Download or read book Ettinger on Elder Law Estate Planning written by Michael Ettinger and published by CreateSpace. This book was released on 2010 with total page 134 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Elder Law Estate Planning" is a niche area of law which combines the features of elder law and estate planning that pertain most to the needs of the middle class. In 1991, AARP published a "Consumer Report on Probate" concluding that probate was a process to be avoided. That marked the end of traditional will planning and started the "living trust revolution." Since then, millions of people have set up trusts to: * Save time and money in settling the estate * Avoid legal guardianship if they become disabled * Avoid having their personal and financial matters made public * Reduce the chance of a "will contest" * Keep control in the family and out of the court system By 1990, the field of elder law also emerged to help people navigate the increased complexity of state Medicaid rules and regulations, the soaring costs of nursing home stays, and the fact that people were living considerably longer. Elder law and estate planning continue to grow independently of each other, sometimes to the detriment of clients. Estate planning lawyers are of little value when the estate plan to avoid probate fails to prevent a nursing home stay consuming all of the assets, because the lawyer is unfamiliar with elder law. On the other hand, elder law attorneys often protect assets but overlook basic estate planning issues such as saving taxes and keeping assets in the blood. The practice of Elder Law Estate Planning means: * Getting your assets to your heirs, in the best possible way, with least amount of taxes and legal fees * Keeping those assets in the blood for your grandchildren, and * Protecting your assets from the costs of long-term care and qualifying for government benefits available to pay for care. Middle class clients today need an "elder law estate planning attorney" to address their estate planning needs as well as to help with long-term care, disability and Medicaid issues as they arise.
Download or read book Elder Law Estate Planning written by Michael Ettinger and published by Createspace Independent Publishing Platform. This book was released on 2015-02-02 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Too many people think that a will is all the "estate planning" they need. Yet wills often fail to take into account the majority of a client's assets. Wills do not govern assets passing by beneficiary designations, such as IRA's, life insurance and annuities. Furthermore, clients are increasingly using POD (pay on death), TOD (transfer on death) and ITF (in trust for) designations to entirely bypass the will and the antiquated probate system. As a result, in many cases the bulk of a client's estate is actually "unplanned", except to avoid probate. By this we mean that the assets may still be unprotected from a Medicaid "spend down" if the client one day needs nursing home care; the assets are not protected from the heirs' divorces, lawsuits and creditors; the assets are not structured to stay in the bloodline to the client's grandchildren and the assets are not protected from a spouse's later remarriage.Perhaps the biggest drawback to relying on a will as an "estate plan" is that it utterly fails to address the senior client's most important issue - planning for disability. Absent a plan for disability, the state has written a plan called "guardianship". In guardianship proceedings a judge chooses who will handle your legal, financial and sometimes even medical affairs if you become disabled.Elder Law Estate Planning avoids guardianship proceedings - virtually guaranteeing you will get the person or persons you choose to handle your affairs if you become disabled - usually one or more of your adult children, instead of a state appointed guardian.With the high costs of nursing homes today, clients who don't plan for disability to protect their assets risk losing everything they've worked for."Elder Law Estate Planning" emphasizes the use of trusts rather than wills to solve the myriad legal problems arising from disability and death. "Elder law" is disability planning to put the people you choose in charge and to protect some or all of your assets from long-term care costs. "Estate planning" is death planning to make sure your assets go to whom you want, when you want and the way you want. Estate Planning includes protecting assets from children's divorces, lawsuits and creditors, and from a spouse's possible remarriage while keeping those assets "in the blood" for generations to come.
Download or read book Does the Built Environment Influence Physical Activity written by Transportation Research Board and published by Transportation Research Board. This book was released on 2005-01-11 with total page 269 pages. Available in PDF, EPUB and Kindle. Book excerpt: TRB Special Report 282: Does the Built Environment Influence Physical Activity? Examining the Evidence reviews the broad trends affecting the relationships among physical activity, health, transportation, and land use; summarizes what is known about these relationships, including the strength and magnitude of any causal connections; examines implications for policy; and recommends priorities for future research.
