Download or read book The Smart Cookies Guide to Making More Dough and Getting Out of Debt written by The Smart Cookies and published by Delta. This book was released on 2009-08-25 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now more than ever it’s crucial to get out of debt, spend smarter, save better, and achieve financial freedom—without sacrificing your social life or your sanity! Let The Smart Cookies show you how.… They were five dynamic young women: smart, successful—and secretly drowning in debt. In one year Andrea, Angela, Katie, Robyn, and Sandra dramatically improved their financial situations. Their proven recipe for success has since been featured on The Oprah Winfrey Show, the Today show, MSNBC, and in the New York Daily News. How did they do it? The five women—with varied careers in marketing, public relations, social work, and real estate—joined forces to create a fun, simple, effective strategy for achieving financial success, forming a money group and supporting one another every step of the way. Now, in this extraordinary hands-on guide, The Smart Cookies tackle the unique financial challenges facing women today as they share the secrets of their extraordinary success. Learn how to: •Save money and still make room for “guilt-free spending” •Have a Girls Night In once a week—and save hundreds each year •Splurge on big-ticket items—without breaking the bank •Invest like a pro—in just a few short lessons •Get paid what you’re worth—step-by-step instructions for negotiating the best raise •Discover easy ways to cut costs—without feeling the pinch And much, much more!
Download or read book The Smart Cookies Guide to Making More Dough and Getting Out of Debt written by Andrea Baxter and published by Vintage Canada. This book was released on 2009-08-25 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: Inspired by an episode of The Oprah Winfrey Show on personal finance, the Smart Cookies, five dynamic young women who weren’t always so savvy about money, formed a "money club," and together developed strategies for turning their financial lives around – without surrendering their sanity or their social lives. In this guide, the Cookies demonstrate how women of all ages can achieve financial security. They share their own stories, offer easy-to-follow steps, and lay out simple plans for meeting any goal, whether it’s eliminating debt, making good investments, becoming a smart spender or saving up for a big-ticket purchase. The Smart Cookies' Guide to Making More Dough invites every reader to become "the sixth cookie," to take control of their financial lives and have fun doing it.
Download or read book The Smart Cookies Guide to Making More Dough written by Jennifer Barrett and published by . This book was released on 2008 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This fresh, accessible guide shows women how they can get a grip on spiraling finances and manage their money--without sacrificing a fabulous lifestyle.
Download or read book The Smart Cookies Guide to Making More Dough written by Angela Self and published by Random House Canada. This book was released on 2008-09-30 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: This fresh, accessible guide shows women how they can get a grip on spiraling finances and manage their money--without sacrificing a fabulous lifestyle.
Download or read book The Smart Cookies Guide to Couples and Money written by Andrea Baxter and published by Vintage Canada. This book was released on 2010-12-28 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: This hip and accessible guide addresses all of the nagging money questions and thorny situations that come up when you're in a relationship, whether you're just starting to get serious or you're already married. This book gives couples the perfect excuse to break the silence and start talking about… money! Staying on top of your finances when you're single can be tough enough - add another person to the mix and it can seem downright daunting. Even if you've got your own finances in order, there are inevitable money issues that come up when you're part of a couple, not just because one of you may be in better shape financially than the other, but because you may each have very different perspectives on money and how to manage it. The principles the Cookies set out in their first book about the basics of life planning and investing can work for couples, too, and this guide offers simple techniques that will help readers with everything from dealing with "money baggage" to getting out of debt to planning for retirement. Again they draw practical advice and meaty anecdotes from their own financial escapades, as well as readers' queries and the personal experiences of five focus couples.
Download or read book Shacking Up written by Stacy Whitman and published by Harmony. This book was released on 2003-03-18 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt: The must-have guide for any woman who’s ever thought about saying “yes” to the other big question: Will you move in with me? More and more couples are choosing to live together before tying the knot—for convenience, to save money and, most importantly, to see if they’re compatible. While living together can be an exciting way to take your relationship to the next level, it can also present a host of new questions and challenges. With its fresh, girlfriend-to-girlfriend manner, Shacking Up walks you through every step of the cohabitation process, from making the initial decision to breaking up or getting married. Beginning with a readiness quiz to help you decide if you and your honey are prepared to take the plunge, authors Stacy and Wynne Whitman provide a wealth of hands-on advice from lawyers, psychologists and financial planners as well as entertaining, true-life stories from couples with shacking up experience. Topics include: breaking the news to your family; managing and merging your finances; protecting yourself legally; real-estate decisions; and day-to-day dilemmas such as chores, privacy, and keeping the spark alive. Whether you opt for wedding bells or decide he’s not the one for you, Shacking Up is a stylish, empowering handbook for staying smart, savvy, and true to yourself along the road to happily ever after.
