Download or read book Report of the Commission to Study the Title Insurance Industry in Maryland written by Commission to Study the Title Insurance Industry in Maryland and published by . This book was released on 2010 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Title Insurance Industry written by American Land Title Association. Research Committee and published by . This book was released on 1979 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The American Title Insurance Industry written by Joseph W Eaton and published by NYU Press. This book was released on 2007-08-01 with total page 303 pages. Available in PDF, EPUB and Kindle. Book excerpt: After World War II, banks and other mortgage lenders began requiring insurance to protect them against flawed or defective real estate titles. Over the past sixty years, the title insurance industry has grown steadily in size, power, and secrecy: policies are available for both lenders and property owners and many title insurers offer an array of other real estate services, such as escrow and appraisal. Yet details about the industry’s operational procedures remain closely guarded from public exposure. In The American Title Insurance Industry, Joseph and David Eaton present evidence that improvements in recordkeeping over the last sixty years—particularly the advent of computers—have reduced the likelihood of a defective title going unnoticed in a property transaction. But the industry’s flaws run deeper than mere obsolescence: in most states, title insurers are allowed to engage in anticompetitive business practices, including price-fixing. Among the findings in this meticulously researched study are instances of insurers charging premiums well above the amount necessary to compensate them for assuming the risk of defect and identical policies with identical risk that vary in price by hundreds of percentage points for different geographic locations. The authors also examine the widely ignored role that the federal and most state governments play in perpetuating the title insurance industry’s unfair practices. Whereas most private industries prefer as little government intervention as possible, title insurers welcome it. Federal statue exempts title insurers from anti-trust liability, opening the door for price-fixing and destroying any semblance of free-market competition or market power for consumers. A landmark study for elected officials, and all those involved in the insurance, real estate, and brokerage industries, The American Title Insurance Industry brings to light a long-neglected problem—and offers suggestions for how it might be remedied.
Download or read book Title Insurance written by Orice M. Williams and published by DIANE Publishing. This book was released on 2007-08 with total page 86 pages. Available in PDF, EPUB and Kindle. Book excerpt: Previously, the author identified issues related to title insurance markets, including questions about the extent to which premium rates reflect underlying costs, oversight of title agent practices, & the implications of recent state & fed. investigations. This report addresses those issues by examining: (1) the characteristics of title insurance markets across states; (2) factors influencing competition & prices within those markets; & (3) the current regulatory environment & planned regulatory changes. To conduct this review, the author analyzed available industry data & studies, & interviewed industry & regulatory officials in a sample of 6 states selected on the basis of differences in size, industry practices, regulatory environments, & number of investigations.
Download or read book Real Estate Title Insurance written by Massachusetts title insurance company and published by . This book was released on 1885 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The American Title Insurance Industry written by Joseph W. Eaton and published by . This book was released on 2007 with total page 287 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Report of the Study of Closing Or Settlement Protection Practices of the Title Insurance Industry written by and published by . This book was released on 2012 with total page 59 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book An Analysis of Competition in the Title Insurance Industry written by Joseph Real Brown and published by . This book was released on 1964 with total page 624 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Title Insurance written by United States Government Accountability Office and published by Createspace Independent Publishing Platform. This book was released on 2017-09-15 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt: Title insurance is a required element of almost all real estate purchases and is not an insignificant cost for consumers. However, consumers generally do not have the knowledge needed to "shop around" for title insurance and usually rely on professionals involved in real estate-such as lenders, real estate agents, and attorneys-for advice in selecting a title insurer. Recent state and federal investigations into title insurance sales have identified practices that may have benefited these professionals and title insurance providers at the expense of consumers. At your request, GAO currently has work under way studying the title insurance industry, including pricing, competition, the size of the market, the roles of the various participants in the market, and how they are regulated. You asked GAO to identify and report on preliminary issues for further study. In so doing, this report focuses on: (1) the reasonableness of cost structures and agent practices common to the title insurance market that are not typical of other insurance markets; (2) the implications of activities identified in recent state and federal investigations that may
Download or read book Virginia Title Insurance PreLicensing Study Guide written by Kevin Pogoda and published by Lulu.com. This book was released on 2015-10-19 with total page 482 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Virginia Title Insurance Pre-Licensing Study Guide, published by the Virginia Land Title Association, is a resource for students of the Virginia Land Title Association title insurance pre-licensing class. This guidebook aligns closely with the Virginia Bureau of Insurance Title Insurance Exam Content Outline.
Download or read book Title Insurance written by James L. Gosdin and published by American Bar Association. This book was released on 2007 with total page 1026 pages. Available in PDF, EPUB and Kindle. Book excerpt: Secure the best title insurance coverage with the assistance of this revised and completely updated deskbook. Comprehensive yet practical, this book provides the expert tools and essential information for transactional real estate attorneys who need to understand the complexities of title insurance coverage. Of critical importance is the detailed legal analysis of the new 2006 ALTA Forms, including the 2006 ALTA Owner's Policy and 2006 ALTA Loan Policy. This edition now includes an invaluable CD-ROM containing the complete appendices.
Download or read book Competitive Practices in the Title Insurance Industry written by United States. Congress. House. Committee on the Judiciary. Subcommittee on Monopolies and Commercial Law and published by . This book was released on 1989 with total page 332 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book United States Direct Title Insurance Industry Report written by and published by . This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Regulatory Economics of Title Insurance written by Nelson R. Lipshutz and published by Praeger. This book was released on 1994-03-14 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt: Title insurance is central to the health of the home mortgage market and the commerical real estate business, and its regulation has a profound impact on the prices that consumers pay for title insurance and the kinds of coverages that are available. Dr. Lipshutz provides a concise but comprehensive overview of the key economic policy issues that arise in regulating this small but critical segment of the insurance industry. This is the first book to examine title insurance from a primarily economic viewpoint and contains much information on the operations of the industry that is available nowhere else. The book is particularly timely because title insurance regulation is currently under intensive study by a number of state insurance departments and by the National Association of Insurance Commissioners.
Download or read book Law of Title Insurance written by D. Barlow Burke and published by Aspen Publishers. This book was released on 1986 with total page 502 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Finding the Right Path written by Chris R Hanson Ph D and published by . This book was released on 2011-10-20 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: After 20 years consulting in the Title Insurance Industry, Roger Lubeck and Chris Hanson from Corporate Behavior Analysts, Ltd., share their insights into leading and managing a title insurance company. Finding the right path in today's business environment requires leaders and managers to embrace change. Using examples specific to the title insurance industry, the authors explore change in the context of leadership, assessing a company, setting direction, metrics, team development, culture, starting to manage, influencing behavior, setting standards, coaching, problem solving, why meetings are important, and making change practical. Corporate Behavior Analysts, Ltd. (CBA) is a Chicago based consulting firm providing leadership and management development. Founded in 1998 by business Psychologists, Chris Hanson, Ph.D. and Roger Lubeck, Ph.D., CBA has worked with hundreds of independent title insurance agents, the two largest title insurance underwriters, and numerous Land Title Associations. As national speakers and experts on leadership and management, Roger and Chris have consulted with small and large companies in more than fifty cities in over thirty states.
Download or read book Public Regulation of Title Insurance Companies and Abstracters written by Ernest F. Roberts and published by . This book was released on 1961 with total page 372 pages. Available in PDF, EPUB and Kindle. Book excerpt:
