Download or read book Retire Faster Smarter Richer written by Michaela Cavallaro and published by Centennial Books. This book was released on 2021-01-05 with total page 97 pages. Available in PDF, EPUB and Kindle. Book excerpt: Quitting the rat race ahead of schedule may sound like an impossible goal. Retire Smarter offers guidance on how to get there, while making your money last, and achieving personal fulfilment. Wiith a solid plan and careful attention to the details, you can say goodbye to the 9-to-5 and hello to a whole word of relaxation, travel and fun. This book takes a look at the many models for a modern retirement, and provides concrete advice for building the foundation you need to stop working. This comprehensive guide provides step-by-step information about saving and investing so you can achieve the early retirement of your dreams, plus guidance on healthcare, housing and other critical costs.
Download or read book Save Half Retire Fast written by Frankie Calkins and published by Money Resolution. This book was released on 2021-12-29 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Personal finance experts suggest saving 10%-20% of your income. They're wrong. That advice is for ordinary people who will work a 9 to 5 grind for 50+ years, hoping to retire on time. But you're not ordinary...Choose to live an extraordinary life instead. Earn your time and freedom back. Save and invest 50% of your income and retire early in as little as 17 years, a decade or more sooner than you thought was possible.Does saving half sound extreme and impossible? It's not. Save Half, Retire Fast shows you how without tricks or gimmicks, and anyone can do it. #SAVEHALFBOOK is your comprehensive guide to financial independence and early retirement. You'll learn how to: Invest for long-term successDevelop a millionaire mindsetPick your early retirement pathGive yourself a raise & fire your bossReduce your annual expensesSet goals and stay motivatedRetire early on any income, in any cityLive a richer, more rewarding lifeEnjoy the journey as much as the destinationand LOTS more?Early retirement isn't a dream. It's should be a priority. You can earn decades of your life back so you can do what you want, when you want, with who you want to do it with.You can take the common path and hope for the best OR you can take charge of your financial life one day and one chapter at a time via Save Half, Retire Fast with Frankie (from "The Money Resolution" on YouTube) as your guide. The strategies aren't complicated and early retirement isn't "just for somebody else." It's for regular people. It's for YOU. And it's easier than you think. It's time you start living the life you actually want. Begin your financial independence journey today so you can:SAVE AND INVEST HALF, RETIRE TWICE AS FAST!!
Download or read book Retire Young Retire Rich written by Robert T. Kiyosaki and published by Rich Dad's (Paperback). This book was released on 2012 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you don't plan on working hard all your life... this book is for you. If you're ready to retire (or want to retire early enough to enjoy your retirement years) you can learn from Robert's story of how he and his wife Kim started with nothing and 'retired'--financially free--in less than 10 years. This book makes the case for how a context shift in the way we think about money and investing allows us to see opportunities others miss and create the life you deserve.
Download or read book Retire Sooner Retire Richer written by Frank L. Netti and published by McGraw Hill Professional. This book was released on 2003-03-20 with total page 274 pages. Available in PDF, EPUB and Kindle. Book excerpt: Hands-on investment strategies for facing the new financial realities of retirement ". . . every conceivable facet of retirement planning and the adviser-client relationship is dealt with in a manner that is methodical yet entertaining."--William J. Bernstein, M.D., Ph.D., principal, Efficient Frontier Advisors, and author of The Intelligent Asset Allocator Today's burgeoning class of retirees is discovering that financial needs--not to mention investment guidelines--change significantly after retirement. Retire Sooner, Retire Richer addresses the very real concerns of not only planning for retirement but also where to invest assets both prior to and during retirement. Frank L. Netti helps to answer important concerns on these matters, including: Is a financial planner necessary? How can I design an effective, personal pension plan? How can I be certain that my savings will last my lifetime? What kinds of insurance options do I have? Using the four keys to financial preparedness, Retire Sooner, Retire Richer shows readers how to make the most of their investments for the long term.
Download or read book The Smartest 401 k Book You ll Ever Read written by Daniel R. Solin and published by Penguin. This book was released on 2008 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt: The guide readers need to retire richer—from the international bestselling author of The Smartest Investment Book You'll Ever Read. In this New York Times bestselling guide, author Daniel R. Solin takes issue with the commonly held belief that participating in defined contribution retirement plans is a “no-brainer” because of the employer match. While providing readers with comprehensive, accessible information on the most common deferred compensation plans, annuities, and other retirement-based investments, he shows the 70 million participants currently in those plans how to create the best portfolio with often limited options. In his straight-forward, no-nonsense style, Solin offers the new rules for investing for retirement and shows readers how to quickly and simply determine their own needs, get control of their assets, avoid scams and sucker bets, discover untapped resources at retirement, and eventually get income out of tax deferred plans—the smart way.
