Download or read book Microcredit and Women s Empowerment written by Aminul Faraizi and published by Routledge. This book was released on 2014-04-04 with total page 161 pages. Available in PDF, EPUB and Kindle. Book excerpt: Using a case study of Bangladesh, and based on a long term participatory observation method, this book investigates claims of the success of microcredit, as well as the critiques of it, in the context of women’s empowerment. It confronts the distinction between women’s increasing wealth as a consequence of the success of microcredit programmes and their apparent non-commensurate empowerment, looking at two organisations (the Grameen Bank and the Bangladesh Rural Advancement Committee) as they operate in two localities in rural Bangladesh, in order to discover how enrichment and empowerment are often confused. The book goes on to establish that the well-publicised success stories of the microcredit programme are blown out of proportion, and that the dynamics of collective responsibility for repayment of loans by a group of women borrowers – usually seen to be a tool for the success of microcredit – is in fact no less repressive than traditional debt collectors. This book makes a contribution to development debates; challenging adherents to more closely specify those conditions under which microcredit does indeed have validity, as well as providing insights relevant to South Asian Studies and Development Studies.

Download or read book Microcredit as a Tool of Women Empowerment in Rural Bangladesh written by Motiur Rahman and published by LAP Lambert Academic Publishing. This book was released on 2011-12 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bangladesh is one of the most densely populated countries in the world where women comprise almost 50% of the total population, of whom around 80 percent live in the rural areas. Most women in the rural areas are treated as vulnerable and poorest of the rural poor. In this context the women are largely involved in income generating activities to promote economic growth and social transformation. Over the last two decades a number of non government organizations (NGOs) have emerged in Bangladesh to support the rural poor women by providing them with collateral fee small loans. With that loan they encourages the micro entrepreneurship like poultry, livestock rearing, small verities shop, tea stall, hand looms, handicrafts and transport van. Women involvement in microfinance organization and their entrepreneurship activities makes them financially empowered.

Download or read book Microfinance and Women s Empowerment in Bangladesh written by Faraha Nawaz and published by Springer. This book was released on 2019-03-01 with total page 127 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines the effects of policies and practices of microfinance NGOs in empowering rural women in Bangladesh. Nawaz seeks to unpack the untold narratives of women's empowerment and to fill the current knowledge gap in this area. The book goes beyond the narrow minimalist evaluation of microfinance that only focuses on women’s economic empowerment through their ability to access financial resources. Rather, it looks at whether and how microfinance empowers women in a holistic manner across the socio-cultural, psychological and political spheres of life. The author argues that microfinance reduces levels of poverty, which means that women are better able to meet their practical gender needs; however, they are not empowered unless they are also able to meet their strategic gender needs, including the transformation of gender power relations from the household to state arenas. Therefore, the book argues that in order to bring about higher levels of empowerment, microfinance programs must be combined with other services such as financial literacy, socioeconomic training, education, healthcare, social mobilization and legal support. Microfinance and Women’s Empowerment in Bangladesh will be of interest to students and scholars across a range of disciplines, including Gender Studies, Development Studies, and Politics.

Download or read book Micro Credit As a Means of Women Empowerment written by Golder Babla and published by LAP Lambert Academic Publishing. This book was released on 2014-01 with total page 92 pages. Available in PDF, EPUB and Kindle. Book excerpt: This study was an attempt to understand better how microcredit facilitates empowering women. The study extensively tries to display a comparative picture regarding different dimensions of empowerment before receiving MC and after receiving MC. For this purpose a village of Batiaghata Upozila under Khulna District of Bangladesh was selected purposively as the study area. The result from the study described that before receiving MC the most of the respondents (63.3%) were housewife while, after receiving microcredit, only 5 percent were housewife while and rest of them were involved in different generating activities. Above 66 percent respondents income had been increased by receiving microcredit. After receiving MC the women started to participate in different income generating activities. Then, they also started to control over income, expenditure, credit and savings. They could then participate in household decision making more than before.Finally, it was found that in dimensions the women started to become more empowered than before before receiving MC.

