EBookClubs

Read Books & Download eBooks Full Online

EBookClubs

Read Books & Download eBooks Full Online

Book You Don t Have to Drive an Uber in Retirement

Download or read book You Don t Have to Drive an Uber in Retirement written by Marc Lichtenfeld and published by John Wiley & Sons. This book was released on 2018-03-07 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt: Named the 2019 Investment and Retirement Planning "Book of the Year" by the Institute for Financial Literacy It’s never too late to start planning for retirement You Don’t Have to Drive an Uber in Retirement is a survival guide for your golden years, and a lifeline for those entering the Retirement Crisis unprepared. Roughly 45 percent of Americans have zero dollars saved for retirement—but the average retiree will spend $154,000 in out-of-pocket health care costs alone. We need to figure out how to generate more income, even in retirement, and spend less. How do we boost our retirement income? Is investing the way to go? How much do we need, anyway? This book does more than just answer the important questions—it gives you real-world tips to help you reach your financial goals. Yes, it is possible to increase your income in or as you approach retirement. These guidelines will help you optimize your assets and put away more money for the years you’ll need it most. Planning for retirement does not mean holding off on fun today; there are many ways the average American can reduce everyday costs of living without living like a pauper. This book will help you take stock of what you have and what you’ll need, and show you how to bridge the gap. Maximize your savings while minimizing the lifestyle impact Unique ways for generating a meaningful amount of income, that don’t require you to get a job Learn just how much you’ll need for a comfortable retirement Adopt new everyday strategies that will help you bolster your funds Add new income streams, optimize your portfolio, and learn to spend less without living less—these are the key factors in making your golden years truly golden. You Don’t Have to Drive an Uber in Retirement is an important resource and insightful guide for those hoping to one day leave the workforce—in comfort.

Book How to Have an Epic Retirement

Download or read book How to Have an Epic Retirement written by Bec Wilson and published by Hachette Australia. This book was released on 2023-07-26 with total page 309 pages. Available in PDF, EPUB and Kindle. Book excerpt: More than 500,000 Australians plan to retire in the next five years and are in their pre-retirement or 'part-time' retirement years, preparing for the massive life change that signals their move from working every day to living as they choose. In the years before they retire, and the early years of retirement, people want to prepare well and set themselves up for the exciting 30+ year journey that could be ahead of them. This is where How to Have an Epic Retirement comes in. There is no one in Australia who has more insight into what retirees want and what they need to know to achieve it than Rebecca Wilson, founder of the hugely successful online platform Starts at 60. Armed with information and the best anecdotal knowledge from retirees and those planning to retire, Rebecca has compiled the ultimate guidebook for those who want to make the most of this time of their lives. With examples, common questions and information you can apply to your own circumstances, Rebecca addresses the six key pillars of a great retirement: time, money, health, happiness and fulfilment, travel and your home. How to Have an Epic Retirement guides readers through the way the systems of retirement work, so you can learn the valuable lessons that modern retirees wish someone had shared with them before they kicked off the changes and stages of life that come after retirement. Every modern retiree can have an Epic Retirement - and this book will show you how.

Book Retire Early with ETF Investing Strategy

Download or read book Retire Early with ETF Investing Strategy written by Mark Kenna and published by Youcanprint. This book was released on 2022-01-25 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you are looking for a way to retire early and live the big life, then keep reading. Investing may not be the first thing that pops into your head when thinking of retiring early, but it is one of the best options. If you have looked into investing, you have probably heard things like stocks, bonds, day trading, and so on, but what you may not have heard of is ETFs. They aren't the biggest player in the investing world, but people are discovering their possibilities. And ETFs come with a lot of choices as well, so that you can keep your risk right where you want it to be. While investing in ETFs aren't the only thing you should do to retire early, they are a great place to start. I understand, though, if you're still skeptical about the whole retiring early thing. That's a touchy subject because there is mixed information out there. Some people say it isn't possible to retire early, some don't even think people can retire on time, but then you have the small group of people that tell you that, yes, you can retire early. That's what this book is here to teach you. You will learn: The best income streams to start The top ETFs to invest in to get the most return Dividends or selling, which is better? How to figure out how much money you need to have to retire What risk is, and how to figure our yours … And much more. Now, I understand that people are little leery of investing, and especially the thoughts of living off of investments in their golden years. There are a lot of unknowns in the world of investing, but with the right knowledge and planning, you can avoid a lot of the problems people face with investing. Also, you may worry that you could run out of money, but that's where the planning comes into play. We'll discuss everything you need to know to make sure that doesn't happen. While it may not sound pretty or fun, planning is the key to make sure you can retire when you want and live the rest of your life doing whatever you want. It is possible to retire early, and if you trust me, I will teach you exactly how it can be done. All you have to is take a chance and buy this book. If the larger view of things, purchasing this book is just a drop in the ocean of the things you have bought to help your future. Take that chance right now and scroll back up and click "buy now."