Download or read book Retire Sooner Retire Richer written by Frank L. Netti and published by McGraw Hill Professional. This book was released on 2003 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Today's burgeoning class of retirees is discovering that financial needs change significantly after retirement. Retire Sooner, Retire Richer addresses the very real concerns of not only planning for retirement but also where to invest assets both prior to and during retirement. 15 illustrations.
Download or read book How to Retire Early written by Robert Charlton and published by Createspace Independent Publishing Platform. This book was released on 2018-07-30 with total page 252 pages. Available in PDF, EPUB and Kindle. Book excerpt: UPDATED 2018 -- Including an expanded chapter on Life After Retirement and an up-to-date Health Care chapter. Resized for expanded distribution to other online retailers and bookstores. What makes this book different from all the other books out there on early retirement? We think it's the amount of personal financial detail we provide. We don't hold back! You can use this information as a kind of financial yardstick to measure what is possible in your own life. We retired from full-time work at the age of 43. In this book we share with you the roadmap we followed to get from full-time work to financial independence in less than 15 years. If we can do it, so can you! If we can empower you to stop dreaming and start planning, to stop wishing and start willing your early retirement into existence, we'll have done what we set out to do in this book.
Download or read book Rich Dad s Retire Young Retire Rich written by Robert T. Kiyosaki and published by Business Plus. This book was released on 2002-01-01 with total page 294 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is about how we started with nothing and retired financially free in less than ten years. Find out how you can do the same. If you do not plan on working hard all of your life...this book is for you. Why not Retire Young and Retire Rich?
Download or read book Start Late Finish Rich Canadian Edition written by David Bach and published by Doubleday Canada. This book was released on 2009-05-29 with total page 338 pages. Available in PDF, EPUB and Kindle. Book excerpt: David Bach has a plan to help you live and finish rich—no matter where you start So you feel like you’ve started late? You are not alone. What if I told you that right now as you flip through this book, 70% of the people in the store with you are living paycheck to paycheck? What if I told you that the man browsing the aisle to your left owes more than $8,000 in credit card debt? And the woman on your right has less than $1,000 in savings? See? You’re really not alone. Unfortunately, the vast majority of people who’ve saved too little and borrowed too much will never catch up financially. Why? Because they don’t know how. You can start late and finish rich—but you need a plan. This book contains the plan. It’s inspiring, easy to follow, and is based on proven financial principles. Building a secure financial future for yourself isn’t something you can do overnight. It will take time and it will take work. But you can do it. I know. I’ve helped millions of people get their financial lives together—and I can help you. Spend a few hours with me—and let me challenge you. Give me a chance to become your coach. Just because you started late doesn’t mean you are doomed to an uncertain future. Whether you’re in your thirties, forties, fifties, or beyond, there is still time to turn things around. It’s never too late to live and finish rich. All it takes is the decision to start. —David Bach Is it too late for me to get rich? Over and over, people share their fears with David Bach, America’s leading money coach and the number-one national best-selling author of The Automatic Millionaire. “If only I had started saving when I was younger!” they say. “Is there any hope for me?” There IS hope, and help is here at last! In Start Late, Finish Rich, David Bach takes the “Finish Rich” wisdom that has already helped millions of people and tailors it specifically to all of us who forgot to save, procrastinated, or got sidetracked by life’s unexpected challenges. Whether you are in your thirties, forties, fifties, or even older, Bach shows that you really can start late and still live and finish rich – and you can get your plan in place fast. In a motivating, swift read you learn how to ramp up the road to financial security with the principles of spend less, save more, make more – and most important, LIVE MORE. And he gives you the time tested plan to do it. The Start Late, Finish Rich promise is bold and clear: Even if you are buried in debt – there is still hope. You can get rich in real estate – by starting small. Find your “Latte Factor” – and turbo charge it to save money you didn’t know you had. You can start a business on the side – while you keep your old job and continue earning a paycheck. You can spend less, save more and make more – and it doesn’t have to hurt. David Bach gives you step-by-step instructions, worksheets, phone numbers and website addresses --everything you need to put your Start Late plan into place right away. And he shares the stories of ordinary Americans who have turned their lives around, at thirty, forty, fifty, even sixty years of age, and are now financially free. They did it, and now it’s your turn. With David Bach at your side, it’s never too late to change your financial destiny. It’s never too late to live your dreams. It’s never too late to be free.