Download or read book Microcredit and women s empowerment written by Samjhana Wagle and published by Cook Communication. This book was released on 2020-08-18 with total page 129 pages. Available in PDF, EPUB and Kindle. Book excerpt: Micro-credit has been taken as a prominent tool for poverty alleviation and women's empowerment. This book has presented the double-edged claim of microcredit proponents that microcredit not only supports rural poor to come out of poverty, it also empowers poor rural women in particular. This book is mainly grounded on research based on Bandipur Rural Municipality of Nepal. It has made the study of women from 3 settlements of Bandipur, who had availed microcredit facilities from some microcredit providing institutions or organizations in Bandipur. The data has been analyzed through qualitative data analysis under which both descriptive and explanatory methods. The data analysis is made on the basis of caste/ethnic group. The results showed that most of the females who availed the facility of microcredit finally got socioeconomic empowerment through acquiring the access to capital, control over resources, self-esteem, confidence level, decision making power, etc. Results are varied on Dalit, Janajati and Brahmin/Chhetri women. The findings showed that microcredit has significant impact on the upliftment of socio-economic empowerment of the borrowers of Bandipur. The income pattern of the respondent women has been changed. Daily wage earning and agricultural production were the main source of income before joining the program but after joining the microcredit program the sources of income shifted to small scale business, sale of livestock product and agricultural product. Entrepreneurship in microcredit beneficiary women has been increased. Apart from the changing income pattern, role of women in decision making about the resources mobilization for household activities, participation in societal affairs has also been increased. The economic dependency had restricted women in decision making power in all the spheres not only economical but also in other family and social affairs. But it has been changed now. Since, women are capable to generate regular income from their small enterprises; their dependency on male for money is reduced. Women's confidence and social status has increased after involvement in MC programs. Microcredit, though an effective poverty alleviating instrument, is not suitable for all categories of the poor. For those trapped in chronic poverty, no assets base to protect themselves from the countless webs of shocks, microcredit can be ineffective and sometimes counterproductive. Some cases of Dalit settlement have proved it.

Download or read book Microfinance and Women s Empowerment in Bangladesh written by Faraha Nawaz and published by . This book was released on 2019 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines the effects of policies and practices of microfinance NGOs in empowering rural women in Bangladesh. Nawaz seeks to unpack the untold narratives of women's empowerment and to fill the current knowledge gap in this area. The book goes beyond the narrow minimalist evaluation of microfinance that only focuses on women's economic empowerment through their ability to access financial resources. Rather, it looks at whether and how microfinance empowers women in a holistic manner across the socio-cultural, psychological and political spheres of life. The author argues that microfinance reduces levels of poverty, which means that women are better able to meet their practical gender needs; however, they are not empowered unless they are also able to meet their strategic gender needs, including the transformation of gender power relations from the household to state arenas. Therefore, the book argues that in order to bring about higher levels of empowerment, microfinance programs must be combined with other services such as financial literacy, socioeconomic training, education, healthcare, social mobilization and legal support. Microfinance and Women's Empowerment in Bangladesh will be of interest to students and scholars across a range of disciplines, including Gender Studies, Development Studies, and Politics.

Download or read book Women Empowerment and Role of Micro Credit of TMSS at Rural Bangladesh written by Jillur Mahbubur Rahman and published by LAP Lambert Academic Publishing. This book was released on 2013 with total page 92 pages. Available in PDF, EPUB and Kindle. Book excerpt: The empowerment of women is one of the central issues in the process of development of all developing countries in the world. Women empowerment is a matter of key concern in national and international policymaking and activities of social life. Nations cannot achieve their development goals if their women are discriminated. Significance of the issue provided impetus to conduct this study. The book showed that micro credit help to increase women's access to micro-finance, generate new income earning opportunities, and to enhance social mobilization and create formal network, norms and trust for collective action. The book is an endeavor to measure women's economic, political, sociocultural, legal and interpersonal or familial empowerment to scrutinize different activities at various economic, political, sociocultural, legal and familial spheres of women at the rural area of Bangladesh in family, community and national level. The findings suggest that, micro credit and its supportive programs have lead to a remarkable enhancement in social network formation and development, an improved status in family and community, increased mobility and to some extent also greater self-confidence