Download or read book Think Like a Breadwinner written by Jennifer Barrett and published by Penguin. This book was released on 2021-04-06 with total page 353 pages. Available in PDF, EPUB and Kindle. Book excerpt: A new kind of manifesto for the working woman, with tips on building wealth and finding balance, as well as inspiration for harnessing the freedom and power that comes from a breadwinning mindset. Nearly half of working women in the United States are now their household's main breadwinner. And yet, the majority of women still aren't being brought up to think like breadwinners. In fact, they're actually discouraged--by institutional bias and subconscious beliefs--from building their own wealth, pursuing their full earning potential, and providing for themselves and others financially. The result is that women earn less, owe more, and have significantly less money saved and invested for the future than men do. And if women do end up the main breadwinners, they've been conditioned to feel reluctant and unprepared to manage the role. In Think Like a Breadwinner, financial expert Jennifer Barrett reframes what it really means to be a breadwinner. By dismantling the narrative that women don't--and shouldn't--take full financial responsibility to create the lives they want, she reveals not only the importance of women building their own wealth, but also the freedom and power that comes with it. With concrete practical tools, as well as examples from her own journey, Barrett encourages women to reclaim, rejoice in, and aspire to the role of breadwinner like never before.
Download or read book The Smart Easy Guide to Debt Relief written by Darryl Johnson and published by CreateSpace. This book was released on 2013-10 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt: Today, more people than ever before are struggling to stay financially afloat. Our debt loads are higher than they've ever been, coming at a time when wages seem to be stagnating and the price of everything seems to keep going up. Being in debt can put immense pressure and stress on a family and for many, it can feel like there is no proverbial light at the end of the tunnel when it comes to getting out of debt. However, with The Smart & Easy Guide To Debt Relief: How to Live Debt Free with These Credit Score Repair Tips, Debt Repair Advice, Debt Settlement Management & Credit Counseling Help, we are provided a down-to-earth and realistic guide for how to regain control of our finances and begin to dig our way out of debt. It is entirely possible, with the right information and a good plan, to work down your debt and become debt free in a relatively short period of time. The guide discusses that the first step to becoming debt free is to take a holistic and clear assessment on all of your debts. This means creating a list of all your debts, who they are owed to and the terms of the debt such as interest rate and so on. You cannot come up with a plan of action until you know what all you are facing. This is also the time to obtain a credit report. You can obtain your credit report from the following agencies: Experian Equifax TransUnion Once you have your credit report, go through it thoroughly to ensure that everything on it is accurate. If something is inaccurate, you will need to contact the appropriate agency to get the issue fixed. After you have all your debts laid out, you need to get an idea of how much money you have and where it goes and use this to create a budget. The guide recommends creating a detailed spreadsheet of your spending to include even small expenses such as: Eating out budget Entertainment budget Magazines or other incidentals These should be tracked in addition to the big expenses like the mortgage and bills. When you begin to write all this down, you can already often see areas in which you can reduce or improve your spending habits. The savings that can be gleaned here can be put towards reducing and eliminating your debt. To create a budget for repaying your debts, you need to be realistic about what you can do. Take into account your earnings, vital expenses and any areas in which you could reduce expenses so as to put the savings towards debt repayment. You can use this figure to determine the amount of time it should feasibly take you to get out of debt. Once you have all this information, you can put a time-specific budget together that defines exactly how and when you are going to repay your debt. The guide recommends focusing on the debts with the least favorable terms (high interest rates, late payment fees, etc) first, as this will cost less money in the long run. For those with very serious debts or complicated debts, credit counseling our debt settlement may be a good option. The guide discusses what these options mean and who they are best suited for. Debt creates a huge strain and tons of stress on families and today, more than ever before, more and more families are finding themselves mired in debt they feel they have no hope of managing. With The Smart & Easy Guide To Debt Relief: How to Live Debt Free with These Credit Score Repair Tips, Debt Repair Advice, Debt Settlement Management & Credit Counseling Help, we are given the tools we need to take stock of our financial situation. Once we have done this, the guide shows us how to create a reasonable and realistic budget and plan of action that will culminate in the elimination of our debts and allow us the joys of being debt free. Grab your copy today of The Smart & Easy Guide To Debt Relief: How to Live Debt Free with These Credit Score Repair Tips, Debt Repair Advice, Debt Settlement Management & Credit Counseling Help!