Download or read book How to Retire Young and Rich written by Joseph S Coyle and published by Grand Central Publishing. This book was released on 2008-11-15 with total page 123 pages. Available in PDF, EPUB and Kindle. Book excerpt: The solid strategies needed to put together a winning financial and emotional plan for early retirement await the reader here, from investing for the future to handling the tax bite, and much more.
Download or read book Plan Smart Retire Rich written by and published by . This book was released on 1998 with total page 230 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Retire Rich Retire Early written by Bruce Firestone and published by Createspace Independent Publishing Platform. This book was released on 2015-12-10 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt: Developed nations are divided into three classes today-people, mostly government workers, with defined benefit pension plans which take all the risk out of their retirement, the top 1% who in 2012 had a 19.3% share of US national income (up from just 7.7% in 1973) and everyone else. This mini book is written for the latter-the 80% of the working population who have to fend for themselves. Financial advisors seem to be saying pretty much the same thing these days such as, "buy our mutual funds, use us to invest on your behalf in the stock market or stock market indices, buy our life insurance or term life products, cut your spending, save your money, let us invest your money for you in your 401(k) or IRA (RRSPs, TFSAs and IPPs in Canada), buy precious metals like gold through us..." This book by Bruce M Firestone, PhD, lays out an alternative retirement strategy based on owning your own home plus three income properties. As the title says, it works at any age-whether you are 25, 35, 55 or even 75 although it works better at 35 or 55 than at 75. Today, the fastest growing demographic is 100 up so if you think that you may run out of retirement funds before you run out of runway, well, you could be right. What's interesting is the fact that people in the 25 to 30 age bracket are also getting with the program ending up with significant independent income at age 45 or 50. How much money do you have to have to retire? Firestone looks at the case of Ms Maya Yates, a 36 year old single mother with a decent job who has set a goal of retiring at age 62 with an income similar to what she is currently earning-$84,000 annually. She recently read a self help book that suggested she save 10% of her salary which she is having a tough time doing-she is responsible for three young children and gets no spousal support. She doubts this strategy will work for her anyway and she's probably right. Ms Yates knows that GE Capital Retail Bank's optimizer is currently offering 1.3% p.a. on their 3-year CDs (Certificates of Deposit) while Ally Bank offers 1.2%. This means that for Maya to create a retirement income of $84,000 annually for herself via CDs, she will need to save more than $6.7 million over the next 26 years. That works out to saving an impossible 3 times her annual salary, not 10%. Working with Ms Yates, Firestone's strategy involved selling her large suburban home, buying a less expensive but more urban one and using the balance of equity freed up that way to purchase three additional residential rental properties over the next five years. Firestone takes the reader through the steps she takes to develop her mini real estate empire so she will be able to take care of herself and her family. He provides downloadable spreadsheets that show readers how to evaluate opportunities in real estate including how to properly calculate cap rates, internal rates of return and (cash-on-cash) returns on equity as well as wealth and inflationary effects. Dr Firestone talks about why you need to put a solid team together to help you get where you want to go and gives readers a few pointers on what to look for when investing in residential real estate as well as how to conduct due diligence during the conditional period preceding purchase of property. He concludes by refuting the widespread argument that investment in housing was the root cause of the financial meltdown of 2008/09. Advice from senior bankers and politicians (most of them, perhaps all of them, homeowners themselves) suggesting that young people today not become homeowners runs counter to more than 60 years of national policy in most developed nations. These policies were designed to turn millennials and earlier generations into citizens with a stake in their societies and to protect them from financial calamites brought on by job loss, illness and divorce as well as economic and political upheavals.
Download or read book Create the Retirement You Really Want written by Clay Gillespie and published by . This book was released on 2016-04-28 with total page 234 pages. Available in PDF, EPUB and Kindle. Book excerpt: Clay Gillespie wants you to stop procrastinating and start doing something about your retirement. In Create the Retirement You Really Want, you'll learn how to retire on your terms, not someone else's, so you can retire smarter, richer and happier. You'll get clear about what you truly want out of retirement and what you don't. All you need to make it happen is the right roadmap-and a knowledgeable guide to help you along the way.
