Download or read book Debt Proof Living written by Mary Hunt and published by Revell. This book was released on 2014-08-05 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Mortgages, credit card balances, student loans, car loans, and home improvement loans have become a way of life for the majority of us. And debt is putting not only our present at risk as we live paycheck to paycheck, but our futures in jeopardy as shockingly few of us have enough put away for retirement. Personal financial expert Mary Hunt wants readers to embrace the radical but simple truth that they don't need more credit or more stuff--that they can live their lives debt-free. In her classic book Debt-Proof Living, Mary reveals the secrets to getting out of debt and staying out of debt for the rest of your life. At no time in history has this liberating approach to a no-debt lifestyle been more desperately needed. Those who have been struggling to pay the bills or feel like they just can't make their finances work without taking on debt need this book. It can change their lives.

Download or read book 101 Tips for Graduates written by Susan Morem and published by Infobase Publishing. This book was released on 2010 with total page 289 pages. Available in PDF, EPUB and Kindle. Book excerpt: Praise for the previous edition:" ... a straightforward guide to help students adjust to the workplace ..."

Download or read book Personal Finance 101 Building a Solid Financial Foundation written by Ajay Bharti and published by AJAY BHARTI. This book was released on 2024-04-12 with total page 26 pages. Available in PDF, EPUB and Kindle. Book excerpt: Personal finance is the process of managing your money, including saving, investing, budgeting, and spending. It involves setting financial goals and creating a plan to achieve them, as well as understanding and managing your financial resources and risks. Effective personal finance management is essential for achieving financial stability and security, as well as for meeting your long-term financial goals, such as saving for retirement or paying for a child's education. It can also help you to reduce stress and increase peace of mind by ensuring that you have the resources to meet your financial obligations and handle unexpected expenses. One of the key components of personal finance is creating and adhering to a budget. A budget is a plan for how you will allocate your income and expenses over a specific period, such as a month or a year. It helps you to track your spending and ensure that you have enough money to cover your bills and other expenses.

Download or read book Be Thrifty written by Pia Catton and published by Workman Publishing. This book was released on 2009-12-01 with total page 402 pages. Available in PDF, EPUB and Kindle. Book excerpt: Encourages thrift behaviors including planting a garden, cooking at home, cutting one's own hair, exercising with a gym membership, and avoiding or repaying credit card debt.

Download or read book Frugal Living For Dummies written by Deborah Taylor-Hough and published by John Wiley & Sons. This book was released on 2011-05-04 with total page 289 pages. Available in PDF, EPUB and Kindle. Book excerpt: Feel like you’re trying to dig out from under a mountain of debt without a shovel? Tired of working your tail off just to break even? Is the high cost of living taking all the joy out of life? Unless you’re one of the top two percent of wealthiest Americans, all of the above should sound painfully familiar. While they’re trying to decide between the ski lodge in Telluride and the Tuscan villa, for the rest of us, it’s an endless litany of corporate lay-offs, stagnant wages, crushing credit card debt, skyrocketing medical costs, exorbitant utility bills, the high cost of higher education.... And they call this “the good life.” Is there a better way to live? Can you get what you need and what you want without killing yourself to get it? “Absolutely,” says frugal-living guru Deborah Taylor-Hough, and in Frugal Living For Dummies, she shows you how. In this warmhearted guide to living the good life on less, Deborah shows you how to live within your means and enjoy doing it. Among other things, she shows you how to: Eat like a king on a peasant’s budget Take the sting out of gift-giving Dress well on a shoestring Save big bucks on family expenses Slash household expenses Save on medical expenses Involve the whole family in saving money Save more for the things you want From basement to attic, cradle to grave, Frugal Living For Dummies covers all areas of life with common sense advice and guidance on: Working with your partner to achieve financial goals Going to the grocery without being taken to the cleaners Quick and thrifty cooking techniques Providing kids the basics on a tight budget Putting kids through school without going broke Looking good and feeling good on a tight budget Frugal holiday fun year round Saving money around the house and driveway Finding quality in pre-owned merchandise Packed with tried-and-true techniques for cutting costs and stopping the insanity, Frugal Living For Dummies is the ultimate financial survival guide for the rest of us.