Download or read book Rural Women Empowerment and Micro Credit Programs in the World written by Mustefa Jibril and published by GRIN Verlag. This book was released on 2021-09-27 with total page 10 pages. Available in PDF, EPUB and Kindle. Book excerpt: Academic Paper from the year 2021 in the subject Business economics - Investment and Finance, , language: English, abstract: Rural women make up about half of the world's population and in land production have a strong diet and make up the majority of agricultural workers. They make up 50% of the workforce and participate in the production of half the food in the agricultural sector. For example, rural women make up about 70 to 80% of agricultural workers in sub-Saharan Africa, 65% in Asia, 45% in Latin American and Caribbean, 80% in Nigeria and Tunisia and 80% in India, but their role is in the production system it is a man’s role to add and this creates a huge burden within the mother and wife’s activities and takes a lot of time and energy for them. Research in this field shows that women spend about two thirds of their time in the production, management, and management of their homes, while men spend about a third of their time doing such things. A housewife helps to set up a farm, then ploughs, harvests, weeds and plants, milks and weaves, weaves carpets, tries to make tools and crafts, bakes bread, cooks, does housekeeping, fetches water from wells and far away, fetches firewood, cares for children, weaves wool and makes curd, butter milk, yoghurt, butter and oil. On top of all this, she is the manager of mom and family too. Although women are at home in developing countries producing about 80% of the food and have a responsibility to look after about 30% of rural households, their jobs are not considered economic activity and are simply removed from agricultural and rural development programs.

Download or read book Role of Microcredit in the Development of Rural Women of Bangladesh written by Suman Reza and published by LAP Lambert Academic Publishing. This book was released on 2012-07 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microcredit operations began with the specific objective of poverty alleviation in Bangladesh. Poverty is widespread in Bangladesh. It is even more intense among the rural women of the country. Poverty situation improved with the expansion of microcrdit and rural women gained some empowerment as they had their own income through participation in the credit activities. But they are still far from achieving equal status with men because microcredit primarily addresses income poverty and it has inherent weaknesses in facilitating other conditions necessary for full empowerment of women. Not only are the inherent weaknesses, the socio-economic environment of rural Bangladesh, where microcredit functions, is also a big impediment to achieving women empowerment. Therefore, a comprehensive approach, which includes microcredit too, is necessary for further empowering the rural women of Bangladesh. This approach includes social mobilization, awareness-building, regulations enhancing, equitable financial practices and government initiatives.

Download or read book Women Empowerment Through Capacity Building written by P. J. Christabell and published by Concept Publishing Company. This book was released on 2009 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt: Study on the role of microfinance in building up economic and democratic capacity of women in India.

Download or read book Does Micro Credit Empower Women Evidence from Bangladesh written by Mark M. Pitt and published by . This book was released on 2016 with total page 57 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper examines the effects of men's and women's participation in group-based micro-credit programs on a large set of qualitative responses to questions that characterize women's autonomy and gender relations within the household. The data come from a special survey carried out in rural Bangladesh in 1998-99. The results are consistent with the view that women's participation in micro-credit programs helps to increase women's empowerment. Credit program participation leads to women taking a greater role in household decisionmaking, having greater access to financial and economic resources, having greater social networks, having greater bargaining power compared with their husbands, and having greater freedom of mobility. Female credit also tended to increase spousal communication in general about family planning and parenting concerns. The effects of male credit on women's empowerment were, at best, neutral, and at worse, decidedly negative. Male credit had a negative effect on several arenas of women's empowerment, including physical mobility, access to savings and economic resources, and power to manage some household transactions.This paper - a product of Rural Development, Development Research Group - is part of a larger effort in the group to understand how the micro-credit program helps empower women.

