Download or read book Financial Performance of Microfinance Institutions in Ghana and Uganda written by Johannes Flosbach and published by LIT Verlag Münster. This book was released on 2015 with total page 373 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines the determinants of financial performance of microfinance institutions (MFIs) in Ghana and Uganda, against the backdrop of the public and academic debate over the financial and social implications of microfinance. In the absence of a conceptual model, the study chooses an inductive research approach with the objective of defining and developing a conceptual model with the capacity to explain, quantify, and compare the performance of MFIs. The research is particularly relevant in the African context where microloan interest rates regularly exceed 100% per annum and where the microfinance industry is lacking behind its global peers in regard to financial and social performance. (Series: Contributions to the Africa Research / Beitrage zur Afrikaforschung - Vol. 59) [Subject: Economics, Finance, African Studies]

Download or read book Strategic Business Practices among Financial Institutions in Africa written by Rwakihembo John, Baguma John Muhunga Kule, Achamoh Victalice Ngimanang, Motieri Stanely Ontiri and published by AJPO Journals USA LLC. This book was released on 2023-06-21 with total page 79 pages. Available in PDF, EPUB and Kindle. Book excerpt: TOPICS IN THE BOOK Corporate Board Size and Financial Performance of Private Limited Companies in Uganda Control Environment and Financial Performance of Savings and Credit Cooperatives (Saccos) in Mid-Western Uganda Microfinance Services and the Growth of Small and Medium Size Enterprises: Evidence from the Community Credit Company in the Douala Municipality, Cameroon Direct Individual Based Participation and Service Delivery in Nairobi City Water and Sewerage Company, Nairobi City County, Kenya

Download or read book Microfinance in Africa written by S. Rajagopalan and published by . This book was released on 2009 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: Africa is home to some of the poorest and vulnerable populations in the world. The ten poorest countries in the world are in Africa. Sub-Saharan Africa is the region with the highest incidence and greatest depth of poverty in the world. Fewer than one in five adults in Africa has access to the services of a formal or semi-formal financial institution. Microfinance in Africa is growing, though. A broad range of diverse institutions offer financial services to the poor and low-income clients in Africa. These include non-governmental organizations, non-banking financial institutions, cooperatives, credit unions, rural banks, Rotating Savings and Credit Associations (ROSCAs), postal financial institutions and an increasing number of commercial banks. Increasingly, technology is being used to expand microfinance outreach mobile phone banking is one such example. This book provides an overview of the microfinance sector in Africa, reviews the performance and impact of microfinance institutions in the region, and outlines some of the opportunities and challenges that African microfinance has on hand.

Download or read book A Framework for Regulating Microfinance Institutions written by Joselito S. Gallardo and published by . This book was released on 2002 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt: How does a country's legal and regulatory framework affect the sustainability of microfinance? Does a tiered approach to regulation help to integrate microfinance into the formal financial system? And are there lessons to be learned from the experience of Ghana and the Philippines with a tiered approach?

Download or read book An evaluation of the performance of microfinance institutions in Ghana written by Felix Kwame Aveh and published by . This book was released on 2011 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Microfinance Institutions written by R. Mersland and published by Springer. This book was released on 2015-12-11 with total page 329 pages. Available in PDF, EPUB and Kindle. Book excerpt: Research on MFI performance is still in its infancy. MFIs are hybrid organizations with dual objectives. Performance studies in microfinance are therefore less straightforward compared to performance studies in traditional banking research. This book contains new MFI performance research by top scholars from across the globe.

Download or read book Self Efficacy Shapes Modernization written by Barbara Drosten and published by LIT Verlag Münster. This book was released on 2019-10 with total page 247 pages. Available in PDF, EPUB and Kindle. Book excerpt: Self-efficacy (SE) is the critical link between environment, culture, institutions, modernization, and development. It enables adaptive learning from environmental stimuli, and fosters agency, cooperation, goal setting, openness, opportunity recognition, and longer-term planning. SE can be regarded as fertilizer for any policy measure. Research amongst smallholder farmers in South Ghana shows that historical return on investment culturally bequeathed investment SE, which largely influences today's farming investment and household income. SE is well malleable and perceptive to intentional promotion.

Download or read book Microfinance Handbook written by Joanna Ledgerwood and published by World Bank Publications. This book was released on 1998-12-01 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: The purpose of the 'Microfinance Handbook' is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions.

Download or read book The Religious Men in Jebel Marra written by Bakheit M. Nur Mohammed and published by LIT Verlag Münster. This book was released on 2017 with total page 415 pages. Available in PDF, EPUB and Kindle. Book excerpt: "The study investigates how Muslim religious specialists (fuqarâ, sing. fakî) acquire Qur'anic knowledge in the context of the 'communities of practice'. It contextualises the Qur'anic schools of Jebel Marra in the Sudan arguing that the fuqarâ increase their access to knowledge of the Qur'an by socially interacting with each other. The book is grounded in a[n] ethnographic study of Qur'anic memorisation and activities that the fuqarâ perform after graduation from Qur'anic schools. It thus provides a fresh perspective to Islamic learning and epistemology. 'The great value of the study lies in the author's reconstruction of the practices and techniques, cognitive and corporeal, which are systematically employed to memorise the whole of the Qur'an.'"--Page 4 of cover.