Download or read book The Historical Archaeology of Virginia from Initial Settlement to the Present written by Clarence R. Geier and published by Createspace Independent Publishing Platform. This book was released on 2017-02-10 with total page 232 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book includes six chapters that cover Virginia history from initial settlement through the 20th century plus one that deals with the important role of underwater archaeology. Written by prominent archaeologists with research experience in their respective topic areas, the chapters consider important issues of Virginia history and consider how the discipline of historic archaeology has addressed them and needs to address them . Changes in research strategy over time are discussed , and recommendations are made concerning the need to recognize the diverse and often differing roles and impacts that characterized the different regions of Virginia over the course of its historic past. Significant issues in Virginia history needing greater study are identified.
Download or read book The Jewish Unions in America written by Bernard Weinstein and published by Open Book Publishers. This book was released on 2018-02-06 with total page 154 pages. Available in PDF, EPUB and Kindle. Book excerpt: Newly arrived in New York in 1882 from Tsarist Russia, the sixteen-year-old Bernard Weinstein discovered an America in which unionism, socialism, and anarchism were very much in the air. He found a home in the tenements of New York and for the next fifty years he devoted his life to the struggles of fellow Jewish workers. The Jewish Unions in America blends memoir and history to chronicle this time. It describes how Weinstein led countless strikes, held the unions together in the face of retaliation from the bosses, investigated sweatshops and factories with the aid of reformers, and faced down schisms by various factions, including Anarchists and Communists. He co-founded the United Hebrew Trades and wrote speeches, articles and books advancing the cause of the labor movement. From the pages of this book emerges a vivid picture of workers’ organizations at the beginning of the twentieth century and a capitalist system that bred exploitation, poverty, and inequality. Although workers’ rights have made great progress in the decades since, Weinstein’s descriptions of workers with jobs pitted against those without, and American workers against workers abroad, still carry echoes today. The Jewish Unions in America is a testament to the struggles of working people a hundred years ago. But it is also a reminder that workers must still battle to live decent lives in the free market. For the first time, Maurice Wolfthal’s readable translation makes Weinstein’s Yiddish text available to English readers. It is essential reading for students and scholars of labor history, Jewish history, and the history of American immigration.
Download or read book Talking to Our Selves written by John M. Doris and published by OUP Oxford. This book was released on 2015-03-19 with total page 367 pages. Available in PDF, EPUB and Kindle. Book excerpt: John M. Doris presents a new account of agency and responsibility, which reconciles our understanding of ourselves as moral agents with psychological research on the unconscious mind. Much philosophical theorizing maintains that the exercise of morally responsible agency consists in judgment and behavior ordered by accurate reflection. On such theories, when human beings are able to direct their lives in the manner philosophers have dignified with the honorific 'agency', it's because they know what they're doing, and why they're doing it. This understanding is compromised by quantities of psychological research on unconscious processing, which suggests that accurate reflection is distressingly uncommon; very often behavior is ordered by surprisingly inaccurate self-awareness. Thus, if agency requires accurate reflection, people seldom exercise agency, and skepticism about agency threatens. To counter the skeptical threat, John M. Doris proposes an alternative theory that requires neither reflection nor accurate self-awareness: he identifies a dialogic form of agency where self-direction is facilitated by exchange of the rationalizations with which people explain and justify themselves to one another. The result is a stoutly interdisciplinary theory sensitive to both what human beings are like—creatures with opaque and unruly psychologies-and what they need: an account of agency sufficient to support a practice of moral responsibility.
