Download or read book A study on the importance of micro finance on Kudumbasree members with special reference to Purapuzha Panchayath Kerala written by Jose Joseph and published by Amazon Publishers, USA. This book was released on 2020-12-02 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: The most widely published feature of Kudumbasree is the setting up of micro enterprises using local resources as well as skills. Micro enterprise development is viewed as an opportunity for providing gainful employment to the people below poverty line and thereby improving their income and living standards. Micro finance in India started in the early 1980s with small efforts or forming informal SHG to provide access to much needed saving and credit services to the marginal population more importantly in rural areas. National bodies like the Small Industrial development Bank of India (SIBI) and NABARD are devoting significant time and financial resource to micro finance sector. The main objectives of this study 1) to identify important applications of micro finance among members in Kudumbasree, 2) to find out whether micro finance influences economic development of women, 3) to get insight about micro finance activities. A well-structured questionnaire was prepared to collect primary data. The questionnaire for this study was developed partly on the basis of existing literature and partly from the opinion of experts in the field by keeping in mind the scope and objectives of the study. Through this study an attempt has been made to analyse the working system of NHG of Purappuzha panchayath. Kudumbasree unit has created an innovative method of mobilising rural savings that eventually helped for providing credit. The members admitted that their socio-economic status improved after joining this unit. NHG unit has brought the national and international recognition as an ideal and workable model of participatory development for eradicating poverty.
Download or read book Microfinance and Women Empowerment A Study with Special Reference to Ramapuram Grama Panchayat written by Laly Antoney and published by Amazon Publishers, USA. This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinancing expanded rapidly in India over the past two decades. India has witnessed innovations in financial options for Micro Finance Institutions (MFI), the addition of new products and services, such as insurance and pension schemes, and the entry of Internet kiosks to rural villages. It has been a recognised fact that microcredit is the most effective instrument of dealing with two crucial social issues, ie, poverty alleviation and women empowerment. The experience of microfinance concept is underlined the fact that it is an apt tool to empower the rural women economically, psychologically and socially. It is hoped to enhance the scope of empowerment of women, which has already found its way in the academic discourse on social welfare schemes and effective rural credit delivery mechanism. This will definitely pave the way for distinctively evolving a solution for Indian way of financing and women capability improvement in terms of the vision of Indian born Nobel laureate for Economics, Dr. Amartya Sen. This will also help us in evolving a societal friendly way of financing in developing the economy by improving the quality of life, living standards, to alleviate poverty, inequality, other developmental and gender issues. It will stimulate the women's imagination about a better world with less injustice and inequalities. Every social experiment or endeavor has inherent in it the potential for both success and failure. But if the experiment is in the right direction, the, failure becomes a stepping-stone to success. The pioneer in this experiment with the micro finance and women empowerment can take the first step or one step at a time, and this becomes the foundation of the ultimate success.
Download or read book A study on the role of micro finance institutions in economic empowerment with special reference to Changanacherry Taluk Kerala written by Jose Joseph and published by Amazon Publishers, USA. This book was released on 2020-12-01 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: India is a home to the largest population of poor in the world and out of its total population there are nearly 75 million poor house-holds in India, thus it has become the prime obligation of the regulators to provide some definite solution for poverty alleviation. Microfinance has several other developmental objectives like mobilization of savings. It has also been used as inducers in different community development activities as an entry point in the community organizing program and as an ingredient in a larger education or training exercise. For this study, population consist of clients of micro financing institutions in Changanacherry Taluk. In this study for the purpose of primary data collection, samples were selected by using random sampling technique. Sample size for the study conducted is 100 respondents of micro financing institutions. The study consists of both primary and secondary data. Primary data were collected through questionnaire. The role of Micro Financing Institutions in economic empowerment with special reference to Changanacherry taluk was examined. Key challenges facing MFIs today that are affecting their impact on poverty alleviation were seem to be an over-emphasis on financial sustainability over social objectives, and a failure of many MFIs to work with the poorest in society. Overall, Micro financing institutions has provided important contributions to the development world. It was found that savings are vital and perhaps more important to people, that they are probably better served by direct subsidies rather than loans. Although micro financing institutions offer financial assistance to the society and prove itself a useful tool in economic empowerment.