Book Get Rich with Dividends

Download or read book Get Rich with Dividends written by Marc Lichtenfeld and published by John Wiley & Sons. This book was released on 2015-02-04 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: 2016 Book of the Year award winner by the Institute for Financial Literacy "Set it and forget it" investing, with less risk and higher returns Get Rich with Dividends is the bestselling dividend-investing book that shows investors how to achieve double-digit returns using a time-tested conservative strategy. Written by a nineteen-year veteran of the equity markets, this invaluable guide shows you how to set up your investments for minimal maintenance and higher returns, so you can accumulate wealth while you focus on the things that matter. Using the author's proprietary 10-11-12 system, you'll learn how to generate the income you need on a quarterly or even monthly basis. You'll discover the keys to identifying stocks that will return twelve percent or more every year, and how to structure your investments for greater security and financial well being. This method is so easy to use, you'll want to teach it to your children early to set them up for financial independence and help them avoid the problems that plagued many investors over the past decade. Dividends are responsible for 44 percent of the S&P 500's returns over the last eighty years. They represent an excellent opportunity today, especially for investors who have been burned in recent meltdowns and are desperate for sensible and less risky ways to make their money grow. This book describes a framework that allows investors to reap higher returns with a low-to-no maintenance plan. Set up an investment system that requires little to no maintenance Achieve double-digit average annualized returns over the long term Focus on other things while your money works for you Increase returns even with below-average growth in share price Market risk is high and interest rates are low, making it a perfect time to get started on a more sensible wealth generation strategy. With expert guidance toward finding and investing in these unique but conservative and proven stocks, Get Rich with Dividends is the only book on dividend investing you'll ever need.

Book Work Your Money  Not Your Life

Download or read book Work Your Money Not Your Life written by Roger Ma and published by John Wiley & Sons. This book was released on 2020-03-30 with total page 202 pages. Available in PDF, EPUB and Kindle. Book excerpt: Your all-in-one guide to getting your career and finances in order — for greater clarity, happiness, and peace of mind. Studies show that if you're like the majority of young professionals, you feel dissatisfied with your job, your finances, or your overall station in life. It can seem impossible to disentangle the work stuff, the money stuff, and the personal stuff, because they're all inextricably linked. But the good news is, you don't have to go at it alone: Work Your Money, Not Your Life is your all-in-one guide to achieving both your career and financial goals so that you can get where you want to be. In his debut book, Roger Ma, an award-winning financial planner and a publisher strategist at Google, offers secrets on how you can craft a meaningful career, gain financial comfort, and achieve a greater sense of purpose. And the premise behind it all is this: money affects every part of our lives. Simply by sorting out your personal finances (and it isn't as bad as it sounds!), you can build a foundation from which you'll be able to find the right career path, visualize your desired lifestyle, and turn your dreams into a reality. You'll learn how to: Relieve yourself of the work, money, and personal stressors that keep you up at night Dispel the job myths that are preventing you from a more rewarding career Apply the fundamentals of personal finance to your unique situation, without all the confusing jargon Prioritize and balance your career and money needs through exercises and easy-to-use templates, launching yourself on the path to the life satisfaction you desire When the life you're living and the life you want to live don't match up, everything feels off balance. Where do you begin trying to connect the dots? Start with this book. Through accessible, practical advice, you'll learn the career and financial strategies you need to live the life you deserve.