Download or read book Unethical Life Pro Tips written by A. Swindleton and published by . This book was released on 2019-11-11 with total page 121 pages. Available in PDF, EPUB and Kindle. Book excerpt: An Unethical Life Pro Tip (ULPT) is a tip that improves your life often at the expense of others. Due to their nature, do not actually follow any of these tips. Sections include: "Workplace Hijinks", "Frugal Living", "Tinder Mischief", "Life Hacks", "All Is Fair In Love And War", and "Profit Maximization".

Download or read book 10 001 Ways to Live Large on a Small Budget written by Wise Bread Writers and published by Skyhorse Publishing Inc.. This book was released on 2009-01-01 with total page 353 pages. Available in PDF, EPUB and Kindle. Book excerpt: A treasury of top-selected submissions to the popular personal finance blog WiseBread.com shares insights on how to enjoy life while living responsibly, in a resource that organizes entries under such headers as shopping in bulk, saving money while going green, and reducing one's mortgage and rent costs. Original.

Download or read book America s Cheapest Family Gets You Right on the Money written by Steve Economides and published by Crown Currency. This book was released on 2007-01-23 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you have too much month at the end of your money? Is your credit card screaming for relief? Are you tired of robbing Peter to pay Paul . . . whoever they are? Meet Steve and Annette Economides. They’ve been called cheapskates, thriftaholics, and tightwads, but in these tough economic times, Steve and Annette have managed to feed their family of seven on just $350 per month, pay off their first house in nine years and purchase a second, larger home, buy cars with cash, take wonderful vacations, and put money in savings. Without degrees in finance or six-figure salaries, Steve and Annette have created a comfortable, debt-free life for themselves and their children. In America’s Cheapest Family Gets You Right on the Money, they show you how they did it- and how you can do it too. Steve and Annette share many down-to-earth principles and the simple spending plan that they have used since 1982. They have taught this economizing lifestyle to thousands of people worldwide through seminars and their newsletter, and they include lots of real-life stories to make you feel as if you’re having your own private coaching session. Not only will you find solutions to your financial dilemmas, you’ll also discover a whole new way of life. You don’t need to be a CPA or a math wizard to learn their revolutionary system, which will teach you: - hundreds of ways to save money on everyday household expenses, including groceries, clothing, and health care - how to save in advance for major purchases such as homes, cars, and vacations - how to stop living paycheck to paycheck - how to eliminate debt . . . forever! America’s Cheapest Family Gets You Right on the Money puts meeting your financial goals- and living well at the same time- in reach for every family.

Download or read book In CHEAP We Trust written by Lauren Weber and published by Little, Brown. This book was released on 2009-09-07 with total page 214 pages. Available in PDF, EPUB and Kindle. Book excerpt: Cheap suit. Cheap date. Cheap shot. It's a dirty word, an epithet laden with negative meanings. It is also the story of Lauren Weber's life. As a child, she resented her father for keeping the heat at 50 degrees through the frigid New England winters and rarely using his car's turn signals-to keep them from burning out. But as an adult, when she found herself walking 30 blocks to save $2 on subway fare, she realized she had turned into him. In this lively treatise on the virtues of being cheap, Weber explores provocative questions about Americans' conflicted relationship with consumption and frugality. Why do we ridicule people who save money? Where's the boundary between thrift and miserliness? Is thrift a virtue or a vice during a recession? And was it common sense or obsessive-compulsive disorder that made her father ration the family's toilet paper? In answering these questions, In Cheap We Trust offers a colorful ride through the history of frugality in the United States. Readers will learn the stories behind Ben Franklin and his famous maxims, Hetty Green (named "the world's greatest miser" by the Guinness Book of Records) and the stereotyping of Jewish and Chinese immigrants as cheap. Weber also explores contemporary expressions and dilemmas of thrift. From Dumpster-diving to economist John Maynard Keynes's "Paradox of Thrift" to today's recession-driven enthusiasm for frugal living, In Cheap We Trust teases out the meanings of cheapness and examines the wisdom and pleasures of not spending every last penny.

