Download or read book Microentrepreneurship Development in Bangladesh Achievements and Shortcomings written by Md. Mahmudul Alam and published by LAP Lambert Academic Publishing AG & Co. KG. This book was released on 2010-01-01 with total page 53 pages. Available in PDF, EPUB and Kindle. Book excerpt: Micro-entrepreneurial activities play a pivotal role in rural economic development in the third world countries. As a result, in Bangladesh poverty alleviation through rural centric micro-entrepreneurship development has been focused for more than thirty five years. Over 600 registered and thousands unregistered microcredit organizations including globally prominent institutions like Grameen Bank, BRAC, ASA, BARD, ActionAid, CARE etc. are operating here with their own reputed models. However, the micro-entrepreneurship development and its achievements in the country are still lagging behind a satisfactory level due to a number of prevailing factors. This book examines its major achievements and shortcomings from the perspectives of the structured institutions, non-structured institutions, and non-institutional factors, and government’s policy guidelines influencing development of micro-entrepreneurship, and makes recommendations for overcoming the shortcomings.

Download or read book Microentrepreneurship Development in Bangladesh written by Md. Mahmudul Alam and published by . This book was released on 2017 with total page 53 pages. Available in PDF, EPUB and Kindle. Book excerpt: Micro-entrepreneurial activities play a pivotal role in rural economic development in the third world countries. As a result, in Bangladesh poverty alleviation through rural centric micro-entrepreneurship development has been focused for more than thirty five years. Over 600 registered and thousands unregistered microcredit organizations including globally prominent institutions like Grameen Bank, BRAC, ASA, BARD, ActionAid, CARE etc. are operating here with their own reputed models. However, the micro-entrepreneurship development and its achievements in the country are still lagging behind a satisfactory level due to a number of prevailing factors. This book examines its major achievements and shortcomings from the perspectives of the structured institutions, non-structured institutions, and non-institutional factors, and government's policy guidelines influencing development of micro-entrepreneurship, and makes recommendations for overcoming the shortcomings.

Download or read book Micro Entrepreneurship and Micro Enterprise Development in Malaysia Emerging Research and Opportunities written by Al Mamun, Abdullah and published by IGI Global. This book was released on 2019-12-06 with total page 225 pages. Available in PDF, EPUB and Kindle. Book excerpt: Developing nations currently utilize various methods and practices used in most entrepreneurial activities. Manipulating these processes to work in a categorically low-income area, however, can be challenging. Micro-Entrepreneurship and Micro-Enterprise Development in Malaysia: Emerging Research and Opportunities provides emerging research exploring the theoretical and practical aspects of entrepreneurial promotional programs and applications within global economics. Featuring coverage on a broad range of topics such as emerging economics, organizational development, and gender diversity, this book is ideally designed for entrepreneurs, policymakers, governmental and non-governmental organizations, business professionals, academics, researchers, and students seeking current research on improving the socio-economic condition of low-income households through various entrepreneurial activities.

Download or read book Entrepreneurship Development written by Nazrul Islam (Assistant professor) and published by . This book was released on 2000 with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Micro politics of Microcredit written by Mohammad Jasim Uddin and published by Routledge. This book was released on 2015-05-01 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microcredit has been seen in recent decades as having great potential for aiding development in poor developing countries, with Bangladesh being one of the countries which has pioneered microcredit and implemented it most widely. This book, based on extensive original research, explores how microcredit works in practice, and assesses its effectiveness. It discusses how microcredit, usually channelled through women, is often passed to the men of the family, a practice disapproved of by some, but regarded as acceptable by borrowers who have a communal approach to debt, rather than viewing debt as something held by single individuals. The book demonstrates how the rules around microcredit are often seem as irksome by the borrowers, how lenders often charge high rates of interest and work primarily to preserve their institutions, thereby going against the spirit of the microcredit movement, and how borrowers often end up on a downward spiral, deeper and deeper in debt. Overall, the book argues that although microcredit does much good, it also has many drawbacks.

Download or read book Women In Micro And Small scale Enterprise Development written by Louise Dignard and published by Routledge. This book was released on 2021-11-18 with total page 247 pages. Available in PDF, EPUB and Kindle. Book excerpt: An exploration of women's participation in small- and micro-enterprise activities in less developed countries. Topics covered include: the human economy of microentrepreneurs; and the Swedish International Development Authority's support of women's small-scale enterprises in Tanzania.