Book Intelligent Investing

    Book Details:
  • Author : Steve Booren
  • Publisher :
  • Release : 2019-03-05
  • ISBN : 9781949639629
  • Pages : 110 pages

Download or read book Intelligent Investing written by Steve Booren and published by . This book was released on 2019-03-05 with total page 110 pages. Available in PDF, EPUB and Kindle. Book excerpt: How can you help shield yourself from a volatile stock market swings during retirement? Dividend investing! Many think that growing the value of an investment portfolio is most crucial to a comfortable retirement. While accumulating funds that grow before you reach retirement is essential, you also need a flow of income after you retire. Investing in solid companies that provide dividends regardless of the daily ups and downs of the market is essential to generating income during retirement. Intelligent Investing: Your Guide to a Growing Retirement Income will help you understand why and how to retire intelligently. The book will equip you with the knowledge you need to get started, as well as provide an investment strategy that is easy to follow. By investing intelligently, you can maintain your lifestyle in retirement by increasing your income. If you don't grow your income, inflation will chip away at it over time, and you'll slowly get poorer. Think about it: $10,000 in 1980 bought much more than that same $10,000 buys today. This book is for anyone who has been accumulating capital and financial assets throughout their career. You will learn why and how to Invest in companies that grow their dividends, providing you with income in your retirement, so you're not spending the value of your portfolio. If you're ready to learn how to have the retirement you deserve, this book is for you. Reviews for Intelligent Investing: Your Guide to a Growing Retirement Income by Steve Booren "I've long believed that investors shouldn't rely on uncertain capital gains to live on during retirement. Steve Booren's Intelligent Investing reminds us that a great way to work toward a prosperous retirement is with a portfolio of dividend stocks that seek to stay ahead of inflation with a goal of providing steadily growing income over time." - Matthew Paulson - Founder, MarketBeat - Author, Automatic Income "Intelligent Investing is a straightforward guide to getting ready for and thriving in retirement. Like the title suggests, the strategy detailed in the book is a smart way to prepare for your financial future. In fact, I'd say it's the most intelligent way." - Marc Lichtenfeld - Author, You Don't Have to Drive an Uber in Retirement and Get Rich with Dividends "There are hundreds of books about retirement planning. Steve Booren's book, Intelligent Investing, covers the complex topic of retirement income in an understandable, easy-to-read way. Real client scenarios combined with his investment strategy, developed over decades, will inspire thought and conversation about the most important steps in determining your financial future." - Jim Putnam - Chairman of the Board, LPL Financial "Young investors should focus on growth in dividends and position themselves to invest in dividend stocks that have a high likelihood of increasing dividends in the future. In his book, Steve Booren explains why growing income through intelligent investing is key to retirement success." - Millionaire Mob - Author, Dividend Investing Your Way to Financial Freedom: A Guide to Live Off Dividends Forever "What's the difference between being rich and being wealthy? If richness is fleeting, wealth is lasting. The methods Steve discusses in Intelligent Investing can help to create and preserve lasting wealth." - Lee Brower - Founder, Empowered Wealth - Author, The Brower Quadrant