Download or read book The Impact of an Integrated Micro credit Program on Women s Empowerment and Fertility Behavior in Rural Bangladesh written by Fiona Steele and published by . This book was released on 1998 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Empowering Rural Women written by Zubair Meenai and published by Aakar Books. This book was released on 2003 with total page 238 pages. Available in PDF, EPUB and Kindle. Book excerpt: Women Self-Help Groups Are Increasingly Being Used As Tool For Various Developmental Interventions. Credit And Its Delivery Through Self-Help Groups Have Also Been Taken As A Means For Empowerment Of Rural Women.This Integrated Approach, Whereby, Credit Is Only An Entry Point, And An Instrument To Operationalise Other Aspects Of Group Dynamics And Management, Also Caters To The Need For Social Intermediation Of These Groups. A Self-Help Group Is Conceived As A Sustainable People S Institution That Provides The Poor Rural Women With Space And Support Necessary For Them To Take Effective Steps Towards Achieving Greater Control Of Their Lives.It Is With This Perspective That This Book Has Been Attempted.This Work Seeks To Elucidate And Simplify The Approach To Women S Empowerment Through Credit-Based Self-Help Groups, By Both Providing The Theoretical Perspective As Well As Practical Guidance And Tips To Operationalise The Same. This Book Is Meant Primarily As A First Level Reader For Middle Level Functionaries In The Development Sector.

Download or read book Impact of Micro Credit on Empowerment of Rural Women in Bangladesh written by Sabina Sultana and published by LAP Lambert Academic Publishing. This book was released on 2013 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt: The main focus of the study was to assess the impacts of microcredit on rural women' empowerment in terms of increased income, ownership of assets, gender awareness and improvement of livelihood of the women. The study was conducted in Gazipur Sadar Upazila under Gazipur District of Bangladesh. A total of 90 respondents, 45 from BRAC and 45 from non-BRAC women were randomly selected for the study. It was revealed that the majority of BRAC women and non- BRAC women had no income from agricultural sources. It was also found that in case of agricultural sources, 20% of BRAC women belong to the high to very high -income category while not a single non- BRAC women had high to very high income. Personal income of BRAC women's was more than non-BRAC women and their involvement agricultural and non- agricultural were high. About half of the non- BRAC women had no increased productive assets in the last one year. In case of BRAC women the value of increasing assets were small to medium. It was found that most of the BRAC women's decision making power have been changed and it was higher than non- BRAC women in the study area.

Download or read book Microcredit and Women Empowerment in Bangladesh written by Md. Zahidul Islam and published by LAP Lambert Academic Publishing. This book was released on 2013 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book actually investigates the effectiveness of Microcredit in empowering the rural women of Bangladesh. To find out the effectiveness of Microcredit in empowering rural women, field visit has been conducted and Focus group Survey has been done to collect primary data. After data analysis, this study came into a conclusion that Microcredit is contributing to the poverty eradication of Bangladesh but in terms of women empowerment, Microcredit has not been successful.

Download or read book The Micro politics of Microcredit written by Mohammad Jasim Uddin and published by Routledge. This book was released on 2015-05-01 with total page 267 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microcredit has been seen in recent decades as having great potential for aiding development in poor developing countries, with Bangladesh being one of the countries which has pioneered microcredit and implemented it most widely. This book, based on extensive original research, explores how microcredit works in practice, and assesses its effectiveness. It discusses how microcredit, usually channelled through women, is often passed to the men of the family, a practice disapproved of by some, but regarded as acceptable by borrowers who have a communal approach to debt, rather than viewing debt as something held by single individuals. The book demonstrates how the rules around microcredit are often seem as irksome by the borrowers, how lenders often charge high rates of interest and work primarily to preserve their institutions, thereby going against the spirit of the microcredit movement, and how borrowers often end up on a downward spiral, deeper and deeper in debt. Overall, the book argues that although microcredit does much good, it also has many drawbacks.

Download or read book How Does Micro credit Help Women s Empowerment and what Socio cultural Consequences Might Come from It written by Laureline Schmid and published by . This book was released on 2009 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: