Download or read book Mortgages For Dummies written by Eric Tyson and published by John Wiley & Sons. This book was released on 2008-11-17 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: Need a mortgage but worried about the market? In Mortgages For Dummies, 3rd Edition, bestselling authors Eric Tyson and Ray Brown give you proven solutions for obtaining a mortgage, whether you want to buy your first home, refinance, or tap into your equity. You get the latest on sub-prime and adjustable-rate mortgages, finding the best lender, avoiding fiscal pitfalls and foreclosure, and much, much, more! This easy-to-understand, objective, and jargon-free guide helps you fine-tune your finances, figure out what you can afford, and improve your credit score before you go mortgage shopping. You’ll get familiar with the advantages and disadvantages of fixed- and adjustable-rate mortgages, 15- and 30-year loans, and conforming and jumbo packages. You also get help finding and working with reputable professionals, comparing programs, and securing terms you can live with. Discover how to: Match your mortgage to your financial goals Qualify for a mortgage even when money is tight Find the right loan for you Choose the best lender/broker Negotiate the best terms Calculate your costs and payments Understand and complete all paperwork Refinance an existing mortgage Understand and consider special situation loans Explore reverse mortgages and other options Decipher amortization tables and comparison worksheets Use the Internet wisely when mortgage shopping Now, more than ever, you need clear, reliable information that helps you get the mortgage you need at a price you can afford. You need Mortgages For Dummies, 3rd Edition!
Download or read book Anatomy of a Mortgage written by Lawrence Uchill and published by ABA Real Property Trusts & Estate Law. This book was released on 2017 with total page 274 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Introduction to Mortgages and Mortgage Backed Securities written by Richard K. Green and published by Academic Press. This book was released on 2013-11-21 with total page 249 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Introduction to Mortgages & Mortgage Backed Securities, author Richard Green combines current practices in real estate capital markets with financial theory so readers can make intelligent business decisions. After a behavioral economics chapter on the nature of real estate decisions, he explores mortgage products, processes, derivatives, and international practices. By focusing on debt, his book presents a different view of the mortgage market than is commonly available, and his primer on fixed-income tools and concepts ensures that readers understand the rich content he covers. Including commercial and residential real estate, this book explains how the markets work, why they collapsed in 2008, and what countries are doing to protect themselves from future bubbles. Green's expertise illuminates both the fundamentals of mortgage analysis and the international paradigms of products, models, and regulatory environments. - Written for buyers of real estate, not mortgage lenders - Balances theory with increasingly complex practices of commercial and residential mortgage lending - Emphasizes international practices, changes caused by the 2008-11 financial crisis, and the behavioral aspects of mortgage decision making
Download or read book The White Coat Investor written by James M. Dahle and published by White Coat Investor LLC the. This book was released on 2014-01 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!
Download or read book Understand Mortgage Loan written by IntroBooks and published by IntroBooks. This book was released on 2018-02-22 with total page 25 pages. Available in PDF, EPUB and Kindle. Book excerpt: So what is a mortgage loan basically? Explaining it in simple words; it is a loan which you borrow from a bank in order to build your own home and you then pay back this borrowed money in years to come with the addition of interest. Most mortgages are currently just offered on a reimbursement premise which implies you pay back part of the capital and the interest consistently. Towards the end of the term, which is generally somewhere around 25 and 30 years, your home loan obligation will have been absolutely reimbursed.
Download or read book Your Home Loan Toolkit written by Consumer Financial Consumer Financial Protection Bureau and published by Createspace Independent Publishing Platform. This book was released on 2016-03-22 with total page 26 pages. Available in PDF, EPUB and Kindle. Book excerpt: Buying a home is exciting and, let's face it, complicated. This booklet is a toolkit that can help you make better choices along your path to owning a home.
Download or read book Home Equity Conversion Mortgages written by United States. Department of Housing and Urban Development and published by . This book was released on 1994 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Book on VA Loans written by Chris Birk and published by . This book was released on 2020-02-18 with total page 350 pages. Available in PDF, EPUB and Kindle. Book excerpt: For 75 years, the VA loan program has helped U.S. service members and their families achieve the dream of homeownership. Today, in the wake of the subprime mortgage meltdown and ensuing foreclosure crisis, this no-down payment loan is more important than ever. VA loans have emerged as a lifeline for veterans and active duty personnel who understand their unmatched safety and buying power. The Book on VA Loans takes service members and their families on an insider's journey into VA loans, from credit scores and interest rates to the unique opportunities and challenges of this long-cherished program. Readers get insider tips and expert advice from the country's largest dedicated VA lender, Veterans United Home Loans. They also receive a buyer-friendly education in a sometimes complicated world that can trip up even seasoned real estate veterans.Featuring simple, straightforward language and voices of previous VA borrowers, this resource helps ensure service members are in the best position possible to maximize the benefits earned by their service.
Download or read book Understanding Reverse 2021 written by Dan Hultquist and published by . This book was released on 2020-12-06 with total page 134 pages. Available in PDF, EPUB and Kindle. Book excerpt: What is a reverse mortgage? Is it more than a loan program for those who are "house-rich, but cash poor?" How does the "non-recourse feature" protect homeowners and their heirs? Can the available line of credit and its growth rate be used for insurance and financial planning purposes?This book answers these questions and many more in a user-friendly way and is the most comprehensive educational tool available on reverse mortgages. It should be read by baby boomers, retirees, heirs, financial planners, housing counselors, HECM counselors, Realtors(R), brokers, financial journalists, mortgage professionals, estate planners, and of course all homeowners who want greater assurance that they can comfortably grow older in their own homes.