Download or read book Cut Your Grocery Bill in Half with America s Cheapest Family written by Steve Economides and published by HarperChristian + ORM. This book was released on 2010-09-27 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: You Can Save Thousands a Year on Your Grocery Bill Without Cutting Coupons Imagine grocery shopping once-a-week or less, eating healthier, and having more free time—all while saving money. Sound too good to be true? For the Economides family, it’s a reality, and it can be yours too. What could the average family do with an extra $3,000 a year? America’s Cheapest Family® shows you strategies, tips, tools, and tricks in Cut Your Grocery Bill in Half, so you can achieve huge savings year after year. It’s a fact, the Economides say, saving money on groceries is one of the quickest ways to start making a positive difference in your family’s financial future. And these tips and strategies can work whether you’re shopping for seven or for one. Spend less time shopping and cooking Get more bang for your grocery buck Plan meals for picky eaters and busy schedules Discover kitchen tools that streamline meal preparations Learn many ways to eat out or eat in and save big Turn your freezer into a money-making machine Endorsements: "Many people think that it's impossible to reduce your grocery bill by 50%. But you can. Steve and Annette Economides provide step-by-step instructions in "Cut Your Grocery Bill in Half." Tools that are practical and easy to follow. No special shopping or cooking skills required. Anyone can see a surprising reduction in their grocery budget if they follow the Economides' methods. And, best of all, the savings begin right away. You don't need to finish the whole book to benefit. You'll find money-saving ideas that you can put to use in the first chapter, and every chapter thereafter. Normally I advise people to check books out of the library and save the cost of the book. But this is one do-it-yourself guide to lower grocery bills that you'll want to have on your bookshelf or kitchen countertop." Gary Foreman, Publisher, The DollarStretcher.com “If you are eager to save on groceries, but don't always have the time to clip coupons, this book is for you! It’s perfect if you're interested in more ways to cut costs, reduce waste, and get organized. This is an awesome book for the novice or the skilled cook.” Tawra Kellam and Jill Cooper—editors of LivingOnADime.com and authors of “Dining On A Dime Cookbook” “I've known Steve and Annette for several years and they definitely live what they believe. If you're serious about spending less money at the grocery store, this book offers some practical ways to achieve your goal. When it comes to stretching your dollar, I know of no one with more experience than Steve and Annette.” JJ Heller—Singer/Songwriter

Download or read book Always Eat After 7 PM written by Joel Marion and published by BenBella Books. This book was released on 2020-03-17 with total page 399 pages. Available in PDF, EPUB and Kindle. Book excerpt: Wall Street Journal Bestseller Based on surprising science, Always Eat After 7 PM debunks popular diet myths and offers an easy-to-follow diet that accelerates fat-burning and allows you to indulge in your most intense food cravings: Eating the majority of your calories at night. Conventional diet wisdom tells us we should avoid carbs, and have an early dinner, and never eat before bed. But the fact is, the latest scientific research just doesn't bear this out. In Always Eat After 7 PM: The Revolutionary Rule-Breaking Diet That Lets You Enjoy Huge Dinners, Desserts, and Indulgent Snacks—While Burning Fat Overnight, fitness expert, nutritionist, and bestselling author Joel Marion debunks the myths underlying traditional dieting and offers a simple, highly effective weight loss program. This three-phase plan shows dieters how to lose big by strategically eating big in the evening when we're naturally hungriest. The secret to sustained fat loss lies in a combination of intermittent fasting (IF), filling daytime meals with Volumizing Superfoods, and strategic hormone-regulating food combinations—before bed (including Super Carbs like potatoes and white rice!). The Always Eat After 7 PM plan consists of: • The 14-day Acceleration Phase to kick-start the program and see rapid results • The Main Phase where you'll learn exactly which foods to eat when in order to achieve your weight-loss goals • The Lifestyle Phase to keep the weight off for good You'll even be able to enjoy social dinners and dining out without restriction, satisfy nighttime hunger with fat-burning sweet and salty pre-bedtime snacks, and further indulge your cravings—and improve your results—with strategically timed cheat meals/days. With straightforward food lists, easy-to-follow meal plans, and delicious recipes for every phase, this is a simpler, step-by-step, more enjoyable way to lose weight without feeling restricted. In the end, it's every dieter's dream: now you should do what you've been told not to—always eat after 7 PM!