Download or read book Microenterprise laying the Foundation for Economic Development written by and published by DIANE Publishing. This book was released on 2004 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Productivity and Efficiency Challenges of Microcredit Program in Bangladesh written by Md. Mahmudul Alam and published by Centre for Research and Publication at International Islamic University Chittagong (IIUC). This book was released on 2013-01-01 with total page 93 pages. Available in PDF, EPUB and Kindle. Book excerpt: There is no denying the fact that microcredit (MC) has been playing an important role in the movement for poverty alleviation. But by the same breath it is also a hard fact that it has serious limitations in terms of its delivery system, rules of repayment, interest rate charges, etc. These limitations made it largely fail to realize its potential and expected goals. A credible study on the productivity of MC was required to determine its actual interest/profit paying capability. In the absence of any established economic justification, based on productivity, this exorbitantly high interest rate is found morally untenable and has become the primary target of criticism for its minimal or marginal achievements. As a result, recently the government rightfully fixed 27% as the maximum interest rate chargeable for microcredit (with effect from July 2011). However, we need not undermine the importance and efforts of the microcredit movement, both as an economic as well as a social institution, for the betterment of the poor in the society. We need not be selfish and miser to give the movement its due credit. MC should not be summarily viewed as unuseful and unsuccessful. It has been making some contributions to the betterment of the poor and it should be given the appreciation it deserves. But like many other researchers we are troubled by the contradicting attitudes of the microcredit providers toward the borrowers. In one hand they are concerned and committed to pull the poor out of poverty, on the other hand they are so harsh in the timely payment of repayment installments putting a blind eye to the sufferings of these poor borrowers. Therefore, MCIs need to be more innovative to be able to serve and take care of the wellbeing of the critical group among the borrowers. We are also puzzled to see that in spite of the exorbitantly high interest rate charges and all other limitations, increasing number of these poor are borrowing credit from these MCIs. This surgical study on the inside view of microcredit in Bangladesh, using a rich data set developed through a survey of 555 sample borrowers from rural, semi-urban, and urban areas of all 7 administrative divisions of Bangladesh, is an effort to address these issues and find answers to these and other questions like its potentiality to become a growth tool in the third sector economy. To our own best assessment this study made three major contributions to microcredit literature: a) application of economic-profit counting method in economic productivity analysis, b) identification of the critically vulnerable group among the borrowers; and c) the revelation that microcredit is respected by the borrowers more as a social than economic institution. To them, microcredit has facilitated their social and political empowerments and safeguarded their social status. An additional feature of this monograph is that it includes a chapter reflecting on the status of Islamic microcredit in the country. We are thankful to the sample micro borrowers for their sincere cooperation and responses in the operation of this research. We are equally thankful to the field investigators for their honest and untiring search for information. We are thankful to Professor Dr. Abu Bakr Rafique Ahmed, Pro Vice-Chancellor of International Islamic University Chittagong, Bangladesh for his most valuable suggestion to include in the book a separate chapter on Islamic microfinance. This chapter has certainly enhanced the focus of the monograph. Lastly we are grateful to Professor Dr. Anisuzzaman Chowdhury of University of Western Sydney, Australia, and Senior Economic Affairs Officer, Department of Economic and Social Affairs, United Nations, New York, for writing a thoughtful foreword to this work.

Download or read book Entrepreneurship Ecosystems and Their Opportunities and Challenges written by Abdelli, Mohammed El Amine and published by IGI Global. This book was released on 2023-09-18 with total page 356 pages. Available in PDF, EPUB and Kindle. Book excerpt: Entrepreneurs are exceptionally gifted individuals capable of spotting projects, marshaling resources, inventing ideas, taking risks, and forming businesses. Prospective entrepreneurs must be inspired and motivated to pursue self-employment businesses in today’s volatile business environment and highly sophisticated information technologies. However, governments have been attempting to promote entrepreneurship by assisting the growth of small and medium-sized enterprises (SMEs). SMEs’ primary challenges are lack of working capital and marketing challenges. Entrepreneurship is a combination of difficult-to-teach skills, attitudes, and knowledge that can be developed. Entrepreneurship Ecosystems and Their Opportunities and Challenges explores and examines the importance of these factors in establishing a virtuous cycle of long-term sustainability in countries worldwide. The book promotes global communities to acquire an entrepreneurial mindset. Covering topics such as crowdfunding experiences, financial solutions, and social enterprises, this premier reference source is an excellent resource for entrepreneurs, business leaders, government officials, students and educators of higher education, researchers, and academicians.

