSETS IN PRIORITY SECTOR ADVANCES OF PUBLIC SECTOR BANKS IN KARNATAKA written by Suresh B and published by Lulu.com. This book was released on 2013-07-16 with total page 89 pages. Available in PDF, EPUB and Kindle. Book excerpt: This study is mainly confined to Mandya District in the state of Karnataka. The main focuses of the study is on the problem of NPAs in Canara Bank only and also see how the effective measures has enabled the banks to raise their profitability. The study also focused on growth and performance of Canara Bank in Mandya District.
Download or read book Changing Senario of Business and E Commerce written by and published by Dr.Dinesh D.Bhakkad. This book was released on with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Improving Access to Finance for India s Rural Poor written by Priya Basu and published by World Bank Publications. This book was released on 2006-01-01 with total page 152 pages. Available in PDF, EPUB and Kindle. Book excerpt: Annotation This book examines the current level and pattern of access to finance for India's rural households, evaluates various approaches for delivering financial services, analyzes what lies behind the lack of adequate financial access, and identifies what it would take to improve access to finance.
Download or read book Corporate Vulnerabilities in India and Banks Loan Performance written by Peter Lindner and published by International Monetary Fund. This book was released on 2014-12-19 with total page 19 pages. Available in PDF, EPUB and Kindle. Book excerpt: The financial performance of India's corporate sector has been under pressure since the Global Financial Crisis. Balance-sheet data on a large cross-section of Indian non-financial corporates show that the growth in their leverage over the last 15 years has been associated with a notable increase in the vulnerabilities of firms carrying high interest payment burdens. Gauged by the debt carried by the most vulnerable component of firms, the Indian corporate sector’s vulnerability to severe systemic shocks has increased to levels not seen since 2001. Progress on the macroeconomic front, together with improved credit appraisals and stricter impairment standards on the bank side, will be critical to help India's banks resume their role as economic growth drivers.
Download or read book IBPS RRB Guide for Officer Scale 1 Preliminary Main 2 3 Exam with 3 Online Tests 4th Edition written by Disha Experts and published by Disha Publications. This book was released on 2017-07-11 with total page 839 pages. Available in PDF, EPUB and Kindle. Book excerpt: The current book "IBPS-CWE RRB Guide for Officer Scale I, II & III Exam with 3 Online Tests" has been designed especially for the students looking for recruitment in the Regional Rural Banks. The book is based on the pattern of the latest examination as conducted by the IBPS. The book covers all the 5 sections asked in the RRB exam English Language, Quantitative Aptitude, Data Interpretation, Reasoning, Computer Knowledge and Financial Awareness. The USP of the 4th edition is the thoroughly updated Financial Awareness section which provided the latest updated information on Basic Economics, Banking, Corporate Governance, Stock Exchange, Insurance, Commissions, Govt. Policies etc. The book provides well illustrated theory with exhaustive fully solved examples for learning. This is followed with an exhaustive collection of solved questions in the form of Exercise. The section on General Awareness has been divided into 5 chapters Conceptual Banking; Current Banking; General Awareness and Current Affairs; Financial Awareness. The book is a one stop solution to all the requirements of the students aspiring for Officer Scale II and III. The book provides 3 Online Practice Sets on the latest pattern of the exam for the Mock Online experience. These tests will be useful for Scale I, Scale II (GBO) & Scale III.
- Author : Disha Experts
- Publisher : Disha Publications
- Release : 2019-04-25
- ISBN : 9388919416
- Pages : 935 pages
IBPS RRB Guide for Officer Scale 1 Preliminary Main 2 3 Exam with 4 Online Practice Sets 6th Edition
Download or read book IBPS RRB Guide for Officer Scale 1 Preliminary Main 2 3 Exam with 4 Online Practice Sets 6th Edition written by Disha Experts and published by Disha Publications. This book was released on 2019-04-25 with total page 935 pages. Available in PDF, EPUB and Kindle. Book excerpt: The current book "IBPS RRB Guide for Officer Scale I (Preliminary & Main), II & III Exam with 4 Online Tests" covers all the 5 sections asked in the RRB exam English Language, Quantitative Aptitude, Data Interpretation, Reasoning, Computer Knowledge and Financial Awareness. The book provides the Solved Papers of 2017 & 2018 for Scale I, II & III. The book covers Revision Material on Financial Awareness. The book provides 4 Online Practice Sets - 2 for Preliminary & 2 for the Main Exam on the latest pattern of the exam for the Mock Online experience. These tests will be useful for Scale I, Scale II (GBO) & Scale III. The book provides well illustrated theory with exhaustive fully solved examples for learning. This is followed with an exhaustive collection of solved questions in the form of Exercise. The section on General Awareness has been divided into 5 chapters Conceptual Banking; Current Banking; General Awareness and Current Affairs; Financial Awareness.
Download or read book UGC NET JRF Commerce Book Banking and Financial Institutions Self study and online classes Series written by Dheeraj Kumar Singh and published by Innovative Institute. This book was released on with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: Best Book for UGC NET JRF Commerce , PhD Entrance, Assistant Professor Examination . Based on recent trend of examination. Consisting more than 700MCQ.