Download or read book Love Your Life Not Theirs written by Rachel Cruze and published by Ramsey Press. This book was released on 2016-09-14 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Love Your Life, Not Theirs, Rachel Cruze shines a spotlight on the most damaging money habit we have: comparing ourselves to others. Then she unpacks seven essential money habits for living the life we really want--a life in line with our values, where we can afford the things we want to buy without being buried under debt, stress, and worry. The Joneses are broke. Life looks good, but hidden beneath that glossy exterior are credit card bills, student loans, car payments, and an out-of-control mortgage. Their money situation is a mess, and they're trying to live a life they simply can't afford. So why exactly do we try so hard to keep up with the Joneses? Are we really living the lives we want, or are we chasing someone else's dream, just trying to keep up appearances on social media, at church, and in our community? Why are we letting other people set the pace for our own family's finances? In Love Your Life, Not Theirs, Rachel shows you how to buy and do the things that are important to you--the right way. That starts by choosing to quit the comparisons, reframing the way you think about money, and developing new habits like avoiding debt, living on a plan, watching your spending, saving for the future, having healthy conversations about money, and giving. These habits work, and Rachel is living proof. Now, she wants to empower you to live the life you've always dreamed of without creating the debt, stress, and worry that are all too often part of the deal. Social media isn't real life, and trying to keep up with the Joneses will never get you anywhere. It's time to live--and love--your life, not theirs. "I've never read a book about money that takes this approach--and that's a good thing! Comparison has a way of weaving itself throughout all aspects of our lives, including our money. In Love Your Life, Not Theirs, Rachel Cruze outlines the seven money habits that really matter--and they have nothing to do with keeping up with the Joneses!" Candace Cameron-Bure Actress, author, and co-host of The View "Love Your Life, Not Theirs is full of the kind of practical, straightforward advice we've come to expect from Rachel Cruze. She offers guidance on paying down debt, smart saving, and the right way to talk to your spouse about money. These indispensable tips can help with day-to-day spending decisions and put you on a path to establishing healthy financial habits." Susan Spencer Editor-in-Chief for Woman's Day "Cruze's self-deprecating and honest voice is a great resource for anyone wanting to take charge of their money. With humor and approachability, she helps her readers set themselves up for success and happiness, no matter what current financial state they may be in." Kimberly Williams-Paisley New York Times best-selling author of Where the Light Gets In "In today's world of social media, the temptation to play the comparison game is stronger than ever. Love Your Life, Not Theirs is the perfect reminder that, when it comes to money, comparison is a game you can't win. A terrific--and much needed--read." Jean Chatzky Financial Editor, NBC TODAY and Host of HerMoney with Jean Chatzky Podcast

Download or read book ThriftStyle written by Allison Engel and published by Charlesbridge Publishing. This book was released on 2017-09-05 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: A must-have guide for bargain-hunting fashionistas looking to make a statement without sabotaging their budgets. With this easy-to-use resource, savvy shoppers can cultivate upscale, upcycled wardrobes at thrift and consignment store prices. Shoppers will learn to navigate the racks of their local consignment shop, spot name brands like Versace, Dior, and Burberry, select the best quality items, and repair secondhand clothes that need some love. Photo-filled chapters on thrifted handbags, jewelry, scarves, and other accessories show what's available and give tips for distinguishing quality items from fakes. Interviews with expert tailors, dry cleaners, shoe repair wizards, and fabric-dyeing professionals explain what makes a damaged piece of clothing worth renovating. Before-and-after photos show what can be done to refashion less-than-perfect finds.

Download or read book The Deal Hunter s Bible written by Morgan Williams and published by eBookIt.com. This book was released on 2024-05-28 with total page 209 pages. Available in PDF, EPUB and Kindle. Book excerpt: Master the Art of Frugal Living and Thrive Financially Do you dream of financial independence while still enjoying the finer things in life? Dive into "The Deal Hunter's Bible: Secrets to Frugal Living" and uncover the secrets to living richly by spending wisely. Your financial future is more promising than you think. Whether you're drowning in debt or simply looking to pad your savings, this book will transform your approach to money forever. From essential budgeting techniques to clever shopping hacks, every chapter is packed with expert insights designed to help you save more and spend smartly. Imagine the freedom of achieving your financial goals while still partaking in your favourite activities and indulging in occasional luxuries. Curious about how you can make this happen? This comprehensive guide offers actionable strategies that turn frugality into an empowering lifestyle choice. Discover how to outsmart impulse buys, master the grocery game, and even enjoy dining out without guilt. Each chapter unveils new aspects of frugal living–from eco-friendly fashion tips to budget-friendly travel hacks. Your journey will be supported by real-life case studies and practical advice, ensuring you can apply these secrets with ease. Ever wonder what separates savvy savers from spendthrifts? The key lies in mindset. "The Deal Hunter's Bible" dives deep into understanding the psychology behind spending habits and imparting the art of thrifty living. Learn to prioritise needs over wants, invest in quality when it matters, and manage debt effectively. With chapters dedicated to everything from DIY home décor to pet care savings, this book provides a holistic approach to financial health. Ready to leap into a life of abundance? Equip yourself with the tools to finally break free from financial stress. Let "The Deal Hunter's Bible: Secrets to Frugal Living" be your ultimate companion on the path to a fulfilled and prosperous life.