Book The Ultimate Retirement Guide for 50

Download or read book The Ultimate Retirement Guide for 50 written by Suze Orman and published by Hay House, Inc. This book was released on 2020-02-25 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt: The instant NEW YORK TIMES BESTSELLER WALL STREET JOURNAL BESTSELLER PUBLISHERS WEEKLY BESTSELLER USA TODAY BESTSELLER #1 PERSONAL FINANCE EXPERT THE PATH TO YOUR ULTIMATE RETIREMENT STARTS RIGHT HERE! Retirement today is more complex than ever before. It is most definitely not your par­ents' retirement. You will have to make deci­sions that weren't even part of the picture a generation ago. Without a clear-cut path to manage the money you've saved, you may feel like you're all on your own. Except you're not—because Suze Orman has your back. Suze is America's #1 per­sonal finance expert for a reason. She's been dispensing actionable advice for years to people seeking financial security. Now, in The Ultimate Retirement Guide for 50+, she gives you the no-nonsense advice and practical tools you need to plan wisely for your retirement in today's ever-changing landscape. You'll find new rules for downsizing, spending wisely, delaying Social Security benefits, and more-starting where you are right now. Suze knows money decisions are never just about money. She understands your hopes, your fears, your wishes, and your desires for your own life as well as for your loved ones. She will guide you on how to let go of regret and fear, and with her unparal­leled knowledge and unique empathy, she will reveal practical and personal steps so you can always live your Ultimate Retirement life. "I wrote this book for you," Suze says. "The worried, the fearful, the anxious. I know you need help navigating the road ahead. I've helped steer people toward happy and secure retirements my whole life, and that's exactly what I want to do for you."

Book What to Do with Your Money When Crisis Hits

Download or read book What to Do with Your Money When Crisis Hits written by Michelle Singletary and published by Houghton Mifflin. This book was released on 2021 with total page 231 pages. Available in PDF, EPUB and Kindle. Book excerpt: A direct, incisive guide for consumers to know how to protect and handle their money in the face of a financial crisis

Book Revenge of Alpha Centauri

    Book Details:
  • Author : L.N. Gruer
  • Publisher : Hybrid Global Publishing
  • Release : 2022-03-09
  • ISBN : 1951943929
  • Pages : 250 pages

Download or read book Revenge of Alpha Centauri written by L.N. Gruer and published by Hybrid Global Publishing. This book was released on 2022-03-09 with total page 250 pages. Available in PDF, EPUB and Kindle. Book excerpt: Turning 50 is bad enough without Mercury Retrograde. Nothing is working out as planned. Viviana, a struggling addict and former stripper finds out she’s been dumped by her boyfriend once again this time humiliating her on Facebook! Her jealous Scorpio nature takes over and there’s hell to pay. Viv’s fragile sobriety is in jeopardy. Trying to keep her head above water, figuratively and literally will take a miracle. Thank goodness for psychic gifts and the Astrology of the Fixed Stars! Entangled by hidden elements, Viviana must use all her powers to rectify mistakes, stay alive and choose between two men, both of whom she shouldn’t trust. The mystery continues in The Curse of Beta Pegasi.

Book Time Is Money

Download or read book Time Is Money written by Adidas Wilson and published by Adidas Wilson . This book was released on with total page 123 pages. Available in PDF, EPUB and Kindle. Book excerpt: When you ask most people, they will tell you they never expected the FIRE movement to get so popular. Foregoing the pleasures of life and saving 50%+ of income in order to retire at 30 or 40 is not an easy thing to do. In 2020, the FIRE movement is at its peak. Unfortunately, that means there’s no more rising—the only way to go is down. Every day, you see a story of someone who retired early and how they achieved that. This is how you know that FIRE is at its peak. Any investor knows that when you see the news in print, you cannot invest because it is too late. But it is usually a great time to sell. Investors try to forecast the future. Building true wealth is not just about making money. At some point, you have seen happy poor people and miserable rich people. According to research, the relationship between happiness and money is small. The following ten principles will help you attain true wealth, personally and financially. Become Deeply Motivated - Money cannot be considered a deep motivator. Financial wealth has external benefits. With money, you can have big bank accounts, fancy houses, etc. but you cannot buy happiness. Since external goals have inherent limits, they will limit your motivation.

