Download or read book The Compact Book on Commercial Property Insurance Policy written by Barry Zalma and published by . This book was released on 2018-03-22 with total page 214 pages. Available in PDF, EPUB and Kindle. Book excerpt: Insurance is a contract that requires an offer to provide insurance to a person or entity, acceptance of the offer and payment of consideration called a premium. Insurance is defined by California Insurance Code Section 22, as: "a contract whereby one undertakes to indemnify another against loss, damage, or liability arising from a contingent or unknown event." As such it is a special type of contract because it is limited to provide protection only from a contingent or unknown event. Any loss to be covered must be fortuitous, accidental, contingent or unknown. An intentional act can never be insured.The book explains what insurance is, how it is acquired, how to read and understand it, what to do when a loss occurs and how to successfully present and collect a claim to indemnify the insured from all losses incurred.

Download or read book Commercial Property Coverage Guide 6th Edition written by George Krauss and published by . This book was released on 2015-03-12 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This newest edition of the Commercial Property Coverage Guide includes expert coverage analyses of ISO and AAIS commercial property forms. This unique resource also addresses MSO commercial property programs, as well as certain provisions commonly offered by individual insurance carriers. Moreover, in addition to analyzing coverage language, the author explores other commercial property issues, including: » Chinese drywall » Green Building concepts » Marijuana manufacturing and distribution » Income disruption insurance The newly revised and fully updated Commercial Property Coverage Guide, 6th Edition provides up-to-date insights on these vital topics: » The Insuring Agreement: Covered and Not Covered Property » Additional Coverages, Coverage Extensions, and Optional Coverages » Covered Causes of Loss: Named Perils Forms » Special Causes of Loss Form » Conditions » Builders Risk » Business Income Coverage Forms » Other Coverage Forms » Commercial Property Endorsements Plus--You receive expert analysis of... » The Commercial Properties Program of ISO, AAIS, and MSO » E-Issues under the Building and Personal Property Coverage Form » Miscellaneous Commercial Property Coverage Issues

Download or read book The Commercial Property Insurance Policy Deskbook written by Barry Zalma and published by . This book was released on 2019-10-07 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Commercial Property Insurance Policy Deskbook is a comprhensive resource on acquiring a commercial property policy and presenting and collecting first-party property insurance claims. The book looks at the fundamentals of insurance and a wealth of topics including rules of construction of a policy of commercial property insurance, the commercial first party property insurance policy, different types of property losses, conditions and limitations, specific and blanket coverages, mortgage clauses, the need for a prompt notice of claim, the commercial property claim, adjusting the commercial property loss, the sworn statement in proof of loss, the adjustment of the commercial property loss, subrogation and salvage, and common law bad faith.

Download or read book Commercial Property Coverage Guide written by Donald S. Malecki and published by . This book was released on 2013 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: An all-inclusive guide on policy interpretation, forms, the latest changes, and practical application of coverage.

Download or read book Commercial Property Risk Management and Insurance written by Jerome Trupin and published by Insurance Institute of America. This book was released on 2003 with total page 680 pages. Available in PDF, EPUB and Kindle. Book excerpt: Textbook for students of insurance that examines commercial property loss exposures and risk control methods.

Download or read book Commercial Property Insurance Study Guide For 551 written by Scott Wasserman and published by . This book was released on 2017-02-01 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Property Insurance Litigator s Handbook written by Leonard E. Murphy and published by American Bar Association. This book was released on 2007 with total page 444 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Compact Book of Adjusting Property Insurance Claims written by Barry Zalma and published by . This book was released on 2018-01-17 with total page 163 pages. Available in PDF, EPUB and Kindle. Book excerpt: The insurance adjuster is not mentioned in a policy of insurance. The obligation to investigate and prove a claim falls on the insured. Standard first party property insurance policies, based upon the New York Standard Fire Insurance policy, contain conditions that require the insured to, within sixty days of the loss, submit a sworn proof of loss to prove to the insurer the facts and amount of loss. The policy allows the insurer to then, and only then, respond to the insured's proof of loss. The insurer can then either accept or reject the proof submitted by the insured. Technically, if the wording of the policy was followed literally the insurer could sit back, do nothing, and wait for the proof. If the insured was late in submitting the proof the insurer could reject the claim. If the insured submits a timely proof of loss the insurer could either accept or reject the proof of loss. If the insurer rejected the proof of loss the insured could either send a new one or give up and gain nothing from the claim. Suit on the policy would be difficult because the policy contract limited the right to sue to times when the proof of loss condition had been met.Insureds and insurers were not happy with that system. It made it too difficult for a lay person to successfully present a claim. The system, as written into the standard fire policy seemed to run counter to the covenant of good faith and fair dealing that had been the basis of the insurance contract for centuries. Most insurers understood that their insureds were mostly incapable of complying with the strict enforcement of the policy conditions. To fulfill the covenant of good faith and fair dealing insurers created the insurance adjuster to fulfill its obligation to deal fairly and in good faith with the insured.

Download or read book Property and Casualty Insurance Concepts Simplified written by Christopher J. Boggs and published by Lulu.com. This book was released on 2010 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book details key property and casualty concepts rarely discussed or found in print; rather they are often left to be "discovered" over time. These important concepts are now written down for all insurance practitioners to easily access. Examples of the topics and concepts found in this book include rules for reading ANY insurance policy; why losses are excluded; contractual risk transfer; legal liability theories; "COPE" details; and the proper explanation of coinsurance concepts. Also included is a rather extensive glossary of insurance and insurance-related terms. Readers will: 1) Gain a deeper understanding of insurance theories; 2) Be better prepared to explain insurance concepts to their clients; and 3) Develop a greater appreciation and understanding of the claims valuation process.

Download or read book Commercial Property Insurance and Risk Management written by and published by . This book was released on 1994 with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Commercial Property written by Bruce J. Hillman and published by . This book was released on 2009 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: An all-inclusive guide on policy interpretation, forms, the latest changes, and practical application of coverage.

Download or read book Commercial Property Insurance and Risk Management For CPCU 3 written by R. Robert Rackley and published by . This book was released on 1998-09 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Commercial Property Coverage Guide written by Bruce Hillman and published by National Underwriter Company. This book was released on 2001 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Insurance and Risk Management for Small Business written by Mark Richard Greene and published by . This book was released on 1981 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Risk Management and Insurance written by and published by . This book was released on 1980 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Commercial Property written by Bruce Hillman and published by . This book was released on 2006-01-01 with total page 436 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book D O 101 Understanding Directors and Officers Liability Insurance A Holistic Approach written by Larry Goanos and published by Lulu.com. This book was released on 2019-06-05 with total page 223 pages. Available in PDF, EPUB and Kindle. Book excerpt: Real-world war stories from the front lines of D&O Insurance to illustrate the importance of various principles. The book contains a chapter of career advice from more than 60 senior insurance executives, including 25 current or former CEOs. Respected leaders such as Maurice "Hank" Greenberg, Brian Duperreault, Stephen Way, Dinos Iordanou, Kevin Kelley and many others provide their unique insights on career advancement.