Download or read book Inclusive Business in Financing written by Asian Development Bank and published by Asian Development Bank. This book was released on 2018-06-01 with total page 245 pages. Available in PDF, EPUB and Kindle. Book excerpt: Reducing poverty and inequality requires innovative modes of financing. By enabling the poor to engage more fully in economic activity and participate in supply chains and value chains, inclusive businesses help them to increase earnings and accumulate wealth. This is why inclusive businesses are gaining prominence as an effective response to socio-economic and environmental challenges. Understanding how best to finance them will accelerate inclusion and poverty reduction. Written as a resource for finance practitioners, financial institutions, fund managers, and development finance institutions, this report builds on the notion that engaging marginalized and commercially-excluded people is vital—and that it can be done profitably. Drawing on case studies from across Asia, it examines the two main conduits for financing inclusive businesses: bank debt and private equity.

Download or read book Inclusive Financial Development written by Ahmad, Ahmad H. and published by Edward Elgar Publishing. This book was released on 2021-10-19 with total page 352 pages. Available in PDF, EPUB and Kindle. Book excerpt: Inclusive Financial Development provides theoretical and empirical analyses of the nature of financial inclusion. The contributing authors explore the impediments to inclusion that exist around the world, the macro and stability implications, and the regulation dimension.

Download or read book Building Inclusive Financial Systems written by Michael S. Barr and published by Rowman & Littlefield. This book was released on 2007-11-01 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt: Broad-based and inclusive financial systems significantly raise growth, alleviate poverty, and expand economic opportunity. Households, small enterprises, and the rural poor often have difficulty obtaining financial services for a multitude of reasons, including transaction costs, perceived risk, inadequate infrastructure, and information barriers. Yet many financial institutions are now making profitable inroads into underserved markets through formal banking, investment in equities, venture capital, postal banks, and microfinance. Access to Finance addresses the challenges of making financial systems more inclusive, emulating successful ventures in new markets, and utilizing technologies and government policies to support the expansion of financial access. The contributors examine many dimensions of financial access, including: • Measuring financial access • Understanding the impact of expanded access • Examining alternative institutional models • Exploring new technologies and information infrastructure • Evaluating government policies toward outreach.

Download or read book Policy Note on the Business Environment for Inclusive Business Models written by International Finance Corporation and published by . This book was released on 2012 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: This policy note has two goals. First, to assess whether inclusive business models face specific regulatory hurdles. Second, to recommend policies that creates a business environment conducive to inclusive business. Little research has been conducted on the first goal. This note analyzes survey answers from companies that applied to the G20 Challenge. These companies were asked to rank regulatory obstacles and explain whether these obstacles created significant hurdles to their ability to serve the base of the pyramid. On the second goal, this note highlights policy recommendations for governments, development finance institutions and donors. It also includes policy measures specific to countries and contexts. Some policy measures address regulatory hurdles for inclusive business models. Others support inclusive business models by providing incentives when needed. The first section analyzes survey answers from the 167 applicants for the G20 Challenge. The starting point was to listen to businesses a logical place to begin when seeking to improve the business environment. The second section describes policy measures for business models that include the base of the pyramid as producers or suppliers, focusing on agriculture. Businesses that source from small farmers have inclusive business models because they integrate farmers in their value chains. Small farmers are often considered base of the pyramid if their income is low or they lack basic goods or services. The third section describes policy measures for business models that include the base of the pyramid as customers particularly models that provide affordable housing, health, education and basic financial services. In many countries basic services are still mainly provided by the public sector or recently privatized companies and more stringent regulations often apply. This section describes regulations and policies that affect inclusive business models in these sectors. The fourth section describes roles for governments, development finance institutions and donors in supporting inclusive business models. The business environment is important because companies that do business with the base of the pyramid need to understand new markets, understand the market behavior of base of the pyramid customers, appraise new risks and develop new systems, business processes and training. Companies with inclusive business models also face perceptions from investors and lending institutions that the base of the pyramid is riskier than other markets.

