Download or read book Dignity Not Debt written by Chrystin Ondersma and published by Univ of California Press. This book was released on 2024-04-09 with total page 279 pages. Available in PDF, EPUB and Kindle. Book excerpt: An earth-shaking reimagining of household debt that opens up a new path to financial security for all Americans. American households have a debt problem. The problem is not, as often claimed, that Americans recklessly take on too much debt. The problem is that US debt policies have no basis in reality. Weaving together the histories and trends of US debt policy with her own family story, Chrystin Ondersma debunks the myths that have long governed debt policy, like the belief that debt leads to prosperity or the claim that bad debt is the result of bad choices, both of which nest in the overarching myth of a free market unhindered by government interference and accessible to all. In place of these stale narratives, Ondersma offers a compelling, flexible, and reality-based taxonomy rooted in the internationally recognized principle of human dignity. Ondersma’s new categories of debt—grounded in abolitionist principles—revolutionize how policymakers are able to think about debt, which will in turn revolutionize the American debt landscape itself.
Download or read book Economic Dignity written by Gene Sperling and published by Penguin. This book was released on 2021-10-12 with total page 385 pages. Available in PDF, EPUB and Kindle. Book excerpt: “Timely and important . . . It should be our North Star for the recovery and beyond.” —Hillary Clinton “Sperling makes a forceful case that only by speaking to matters of the spirit can liberals root their belief in economic justice in people’s deepest aspirations—in their sense of purpose and self-worth.” —The New York Times When Gene Sperling was in charge of coordinating economic policy in the Obama White House, he found himself surprised when serious people in Washington told him that the Obama focus on health care was a distraction because it was “not focused on the economy.” How, he asked, was the fear felt by millions of Americans of being one serious illness away from financial ruin not considered an economic issue? Too often, Sperling found that we measured economic success by metrics like GDP instead of whether the economy was succeeding in lifting up the sense of meaning, purpose, fulfillment, and security of people. In Economic Dignity, Sperling frames the way forward in a time of wrenching change and offers a vision of an economy whose guiding light is the promotion of dignity for all Americans.
Download or read book A Jubilee Call for Debt Forgiveness written by and published by USCCB. This book was released on 1999 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Credit Where It s Due written by Frederick F. Wherry and published by Russell Sage Foundation. This book was released on 2019-04-26 with total page 175 pages. Available in PDF, EPUB and Kindle. Book excerpt: An estimated 45 million adults in the U.S. lack a credit score at time when credit invisibility can reduce one’s ability to rent a home, find employment, or secure a mortgage or loan. As a result, individuals without credit—who are disproportionately African American and Latino—often lead separate and unequal financial lives. Yet, as sociologists and public policy experts Frederick Wherry, Kristin Seefeldt, and Anthony Alvarez argue, many people who are not recognized within the financial system engage in behaviors that indicate their credit worthiness. How might institutions acknowledge these practices and help these people emerge from the financial shadows? In Credit Where It’s Due, the authors evaluate an innovative model of credit-building and advocate for a new understanding of financial citizenship, or participation in a financial system that fosters social belonging, dignity, and respect. Wherry, Seefeldt, and Alvarez tell the story of the Mission Asset Fund, a San Francisco-based organization that assists mostly low- and moderate-income people of color with building credit. The Mission Asset Fund facilitates zero-interest lending circles, which have been practiced by generations of immigrants, but have gone largely unrecognized by mainstream financial institutions. Participants decide how the circles are run and how they will use their loans, and the organization reports their clients’ lending activity to credit bureaus. As the authors show, this system not only helps clients build credit, but also allows them to manage debt with dignity, have some say in the creation of financial products, and reaffirm their sense of social membership. The authors delve into the history of racial wealth inequality in the U.S. to show that for many black and Latino households, credit invisibility is not simply a matter of individual choices or inadequate financial education. Rather, financial marginalization is the result of historical policies that enabled predatory lending, discriminatory banking and housing practices, and the rollback of regulatory protections for first-time homeowners. To rectify these inequalities, the authors propose common sense regulations to protect consumers from abuse alongside new initiatives that provide seed capital for every child, create affordable short-term loans, and ensure that financial institutions treat low- and moderate-income clients with equal respect. By situating the successes of the Mission Asset Fund in the larger history of credit and debt, Credit Where It’s Due shows how to prioritize financial citizenship for all.