Download or read book How Not to Move Back in With Your Parents written by Rob Carrick and published by Penguin Group. This book was released on 2012-03-27 with total page 193 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this era of the Boomerang Generation, here at last is a full and frank guide to avoiding the need to move back in with your parents. Rob Carrick of The Globe and Mail is one of Canada's most trusted and widely read financial experts. His latest book is the first by anyone to target financial advice specifically at young adults graduating from university or college and moving into the workforce, into the housing market and into family life. Financial beginners, in other words. Carrick offers what can only be described as a wealth of information, on the full life cycle of financial challenges and opportunities young people face, including saving for a post-secondary education and paying off student debts, establishing a credit rating, basic banking and budgeting, car and home buying, marriage and raising children of their own, and insurance. The book is mindful throughout that parents have a big role to play in all this. It addresses young readers throughout but regularly asks them to see things from their parents' perspective. In that way, Rob Carrick is able to offer advice to both generations. He even recognizes that in these difficult times, moving back in with the folks is sometimes a short-term necessity. So there is a section devoted to such important questions as: Should your parents be charging you rent? For that and many thousands of dollars' worth of other reasons, this is a book that every parent needs to buy for each of their kids, plus one for themselves.
Download or read book Getting Out Of Debt written by Michael Steven and published by . This book was released on 2020-10-04 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt: Get your finances in order, pay off all debt, and finally have peace of mind... Have you been feeling anxious and losing sleep, worrying about paying just the minimum monthly payment on all your bills? Have you been avoiding phone calls, fearing that it may be debt collectors calling? Have you stopped opening your mail because you feel so overwhelmed with all the bills you have to pay? Living with all this fear and anxiety takes a toll on your physical and mental health, which can affect your relationships, your career and your future. In fact, you are probably having a hard time even visualizing the future, let alone plan for it, when you are struggling to get by today. You don't have to live like this for the rest of your life. And waiting to get started will only make it more difficult to get out. You can take small steps today to start working your way towards fixing your finances and finally paying off your debt. In Getting Out of Debt, you will discover: The harmful mindsets that keep you stuck in a vicious debt cycle, and how to get out of it An easy-to-follow guide showing you exactly how to start fixing your finances The simple trick that will give you at least $200 extra cash each month The #1 thing you must do before paying off debt What Warren Buffett has done for over 60 years that you can easily do today to avoid future debt Proven debt payment strategies recommended by personal finance experts to slash your debt significantly every month When you can borrow again (it's not never!) And much more. You may have doubts right now, and that's perfectly normal. You've been living with debt for so long that you can't imagine what life would be like without it. But it is possible. Even if you live on a low income... Even if you have a family to support... Even if you don't know where to start... By taking your first step now, you will be one paid bill closer to freedom, and one deep breath closer to a life without financial burdens. If you want to fix your finances and stop living with debt-related anxiety and stress, then scroll up and click the "Add to Cart" button right now.
Download or read book Fanocracy written by David Meerman Scott and published by Penguin. This book was released on 2020-01-07 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: A Wall Street Journal bestseller From the author of New Rules of Marketing & PR, a bold guide to converting customer passion into marketing power. How do some brands attract word-of-mouth buzz and radical devotion around products as everyday as car insurance, b2b software, and underwear? They embody the most powerful marketing force in the world: die-hard fans. In this essential book, leading business growth strategist David Meerman Scott and fandom expert Reiko Scott explore the neuroscience of fandom and interview young entrepreneurs, veteran business owners, startup founders, nonprofits, and companies big and small to pinpoint which practices separate organizations that flourish from those stuck in stagnation. They lay out a road map for converting customers’ ardor into buying power, pulling one-of-a-kind examples from a wide range of organizations, including: · MeUndies, the subscription company that’s revolutionizing underwear · HeadCount, the nonprofit that registers voters at music concerts · Grain Surfboards, the board-building studio that willingly reveals its trade secrets with customers · Hagerty, the classic-car insurance provider with over 600,000 premier club members · HubSpot, the software company that draws 25,000 attendees to its annual conference For anyone who seeks to harness the force of fandom to revolutionize his or her business, Fanocracy shows the way.