Download or read book G20 Inclusive Business Framework written by G20 Development Working Group and published by United Nations Development Programme Istanbul International Center for Private Sector in Development (UNDP IICPSD). This book was released on 2015-11-19 with total page 13 pages. Available in PDF, EPUB and Kindle. Book excerpt: In keeping with the Turkish Presidency’s focus on inclusiveness, the G20 has strengthened its work on shared prosperity within and beyond G20 Members, as well as its engagement with low income developing countries, partners in civil society and the private sector. The G20 is a very important forum in bringing traditional donor countries and emerging and South-South development partners together, enabling its members to explore new ways to co-operate. At the G20 Antalya Summit in November 2015, the Leaders of the G20 formally endorsed the G20 Leaders’ Call on Inclusive Business, the G20 Inclusive Business Framework and called for the establishment of the G20 Global Platform on Inclusive Business. The new G20 Inclusive Business Framework, designed with the support of UNDP and the World Bank, opens up new opportunities for low-income people and communities to participate in markets. The framework will also serve as tool for the G20 engagement in the effective implementation of the SDGs. Objective The Framework defines inclusive business, sets out recommendations to enable inclusive business and presents policy options for G20 and non-G20 governments, companies, and international financial institutions to promote and support inclusive business as a means to end poverty.

Download or read book FinTech Development for Financial Inclusiveness written by Anshari, Muhammad and published by IGI Global. This book was released on 2021-11-26 with total page 269 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial technology (FinTech) and its related products are considered a major disruptive innovation in financial services, substantially elevating financial solutions and new business models. Resulting from the fusion of finance and smart mobile technology, this innovative technology requires additional investigation into its adoption, challenges, opportunities, and future directions so that we may understand and develop the technology to its full potential. FinTech Development for Financial Inclusiveness moves beyond the theoretical areas of FinTech to comprehensively explore the recent FinTech initiative scenarios with respect to processes, strategies, challenges, lessons learned, and outcomes within economic development as well as trade and investment. Covering a range of topics such as decentralized finance and global electronic commerce, it is ideal for industry professionals, business owners, consultants, practitioners, instructors, researchers, academicians, and students.

Download or read book Entrepreneurship in Africa written by and published by BRILL. This book was released on 2017-09-25 with total page 423 pages. Available in PDF, EPUB and Kindle. Book excerpt: Chapters in this book contribute to our understanding of the theory, structure and practice of entrepreneurship in diverse African countries. Case studies examined include: African multinational banks and businesses, female entrepreneurs, culture and entrepreneurship, finance and entrepreneurship and SMEs.

Download or read book Marketing Techniques for Financial Inclusion and Development written by Jain, Dhiraj and published by IGI Global. This book was released on 2018-06-01 with total page 331 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial inclusion has been one of the most propagated ideologies in countries, and as a result, significant efforts have been taken to nurture institutions and systems to include an array of socio-economic classes. Various financial institutions and societies have taken steps toward financial inclusion, but to be successful, they need to understand how to accurately target and market their potential customers as well as the new avenues for development. Marketing Techniques for Financial Inclusion and Development is a critical scholarly resource on the marketing techniques adopted by various financial institutions and societies for promoting financial inclusion initiatives for the development of the society at large. Featuring coverage on a broad range of topics such as consumer awareness, financial literacy, and micro-enterprises, this book is geared towards managers, investors, brokers, researchers, and all others within the banking industry.

Download or read book Extending Financial Inclusion in Africa written by Daniel Makina and published by Academic Press. This book was released on 2019-06-09 with total page 344 pages. Available in PDF, EPUB and Kindle. Book excerpt: Extending Financial Inclusion in Africa unveils the genesis and transformation of Africa's financial sector and its ability to provide finance for all. Contributors of the Book traverse the whole spectrum of African financial systems, examining their depth and breadth and empirically evaluating their appropriateness and effectiveness to achieve inclusive financial services. - Explores the evolution of the financial sector in Africa from the pre-colonial to post-colonial era - Investigates the financial inclusion–economic growth nexus - Explores the role of financial regulation and governance in either enhancing or limiting financial inclusion - Evaluates unintended consequences of financial inclusion, including over-indebtedness and increased propensity to spend - Assesses cross-sectional evidence on the link between financial inclusion and technological developments such as the internet and mobile technology

Download or read book How Inclusive is Inclusive Business for Women written by Asian Development Bank and published by Asian Development Bank. This book was released on 2016-05-01 with total page 70 pages. Available in PDF, EPUB and Kindle. Book excerpt: Inclusive businesses are commercially viable business models that provide in-scale innovative and systemic solutions to problems relevant to the lives of low-income people. Inclusive business companies often involve women in their value chain and provide specific services that help low-income women. This report assesses the extent to which inclusive business models promote women's economic empowerment. Examples come from the inclusive business portfolios of Asian Development Bank, Inter-American Development Bank and International Finance Corporation. The report finds that inclusive businesses are indeed bringing positive change to women’s lives and that addressing gender-based constraints also yields business benefits. However, a company’s financial return and its social impact can be maximized only if companies understand and address systemic issues of gender inequality.