Download or read book Microfinance and Micro enterprises written by Louis-Olivier Gervais and published by . This book was released on 2008 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: The poverty eradication mission called Kudumbashree is a women-centered anti-poverty program initiated in 1998 by the Government of Kerala, in India. Based on a primary survey of neighborhood groups in two communities, the study examines the dynamics of high repayment rates and the social impact of this micro-enterprise program. The study found that repayment rates are relatively lower in non-agricultural activities because of the marketing problems (resulting from the creation of non-tradables), while it is relatively successful in the agricultural sector. High repayment rates are found to be propelled by dynamic incentives like subsidies and the prospect of loan renewal. Finally, the study found that borrowers did considerable double-dipping (borrowing from other microfinance programs) and borrowed from non-institutional sources. This raises questions about their real indebtedness. Kudumbashree's real impact could be found in its social capital impact. It creates considerable social interactions among the poor and facilitates women's empowerment. Peer monitoring and peer mentoring interactions among the members of the group create positive externalities - a common knowledge pool and social safety nets. It is able to leverage these externalities with local governments, which enables women to exert influence in their communities' political power structures.
Download or read book Micro Finance and Poverty Alleviation written by M. A. Oommen and published by . This book was released on 2008 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Significance of Income Generating Activities Under Micro finance written by Emil Mathew and published by . This book was released on 2006 with total page 31 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Microfinance Poverty Alleviation and Financial Inclusion of the Poor written by Naveen Kolloju and published by . This book was released on 2017 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: Having understood the necessity of poverty alleviation alongside financial inclusion through microfinance intervention, this book makes an attempt to fill the knowledge gap in relation to the potential synergies among microfinance, poverty alleviation and financial inclusion. As a part of empirical study, it examines the correlation between poverty alleviation and financial inclusion by thoroughly analyzing the key microfinance models such as SHG-Bank Linkage Program (SBLP) model, Microfinance Institutions (MFI) model and Business Correspondent (BC) Model; and offers some interesting observations, which are quite relevant in the present policy context. It also makes an effort to address one of the fundamental questions as to why the poor, especially women are unabatedly depending upon MFIs, despite the successful functioning of SBLP model in fulfilling the same objective. This book is a reminder of the fact that any effort to achieve complete financial inclusion without alleviating poverty is a futile exercise and financial inclusion would be successful only if financial literacy is vigorously promoted along with poverty alleviation schemes and programs.
Download or read book Small Steps Great Leaps written by Kudumbashree (Kerala, India) and published by . This book was released on 2001 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Microfinance and Rural Development written by Mithilesh Kumar Jha and published by . This book was released on 2012 with total page 432 pages. Available in PDF, EPUB and Kindle. Book excerpt: Study in Indian context,
Download or read book Assessing the Ecosystem of the Villages to Understand the Business Need of Microfinance Firm With Special Reference to South Tamilnadu Empirical Study written by Vidya Suresh and published by . This book was released on 2020 with total page 22 pages. Available in PDF, EPUB and Kindle. Book excerpt: Micro finance has a profitable banking opportunity in India with over 50 million poor clients. The transition of micro finance industry from product to client centered is overdue. This transition is accompanied by two clear trends in the industry (i) diversification of microfinance industry and (ii) development of menu of financial products designed to achieve multiple purposes. The scope of spreading micro finance is clearly evident. There is also missing loan size that needs to be supplied by the micro finance institutions. Commercial banks can't reach millions of poor for whom small loans could make huge difference. There are several reasons for this. Most of the poor are rural, and they are much dispersed. They have low education. The main issue that makes difficult for the banks to serve these less educated customers is that they don't have any asset to use as guarantee. Micro financing starts with the assumption that the poor is willing to pay high interest to have access to finance. The repayment rate is above the commercial repayment rates. The cost of operating micro finance institutions is much higher than their traditional commercial counter parts. With this background, our study attempts to understand the ecosystem and the market condition of a village located in southern India to gauge the need for microfinance.