Download or read book Marketing to the Poor written by Ramendra Singh and published by Taylor & Francis. This book was released on 2022-10-12 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book looks at markets in low-income economies and how they require fundamentally different marketing systems and strategies. Analyzing the sociocultural characteristics of these markets, it offers solutions for businesses to overcome spatial, institutional, and financial challenges while working in these contexts. Markets for the poor are characterized by resource scarcity, weak institutions, and low literary rates, as well as a strong presence of cultural and community ties. This book provides an understanding of these marketplaces, including the consumer’s wants and aspirations, the relationship of the individual within the social milieu, and their unique cultural contexts. It provides strategies for businesses to develop a bottom-up knowledge of global markets and incorporates practices which are inclusive and sustainable. It also explores the links between human development, entrepreneurship, and marketing which are especially relevant in the pandemic-hit global economy. This book will be of interest to students and researchers of marketing, business studies, business administration, rural management, marketing management, economics, and development studies.

Download or read book Microenterprise development USAID s program has met some goals annual reporting has limitations written by and published by DIANE Publishing. This book was released on with total page 74 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Inside Story of Microcredit in Bangladesh An Empirical Investigation of the Role and Productivity written by Md. Mahmudul Alam and published by LAP Lambert Academic Publishing. This book was released on 2011-01-01 with total page 82 pages. Available in PDF, EPUB and Kindle. Book excerpt: There is no denying the fact that microcredit (MC) has been playing an important role in the movement for poverty alleviation. But by the same breath it is also a hard fact that it has serious limitations in terms of its delivery system, rules of repayment, interest rate charges, etc. These limitations made it largely fail to realize its potential and expected goals. A credible study on the productivity of MC was required to determine its actual interest paying capability. In the absence of any established economic justification, based on productivity, this exorbitantly high interest rate is found morally untenable and has become the primary target of criticism for its minimal or marginal achievements. As a result, recently the government rightfully fixed 27% as the maximum interest rate chargeable for microcredit (with effect from July 2011). However, we need not undermine the importance and efforts of the microcredit movement, both as an economic as well as a social institution, for the betterment of the poor in the society. We need not be selfish and miser to give the movement its due credit. MC should not be summarily viewed as unuseful and unsuccessful. It has been making some contributions to the betterment of the poor and it should be given the appreciation it deserves. But like many other researchers we are troubled by the contradicting attitudes of the microcredit providers toward the borrowers. In one hand they are concerned and committed to pull the poor out of poverty, on the other hand they are so harsh in the timely payment of repayment installments putting a blind eye to the sufferings of these poor borrowers. Therefore, MCs need to be more innovative to be able to serve and take care of the wellbeing of the critical group among the borrowers. We are also puzzled to see that in spite of the exorbitantly high interest rate charges and all other limitations, increasing number of these poor are borrowing credit from these MCIs. This surgical study on the inside story of microcredit in Bangladesh, using a rich data set developed through a survey of 555 sample borrowers from rural, semi-urban, and urban areas of all 7 administrative divisions of Bangladesh, is an effort to address these issues and find answers to these and other issues like its potentiality to become a growth tool in the third sector economy. To our own best assessment this study made three major contributions to MC literature: a) application of economic-profit counting method in economic productivity analysis, b) identification of the critically vulnerable group among the borrowers; and c) the revelation that MC is respected by the borrowers more as a social than economic institution. To them, microcredit has facilitated their social and political empowerments and safeguarded their social status. We are thankful to the sample micro borrowers for their sincere cooperation and responses in the operation of this research. We are equally thankful to the field investigators for their honest and untiring search for information. Lastly we are grateful to Professor Anisuzzaman Chowdhury of University of Western Sydney, Australia, and Senior Economic Affairs Officer, Department of Economic and Social Affairs, United Nations, New York, for writing a thoughtful foreword to this work.

Download or read book To Be an Entrepreneur written by Julia Qermezi Huang and published by Cornell University Press. This book was released on 2020-05-15 with total page 437 pages. Available in PDF, EPUB and Kindle. Book excerpt: In To Be an Entrepreneur, Julia Qermezi Huang focuses on Bangladesh's iAgent social-enterprise model, the set of economic processes that animate the delivery of this model, and the implications for women's empowerment. The book offers new ethnographic approaches that reincorporate relational economics into the study of social enterprise. It details the tactics, dilemmas, compromises, aspirations, and unexpected possibilities that digital social enterprise opens up for women entrepreneurs, and reveals the implications of policy models promoting women's empowerment: the failure of focusing on individual autonomy and independence. While describing the historical and incomplete transition of Bangladesh's development models from their roots in a patronage-based moral economy to a market-based social-enterprise arrangement, Huang concludes that market-driven interventions fail to grasp the sociopolitical and cultural contexts in which poverty and gender inequality are embedded and sustained.