Download or read book Financial Inclusion in Emerging Markets written by Ananda S. and published by Springer Nature. This book was released on 2021-10-04 with total page 343 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book discusses ideas for stakeholders to develop strategies to access and use financial products and services such as deposits, loans, and fund transfer mechanism, insurance, payment services, and intermediaries, distribution channels at economical prices in order to cater to the needs of the poor and underprivileged people. Financial inclusion ensures ease of access, availability, and usage of the financial products and services to all the sections of the society. The book will help in recognizing the role of financial inclusion as one of the main drivers in reducing income inequality and thus supporting sustainable economic growth of the countries, especially of an emerging economy. The book provides conceptual and practical ideas from the practitioners, best practices from the experts, and empirical views from the researchers on the best practices and how to mitigate the challenges and issues plaguing the development of the financial inclusion.

Download or read book Inclusive Businesses in Agriculture written by Wytske Chamberlain and published by AFRICAN SUN MeDIA. This book was released on 2017-03-30 with total page 294 pages. Available in PDF, EPUB and Kindle. Book excerpt: ÿ Inclusive business is hailed as a win-win scenario for the development of poor communities; yet there is little insight into how these inclusive businesses work and, more importantly, for whom. This book aims for a thorough understanding of the range of inclusive businesses in agriculture by examining: the structures they implement, the actors involved, and whether they are effectively inclusive of smallholders. It presents a range of case studies and is therefore empirically based and practically oriented. By offering a critical assessment of inclusive businesses overall, it allows for a better perception of what works where, and under which conditions. It provides useful insights that will benefit smallholders, agri-businesses, support groups, policy makers and investors who are willing to promote more inclusive businesses, that foster a better integration of smallholders into commercial value-chains and a more equitable and sustainable agricultural sector.

Download or read book G20 Inclusive Business Activities Summary Report written by G20 and published by United Nations Development Programme Istanbul International Center for Private Sector in Development (UNDP IICPSD). This book was released on 2018-12-02 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt: Inclusive Business (IB) was a central theme of the 2018 G20 Argentine Presidency. To supplement the G20’s Development Working Group’s efforts, the Inclusive Business Activities Summary Report was developed by the Inclusive Business Action Network (iBAN) and the UNDP, wherein 47 best-practice case studies of projects, initiatives, and policies are analysed. IB practices seek to build wealth with low-income people, who are often underserved by businesses, in a scalable and commercially viable manner. Extending the wealth-generating power of business to low-income communities is seen as an effective catalyst for lifting people out of poverty. Indeed, the report notes the importance of IB, remarking that; ‘the future of work and the successful implementation of the Agenda 2030 hinges on the inclusion of those at the so-called Base of the Economic Pyramid (BoP), who earn up to US$8 per day and constitute half of the World’s population.’ – p.4. The report provides insights on the IB activities undertaken by the member States of the G20, invited countries and International Organisations (IOs). The insights include IB activities in different sectors, funding mechanisms, and the forms of inclusion of individuals at the Base of the Pyramid (BoP). By providing perceptions on the enabling environment and connecting practitioners, the aim of this report is to help scale up IB and encourage the replication of good practices in more countries to accelerate their efforts to be more inclusive, ultimately helping to achieve the United Nations’ Sustainable Development Goals. The Inclusive Business Activities Summary Report outlines the theoretical underpinnings of IB whilst also analysing some illustrative examples. The report highlights how states are taking steps to create corporate environments that are conducive to the thriving of IBs. There are fantastic opportunities, both for material gain and global sustainable development, to be unlocked through IB, and this report helps to detail the roadmap for policymakers, investors, and businesses as they shift towards IB. Report Findings Within the 47 case studies, engaging with the BoP as suppliers and customers were the most prevalent IB practices (31 and 27 cases respectively, including overlapping cases). Moreover, the most popular sectors for BoP engagement were agriculture (29) and the manufacture and retail of consumer goods (21). Given that one of the designated aims of the report is to improve policy-maker’s understanding of IB, the report also addresses the intervention priorities of states seeking to overcome the four key barriers to a healthy IB ecosystem, these are; information (26% of projects), rules (12%), capacity (35%), and finance (27%). The case studies were selected by participating states and IOs, therefore a majority of the projects (28) were state-funded in origin, yet a significant proportion of cases (19) also received some private sector backing, with 39% of cases receiving a blend of two-or-more financing sources. 40% of the projects were domestically governed, thus demonstrating the faith that emerging economies have in IB as a means to enhance development aims. Case Studies The annex to the report provides a concise synopsis of each case study. Many of these examples take a multi-faceted ad multi-stakeholder approach to tackling barriers to IB; for example, the USA-led 2X Challenge unites Development Finance Institutions to mobilize $3bn USD to invest in women around the world and demonstrate best practices of transparency, accountability and sustainable investment policy. Other case studies present domestic initiatives by states to promote IB in very specific areas. For example, the Australian Indigenous Procurement Policy (IPP) directly engages with Aboriginal communities as entrepreneurs and retailers. It seeks to leverage the Commonwealth’s procurement spending to facilitate Indigenous inclusion in value chains through setting targets for contracts with Indigenous Businesses, as well as providing minimum targets for Indigenous involvement in large-scale projects. In 2018, the IPP has helped to secure 3,291 contracts for 723 Indigenous businesses worth $205m USD. IB presents an exciting opportunity for businesses to take an active role in achieving the SDGs and will remain a core thematic area for the G20 Development Working Group (DWG) going forward.