Download or read book Secret Green Beret Commandos in Cambodia written by LTC Fred S. Lindsey and published by AuthorHouse. This book was released on 2012-11-12 with total page 741 pages. Available in PDF, EPUB and Kindle. Book excerpt: We could call this book Special Operations Recon Mission Impossible. A small group of highly trained, resourceful US Special Forces (SF) men is asked to go in teams behind the enemy lines to gather intelligence on the North Vietnamese Army units that had infiltrated through Laos and Cambodia down the Ho Chi Minh trails to their secret bases inside the Cambodian border west of South Vietnam. The covert reconnaissance teams, of only two or three SF men with four or five experienced indigenous mercenaries each, were tasked to go into enemy target areas by foot or helicopter insertion. They could be 15 kilometers beyond any other friendly forces, with no artillery support. In sterile uniforms - with no insignia or identification, if they were killed or captured, their government would deny their military connection. The enemy had placed a price on their heads and had spies in their Top Secret headquarters known as SOG. SOG had three identical recon ground units along the border areas. This book tells the history of Command and Control Detachment South (CCS). The CCS volunteer warriors and its Air Partners the Army and Air Force helicopter transport and gunship crews who lived and fought together and sometimes died together. This is the first published history of CCS as compiled by its last living commander, some forty years after they were disbanded. It tells of the struggles and intrigue involved in SOGs development as the modern-day legacy of our modern Special Operations Commands. Forbidden to tell of their experiences for over twenty years; their After Action Reports destroyed even before they were declassified surviving veterans team together to tell how Recon men wounded averaged 100 percent; and SOG became the most highly decorated unit in Vietnam and all were awarded the Presidential Unit Citation.
Download or read book Trial By Family written by Roselee Blooston and published by Apprentice House. This book was released on 2019-10 with total page 368 pages. Available in PDF, EPUB and Kindle. Book excerpt: TRIAL BY FAMILY tells a story of need, greed, love, and money--part family saga, part legal drama. Alvin Segal, desperate for a little peace, transfers a huge sum to his second wife. His grown children discover that the transaction jeopardizes the entire estate plan. The ensuing inheritance battle goes all the way to a jury trial, transforming everyone involved. TRIAL BY FAMILY combines compelling relationships, dark humor, and intense courtroom drama. Told from multiple points of view, including the wise housekeeper, estranged sisters, and dueling attorneys, TRIAL BY FAMILY tackles what families leave, inherit, and must let go.
Download or read book Elder Law written by Maria B Whealan Esq and published by . This book was released on 2016-02-10 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Whether you've experienced the decline of an old friend with health problems, worry about the loss of your own mental faculties or have children nagging you to get your affairs in order, you've entered the world of "elder" law. Just as new parents buy baby books, seniors need to be prepared for the legal and health care issues that come with aging. This Real Life Legal guide has been written by two practicing elder law attorneys who know firsthand that the most important part of elder law is making decisions at a time when you still can. With this book, you'll learn about the difference between a will and a living trust, or how you'll pay for a nursing home if you need one. Covering more than the basics, here you'll learn why you may want to set up a trust to avoid probate, protect assets, or provide for a special needs child. You'll learn how trusts can provide for your pet and/or lower your tax bill. We even make it easy to understand the health care puzzle of how Medicare, Medicaid, Medigap insurance and long-term-care health coverage can provide the coverage you need in your old age. Want to know what it takes to plan for your future? We cover all that here. And make it easy to understand. Real Life Legal wants you to be prepared."
Download or read book Understanding Living Trusts written by Vickie Schumacher and published by Schumacher Publishing. This book was released on 1990 with total page 230 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written in clear, conversational English, this book can help anyone understand how a living trust avoids the complications, expenses, and delays of probate at times of incapacity and death.
Download or read book A Safe House written by Stuart Woods and published by Penguin. This book was released on 2022-03-22 with total page 305 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this adrenaline-charged thriller from #1 New York Times bestselling author Stuart Woods, Stone Barrington takes on a vengeful rival. Stone Barrington is looking forward to some quiet time in New York City, until he is asked to transport precious, top-secret cargo across the Atlantic. Taking on the challenge, Stone flies off unaware of what—or who—he is bringing with him. But his plans to lie low are quickly spoiled when a dangerous dispatcher tracks down Stone and his tantalizing mystery guest, intent on payback—and silencing anyone who poses a threat. From the English countryside to the balmy beaches of Key West, Stone is on an international mission to hide and protect those closest to him.
