Download or read book Underwater written by Rebecca Elliott and published by Columbia University Press. This book was released on 2021-01-05 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: Communities around the United States face the threat of being underwater. This is not only a matter of rising waters reaching the doorstep. It is also the threat of being financially underwater, owning assets worth less than the money borrowed to obtain them. Many areas around the country may become economically uninhabitable before they become physically unlivable. In Underwater, Rebecca Elliott explores how families, communities, and governments confront problems of loss as the climate changes. She offers the first in-depth account of the politics and social effects of the U.S. National Flood Insurance Program (NFIP), which provides flood insurance protection for virtually all homes and small businesses that require it. In doing so, the NFIP turns the risk of flooding into an immediate economic reality, shaping who lives on the waterfront, on what terms, and at what cost. Drawing on archival, interview, ethnographic, and other documentary data, Elliott follows controversies over the NFIP from its establishment in the 1960s to the present, from local backlash over flood maps to Congressional debates over insurance reform. Though flood insurance is often portrayed as a rational solution for managing risk, it has ignited recurring fights over what is fair and valuable, what needs protecting and what should be let go, who deserves assistance and on what terms, and whose expectations of future losses are used to govern the present. An incisive and comprehensive consideration of the fundamental dilemmas of moral economy underlying insurance, Underwater sheds new light on how Americans cope with loss as the water rises.
Download or read book Economics of Index based Flood Insurance IBFI written by Malik, Ravinder Paul Singh and published by IWMI. This book was released on 2021-11-09 with total page 38 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Economics of Flood Insurance written by Gregory A. Vaut and published by . This book was released on 1974 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: "The purpose of this study is to provide information relevant to the role of flood insurance as a flood plain/management/flood loss reduction measure. The report is divided into three sections. The first section summarizes the history of the formulation of the current National Flood Insurance Program and its major provisions. The second section assesses the implications for flood insurance of two areas of economic theory; [sic] individual behaviour [sic] under uncertainty and welfare economics. Finally, the study concludes with several policy implications stemming from the material presented in the first two sections."--p. 1.
Download or read book Socioeconomic Effects of the National Flood Insurance Program written by James P. Howard, II and published by Springer. This book was released on 2016-04-20 with total page 134 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Brief presents a benefit-cost analysis of the National Flood Insurance Program (NFIP) as well as an evaluation of its cumulative socioeconomic effects. Created by Congress in 1968, the NFIP provides flood insurance protection to property owners, in return for local government commitment to sound floodplain management. Since 1994, the NFIP has included a Flood Mitigation Assistance (FMA) program to provide local communities with support for flood mitigation. This book offers quantitative evidence of the net social benefit of the NFIP for the years 1996-2010, including an independent assessment of the consumer benefit. Second, it provides distributionally weighted analysis to show the socioeconomic effects of payments and claims. Finally, this Brief includes an analysis of the change in government revenue attributable to the NFIP and FMA programs. The models used in each component of the analysis are usable by others for extending and revising the analysis. Providing a comprehensive analysis of this increasingly important federal policy, this Brief will be of use to students of environmental economics and public policy as well as those interested in risk management in the era of climate change.
Download or read book Flood Insurance written by Stanley J. Czerwinski and published by . This book was released on 1999 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book National Flood Insurance Program written by David Schein and published by . This book was released on 1984 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book National Flood Insurance Repetitive Losses written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Economic Policy and published by . This book was released on 2005 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Cost and Affordability of Flood Insurance in New York City written by Lloyd Dixon and published by . This book was released on 2017-05-10 with total page 226 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report examines flood insurance cost in New York City and homeowners' ability to afford it. It develops and evaluates several different approaches for assisting households that have difficulty affording flood insurance.
Download or read book Economics of Federal Flood Insurance and Loan Programs written by M. J. Rettger and published by . This book was released on 1979 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book A Case Study of Some Economic Aspects of the National Flood Insurance Program written by Leo R. Cheatham and published by . This book was released on 1975 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book An Economic Impact Analysis of the National Flood Insurance Program written by John Prather Brown and published by . This book was released on 1976 with total page 77 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Political Economy of the National Flood Insurance Program written by Dennis David Sohocki and published by . This book was released on 1974 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Economics of Natural Disasters written by Douglas C. Dacy and published by . This book was released on 1969 with total page 296 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book An Economic Analysis of Alternative Federal Flood Damage Assistance Programs written by Michael Joseph Rettger and published by . This book was released on 1977 with total page 476 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Flood Insurance as a Flood Management Tool written by Tun Lin and published by . This book was released on 2007 with total page 66 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Insurance and Behavioral Economics written by Howard C. Kunreuther and published by Cambridge University Press. This book was released on 2013-01-28 with total page 343 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines the behavior of individuals at risk and insurance industry policy makers involved in selling, buying and regulation.
Download or read book The Economic Effects of Floods written by J. P. Brown and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 93 pages. Available in PDF, EPUB and Kindle. Book excerpt: There is by now a large literature on the economic aspects of flood control and flood relief policies. The contribution of this paper lies in its careful scrutiny of one single critical aspect of the economics of floods, the choice of land use by a single land owner. We analyze that choice using the methods of dynamic programming, and in particular, we show how that choice is dependent on the probability of floods for his piece of land. The theory we have developed here has been developed in the context of floods. In fact, this work grew out of an empirical study of flood plain damages, when we found that the underlying theory was not yet developed.! In fact, we feel that the theory is of much more general interest. It is a theory of optimal investment choice under uncertainty when that uncertainty is a result of destruction or failure of the investment at a random date. This is the case in flood plains, but it is also the appropriate basic theory for understanding investment decisions in the face of earthquakes, fires, war damage, avalanches, and other kinds of disasters. These are only the more dramatic examples of situations where replacement is required at an uncertain date.