Download or read book The Loan Guide written by Casey Fleming and published by . This book was released on 2014-02-28 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: Before you take on the largest debt you'll ever have, you should have more - and better - information than you've ever had before. Whether you are a novice or an expert real estate investor this book provides the information you need to finally understand what lending channel, what loan product, and what price point truly fits your need. If you are an engineer looking to dig deeply into the nuts and bolts of how this works you will love the tools and analyses in this book. If you are more interested in just drilling in and getting quick answers, this book is an excellent reference guide with easy-to-find, high quality advice. In order to get the best mortgage possible you need to do five things very well: 1 - Decide whether you should even get a loan in the first place 2 - Choose the best lending channel for your needs 3 - Choose the best loan program for your needs 4 - Choose the best price point for your specific plans 5 - Lock your interest rate at the right time The Loan Guide provides a complete guide to doing all these things well. Finally, The Loan Guide covers how to manage your mortgage in order to keep as much money in your pocket over the course of your lifetime, how to interpret and avoid common marketing gimmicks, and how to use the Excel-based analytical tools used in examples throughout the book. Since 2008 all the rules of lending have changed. The Loan Guide, published in 2014, was written between 2008 and 2014 and updated as it was being written, to reflect the most current rules and guidelines possible. The Loan Guide is current, clear and complete, and you will find it answers exactly the questions you have, and many that you should have but don't know it.
Download or read book Mortgages 101 written by David (Carl David) Reed and published by AMACOM/American Management Association. This book was released on 2014-05-14 with total page 289 pages. Available in PDF, EPUB and Kindle. Book excerpt: With quick answers to more than 250 critical questions about home loans, this guide details all the latest changes in mortgage processes, including up-to-date lending formulas and important information on lending requirements and application procedures.
Download or read book Real Estate Terms Financial Education Is Your Best Investment written by Thomas Herold and published by Thomas Herold. This book was released on 2020-01-25 with total page 274 pages. Available in PDF, EPUB and Kindle. Book excerpt: From adjustable-rate mortgages to title insurance to amortization, it can all seem like a confusing word salad for those new to the business. But don't worry - this real estate handbook compiles a list of over 140 most common real estate terminology you likely need for planning, as a study guide or for investing.
Download or read book Understanding How to Handle Home Loans written by Sachin Mittal and published by Educreation Publishing. This book was released on 2018-06-20 with total page 231 pages. Available in PDF, EPUB and Kindle. Book excerpt: How do you know how much to invest in a home? How do you choose the right loan and lender? How do you qualify for a home loan? How do you beat your odds to get the best deal? What to take care of during paper work? What do you do when your application gets rejected? How do you deal with the financial distress during loan repayment period? This book answers several questions like that. All living beings share a basic need to have a home, and what could be better if you could call it your own! Unless you are sitting on a pile of cash, you would agree that buying a house is expensive and may very well involve taking a life-time loan. A home loan will circumvent the need for finances which you might not possess right now to buy your dream house. It is equivalent to buying something in present with future money. Home loan gives tangible and very realistic hopes of a future of home ownership to the borrowers. However, only those who have borrowed before would know how complex the business of first looking for a right lender, then taking a loan and finally managing it for the rest of repayment period can be. This book is a simple approach to educating yourself about all there is at the end of the home loan tunnel. Potential homeowners and real estate developers alike will find significant insights about taking and managing a mortgage in the Indian market. It is one of the most comprehensive and complete works done on home loan management. A perfect guide to potential and existing homeowners who have taken or are planning to undertake a home loan. It is a step-by-step guide to buying a house on a home loan and then managing the mortgage stress, both mental and monetary, which comes with it. This book will be your guide to eliminate the stress and confusion, and provide clear cut answers to borrowing related questions through the insights of mortgage counseling experts. It covers a wide range of topics including getting the best home loan deal, understanding the terms & conditions and managing the loan. Sachin Mittal
Download or read book The Complete Idiot s Mini Guide to Understanding the Finance Reform Bill written by Lita Epstein and published by Penguin. This book was released on 2010-12-07 with total page 25 pages. Available in PDF, EPUB and Kindle. Book excerpt: With The Complete Idiot's Mini Guide® to Understanding the Finance Reform Bill, learn the overview of the bill as well as how it impacts the day-to-day structure of credit cards, mortgages, and more!
Download or read book Simplifying the Home Buying Process written by United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity and published by . This book was released on 2003 with total page 548 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Understanding Mortgages and Home Equity Loans written by Phyllis C. Kaufman and published by . This book was released on 1988 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Now I Get It Mortgage Mysteries Demystified written by Monica McKinney and published by MLM Publishing. This book was released on 2008-10-18 with total page 168 pages. Available in PDF, EPUB and Kindle. Book excerpt: Stop getting home loans the hard way! At Last, You Can Silence Every Fear you've ever had about mortgage loan financing and buy or refinance the home you deserve with confidence; without stress and worry.This guidebook is your best source for finding and negotiating the best mortgage NOW!You will reuse this valuable resource for many years on all your loans and refinances. This is a must have resource for beginners and those with experience.