Download or read book Tracks and Traces of Violence written by Viviane Azarian and published by LIT Verlag Münster. This book was released on 2017 with total page 361 pages. Available in PDF, EPUB and Kindle. Book excerpt: Tracks and Traces of Violence explores the social conditions, political contexts, and cultural spaces of violence in Africa. It is comprised of accounts that underpin the visible and hidden 'tracks and traces' of violence in the memories of traumatized individuals and groups. It also interrogates the gaps, silences, and vacuities of/in these memories, as well as the role they play in shaping the facial contours of our modern societies. Weaving together views from literature, anthropology, art, cultural studies, and museum studies, this book provides deeper insight into the meanings of violent socialities, spatialities, and temporalities, as well as into how they materialize in poetry, fiction, art, and popular culture. (Series: Contributions to African Research / Beitrage zur Afrikaforschung, Vol. 80) [Subject: African Studies, Sociology, Art, Literature, Anthropology]

Download or read book Translations of Urban Regulation in Relations between Kigali Rwanda and Singapore written by Stephan Bock and published by LIT Verlag Münster. This book was released on 2018-08 with total page 338 pages. Available in PDF, EPUB and Kindle. Book excerpt: Following debates on urban policy-mobilities and -learning in Human Geographies the dissertation takes the example of Kigali's masterplan to show how aspirations of Rwandan and Singaporean policy-makers are transformed into concrete urban planning interactions. It provides a close analysis of the practices behind the mobilization of spatial planning expertise. The dissertation traces how planning approaches and regulations are mediated within the interaction between Singaporean and Rwandan actors and ultimately take shape in Kigali's urban space.

Download or read book Transforming Microfinance Institutions written by Joanna Ledgerwood and published by World Bank Publications. This book was released on 2006-08-30 with total page 570 pages. Available in PDF, EPUB and Kindle. Book excerpt: In response to a clear need by low-income people to gain access to the full range of financial services including savings, a growing number of microfinance NGOs are seeking guidelines to transform from credit-focused microfinance organizations to regulated deposit-taking financial intermediaries. In response to this trend, this book presents a practical 'how-to' manual for MFIs to develop the capacity to become licensed and regulated to mobilize deposits from the public. 'Transforming Microfinance Institutions' provides guidelines for regulators to license and regulate microfinance providers, and for transforming MFIs to meet the demands of two major new stakeholders regulators and shareholders. As such, it focuses on developing the capacity of NGO MFIs to mobilize and intermediate voluntary savings. Drawing from worldwide experience, it outlines how to manage the transformation process and address major strategic and operational issues inherent in transformation including competitive positioning, business planning, accessing capital and shareholders, and how to 'transform' the MFI's human resources, financial management, MIS, internal controls, and branch operations. Case studies then provide examples of developing a new regulatory tier for microfinance, and how a Ugandan NGO transformed to become a licensed financial intermediary. This book will be invaluable to regulators and microfinance NGOs contemplating institutional transformation and will be of tremendous use to donors and technical support agencies supporting MFIs in their transformation.

Download or read book Credit Risk Management written by Tony Van Gestel and published by Oxford University Press. This book was released on 2009 with total page 552 pages. Available in PDF, EPUB and Kindle. Book excerpt: This first of three volumes on credit risk management, providing a thorough introduction to financial risk management and modelling.

Download or read book The Global Findex Database 2017 written by Asli Demirguc-Kunt and published by World Bank Publications. This book was released on 2018-04-19 with total page 148 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

Download or read book Comparative Review of Microfinance Regulatory Framework Issues in Benin Ghana and Tanzania written by and published by World Bank Publications. This book was released on 2005 with total page 46 pages. Available in PDF, EPUB and Kindle. Book excerpt: Abstract: The authors investigate the microfinance regulatory regimes in Benin, Ghana, and Tanzania, with a view to identifying key issues and lessons on how the overall regulatory framework affects integration of microfinance institutions into the financial system. The authors find that recognizing different tiers of both regulated and unregulated institutions in a financial structure facilitates financial deepening and outreach to otherwise underserved groups in urban and rural areas. That environment promotes sustainable microfinance under shared performance standards and encourages regulatory authorities to develop appropriate prudential regulations and staff capacity. Case studies of the three countries raise important issues on promoting microfinance development vis-à-vis regulating them. Laws to regulate activities other than intermediation of public deposits into loans can result in disproportionately restrictive and unmanageable standards, even as dynamic microfinance sectors have emerged without conducive regulatory regimes. The authors use the three countries' regulatory experiences to highlight the importance of differentiating when prudential supervision is warranted and when regulatory oversight suffices, and to identify the agencies to carry out regulation. They address an important issue that has received scant attention, measuring and paying for the costs of regulating microfinance, and the need to build technical capacity of supervisory and regulatory staff.

Download or read book Measuring Performance of Microfinance Institutions written by Isabelle Barres and published by . This book was released on 2005 with total page 110 pages. Available in PDF, EPUB and Kindle. Book excerpt: Measuring performance of microfinance institutions : a framework for reporting, analysis, and monitoring is printed in editions. Each successive edition incorporates the most recent changes or additions to the standard definitions of terms, ratios, and adjustments. To ensure using the most current Framework, visit the SEEP Network Web site.

Download or read book Contemporary Topics in Finance written by Iris Claus and published by John Wiley & Sons. This book was released on 2019-03-07 with total page 468 pages. Available in PDF, EPUB and Kindle. Book excerpt: The literature surveys presented in this edited volume provide readers with up-to-date reviews on eleven contemporary topics in finance. Topics include unconventional monetary policy, implicit bank guarantees, and financial fraud - all linked to the exceptional event of the Global Financial Crisis Explores how recent studies on inflation risk premia and finance and productivity have benefitted from new empirical methods and the availability of relevant data Demonstrates how angel investing, venture capital, relationship lending and microfinance have benefitted from increased research as they have become more seasoned Investigates crowdfunding and crypto-currencies which have both arisen from recent technological developments