Download or read book Collapse of Dignity written by Napoleon Gomez and published by BenBella Books, Inc.. This book was released on 2013-04-16 with total page 386 pages. Available in PDF, EPUB and Kindle. Book excerpt: #4 Book on The New York Times Monthly Business Bestseller List #9 Book on The New York Times Monthly Political Bestseller List #9 Book on The New York Times Weekly Nonfiction Bestseller List USA Today Bestseller In the early morning hours of February 19, 2006, a sudden blast shook a coal mine in northern Mexico, trapping sixty-five workers in a subterranean tunnel. Napoleón Gómez, head of the fiercely independent union that represented the workers, was appalled by what he found at the scene: labor department inspectors and the company operating the mine had ignored the egregiously hazardous state of the work site and were failing miserably at a rescue effort. Rather than focusing on saving lives, they were busy downplaying the company's role in the collapse and selling false hope to the families camped out at the mouth of the mine. Less than a week after the explosion, Mexico's labor secretary called off the rescue, leaving the lost men to their fates. The senseless tragedy—stemming directly from an insatiable hunger for profits—set off a massive confrontation between the National Miners' Union and the transnational corporations that wield great power in the country's government. Over seven tumultuous years, Gómez waged a battle against Mexico's corrupt politicians and voraciously greedy businessmen, insisting that the mine blast was an "industrial homicide" and that those responsible must be held accountable for it. Told with candor and passion, Collapse of Dignity is Gómez's account of the union's fight, mounted in the face of traitors, armed aggression, death threats, and a political alliance extending all the way up to the presidential residence at Los Pinos. As he fends off absurdly complex legal charges, organizes the resistance from exile in Canada, and uncovers an anti-union conspiracy stretching back to years before the explosion, he only becomes more committed to fighting for the rights of Los Mineros—and by extension the workers of every country. Gómez's story is one of outrage, but also one of hope. Though Collapse of Dignity lays bare sickening injustice and inexcusable aggression against the Mexican working class, it is at its core a fervent call for a global workers' movement that will represent the fundamental rights of every person who works for a living.
Download or read book Dignity written by Chris Arnade and published by Penguin. This book was released on 2019-06-04 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: NATIONAL BESTSELLER "A profound book.... It will break your heart but also leave you with hope." —J.D. Vance, author of Hillbilly Elegy "[A] deeply empathetic book." —The Economist With stark photo essays and unforgettable true stories, Chris Arnade cuts through "expert" pontification on inequality, addiction, and poverty to allow those who have been left behind to define themselves on their own terms. After abandoning his Wall Street career, Chris Arnade decided to document poverty and addiction in the Bronx. He began interviewing, photographing, and becoming close friends with homeless addicts, and spent hours in drug dens and McDonald's. Then he started driving across America to see how the rest of the country compared. He found the same types of stories everywhere, across lines of race, ethnicity, religion, and geography. The people he got to know, from Alabama and California to Maine and Nevada, gave Arnade a new respect for the dignity and resilience of what he calls America's Back Row--those who lack the credentials and advantages of the so-called meritocratic upper class. The strivers in the Front Row, with their advanced degrees and upward mobility, see the Back Row's values as worthless. They scorn anyone who stays in a dying town or city as foolish, and mock anyone who clings to religion or tradition as naïve. As Takeesha, a woman in the Bronx, told Arnade, she wants to be seen she sees herself: "a prostitute, a mother of six, and a child of God." This book is his attempt to help the rest of us truly see, hear, and respect millions of people who've been left behind.
Download or read book North Carolina Reports Iredell s Equity written by North Carolina. Supreme Court and published by . This book was released on 1894 with total page 590 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Practice in Courts of Justice in England and the United States written by Conway Robinson and published by . This book was released on 1870 with total page 1202 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Hannah Coulter written by Wendell Berry and published by Catapult. This book was released on 2005-09-30 with total page 209 pages. Available in PDF, EPUB and Kindle. Book excerpt: Hannah Coulter is Wendell Berry’s seventh novel and his first to employ the voice of a woman character in its telling. Hannah, the now–elderly narrator, recounts the love she has for the land and for her community. She remembers each of her two husbands, and all places and community connections threatened by twentieth–century technologies. At risk is the whole culture of family farming, hope redeemed when her wayward and once lost grandson, Virgil, returns to his rural home place to work the farm.
