Download or read book The Determination of Mortgage Credit Terms written by Eugene Baylis Shanks and published by . This book was released on 1974 with total page 260 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Determination of Mortgage Credit Terms written by Eugene Baylis Shanks (Jr.) and published by . This book was released on 1974 with total page 118 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Home Mortgage Credit Terms written by Hughes Hudson Spurlock and published by . This book was released on 1977 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Mortgage Credit Analysis for Mortgage Insurance on One to Four family Properties written by and published by . This book was released on 1988 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Home Mortgage Interest Rates and Terms written by and published by . This book was released on 1962 with total page 232 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Mortgage Encyclopedia written by Jack Guttentag and published by McGraw Hill Professional. This book was released on 2004-05-07 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt: A one-stop reference for in-depth explanations of mortgage topics With the creation of so many new, complex mortgage programs, it's difficult for consumers --not to mention real estate agents, attorneys, closing agents, and mortgage brokers--to keep track of them all. Written by nationally syndicated real estate columnist Jack Guttentag, The Mortgage Encyclopedia helps readers understand the various mortgage terms, features, and options by offering clear, precise explanations. The alphabetical organization of terms makes it easy to quickly find information on any topic, from FHA, Investor, and No-PMI Loans to Origination Fee and Rate Float. Each entry includes not just a description of the term, but also relevant advice for consumers, such as answers to the questions "Is this loan right for me?" and "Can I negotiate this fee?" Guides readers through the bewildering array of new mortgage programs Features definitions and explanations of common mortgage, escrow, and closing fees and arcane mortgage terminology
Download or read book What We Know About Mortgage Lending Discrimination in America written by Margery Austin Turner and published by DIANE Publishing. This book was released on 2000-07 with total page 69 pages. Available in PDF, EPUB and Kindle. Book excerpt: The U.S. Department of Housing and Human Development (HUD) presents the report "What We Know About Mortgage Lending Discrimination in America." The report outlines how discrimination can affect access to mortgage capital for minorities.
Download or read book Understanding the Securitization of Subprime Mortgage Credit written by Adam B. Ashcraft and published by DIANE Publishing. This book was released on 2010-03 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt: Provides an overview of the subprime mortgage securitization process and the seven key informational frictions that arise. Discusses the ways that market participants work to minimize these frictions and speculate on how this process broke down. Continues with a complete picture of the subprime borrower and the subprime loan, discussing both predatory borrowing and predatory lending. Presents the key structural features of a typical subprime securitization, documents how rating agencies assign credit ratings to mortgage-backed securities, and outlines how these agencies monitor the performance of mortgage pools over time. The authors draw upon the example of a mortgage pool securitized by New Century Financial during 2006. Illustrations.
Download or read book The Simultaneous Determination of Interest Rates and Loan Terms written by Glen Donaldson and published by . This book was released on 2018 with total page 41 pages. Available in PDF, EPUB and Kindle. Book excerpt: A cornerstone of finance theory is that risk and expected return should be positively related. However, empirical studies of mortgage contracts often find a negative relationship between interest rates and risk terms (e.g., loan-to-value ratio, loan maturity, etc.). Previous studies have found such results puzzling, surmising they may arise because traditional models do not explicitly account for the simultaneous determination of interest rates and mortgage terms. We therefore specify separate supply and demand equations for loanable funds, estimate them simultaneously, and then examine mortgage contracts as equilibrium outcomes of a multidimensional negotiation between borrower and lender. Our empirical results reveal that borrowers and lenders individually require higher returns for greater risk, as theory requires, but that this can produce negative risk/return correlations in contract outcomes, as observed in the data. We solve the loan-to-value puzzle and maturity puzzle, demonstrate how various risk factors impact the simultaneous determination of equilibrium interest rates and loan terms, and show that mortgage lenders and borrowers of different types have understandably different risk appetites.
Download or read book Study of Mortgage Credit written by United States. Congress. Senate. Committee on Banking and Currency. Subcommittee on Housing and published by . This book was released on 1960 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Understand Mortgage Loan written by IntroBooks and published by IntroBooks. This book was released on 2018-02-22 with total page 25 pages. Available in PDF, EPUB and Kindle. Book excerpt: So what is a mortgage loan basically? Explaining it in simple words; it is a loan which you borrow from a bank in order to build your own home and you then pay back this borrowed money in years to come with the addition of interest. Most mortgages are currently just offered on a reimbursement premise which implies you pay back part of the capital and the interest consistently. Towards the end of the term, which is generally somewhere around 25 and 30 years, your home loan obligation will have been absolutely reimbursed.