Download or read book Elder Law in a Nutshell written by Lawrence A. Frolik and published by West Academic Publishing. This book was released on 2006 with total page 468 pages. Available in PDF, EPUB and Kindle. Book excerpt: Elder Law in a Nutshell, 4th ed. updates the previous edition to reflect the fast pace of legal change in this area of the law. Special attention is paid to major changes in Medicare, including the new Part D prescription drug program, means-testing of premiums, Medigap policies, and appeals procedures, as well as the 2006 amendments to Medicaid eligibility requirements that pertain to asset transfers, home equity limitations, and long-term care insurance incentives. The latest edition introduces the reader to the rapidly growing legal specialty of elder law. Addressing the myriad of legal issues encountered by the elderly, the book is a succinct overview of this complex intersection of law and social policy, including such areas as health care decision-making, pensions, Social Security, reverse mortgages, nursing homes, guardianship, long-term care, age discrimination in employment, and veterans benefits. The book is designed to assist anyone who has regular contract with older persons, including lawyers, law students, social workers, health care personnel, retirement planners and gerontologists or anyone who wishes a better insight into the world of elder law.
Download or read book Official Congressional Directory written by United States. Congress and published by . This book was released on 1997 with total page 1196 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Florida Elder Law written by Jerome Ira Solkoff and published by . This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Robert Lachmann s Letters to Henry George Farmer from 1923 to 1938 written by Israel J. Katz and published by Studies on Performing Arts & L. This book was released on 2020 with total page 332 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Robert Lachmann's letters to Henry George Farmer, from the years 1923-38, provide insightful glimpses into his life and his progressive research projects. From an historical perspective, they offer critical data concerning the development of comparative musicology as it evolved in Germany during the early decades of the twentieth century. The fact that Lachmann sought contact with Farmer can be explained from their mutual, yet diverse interests in Arab music, particularly as they were then considered to be the foremost European scholars in the field. During the 1932 Cairo International Congress on Arab Music, they were selected as presidents of their respective committees"--
Download or read book Personally Speaking written by James P. Lisante and published by Catholic Book Publishing Corporation. This book was released on 2000 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt: This latest collection of essays by columnist and tlak show host, Father Jim Lisante, provides lively discussion material for individuals and groups searching for a Catholic response to contemporary issues.
Download or read book Peace of Mind for Your Aging Parents written by Kenneth O. Doyle Ph.D. and published by Bloomsbury Publishing USA. This book was released on 2018-06-21 with total page 262 pages. Available in PDF, EPUB and Kindle. Book excerpt: Explains the most effective ways to discuss the legal and financial responsibilities that come with the end of life and tools for managing them—such as wills, trusts, estate planning, and cash management—in the context of financial psychology. Dying is complicated. It presents myriad challenges at a time when people are least prepared to deal with complexity. Typically, aging people turn to their adult children and grandchildren, their caregivers, and their professional advisors to guide them in their final years. This book is aimed directly at the children and grandchildren of aging parents to prepare them for meaningful conversations with their parents and among themselves. It gives them the tools they need to communicate knowledgeably with caregivers and professional advisors and to make important decisions with, or on behalf of, those who depend on them. The authors provide legal and financial tools and techniques, including wills and trusts, cash management, and investment planning, approaching each from both a financial and a psychological perspective. They recognize that some of the challenges that people face during their last few years of life cannot be controlled and describe not only what these tools and techniques can do but also what they can't. Those that cannot be controlled, however, can still be managed, and the authors explain with clarity and compassion how to deal with them through psychological and spiritual engagement.