Download or read book The Ten Year Career written by D. M. Lukas and published by iUniverse. This book was released on 2013-04 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: The United States and the world are experiencing extraordinary economic times. The word of the day seems to be crisis. But no matter what type of economic situation exists, there is always opportunity for those who are prepared, who have the skills to succeed, and who have the power to think outside the box. In The Ten-Year Career, author D.M. Lukas provides a set of concrete principles to help you seize those available opportunities, gain wealth, and reach your goals and dreams exponentially faster. Filled with real-life examples and anecdotes, The Ten-Year Career presents a plan to help you achieve success built around a ten-year timetable. It helps you - Determine who you are and where you are headed - Harness the true power of your mind - Set and achieve your goals faster and easier - Create financial independence - Master your time and do more with less - Learn the secrets of sales and negotiations - Understand the qualities and traits of the most wealthy, successful, and fulfilled and how to use them in your life - Learn the 10 critical concepts for success in any arena - Become a lifelong learner - How to take action to improve your success, wealth, and personal fulfillment Through inspiration, information, and practical how-to tips, The Ten-Year Career provides the key to becoming smarter and more competent to facilitate your climb to the next level of success.
Download or read book Smart is the New Rich written by Steve Jurich and published by . This book was released on 2013-03-29 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt: Smart Is The New Rich is the indispensable retirement guide to winning financially in the "New Normal." All-time low interest rates mixed with all-time high stock markets have put retired investors and those near retirement into the cross hairs of history. Experts agree: The markets can rise, but something has to give at some point. Where will you be when the music stops? In retirement, there are no "do overs." Smart Is The New Rich reveals your risks, considers the alternatives, and helps zero in on practical solutions. The first step is re-defining "rich." Does it mean owning big piles of money? Or having multiple streams of reliable income? As author Steve Jurich says. "In the future, "rich" may not be about how much money you have, but how much money you have coming in--and the certainty of that income. Contractual incomes allows you to pursue ambitions, rather than just covering obligations. While many people may bristle at the thought of annuities, research at major institutions such as the Wharton School of Business, point to annuities as a dynamic solutions for the modern day retiree. Steve Jurich is an experienced advisor with nearly two decades of assisting families and business owners with their financial and estate plans. His comments have appeared on TheStreet.com, CNBC.com, MarketWatch, and in Forbes. His advice: Leave stock picking to younger investors when markets are no longer cheap (they aren't.) There are now effective and simple ways to secure sustainable lifetime income, with less fuss. You can be rewarded during good markets, without being punished during down markets. Most of all, you can choose to avoid another 2008 with your precious retirement money. There was a time when retirement planning was fairly easy. Retirees received pensions, had very little debt, and bank accounts paid 5% to 6%. Those days are long gone. Today, your money needs to last three to four decades (An early retiree of 60 with a 55 year old spouse needs to plan through age 95 to 100). Are you convinced you have the road map to get you there? This book will give you hard facts about what has changed for retired investors and how you may easily adapt and win. Re-think your retirement income strategy. Allocate your investments for this century, not the last one. Read Smart Is The New Rich.
Download or read book Plan Smart Retire Rich written by George D. Brenner and published by McGraw-Hill Companies. This book was released on 1998-11 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Today's changing social fabric means more Americans than ever are responsible for their own retirement security. "Plan Smart, Retire Rich" helps take the mystery out of retirement planning with profiles that readers can match to their personal goals, needs, and resources. 20 line illustrations.
Download or read book How to Ditch the Grind written by Olivia Preston and published by Independently Published. This book was released on 2023-12-31 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Embark on an inspiring journey with "How to Ditch the Grind: Make Money to Retire Before 40," a guide that's more than just a book - it's a blueprint to a new way of life. This book isn't about getting rich quickly; it's about making strategic choices now to enjoy an early, fulfilling retirement. Meet Sarah, a typical 9-to-5er who dreamed of breaking free from the daily grind. Through her story, learn how she transformed her financial life, mastered wealth-building skills, and retired at 39. Sarah's tale is not just motivational; it's a testament to the effective strategies detailed in these pages. Discover how to: - Boost your income without working overtime. - Master the art of effective budgeting to maximize savings. - Invest wisely for exponential growth. - Make smart, calculated decisions that fast-track your retirement plans. These strategies are practical, tested, and proven. They're designed for anyone, regardless of your current financial situation. Whether you're struggling with debt, unsure of how to manage your income, or simply seeking a roadmap to early retirement, this book is your guide. Embrace the art of living below your means without sacrificing joy. Learn to create passive income streams that work for you even as you sleep. Understand how to make your money grow through smart investments, and navigate the path to early retirement with confidence. Are you ready to ditch the grind? Are you prepared to embrace freedom decades earlier than you thought possible? This book is your first step towards a future where work is a choice, not a necessity. Grab your copy now and start building the life you deserve.