Download or read book Home Loan Terminology 2 written by MDK Publishing and published by Speedy Publishing LLC. This book was released on 2015-04-29 with total page 6 pages. Available in PDF, EPUB and Kindle. Book excerpt: Loans come wrapped in lots of paperwork with difficult-to-understand terminologies that may bring you more harm than good if you're not careful. Don't use ignorance as your excuse when you find out that you've locked yourself into a contract that has terms you don't agree with. This guide will teach you about the different terminologies used in most loan agreements. Buy a copy today.
Download or read book Study of Mortgage Credit written by United States. Congress. Senate. Committee on Banking and Currency and published by . This book was released on 1959 with total page 874 pages. Available in PDF, EPUB and Kindle. Book excerpt: Examines problems and developments associated with homebuilding, the housing market, family income, and mortgage financing forecast during next decade.
Download or read book Adjustable Rate Mortgages ARM s written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Housing and Community Development and published by . This book was released on 1984 with total page 988 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Complete Dictionary of Mortgage Lending Terms Explained Simply written by Atlantic Publishing Group and published by Atlantic Publishing Company. This book was released on 2011 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: Lenders and prospective home buyers alike have turned their attention to financial news, carefully watching the market since the 2007 housing and credit crisis. Recently, mortgage rates continued to drop to historic lows, changing on a daily basis. With their fluctuating rates and the current economic climate, mortgages are as complicated as ever. Anyone interested in acquiring a mortgage, refinancing a current mortgage, or starting a business career in lending has probably heard financial professionals use unfamiliar terms. But, with a little help from this comprehensive dictionary, you can easily converse with professionals and understand industry jargon. The Complete Dictionary of Mortgage & Lending Terms Explained Simply explains all the important financial terms you will encounter as you navigate the mortgage market. With easy-to-understand definitions, this dictionary covers everything from accrued interest to wraparound mortgages. It covers types of mortgages, parts of loan agreements, types of insurance, and even home-inspection terms. This resource uses simple language to describe the many concepts it covers, ensuring that even those without any financial or real estate experience will understand the definitions. With more than 1,800 terms, this dictionary allows you to understand almost every term you come across during your encounter with the lending process, whether you are researching the difference between trusts and liens or examining a prospective home s features. In addition to outlining terms associated with lending, it also includes information about important legislative acts and federal agencies that affect financing. The handy A-to-Z organization allows you to quickly find any information you need, even during nerve-wracking negotiations. The definitions also include any abbreviated forms of the terms, so you will be able to tell your ARMs (adjustable-rate mortgages) from your REITs (real estate investment trusts). This guide defines the players, the problems, the process, and the procedures. Whether you are looking to buy a home, trying to refinance, taking a finance class, or simply curious about the mortgage and lending industry, this dictionary is an indispensable guide to the many terms, tools, and agreements you will encounter at every step of the complex lending process. Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company president's garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.
Download or read book The Rise and Fall of the US Mortgage and Credit Markets written by James Barth and published by John Wiley & Sons. This book was released on 2009-06-22 with total page 560 pages. Available in PDF, EPUB and Kindle. Book excerpt: The mortgage meltdown: what went wrong and how do we fix it? Owning a home can bestow a sense of security and independence. But today, in a cruel twist, many Americans now regard their homes as a source of worry and dashed expectations. How did everything go haywire? And what can we do about it now? In The Rise and Fall of the U.S. Mortgage and Credit Markets, renowned finance expert James Barth offers a comprehensive examination of the mortgage meltdown. Together with a team of economists at the Milken Institute, he explores the shock waves that have rippled through the entire financial sector and the real economy. Deploying an incredibly detailed and extensive set of data, the book offers in-depth analysis of the mortgage meltdown and the resulting worldwide financial crisis. This authoritative volume explores what went wrong in every critical area, including securitization, loan origination practices, regulation and supervision, Fannie Mae and Freddie Mac, leverage and accounting practices, and of course, the rating agencies. The authors explain the steps the government has taken to address the crisis thus far, arguing that we have yet to address the larger issues. Offers a comprehensive examination of the mortgage market meltdown and its reverberations throughout the financial sector and the real economy Explores several important issues that policymakers must address in any future reshaping of financial market regulations Addresses how we can begin to move forward and prevent similar crises from shaking the foundations of our financial system The Rise and Fall of the U.S. Mortgage and Credit Markets analyzes the factors that should drive reform and explores the issues that policymakers must confront in any future reshaping of financial market regulations.
Download or read book The Complete Guide to a Higher Credit Score written by Joe Lance Letizia and published by Capital Investment Funding Corp.. This book was released on 2005-05 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: Annotation: How would you like to buy your dream home and improve your credit at the same time? Now you can! Get the inside scoop on what the experts already know - the top secrets to improving your credit score with the best mortgage and no closing costs. When it comes to getting the best real estate mortgages, your credit score is everything. That means you need a plan of action that will provide you with the right mortgage and the best possible credit score within the shortest period of time.