Book You   re Wealthier Than You Think

Download or read book You re Wealthier Than You Think written by Joseph Metzger and published by Metzger Publishing. This book was released on 2021-05-07 with total page 146 pages. Available in PDF, EPUB and Kindle. Book excerpt: Personal finance has never been so much fun! Everyone wants to be rich and to find the magic formula that gets you there easily. Surely someone out there must have a piece of secret advice that can create financial success overnight. If that magic formula does exist, you can bet the guy who has it isn't going to tell anyone. Fortunately, you don't need a secret to become a financial success. You have in your hands a book full of easy-to-understand advice that helps you to reach your goals faster and to realize you have far more control over your finances than you might expect. You'll also find more than a few good jokes along the way. Money is all about the choices you make. You decide how to earn, how to spend, how to invest, and most important, what wealth means to you. You're in control. With helpful tools that apply to everyone, regardless of where you're starting, you'll find new ways to understand money, to manage it, and to accumulate wealth with more ease and less stress. This book contains tips on: * Setting financial goals * Understanding the psychology of money * Basic money-management tools * Debt management * Cash management * Understanding investments * Understanding types of investment accounts * Choosing investments * Minimizing taxes * Cutting expenses * Retirement * Understanding credit cards * Understanding insurance Build wealth faster, reach your goals, and sleep better at night! Hit "add to cart" and change your life. About the author: Joseph Metzger is a financial and investment consultant with twenty years of experience in finance, administration, and management, specializing in non-profit organizations, and thirty years of experience with investment management.

Book Purpose and a Paycheck

Download or read book Purpose and a Paycheck written by Chris Farrell and published by AMACOM. This book was released on 2019-02-05 with total page 289 pages. Available in PDF, EPUB and Kindle. Book excerpt: Purpose and a Paycheck tells the compelling story of how a growing movement of older entrepreneurs and part-time workers are creating a stronger and more vibrant economy. People 65 and older will account for 20 percent of the population in 2030, up from 13 percent in 2000. Many prognosticators blame the aging population for the stagnating economy, citing that as more people retire, they will stop working as relatively fewer working people have to support growing numbers of dependent elderly. Purpose and a Paycheck debunks this line of thought by showing how a growing movement of elderly entrepreneurs and part time workers are creating conditions for a stronger economy Growing numbers of Americans are no longer retiring in the traditional sense, and the numbers are striking such as: the labor force participation rate of men 60 years and over has risen nearly one-third from a low of 26 percent in 1996 to 35 percent in 2014, the comparable rate for women is from 15 percent to 25 percent, and 25.5 percent of new business ventures in 2016 were started by the 55-to-64-year-old age group, up from 14.8 percent in 1996. America’s aging society and workforce is redefining work for all generations and is a strong force in shaping the U.S. economy and society, alongside globalization, automation, and climate change. Reframing aging will result in faster rates of economic growth and higher living standards for all of us in addition to a more fulfilling and financially secure second half of life for our aging population.

Book The Money Book for the Young  Fabulous   Broke

Download or read book The Money Book for the Young Fabulous Broke written by Suze Orman and published by Penguin. This book was released on 2005 with total page 412 pages. Available in PDF, EPUB and Kindle. Book excerpt: From one of the worlds most trusted experts on personal finance comes a "route planner," identifying easy moves to get young people on the road to financial recovery and within reach of their dreams.

Book The Power to Change

Download or read book The Power to Change written by Campbell Macpherson and published by Kogan Page Publishers. This book was released on 2020-10-03 with total page 249 pages. Available in PDF, EPUB and Kindle. Book excerpt: HIGHLY COMMENDED: Business Book Awards 2021 - Change & Sustainability Now, more than ever, how we work, the way we live, even how long we live are changing at rapid pace and only those who can embrace everything that's going on and reinvent themselves will survive and thrive. The Power to Change teaches you how to do just that. Yet change - even good change - is tough. Most of us feel utterly powerless when confronted by it. But it doesn't have to be this way. The Power to Change will help you harness difficult situations and see new opportunities. The Power to Change does more than simply enable you just to cope with change - it gives you the tools and approaches to embrace and celebrate change. Written by award-winning author, Campbell Macpherson, this book provides a genuinely unique approach to celebrating change that will resonate with readers, no matter what sort of change they have to confront. The Power to Change gives readers the permission to feel emotional and have doubts and fears about change. It provides a range of techniques to put change into perspective, and allows readers to embrace and prosper from the challenges it presents.

Book Retirement Plans for Self employed Individuals

Download or read book Retirement Plans for Self employed Individuals written by United States. Internal Revenue Service and published by . This book was released on 1965 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Men Over 60  Don t Quit Now

Download or read book Men Over 60 Don t Quit Now written by Peter J. Dorsen, M.D. and published by Austin Macauley Publishers. This book was released on 2022-11-30 with total page 350 pages. Available in PDF, EPUB and Kindle. Book excerpt: Dr. Dorsen, a fellow in the American College of Sports Medicine and retired internist, is a cum laude graduate from Dartmouth College with his medical degree from the Rutgers New Jersey University School of Medicine, and residencies in medicine at Johns Hopkins and Hennepin County Hospital Minneapolis, Minnesota. He has served at the United States Paralympic and Olympic Training Center in Colorado Springs, and as a team physician for the U.S. Olympic Cross Country Ski Team. He is the author of The Vikings Change the Play Against Alcohol and Other Dangerous Drugs; Dr. D’s Handbook for Men Over 40: A Guide to Health, Fitness, Living, and Loving in the Prime of Life; Up from the Ashes: One Doc’s Struggle with Drugs and Mental Illness; and over 300 human interest and juried articles. He has spoken on sports medicine and related medical issues at US and world cross country events where he himself races. He lives in Eagan, Minnesota with his partner, Nada. “Dr. Dorsen offers an antidote to time and a commitment to daily respect for your body and mind. With insight and clarity, he encourages us to make health a daily habit.” - David Feldshuh, M.D., Ph.D., Pulitzer nominee for Miss Ever Boys’ based on the Tuskegee Study, professor of theater at Cornell University, and practicing emergency room physician. “If we are going to help make a healthy world it is essential that men become kind and soft and step down from the altar of power. These things were not spoken in medical school maybe because most all the teachers were male, and psychiatry did not address the unhealthy features of the male personality. Thank you, Peter, for showing the possibility for a healthier world, making healthier men.” - Patch Adams, M.D., a physician, comedian, social activist, clown, and founder of the Gesundheit! Institute, “Patch” is the author of the film,” Patch Adams” (1998), “Bringing Good Health to You” (1998), and “House Calls”(1998). “Men Over 60: Don’t Quit Now! supplies helpful information for men in their senior years who want to stay active and healthy. To share this type of information with senior men is an admired goal of Dr. Dorsen and myself. I recommend Dr. Dorsen’s sequel to Dr. D’s Handbook as a helpful guide to anyone interested in this age group.” - Barry Mink, M.D. was catcher for the Cincinnati Reds out of high school with 40 years as a practicing internal and sports medicine at the Aspen Clinic. Dr. Mink has been the team physician for the US Biathlon Team and Nordic team physician at both the 1980 and 1994 Winter Olympics. “I came to this book for the information, but I stayed for the inspiration. There is lots of new information, even for an experienced physician. But more importantly, this book offers the inspiration to implement a healthy lifestyle as we pass from our 60s and beyond.” - Edward Feinberg, M.D., MPH, chairman emeritus department of ophthalmology; faculty retina-vitreous service.

Book Lion on Fire

    Book Details:
  • Author : Ted Galdi
  • Publisher : Precipice Books
  • Release : 2017-12-12
  • ISBN : 0989850781
  • Pages : 165 pages

Download or read book Lion on Fire written by Ted Galdi and published by Precipice Books. This book was released on 2017-12-12 with total page 165 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Sometimes you have to burn your world down before you can live in it" Brian, a clean-cut, recent college grad, also works for the mob. He takes a side job in their underground New York City casino to make extra cash to help his brother out of a jam. Nothing goes as planned, and soon Brian is forced to team up with a charismatic co-worker to rob the Russian gangsters who run the casino. Do you like impossible-to-pull-off heists? Do you like characters you’ll never forget? Do you like endings that make you gasp? Then you’ll love Lion on Fire, the third novel by Ted Galdi, an Amazon #1 bestselling author who’s won Reader Views and Readers’ Favorite awards, and been featured by FOX, ABC, and iHeartRadio. Get your copy of this hit book today and plunge inside New York’s underworld with two unlikely criminals who’ll have you cheering for the robbers instead of the cops.