Download or read book Free Stuff for Home Decor on the Internet written by Judy Heim and published by C&T Publishing Inc. This book was released on 2000 with total page 180 pages. Available in PDF, EPUB and Kindle. Book excerpt: Newlyweds, retired folks, house restorers, apartment renovators, interior decorators and others wanting to spruce up a residence can find all the free guidance they need on the Internet. Internet leads found in this guide include: guidance for windows, floors and furniture; special interest; and many projects, tips and general discussion groups. 150 illustrations.

Download or read book Good and Cheap written by Leanne Brown and published by Workman Publishing. This book was released on 2015-07-14 with total page 209 pages. Available in PDF, EPUB and Kindle. Book excerpt: By showing that kitchen skill, and not budget, is the key to great food, Good and Cheap will help you eat well—really well—on the strictest of budgets. Created for people who have to watch every dollar—but particularly those living on the U.S. food stamp allotment of $4.00 a day—Good and Cheap is a cookbook filled with delicious, healthful recipes backed by ideas that will make everyone who uses it a better cook. From Spicy Pulled Pork to Barley Risotto with Peas, and from Chorizo and White Bean Ragù to Vegetable Jambalaya, the more than 100 recipes maximize every ingredient and teach economical cooking methods. There are recipes for breakfasts, soups and salads, lunches, snacks, big batch meals—and even desserts, like crispy, gooey Caramelized Bananas. Plus there are tips on shopping smartly and the minimal equipment needed to cook successfully. And when you buy one, we give one! With every copy of Good and Cheap purchased, the publisher will donate a free copy to a person or family in need. Donated books will be distributed through food charities, nonprofits, and other organizations. You can feel proud that your purchase of this book supports the people who need it most, giving them the tools to make healthy and delicious food. An IACP Cookbook Awards Winner.

Download or read book Choose FI written by Chris Mamula and published by . This book was released on 2019-10 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now available for Pre-Order! A common resolution set at the beginning of a new year is to "get my financial house in order." But how can you build a house, let alone pour any kind of foundation, without a blueprint? There are dozens of books and gurus trying to push their advice and tell you how to spend and invest your money. And then, there are three suburban dads just trying to make the world a little bit better. Meet Brad Barrett and Jonathan Mendonsa of the award-winning ChooseFI podcast and Chris Mamula of the popular blog "Can I Retire Yet?". They have walked the talk and now want to share their knowledge with you. Together, these three regular guys will show you how they did something extraordinary. They are all financially independent and doing meaningful work that fulfills them. All three left their corporate 9 to 5 jobs and are reaping the benefits of extra time with their families. Mirroring the format of the popular ChooseFI podcast, this book pulls from the collective knowledge of those who have decided to build a lifestyle around their passions instead of allowing their finances to dictate their future. These stories demonstrate universal principles, giving you the opportunity to pick the elements that are the most applicable to your financial situation and "choose your own adventure." The book covers a wide range of topics that will help you build a strong financial foundation: Developing a growth mindset Defining your values and aligning them with your spending Cutting years from your estimated retirement date Questioning the status quo on "required expenses" Cutting travel expenses and putting family vacations within your reach Learning how to earn more and live with abundance Updating the commonly accepted wisdom on college education and the debt associated with it Cutting through the noise on investing to discover strategies that work Showing how to implement investment strategies that enable the lifestyle you desire while controlling downside risk FI or Financial Independence is the new debt-free and getting back to 0 is just the beginning of a wonderful journey. Whether you have mountains of debt now or are recently debt free and wondering what to do next, Choose FI: Your Blueprint to Financial Independence will give you the information to guide your next move.