Download or read book written by お受験７（セブンシーズ出版） and published by セブンシーズ小学校受験問題集（お受験７）. This book was released on with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt: 合格マルシリーズ 「冬」 冬のみの素材を使った季節感教材。失われつつある季節感を定着させ、行事・生物・植物等の季節の知識が自然に身につきます。\2,160（税込） 全27問【内 容】 お話の記憶 数のやりとり お絵かき 図形（パズル） 言語・常識 巧緻（工作）
Download or read book Medical Staff Management written by Christine S. Mobley and published by Aspen Pub. This book was released on 1995 with total page 2086 pages. Available in PDF, EPUB and Kindle. Book excerpt: Medical Staff Management: Forms, Policies, and Procedures for Health Care Providers is the only comprehensive collection of forms, policies, procedures, correspondence, and more, covering: Credentialing Privileging Accreditation and regulations Allied health professionals Quality assessment and improvement And much more! Medical Staff Management gives you the tools you need to efficiently and properly manage medical staff matters - such as credentialing, privileges, quality improvement, and many others. With hundreds of proven and innovative forms, policies, procedures, worksheets, flowcharts, and other management tools at your fingertips, you'll find important guidance on virtually all topics, including: Credentialing activities specific to hospitals, allied health professionals (AHPs) and managed and ambulatory care Legal issues and documents, including drug testing for applicants Medical staff development tools Sample job descriptions as well as descriptions for allied health professionals "CORE" privileging and related criteria Policies and procedures used by Credentialing Verification Organizations (CVOs) Effective meeting management Legal issues such as fair hearing policies, confidentiality policies and other policies relating to corrective action Leadership and new physician orientation programs Preparation of surveys by accrediting agencies and standardized application forms And many more! Plus, you will find multiple forms, policies and guidelines that may be used directly as they are, or combined - either with material in the manual or with material currently used by your organization. Medical Staff Management has been updated to include: Intent to Practice Form: Initial Application Intent to Practice: Sample Bylaws Language Verification forms for degree, internship, and residency/fellowship Letters with Competency Evaluation for peer reference, hospital affiliation, and work history Claims History - Insurance Liability Carrier PSV, Data Gathering Grid (CVO) Credentialing Verification Office policies Intent to Practice Form - Reappointment New Product and Technology Request Form Sample Policy for Request for New Procedure/Treatment Surgery Service: General Surgery Core Privileges General Surgery and Oncology Surgery: Privilege Request Form Urology Core Privilege Request Form CRNA Affiliate Medical Staff Credentialing Checklist Affiliation and Competence Assessment for Continued CRNA Privileges Physician Assistant/Nurse Practitioner: Privilege Request Form And much more!
Download or read book Ground Water Development Issues and Sustainable Solutions written by S. P. Sinha Ray and published by Springer. This book was released on 2018-12-07 with total page 349 pages. Available in PDF, EPUB and Kindle. Book excerpt: Ground water resources are receiving global attention, as human population growth and development cause significant changes to the earth system. It plays a major role in ensuring livelihood security in many parts of South Asia and its contribution to poverty alleviation is substantial. The complex nature of ground water problems in the Indian Sub-continent requires a precise delineation of the ground water regimes in different hydro geological settings and socio-economic conditions and is a primary necessity for sustainable and equitable management. Strategies to respond to ground water over-exploitation and deteriorating water quality must be based on a new approach. Practical policies and various solution options urgently need to be formulated and implemented to prevent the development problems. There is pressing need to evolve workable methods and approaches based on modern scientific researches on ground water resources, as well as to build a social framework including community participation at all levels for a ground water development system. The community participation in water pumping policies, incentives of efficient use, affordability of low income users and other vulnerable groups, water awareness are prime factors for success of any ground water based water supply project.