Download or read book Business Inclusive Business A New Sustainable and Innovative Private Sector written by United Nations Development Programme Istanbul International Center for Private Sector in Development (UNDP IICPSD) and published by United Nations Development Programme Istanbul International Center for Private Sector in Development (UNDP IICPSD). This book was released on 2015-12-08 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: Although the number of inclusive businesses has risen substantially over the past decade, they are still far from the desired level. Furthermore, most of the existing inclusive businesses are not elaborated to their full potential. To discover why, the IICPSD has posed two main questions: First, what do successful initiatives that reach their full potential in terms of scale and impact have in common? Second, what is the private sector’s current level of knowledge, engagement and awareness of inclusive business? This report addresses these questions and presents findings from four stages of research. A comprehensive literature review and an analysis of 150 successful inclusive business cases around the world were conducted to answer the first research question. In-depth interviews with top-executives from ten businesses and a survey of 680 companies in Turkey was also carried out to tackle the second concern.

Download or read book Evolving With Inclusive Business in Emerging Markets written by Rajagopal and published by Business Expert Press. This book was released on 2022-11-07 with total page 219 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book discusses the attributes of inclusive business by engaging people (customers and stakeholders) in creating social and customer values and enhancing business growth among customer-centric companies. Corporate policy and implications of the inclusiveness in businesses on social development constitute the core discussion in this book. Inclusivity concepts and arguments are endorsed by case studies across the developing economies. Philosophy and practices of inclusive business through theoretical foundations, design arguments, and managerial analysis has been discussed across five chapters. Discussion on the success of inclusive businesses in the context of innovation, technology, and new product development which motivated people-led companies to adapt to agile business modeling and drive co-creation and coevolution initiatives are central to this book.

Download or read book Business Philippines Inclusive Business Awareness and Engagement Among Companies in the Philippines written by United Nations Development Programme (UNDP) Philippines and published by United Nations Development Programme Istanbul International Center for Private Sector in Development (UNDP IICPSD). This book was released on with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt: The report, Business+ Philippines, provides valuable insight about the level of inclusiveness among Philippine companies today. It presents the results of a baseline survey among Philippine companies to understand their current levels of awareness, knowledge, and engagement in Inclusive Business, and to determine challenges and opportunities for adopting Inclusive Business models in their operations. The Business+ study, conducted by the Philippine Board of Investments and UNDP Istanbul’s International Center for Private Sector in Development in partnership with the country’s most prominent business associations, involved 223 companies in the Philippines.

Download or read book Inclusive Growth written by Howard Thomas and published by Emerald Group Publishing. This book was released on 2019-04-10 with total page 152 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book outlines a journey from enabling models of government and business to strategies for creating both financial and social inclusion and entrepreneurism as mechanisms for sustainable and inclusive growth.