Download or read book Monopoly creating Bank Consolidation written by Charles W. Calomiris and published by . This book was released on 2005 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt: The merger of Fleet and BankBoston in September 1999 resulted in a regional New England lending market in which only one large, universal bank remained. We explore the extent to which that merger resulted in monopoly rents for the combined entity in some niches within the regional loan market. For small- and medium-sized middle-market borrowers, prior to the merger, Fleet and BankBoston charged unusually low loan interest rates, reflecting their ability to realize economies of scope and scale. After the merger, those cost savings were no longer passed on to medium-sized middle-market borrowers, which resulted in an increase in the average interest rate credit spreads to those borrowers of roughly one percent. Small-sized middle-market borrowers (which continued to enjoy the advantage of loan market competition from remaining small banks) maintained their low spreads. Our results suggest that it may be desirable for regulators to consider the concentration in lending markets in addition to deposit markets when evaluating mergers and structuring appropriate divestiture requirements.

Download or read book Regulation of Bank Mergers written by United States. Congress. House. Committee on Banking and Currency and published by . This book was released on 1959 with total page 236 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Regulation of Bank Mergers written by United States. Congress. Senate. Committee on Banking and Currency and published by . This book was released on 1956 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Regulation of Bank Mergers written by United States. Congress. Senate. Committee on Banking and Currency and published by . This book was released on 1956 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Regulation of Bank Mergers written by United States. Congress. Senate. Committee on Banking and Currency and published by . This book was released on 1959 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Bank Mergers written by United States. Congress. House. Committee on the Judiciary and published by . This book was released on 1955 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Regulation of Bank Mergers written by United States. Congress. Senate. Committee on Banking and Currency and published by . This book was released on 1956 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Regulation of Bank Mergers written by United States. Congress. House. Committee on Banking and Currency and published by . This book was released on 1960 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Mergers and Productivity written by Steven N. Kaplan and published by University of Chicago Press. This book was released on 2007-12-01 with total page 350 pages. Available in PDF, EPUB and Kindle. Book excerpt: Mergers and Productivity offers probing analyses of high-profile mergers in a variety of industries. Focusing on specific acquisitions, it illustrates the remarkable range of contingencies involved in any merger attempt. The authors clearly establish each merger's presumed objectives and the potential costs and benefits of the acquisition, and place it within the context of the broader industry. Striking conclusions that emerge from these case studies are that merger and acquisition activities were associated with technological or regulatory shocks, and that a merger's success or failure was dependent upon the acquirer's thorough understanding of the target, its corporate culture, and its workforce and wage structures prior to acquisition. Sifting through a wealth of carefully gathered evidence, these papers capture the richness, the complexity, and the economic intangibles inherent in contemporary merger activity in a way that large-scale studies of mergers cannot.

Download or read book Legislative history of the Regulation of bank mergers written by U.S. Congress. Senate. Committee on Banking and Currency and published by . This book was released on 1959 with total page 227 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Congressional Record written by United States. Congress and published by . This book was released on 1966 with total page 1272 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Congressional Record is the official record of the proceedings and debates of the United States Congress. It is published daily when Congress is in session. The Congressional Record began publication in 1873. Debates for sessions prior to 1873 are recorded in The Debates and Proceedings in the Congress of the United States (1789-1824), the Register of Debates in Congress (1824-1837), and the Congressional Globe (1833-1873)

Download or read book A Century of Banking Consolidation in Europe written by Manfred Pohl and published by Routledge. This book was released on 2017-03-02 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the late nineteenth century to the late twentieth century the European banking sector experienced countless mergers and acquisitions. The outcome of this century of consolidation is strikingly similar across the continent, with the banking sector of each country now dominated by a handful of giant banking corporations. Consolidation and concentration trends in banking was the theme of the Academic Archive Colloquium of the European Association for Banking History held in Madrid in June 1997. This volume is comprised of the 18 papers and responses presented at the Colloquium by a truly international group of delegates. Some of the themes explored in the book include: the significance of mergers for bank archives; the regulation of mergers and their impact on banking legislation; reactions to consolidation from within and without the banking industry; case studies of particular mergers and their impact on the wider banking community. Youssef Cassis's introductory chapter provides a general survey of trends in the consolidation process and suggests that the advent of the Euro may herald a new era in the history of European banking consolidation.

Download or read book Advanced Study in Money and Banking written by Perminder Khanna and published by Atlantic Publishers & Dist. This book was released on 2005 with total page 482 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Book Advanced Study In Money & Banking : Theory & Policy Relevance In The Indian Economy Is A Complete Treatise On Banking And Global Financial Developments With Special Reference To Dmcs And The Indian Economy. It Provides An Invaluable, Up-To-Date And Refreshing Approach To Key Development Issues Pertaining To Monetary Theory, Banking, And Policy Matters. The Theoretical, Institutional And Historical Approaches Have Been Skilfully Integrated To Explore And Elucidate The Interrelationships Of Money And Banking And The Functioning Of The Economy As A Whole. The Analytical Study Of The Main Operational Ratios Of Banks For The Period 1998 To 2003 Gives An Overview Of The Bank Street Scenario. In Its Wide Perspective, The Book Includes A Comprehensive Study Of Banking And Information Technology, Mechanism Of International Payments, And International Monetary Policies And Monetary Cooperation. Above All, Against The Backdrop Of Economic Uncertainty And The Low Ebb In Economic Activity, Volatility In Stock Markets And Significant Fluctuations In Major Currencies Of The World, The Indian Monetary Policy During The Period Of 1952-2003 Has Been Extensively Discussed. Simple Graphs And Up-To-Date Economic Models Provided In The Book Enable The Readers To Have An Easy And Accurate Understanding Of The Subject.The Book Would Be Of Great Interest And Use For Students And Teachers Of Economics, Commerce And Business Management. The Bankers And Legislators Concerned With Monetary And Banking Policies Would Find The Book Highly Useful.

Download or read book The Handbook of Mergers and Acquisitions written by David Faulkner and published by OUP Oxford. This book was released on 2012-06-07 with total page 784 pages. Available in PDF, EPUB and Kindle. Book excerpt: With its inception at the end of the nineteenth century as a means of consolidation and reorganization, mergers and acquisitions (M&A) have since become quasi-institutionalized as one of the primary strategic options for organizations, as they seek to secure their position in an ever more competitive and globalizing market place. Despite the optimism surrounding M&A as strategic moves, research on post-merger company performance suggests that most firms engaging in M&A activity do not achieve the sought-after performance targets, either immediately or in the years following the deal. What is it that drives M&A activity when research results do not support the performance expectations of these undertakings? Alternatively, have M&A scholars got it all wrong in the way that M&A performance is measured? Is the topic too complex, enduring, and multifaceted to study? The Handbook argues that the field of M&A is in need of a re-rooting: past research needs to be critically reviewed, and fundamental assumptions revisited. A key issue preventing efforts in the practice and study of M&A from achieving dynamic syntheses has been the disciplinary gulf separating strategy, finance, and human relations schools. The Handbook aims to bridge the hitherto separate disciplines engaged in the study and practice of M&A to provide more meaningful results. Toward this end, the Handbook brings together a set of prominent and emerging scholars and practitioners engaged in the study of M&A to provide thought-provoking, state of the art overviews of M&A through four specific 'lenses' - strategic, financial, socio-cultural, and sectorial approaches. By summarizing key findings in current research and exploring ways in which the differing approaches could and should be 'synthesized', it aims to highlight the key issues facing M&A practitioners and academics at the dawn of the third millennium.

Download or read book A Study of the Antitrust Laws Corporate mergers written by United States. Congress. Senate. Committee on the Judiciary and published by . This book was released on 1955 with total page 1034 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Hearings written by United States. Congress. House. Committee on the Judiciary and published by . This book was released on 1955 with total page 1554 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Current Antitrust Problems written by United States. Congress. House. Committee on the Judiciary. Subcommittee No. 5 and published by . This book was released on 1955 with total page 2846 pages. Available in PDF, EPUB and Kindle. Book excerpt: Committee Serial No. 3. Includes following court cases and documents related to charges of monopoly against petroleum companies. a. U.S. v. Standard Oil Co. of New Jersey, Socony-Vacuum Oil Co., Standard Oil Co. of California, Texas Co., Gulf Oil Corp. Answer of Defendant Socony-Vacuum Oil Co. (p. 839-902). b. U.S. v. Standard Oil Co. of New Jersey, Socony-Vacuum Oil Co., Standard Oil Co. of California, Texas Co., Gulf Oil Corp., Sept. 1, 1953, compilation of documents submitted by Socony-Vacuum Oil Co. Includes documents relating to Iraq Petroleum Co. and New East Development Corp. (p. 903-1054); documents related to Arabian American Oil Co., and Trans-Arabian Pipeline Co. (p. 1055-1228); and documents related to Socony's purchase contracts with Anglo-Iranian Oil Co. and Middle East Pipelines, Ltd. (p. 1229-1521). c. Includes text of agreement between Iran and the National Iranian Oil Co. and the Gulf Oil Co., Socony-Vacuum Oil Co., Standard Oil Co. of New Jersey, Standard Oil Co. of California, Texas Co., Anglo-Iranian Oil Co., de Bataafsche Petroleum Maatschappij, and Compagnie Francaise Petroles (p. 1563-1651). Reviews the current administration of antitrust and anti-monopoly laws.