Download or read book North Carolina Reports written by North Carolina. Supreme Court and published by . This book was released on 1849 with total page 584 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Virginia Reports written by and published by . This book was released on 1902 with total page 1034 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The American Decisions written by and published by . This book was released on 1910 with total page 1978 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The American Decisions written by John Proffatt and published by . This book was released on 1883 with total page 852 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Approaching Death written by Committee on Care at the End of Life and published by National Academies Press. This book was released on 1997-10-30 with total page 425 pages. Available in PDF, EPUB and Kindle. Book excerpt: When the end of life makes its inevitable appearance, people should be able to expect reliable, humane, and effective caregiving. Yet too many dying people suffer unnecessarily. While an "overtreated" dying is feared, untreated pain or emotional abandonment are equally frightening. Approaching Death reflects a wide-ranging effort to understand what we know about care at the end of life, what we have yet to learn, and what we know but do not adequately apply. It seeks to build understanding of what constitutes good care for the dying and offers recommendations to decisionmakers that address specific barriers to achieving good care. This volume offers a profile of when, where, and how Americans die. It examines the dimensions of caring at the end of life: Determining diagnosis and prognosis and communicating these to patient and family. Establishing clinical and personal goals. Matching physical, psychological, spiritual, and practical care strategies to the patient's values and circumstances. Approaching Death considers the dying experience in hospitals, nursing homes, and other settings and the role of interdisciplinary teams and managed care. It offers perspectives on quality measurement and improvement, the role of practice guidelines, cost concerns, and legal issues such as assisted suicide. The book proposes how health professionals can become better prepared to care well for those who are dying and to understand that these are not patients for whom "nothing can be done."
Download or read book A Digest of All the Reported Cases Determined in the Courts of North Carolina from the Year 1778 to the Year 1845 Etc written by James IREDELL (the Younger.) and published by . This book was released on 1846 with total page 564 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Stabilizing an Unstable Economy written by Hyman Minsky and published by McGraw Hill Professional. This book was released on 2008-05-01 with total page 350 pages. Available in PDF, EPUB and Kindle. Book excerpt: “Mr. Minsky long argued markets were crisis prone. His 'moment' has arrived.” -The Wall Street Journal In his seminal work, Minsky presents his groundbreaking financial theory of investment, one that is startlingly relevant today. He explains why the American economy has experienced periods of debilitating inflation, rising unemployment, and marked slowdowns-and why the economy is now undergoing a credit crisis that he foresaw. Stabilizing an Unstable Economy covers: The natural inclination of complex, capitalist economies toward instability Booms and busts as unavoidable results of high-risk lending practices “Speculative finance” and its effect on investment and asset prices Government's role in bolstering consumption during times of high unemployment The need to increase Federal Reserve oversight of banks Henry Kaufman, president, Henry Kaufman & Company, Inc., places Minsky's prescient ideas in the context of today's financial markets and institutions in a fascinating new preface. Two of Minsky's colleagues, Dimitri B. Papadimitriou, Ph.D. and president, The Levy Economics Institute of Bard College, and L. Randall Wray, Ph.D. and a senior scholar at the Institute, also weigh in on Minsky's present relevance in today's economic scene in a new introduction. A surge of interest in and respect for Hyman Minsky's ideas pervades Wall Street, as top economic thinkers and financial writers have started using the phrase “Minsky moment” to describe America's turbulent economy. There has never been a more appropriate time to read this classic of economic theory.
Download or read book The Debt Project written by Brittany M. Powell and published by Graphic Arts Books. This book was released on 2020-10-27 with total page 218 pages. Available in PDF, EPUB and Kindle. Book excerpt: FEATURED IN THE NEW YORKER: The Faces of Americans Living in Debt Finalist for the Dorothea Lange/Paul Taylor Prize in Documentary. Featured on Politico, in the Washington Post, the Daily Mail, and the Huffington Post, USA Today, Business Insider, Refinery29, and Fast Company. Based on the popular online photo series and now published in print for the first time, The Debt Project collects 99 portraits of debt across the United States, featuring people of all different backgrounds and stories, to recontextualize an often stigmatized experience. In 2013, Brittany Powell made the difficult decision to file for bankruptcy for her photography business. In the years following the 2008 economic collapse, she found herself in a significant amount of debt, a position many Americans across the country still share, a common yet isolating and private experience often steeped in shame. Her personal experience, bolstered by the We Are the 99% slogan that came out of the Occupy movement, brought her to start The Debt Project, an exploration of the role debt and finance plays in our personal identity and social structure. This book presents an intimate look into 99 different lives: each shares an arrestingly honest portrait in the person’s home, surrounded by all their belongings, accompanied by a handwritten note of the amount of debt that person is in and the story behind the numbers. The Debt Project, with a foreword by writer and filmmaker Astra Taylor plus resources at the back of the book to support people in debt, examines the social and personal hold financial debt has on us and invites others into a private world, while at the same empowering people to share their stories and overcome the shame they may feel.
