Download or read book The No Spend Year written by Michelle McGagh and published by Coronet. This book was released on 2018-01-11 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money so you can learn to spend less and live more. Michelle McGagh has been writing about money for over a decade but she was spending with abandon and ignoring bank statements. Just because she wasn't in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn't. Michelle's took a radical approach and set herself a challenge to not spend anything for an entire year. She paid her bills and she has a minimal budget for her weekly groceries but otherwise Michelle spent no money at all. She found creative ways to live have a social life and to travel for free. She has saved money but more importantly she is happier. Her relationship with money, with things, with time, with others has changed for the better. The No Spend Year is Michelle's honestly written and personal account of her challenge. But it is more than that, it is also a tool for life. There are top tips for your own finances including easy to understand advice on interest, mortgages, savings , pensions and spending less to help you live a more financially secure life.

Download or read book The Total Money Makeover Classic Edition written by Dave Ramsey and published by Thomas Nelson. This book was released on 2013-09-17 with total page 266 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite personal finance expert, Dave Ramsey. By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for. The Total Money Makeover: Classic Edition will give you the tools and the encouragement you need to: Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method Break bad habits and make lasting changes when it comes to your relationship with money Recognize the 10 most dangerous money myths Secure a healthy nest egg for emergencies and set yourself up for retirement Become financially healthy for life Live like no one else, so later you can LIVE (and GIVE) like no one else! This edition of The Total Money Makeover includes new, expanded "Dave Rants" that tackle marriage conflict, college debt, and so much more. The Total Money Makeover: Classic Edition also includes brand new back-of-the-book resources to help you make The Total Money Makeover your new reality.

Download or read book What Money Can t Buy written by Michael J. Sandel and published by Farrar, Straus and Giroux. This book was released on 2012-04-24 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: Should we pay children to read books or to get good grades? Should we allow corporations to pay for the right to pollute the atmosphere? Is it ethical to pay people to test risky new drugs or to donate their organs? What about hiring mercenaries to fight our wars? Auctioning admission to elite universities? Selling citizenship to immigrants willing to pay? In What Money Can't Buy, Michael J. Sandel takes on one of the biggest ethical questions of our time: Is there something wrong with a world in which everything is for sale? If so, how can we prevent market values from reaching into spheres of life where they don't belong? What are the moral limits of markets? In recent decades, market values have crowded out nonmarket norms in almost every aspect of life—medicine, education, government, law, art, sports, even family life and personal relations. Without quite realizing it, Sandel argues, we have drifted from having a market economy to being a market society. Is this where we want to be?In his New York Times bestseller Justice, Sandel showed himself to be a master at illuminating, with clarity and verve, the hard moral questions we confront in our everyday lives. Now, in What Money Can't Buy, he provokes an essential discussion that we, in our market-driven age, need to have: What is the proper role of markets in a democratic society—and how can we protect the moral and civic goods that markets don't honor and that money can't buy?

Download or read book The More of Less written by Joshua Becker and published by WaterBrook. This book was released on 2018-11-20 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt: Don’t Settle for More Most of us know we own too much stuff. We feel the weight and burden of our clutter, and we tire of cleaning and managing and organizing. While excess consumption leads to bigger houses, faster cars, fancier technology, and cluttered homes, it never brings happiness. Rather, it results in a desire for more. It redirects our greatest passions to things that can never fulfill. And it distracts us from the very life we wish we were living. Live a better life with less. In The More of Less, Joshua Becker helps you... • Recognize the life-giving benefits of owning less • Realize how all the stuff you own is keeping you from pursuing your dreams • Craft a personal, practical approach to decluttering your home and life • Experience the joys of generosity • Learn why the best part of minimalism isn’t a clean house, it’s a full life The beauty of minimalism isn’t in what it takes away. It’s in what it gives. Make Room in Your Life for What You Really Want “Maybe you don’t need to own all this stuff.” After a casual conversation with his neighbor on Memorial Day 2008, Joshua Becker realized he needed a change. He was spending far too much time organizing possessions, cleaning up messes, and looking for more to buy. So Joshua and his wife decided to remove the nonessential possessions from their home and life. Eventually, they sold, donated, or discarded over 60 percent of what they owned. In exchange, they found a life of more freedom, more contentment, more generosity, and more opportunity to pursue the things that mattered most. The More of Less delivers an empowering plan for living more by owning less. With practical suggestions and encouragement to personalize your own minimalist style, Joshua Becker shows you why minimizing possessions is the best way to maximize life. Are you ready for less cleaning, less anxiety, and less stress in your life? Simplicity isn’t as complicated as you think.

Download or read book Things That Matter written by Joshua Becker and published by WaterBrook. This book was released on 2023-12-12 with total page 273 pages. Available in PDF, EPUB and Kindle. Book excerpt: #1 WALL STREET JOURNAL BESTSELLER • Discover practical steps you can take today to live a life focused on things that matter, from the bestselling author of The More of Less and The Minimalist Home. “Things That Matter points the way to free ourselves from the distractions of everyday life so that we can build the lives we seek to create.”—Gretchen Rubin, author of The Happiness Project Everywhere around you are distractions: That text you respond to quickly, just to get it out of the way. The newest money-making side hustle to cross your mind. The evening spent organizing your overflowing kitchen cupboards. Disruptions are the enemies of a life well lived—both the new distractions of our generation and timeless ones that have existed for centuries. They all add up to make you feel restless, tired, and unfulfilled. They’re keeping you from living with joy, from accomplishing the good that only you can do. But that can change today. In Things That Matter, Joshua Becker uses practical exercises, questions, insights from a nationwide survey, and success stories to give you the motivation you need to • identify the pursuits that matter most to you • align your dreams with your daily priorities • recognize how money and possessions keep you from happiness • become aware of how others’ opinions of you influence your choices • embrace what you’re truly passionate about instead of planning that next escape • figure out what to do with all those emails, notifications, and pings • let go of past mistakes and debilitating habits Things That Matter is a book about living well. It’s about overcoming the chatter of a world focused on all the wrong things. It’s about rethinking the common assumptions of today to find satisfaction and fulfillment tomorrow. How do we get to the end of our lives with minimal regrets? We set aside lesser pursuits to seek lasting meaning. And we discover the joy of doing it every day.

Download or read book Shiny Objects written by James A. Roberts and published by Harper Collins. This book was released on 2011-11-15 with total page 347 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Shiny Objects, a cross between In Praise of Slowness and The Tipping Point, consumer behavior expert Professor James A. Roberts takes us on a tour of America's obsession with consumerism—pointing out its symptoms, diagnosing specific problems, and offering a series of groundbreaking solutions. Roberts gives practical advice for how to correct the materialistic trends in our lives which lock us into a cycle of financial hardship and stress. Shiny Objects, a new The Paradox of Choice for the modern reader, is more than a critique of capitalism—it's also an exploration into how we can live happier, fuller, more productive lives today.

Download or read book Goodbye Things The New Japanese Minimalism written by Fumio Sasaki and published by W. W. Norton & Company. This book was released on 2017-04-11 with total page 232 pages. Available in PDF, EPUB and Kindle. Book excerpt: The best-selling phenomenon from Japan that shows us a minimalist life is a happy life. Fumio Sasaki is not an enlightened minimalism expert or organizing guru like Marie Kondo—he’s just a regular guy who was stressed out and constantly comparing himself to others, until one day he decided to change his life by saying goodbye to everything he didn’t absolutely need. The effects were remarkable: Sasaki gained true freedom, new focus, and a real sense of gratitude for everything around him. In Goodbye, Things Sasaki modestly shares his personal minimalist experience, offering specific tips on the minimizing process and revealing how the new minimalist movement can not only transform your space but truly enrich your life. The benefits of a minimalist life can be realized by anyone, and Sasaki’s humble vision of true happiness will open your eyes to minimalism’s potential.

Download or read book Your Money or Your Life written by Vicki Robin and published by Penguin. This book was released on 2008-12-10 with total page 385 pages. Available in PDF, EPUB and Kindle. Book excerpt: A fully revised edition of one of the most influential books ever written on personal finance with more than a million copies sold “The best book on money. Period.” –Grant Sabatier, founder of “Millennial Money,” on CNBC Make It "This is a wonderful book. It can really change your life." -Oprah For more than twenty-five years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance. This fully revised and updated edition with a foreword by "the Frugal Guru" (New Yorker) Mr. Money Mustache is the ultimate makeover of this bestselling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money. Whether you’re just beginning your financial life or heading towards retirement, this book will show you how to: • Get out of debt and develop savings • Save money through mindfulness and good habits, rather than strict budgeting • Declutter your life and live well for less • Invest your savings and begin creating wealth • Save the planet while saving money • …and so much more! "The seminal guide to the new morality of personal money management." -Los Angeles Times

Download or read book Love People Use Things written by Joshua Fields Millburn and published by Celadon Books. This book was released on 2021-07-13 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: **THE INSTANT NEW YORK TIMES BESTSELLER** "The Minimalists show you how to disconnect from our conditioned material state and reconnect to our true essence: love people and use things. This is not a book about how to live with less, but about how to live more deeply and more fully." —Jay Shetty, #1 New York Times bestselling author of Think Like a Monk AS SEEN ON THE NETFLIX DOCUMENTARIES MINIMALISM & LESS IS NOW How might your life be better with less? Imagine a life with less: less stuff, less clutter, less stress and debt and discontent—a life with fewer distractions. Now, imagine a life with more: more time, more meaningful relationships, more growth and contribution and contentment—a life of passion, unencumbered by the trappings of the chaotic world around you. What you’re imagining is an intentional life. And to get there, you’ll have to let go of some clutter that’s in the way. In Love People, Use Things, Joshua Fields Millburn and Ryan Nicodemus move past simple decluttering to show how minimalism makes room to reevaluate and heal the seven essential relationships in our lives: stuff, truth, self, money, values, creativity, and people. They use their own experiences—and those of the people they have met along the minimalist journey—to provide a template for how to live a fuller, more meaningful life. Because once you have less, you can make room for the right kind of more.

Download or read book Christian Minimalism written by Becca Ehrlich and published by Church Publishing, Inc.. This book was released on 2021-05-17 with total page 161 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Ehrlich’s insightful self-help guide will resonate with Christians wishing to streamline an overstuffed life."—Publishers Weekly Logically, we all know our purpose in life is not wrapped up in accumulating possessions, wealth, power, and prestige—Jesus is very clear about that—but society tells us otherwise. Christian Minimalism attempts to cut through our assumptions and society’s lies about what life should look like and invites readers into a life that Jesus calls us to live: one lived intentionally, free of physical, spiritual, and emotional clutter. Written by a woman who simplified her own life and practices these principles daily, this book gives readers a fresh perspective on how to live out God’s grace for us in new and exciting ways and live out our faith in a way that is deeply satisfying.

Download or read book Money and the Meaning of Life written by Jacob Needleman and published by National Geographic Books. This book was released on 1994-09-15 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: If we understood the true role of money in our lives, writes philosopher Jacob Needleman, we would not think simply in terms of spending it or saving it. Money exerts a deep emotional influence on who we are and what we tell ourselves we can never have. Our long unwillingness to understand the emotional and spiritual effects of money on us is at the heart of why we have come to know the price of everything, and the value of nothing. Money has everything to do with the pursuit of an idealistic life, while at the same time, it is at the root of our daily frustrations. On a social level, money has a profound impact on the price of progress. Needleman shows how money slowly began to haunt us, from the invention of coins in Biblical times (when money was created to rescue the community good, not for self gain), through its hypnotic appeal in our money-obsessed era. This is a remarkable book that combines myth and psychology, the poetry of the Sufis and the wisdom of King Solomon, along with Jacob Needleman's searching of his own soul and his culture to explain how money can become a unique means of self-knowledge. As part of the Currency paperback line, it includes a "User's Guide" an introduction and discussion guide created for the paperback by the author -- to help readers make practical use of the book's ideas.

Download or read book Wonder written by Frank C. Keil and published by MIT Press. This book was released on 2022-03-01 with total page 333 pages. Available in PDF, EPUB and Kindle. Book excerpt: How we can all be lifelong wonderers: restoring the sense of joy in discovery we felt as children. From an early age, children pepper adults with questions that ask why and how: Why do balloons float? How do plants grow from seeds? Why do birds have feathers? Young children have a powerful drive to learn about their world, wanting to know not just what something is but also how it got to be that way and how it works. Most adults, on the other hand, have little curiosity about whys and hows; we might unlock a door, for example, or boil an egg, with no idea of what happens to make such a thing possible. How can grown-ups recapture a child’s sense of wonder at the world? In this book, Frank Keil describes the cognitive dispositions that set children on their paths of discovery and explains how we can all become lifelong wonderers. Keil describes recent research on children’s minds that reveals an extraordinary set of emerging abilities that underpin their joy of discovery—their need to learn not just the facts but the underlying causal patterns at the very heart of science. This glorious sense of wonder, however, is stifled, beginning in elementary school. Later, with little interest in causal mechanisms, and motivated by intellectual blind spots, as adults we become vulnerable to misinformation and manipulation—ready to believe things that aren’t true. Of course, the polymaths among us have retained their sense of wonder, and Keil explains the habits of mind and ways of wondering that allow them—and can enable us—to experience the joy of asking why and how.

Download or read book How to Worry Less About Money written by John Armstrong and published by Pan Macmillan. This book was released on 2012-05-10 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Our relationship with money is one that lasts a lifetime, yet traditionally books on the subject tend to take one of two routes: a) how to get more, or b) how to deal with less. John Armstrong turns these approaches upside down, and looks not at money itself, but at how we relate to it and the meaning we attach to it. How does it drive us and frighten us? Can it change the world for the better? And how much do we actually need? Offering surprising and helpful new insights, this book will encourage you to redefine your feelings about money, and ultimately enable you to discover what is really important to you in life. One in the new series of books from The School of Life, launched May 2012: How to Stay Sane by Philippa Perry How to Find Fulfilling Work by Roman Krznaric How to Worry Less About Money by John Armstrong How to Change the World by John-Paul Flintoff How to Thrive in the Digital Age by Tom Chatfield How to Think More About Sex by Alain de Botton

Download or read book Living with Less written by Joshua Becker and published by Group Publishing (Company). This book was released on 2012-08-01 with total page 107 pages. Available in PDF, EPUB and Kindle. Book excerpt: "In Living with less, Joshua will guide you through biblical teachings on possessions and his own personal experience with minimalism--living with only the essential ... This book will challenge you to spend your hours, energy, and resources in ways that draw you closer to the heart of Jesus."--Page 4 of cover.

Download or read book Women with Money written by Jean Chatzky and published by Hachette UK. This book was released on 2019-03-26 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: Get paid what you're worth, build secure relationships, and make your money last with this valuable guide from a Today show financial editor and bestselling author. Ask successful women what they want from their money and they'll tell you: independence, security, choices, a better world, and--oh yes--way less stress, not just for themselves but for their kids, partners, parents, and friends. Through a series of HerMoney Happy Hour discussions (when money is the topic, wine helps) and one-on-one conversations, Jean Chatzky gets women to open up about the one topic we still never talk about. Then she flips the script and charts a pathway to this joyful, purpose-filled life that today's women not only want but also, finally, have the resources to afford. Through Chatzky's candid three-part plan--formed through detailed reporting with the world's top economists, psychiatrists, behaviorists, financial planners, and attorneys, as well as her own two decades of experience in the field--readers will learn to: 1. Explore their relationships with money,2. Take control of their money, and 3. Use their money to create the life they want. Women With Money shows readers how to wrap their hands around tactical solutions to get paid what they deserve, become inspired to start businesses, invest for tomorrow, make their money last, and then use that money to foster secure relationships, raise independent and confident children, send those kids to college, care for their aging parents, leave a legacy, and--best of all--bring them joy!

Download or read book Replacing Guilt written by Nate Soares and published by . This book was released on 2020-03-29 with total page 214 pages. Available in PDF, EPUB and Kindle. Book excerpt: The goal is to address the guilt that comes from a feeling of listlessness, the vague feeling of guilt that one might get when they play video games all day, or when they turn desperately towards drugs or parties, in attempts to silence the part of themselves that whispers that there must be something else to life.This sort of guilt cannot be removed by force of will, in most people. The trick to removing this sort of guilt, I think, is to start exploring that feeling that there must be something else to life, that there must be something more to do---and either find something worth working towards, or find that there really isn't actually anything missing. This first sort of listless guilt, I think, comes from someone who wants to find something else to do, and hasn't yet.Unfortunately, addressing this sort of guilt isn't as easy as just finding a hobby. In my experience, this listless guilt tends to be found in people who have fallen into the nihilistic trap---people who either believe they can't matter, or who believe that no one can matter. It tends to be found in people who believe that humans only ever do what they want, that nothing is truly "better'' than anything else, that there is no such thing as altruism, that "morality'' is a pleasant lie---that class of beliefs is the class that I will address first, starting with the Allegory of the Stamp Collector...

Download or read book Money Can Buy Happiness written by M. P. Dunleavey and published by Broadway. This book was released on 2007 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt: Explains how and why money that is wisely spent can promote a healthier, happier, more satisfactory life, with guidelines on how to reevaluate one's priorities and reallocate one's wealth to buy more time and peace of mind.