Download or read book Beyond Micro credit written by Thomas Fisher and published by Oxfam. This book was released on 2002 with total page 396 pages. Available in PDF, EPUB and Kindle. Book excerpt: Beyond Micro-Credit sets out how Indian Micro-Finance Initiatives are combining micro-finance with a wide range of development goals, these include not only poverty alleviation through providing savings, credit and insurance services but also promoting livelihoods, empowering women, building people's organizations and changing institutions.

Download or read book Gender Tool Kit Micro Small and Medium Sized Enterprise Finance and Development written by Asian Development Bank and published by Asian Development Bank. This book was released on 2014-03-01 with total page 142 pages. Available in PDF, EPUB and Kindle. Book excerpt: This tool kit is to help staff and consultants of the Asian Development Bank (ADB) conceptualize and design gender-responsive public policy and projects in the micro, small, and medium-sized enterprise sector. It guides users in the design of project and program outputs, activities, inputs, indicators, and targets to respond to gender issues in micro, small, and medium-sized enterprise development and finance operations. ADB staff can use the tool kit to identify social and gender issues to be documented in the initial poverty and social analysis during the concept phase. Consultants can use it to carry out more detailed social and gender analysis during the project preparatory technical assistance or detailed design or due diligence phase. It should be noted that the tool kit is not meant to be prescriptive. Rather, it offers a menu of entry points that the project team can choose from.

Download or read book Socioeconomic Study of Climate Change written by Md. Mahmudul Alam and published by LAP Lambert Academic Publishing. This book was released on 2010-01-01 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt: The factors affecting climate are changing all over the world. This phenomenon has multidimensional impacts on human livelihoods. Different groups of people are affected in different ways. Among all sectors, agriculture is highly dependent on climate variables. As a consequence, the socioeconomic profiles of farm as well as farmers are changing with the changing climate. In the existing literature there is a large gap about the relationship between climate change and the socioeconomic characteristics of livelihoods. This study is an attempt to find out a conclusive result about the relationship between the agents of climate change and the agents of agricultural sustainability, the effects of climate change on agriculture and socioeconomic status of the farmers, and their patterns of adaptation. This study is mostly focused on paddy sector in the context of Malaysia. It is conducted under the research project “The economics of climate change: Economic dimensions of climate change, impacts and adaptation practices in agriculture sector: Case of paddy sector in Malaysia” of the Institute for Environment and Development (LESTARI) of National University of Malaysia (UKM). This book is divided into seven chapters. Initial chapter provides a background of the study and methodology that consists of data, variables, model and tools for analysis. Chapter two provides a review of related literature about the scenario of climate change; its vulnerability and impacts on agricultural sustainability as well as socioeconomic sustainability of farmers; and the adaptation of climate change in terms of farming practices and socioeconomic practices. Chapter three describes the socioeconomic profile of paddy farming households including the particulars related to social status and economic status of farmers, and firm level activities, assets and production practices. Chapter four assesses the vulnerability of climate change in terms of vulnerability of climate factors, vulnerability of agriculture and paddy farming, and vulnerability of socioeconomic status of the farmers. Chapter five finds out the impacts of climate change on agriculture, especially paddy farming, as well as socioeconomic status of farmers. Chapter six provides the approach and process of adaptation in terms of farmers’ understanding about climate change, farmers’ approaches towards adaptation, current supports from external parties for adaptation, and required supports for adaptation. Finally, chapter seven discusses summary and provides policy options and recommendations in term of government policy, farm level strategy, and relevant stakeholders’ involvement to proper cope with climate change and its adverse impacts. We hope that the book provides the linkage to facilitate better understanding of the socioeconomic perspectives of climate change. We also believe that the book will stimulate further research in the subject and the information provided will assist other researchers in their future research endeavors. Last but not least, the findings and outputs of this book will stimulate the knowledge input for effective policies in addressing the issue of climate change and its adaptation approaches.

Download or read book Microenterprise Development written by United States. Congress. House. Committee on Foreign Affairs. Subcommittee on International Economic Policy and Trade and published by . This book was released on 1991 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt: