Download or read book Homelessness Is a Housing Problem written by Gregg Colburn and published by Univ of California Press. This book was released on 2022-03-15 with total page 283 pages. Available in PDF, EPUB and Kindle. Book excerpt: Using rich and detailed data, this groundbreaking book explains why homelessness has become a crisis in America and reveals the structural conditions that underlie it. In Homelessness Is a Housing Problem, Gregg Colburn and Clayton Page Aldern seek to explain the substantial regional variation in rates of homelessness in cities across the United States. In a departure from many analytical approaches, Colburn and Aldern shift their focus from the individual experiencing homelessness to the metropolitan area. Using accessible statistical analysis, they test a range of conventional beliefs about what drives the prevalence of homelessness in a given city—including mental illness, drug use, poverty, weather, generosity of public assistance, and low-income mobility—and find that none explain the regional variation observed across the country. Instead, housing market conditions, such as the cost and availability of rental housing, offer a far more convincing account. With rigor and clarity, Homelessness Is a Housing Problem explores U.S. cities' diverse experiences with housing precarity and offers policy solutions for unique regional contexts.
Download or read book Introduction to Housing written by Katrin B. Anacker and published by University of Georgia Press. This book was released on 2018 with total page 497 pages. Available in PDF, EPUB and Kindle. Book excerpt: This foundational text for understanding housing, housing design, homeownership, housing policy, special topics in housing, and housing in a global context has been comprehensively revised to reflect the changed housing situation in the United States during and after the Great Recession and its subsequent movements toward recovery. The book focuses on the complexities of housing and housing-related issues, engendering an understanding of housing, its relationship to national economic factors, and housing policies. It comprises individual chapters written by housing experts who have specialization within the discipline or field, offering commentary on the physical, social, psychological, economic, and policy issues that affect the current housing landscape in the United States and abroad, while proposing solutions to its challenges.
Download or read book The Great American Housing Bubble written by Adam J. Levitin and published by Harvard University Press. This book was released on 2020-06-09 with total page 401 pages. Available in PDF, EPUB and Kindle. Book excerpt: The definitive account of the housing bubble that caused the Great Recession—and earned Wall Street fantastic profits. The American housing bubble of the 2000s caused the worst global financial crisis since the Great Depression. In this definitive account, Adam Levitin and Susan Wachter pinpoint its source: the shift in mortgage financing from securitization by Fannie Mae and Freddie Mac to “private-label securitization” by Wall Street banks. This change set off a race to the bottom in mortgage underwriting standards, as banks competed in laxity to gain market share. The Great American Housing Bubble tells the story of the transformation of mortgage lending from a dysfunctional, local affair, featuring short-term, interest-only “bullet” loans, to a robust, national market based around the thirty-year fixed-rate mortgage, a uniquely American innovation that served as the foundation for the middle class. Levitin and Wachter show how Fannie and Freddie’s market power kept risk in check until 2003, when mortgage financing shifted sharply to private-label securitization, as lenders looked for a way to sustain lending volume following an unprecedented refinancing wave. Private-label securitization brought a return of bullet loans, which had lower initial payments—enabling borrowers to borrow more—but much greater back-loaded risks. These loans produced a vast oversupply of underpriced mortgage finance that drove up home prices unsustainably. When the bubble burst, it set off a destructive downward spiral of home prices and foreclosures. Levitin and Wachter propose a rebuild of the housing finance system that ensures the widespread availability of the thirty-year fixed-rate mortgage, while preventing underwriting competition and shifting risk away from the public to private investors.
Download or read book Modern Housing Prototypes written by Roger Sherwood and published by Harvard University Press. This book was released on 1978 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: Here are 32 notable examples of multi-family housing from many countries, selected for their importance as prototypes. Designed by such masters as Frank Lloyd Wright, Le Corbusier, Mies van der Rohe, and Alvar Aalto, the buildings are illustrated with photographs, site plans, floor plans, elevations, and striking axonometric drawings.
Download or read book Housing and Neighborhood Dynamics written by John F. Kain and published by Harvard University Press. This book was released on 1985 with total page 294 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book assesses the effects of spatially concentrated programs for housing and neighborhood improvement. These programs provide direct assistance to low-income property owners in an attempt to arrest neighborhood decline and encourage revitalization. The authors used the Harvard Urban Development Simulation Model (HUDS) in evaluating these programs. HUDS, a large-scale computer model, represents the process of housing rehabilitation, the production and consumption of housing services, household moving decisions, and other determinant of neighborhood change. The model simulates the behavior of approximately 80,000 individual households in two hundred residential neighborhoods of various quality levels. Unlike more aggregate models of urban development, HUDS has the capacity to identify how specific housing policies affect individual households as well as particular neighborhoods. Since program evaluations are no better than the models on which they are based, the authors provide sufficient detail to permit those readers primarily interested in the policy analysis to assess the methodology and to understandhow the policies are represented in the model; a more technical discussion of the model is then presented in appendixes. Although the simulations focus on policies that induce central-city property owners to upgrade their properties and thus stimulate revitalization, many of the authors' findings are relevant to larger issues of urban development. For example, the analysis of how housing rehabilitation subsidies affect the investment behavior of nonsubsidized property owners provides insights about the link between initial upgrading and sustained neighborhood improvement. The analysis also demonstrates how differences in location, household, and housing stock characteristics affect a particular neighborhood's responsiveness to a common policy initiative.
Download or read book Affordable Housing in New York written by Nicholas Dagen Bloom and published by Princeton University Press. This book was released on 2019-12-31 with total page 368 pages. Available in PDF, EPUB and Kindle. Book excerpt: A richly illustrated history of below-market housing in New York, from the 1920s to today A colorful portrait of the people, places, and policies that have helped make New York City livable, Affordable Housing in New York is a comprehensive, authoritative, and richly illustrated history of the city's public and middle-income housing from the 1920s to today. Plans, models, archival photos, and newly commissioned portraits of buildings and tenants by sociologist and photographer David Schalliol put the efforts of the past century into context, and the book also looks ahead to future prospects for below-market subsidized housing. A dynamic account of an evolving city, Affordable Housing in New York is essential reading for understanding and advancing debates about how to enable future generations to call New York home.
Download or read book Housing and Human Settlements in a World of Change written by Astrid Ley and published by transcript Verlag. This book was released on 2020-10-31 with total page 281 pages. Available in PDF, EPUB and Kindle. Book excerpt: The challenge of housing is increasingly recognised in international policy discussions in connection to the processes of migration, climate change, and economic globalisation. This book addresses the challenges of housing and emerging solutions along the lines of three major dynamics: migration, climate change, and neo-liberalism. It explores the outcomes of neo-liberal »enabling« ideas, responses to extreme climate events with different housing approaches, and how the dynamics of migration reshape the urban housing provision in a changing world. The aim is to contextualise the theoretical discourses by reflecting on the case study context of the eleven papers published in this book. With forewords by Raquel Rolnik (University Sao Paulo) and Mohammed El Sioufi (UN-Habitat).
Download or read book Higher Education Opportunity Act written by United States and published by . This book was released on 2008 with total page 432 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Race for Profit written by Keeanga-Yamahtta Taylor and published by UNC Press Books. This book was released on 2019-09-03 with total page 364 pages. Available in PDF, EPUB and Kindle. Book excerpt: LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.
Download or read book Housing the Democratic Ideal written by A. Scott Henderson and published by . This book was released on 2000 with total page 382 pages. Available in PDF, EPUB and Kindle. Book excerpt: His growing concern over racial discrimination prefigured its emergence as a highly contested aspect of the American state."--BOOK JACKET.
Download or read book Addressing Homelessness and Housing Insecurity in Higher Education written by Ronald E. Hallett and published by Teachers College Press. This book was released on 2019 with total page 161 pages. Available in PDF, EPUB and Kindle. Book excerpt: Featuring vignettes of students experiencing homelessness and housing insecurity, this book offers readers research-based, practical guidance for creating and implementing a plan of action to address these issues within their local context. Topics include trauma-informed frameworks, policies affecting homelessness and housing insecurity, transitioning students to college, supporting college retention, collaborations and partnerships, and life after college. This practical resource can be used as a professional development tool for student affairs, academic affairs, health and wellness centers, and other campus-based support services. “Provides context, but it also offers tangible suggestions for how you can develop or expand your philosophical, practical, and political efforts to address the needs of students.” —From the Foreword by Timothy P. White, chancellor of The California State University “These skilled authors provide invaluable insights into homelessness and guidance for how we can respond. This is important work that should be shared throughout higher education!” —Peter Miller, University of Wisconsin–Madison “This is a must-read for higher education professionals who want to support students affected by issues of housing insecurity and homelessness.” —Robert D. Reason, Iowa State University “This book not only enlightens leaders but also helps campuses to develop meaningful action plans through local evaluation and planning.” —Adrianna Kezar, University of Southern California
Download or read book Diverging Space for Deviants written by Akira Drake Rodriguez and published by University of Georgia Press. This book was released on 2021-05-15 with total page 269 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores the often-overlooked positive role of public housing in facilitating social movements and activism. Taking a political, social, and spatial perspective, the author offers Atlanta as a case study. Akira Drake Rodriguez shows that the decline in support for public housing, often touted as a positive (neoliberal) development, has negative consequences for social justice and nascent activism, especially among Black women. Urban revitalization policies target public housing residents by demolishing public housing towers and dispersing poor (Black) residents into new, deconcentrated spaces in the city via housing choice vouchers and other housing-based tools of economic and urban development. Diverging Space for Deviants establishes alternative functions for public housing developments that would necessitate their existence in any city. In addition to providing affordable housing for low-income residents—a necessity as wealth inequality in cities increases—public housing developments function as a necessary political space in the city, one of the last remaining frontiers for citizens to engage in inclusive political activity and make claims on the changing face of the state.
Download or read book Blueprint for Disaster written by D. Bradford Hunt and published by University of Chicago Press. This book was released on 2009-08-01 with total page 392 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now considered a dysfunctional mess, Chicago’s public housing projects once had long waiting lists of would-be residents hoping to leave the slums behind. So what went wrong? To answer this complicated question, D. Bradford Hunt traces public housing’s history in Chicago from its New Deal roots through current mayor Richard M. Daley’s Plan for Transformation. In the process, he chronicles the Chicago Housing Authority’s own transformation from the city’s most progressive government agency to its largest slumlord. Challenging explanations that attribute the projects’ decline primarily to racial discrimination and real estate interests, Hunt argues that well-intentioned but misguided policy decisions—ranging from design choices to maintenance contracts—also paved the road to failure. Moreover, administrators who fully understood the potential drawbacks did not try to halt such deeply flawed projects as Cabrini-Green and the Robert Taylor Homes. These massive high-rise complexes housed unprecedented numbers of children but relatively few adults, engendering disorder that pushed out the working class and, consequently, the rents needed to maintain the buildings. The resulting combination of fiscal crisis, managerial incompetence, and social unrest plunged the CHA into a quagmire from which it is still struggling to emerge. Blueprint for Disaster, then,is an urgent reminder of the havoc poorly conceived policy can wreak on our most vulnerable citizens.
Download or read book Catalogue of the University of Michigan written by University of Michigan and published by . This book was released on 1967 with total page 852 pages. Available in PDF, EPUB and Kindle. Book excerpt: Announcements for the following year included in some vols.
Download or read book The meaning of housing written by Clapham, David and published by Policy Press. This book was released on 2005-07-20 with total page 297 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book offers a fresh new approach to the study of housing. It explores the meaning that housing has for individuals and households by examining 'housing pathways'. Housing pathways refer to the varying household forms that individuals experience and the housing routes that they take over time. The book argues that housing has increasingly become a means to an end rather than an end in itself. The end is personal fulfilment and the main task of housing research is to elucidate the links. In this pursuit, the concepts of identity and lifestyle are key. Specifically, the book examines the structure and functioning of households and links this to changing discourses of the family; explores the important interconnections between housing and employment; considers the relationship between people and the physical aspects of a house and its location; looks at housing in terms of lifestyle choice from youth to old age and discusses the implications of the pathways approach for housing policy and future research in the field. The meaning of housing is recommended to anyone researching and studying housing and particularly to those wishing to engage with the new research agenda set out here.
Download or read book Reclaiming Public Housing written by Lawrence J. Vale and published by Harvard University Press. This book was released on 2002 with total page 510 pages. Available in PDF, EPUB and Kindle. Book excerpt: Lawrence Vale explores the rise, fall, and redevelopment of three public housing projects in Boston. Vale looks at these projects from the perspectives of their low-income residents and assesses the contributions of the design professionals who helped to transform these once devastated places during the 1980s and 1990s.
Download or read book Integrating the Inner City written by Robert J. Chaskin and published by University of Chicago Press. This book was released on 2015-11-13 with total page 364 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Chicago Housing Authority s Plan for Transformation repudiated the city s large-scale housing projects and the paradigm that produced them. The Plan seeks to normalize public housing and its tenants, eliminating physical, social, and economic barriers among populations that have long been segregated from one another. But is the Plan an ambitious example of urban regeneration or a not-so-veiled effort at gentrification? Is it resulting in integration or displacement? What kinds of communities are emerging from it? Chaskin and Joseph s book is the most thorough examination of the Plan to date. Drawing on five years of field research, in-depth interviews, and data, Chaskin and Joseph examine the actors, strategies, and processes involved in the Plan. Most important, they illuminate the Plan s limitations which has implications for urban regeneration strategies nationwide."