Download or read book Saving Your Way to a Better Life written by Kari Cullen and published by . This book was released on 2013-10 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt: Save Money Now! Do you have an Emergency Fund? Are you struggling to pay bills and living paycheck to paycheck? Are you sick and tired of not having any money and never being able to get ahead? Do you have debt? In my book I teach you that no matter how much money you are making there are ways to save and pay off your debt even without getting a raise or another job. I wrote this book to help others who may be struggling or just wish they could be debt free. No fluff, just common sense advice In this simple Step by Step Guide to Saving Your Way to a Better Life, you will learn: * How to get out of debt sooner and save at the same time! * How to manage your money better and put it where it should be * How to organize your finances so that you stay on track * Tips on how to save money on everyday items and even how to get FREE stuff and much more. This book is meant to be a guide on your savings journey and gives you resources that go beyond just this book and continue on the author's blog. TESTIMONIALS " "Saving Your Way to a Better Life is an excellent resource loaded with great information and ideas to help begin saving money if you are at a beginner level or save more money if you have already started a plan for better managing your money"-Anne" ""My goal for 2013 was the become debt free and read more. And I must say, this book helped accomplished that goal. I will take this reading, and the notes I retrieved from it, with me on my journey to a better me" "
Download or read book Debt Free Blueprint written by Laura Adams and published by . This book was released on 2018-11-13 with total page 234 pages. Available in PDF, EPUB and Kindle. Book excerpt: Tired of feeling stressed about growing debt balances, out-of-control finances, and an uncertain future? Don't try to get out of debt without this book! Debt-Free Blueprint: How to Get Out of Debt and Build a Financial Life You Love is an easy-to-follow guide to eliminate debt faster than you ever thought possible and create the financial future you deserve. Laura D. Adams is the award-winning author of Money Girl's Smart Moves to Grow Rich and host of the top-rated Money Girl podcast since 2008. She's helped millions of loyal fans grow rich with her savvy and down-to-earth financial advice. She gives guidance in bite-size chunks that are easy to understand and implement so you can eliminate debt faster than you ever thought possible. Let Laura show you how to take control of your finances, stop worrying about money, and build a life you truly love. Debt-Free Blueprint walks you through the process of getting out of debt, using helpful examples and often-overlooked techniques, strategies, and programs. You'll learn how to make financial decisions with confidence and financially feel secure about your future. In this book, you'll discover how to: * Get out of debt faster, even if you don't have extra money * Bridge the gap between your current reality and where you want to be * Create a simple but effective debt reduction plan to guide your life * Prioritize and tackle debt in the right order * Settle and negotiate a debt for less than you owe * Optimize debt so it costs less and allows you to pay it off sooner * Find government programs that make debts more affordable * Manage student loans more effectively so they fit into your budget * Reduce money stress so you achieve more and build a financial life you love If you like detailed tips, helpful examples, concise strategies, and inspiration from a friendly and nonjudgmental teacher, you'll love learning from Laura. Purchase Debt-Free Blueprint to get out of debt faster so you can quit worrying and start building the financial future you've dreamed about and deserve!
Download or read book The New York Times Index written by and published by . This book was released on 2008 with total page 1660 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Remote written by Jason Fried and published by Crown Currency. This book was released on 2013-10-29 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: The classic guide to working from home and why we should embrace a virtual office, from the bestselling authors of Rework “A paradigm-smashing, compulsively readable case for a radically remote workplace.”—Susan Cain, New York Times bestselling author of Quiet Does working from home—or anywhere else but the office—make sense? In Remote, Jason Fried and David Heinemeier Hansson, the founders of Basecamp, bring new insight to the hotly debated argument. While providing a complete overview of remote work’s challenges, Jason and David persuasively argue that, often, the advantages of working “off-site” far outweigh the drawbacks. In the past decade, the “under one roof” model of conducting work has been steadily declining, owing to technology that is rapidly creating virtual workspaces. Today the new paradigm is “move work to the workers, rather than workers to the workplace.” Companies see advantages in the way remote work increases their talent pool, reduces turnover, lessens their real estate footprint, and improves their ability to conduct business across multiple time zones. But what about the workers? Jason and David point out that remote work means working at the best job (not just one that is nearby) and achieving a harmonious work-life balance while increasing productivity. And those are just some of the perks to be gained from leaving the office behind. Remote reveals a multitude of other benefits, along with in-the-trenches tips for easing your way out of the office door where you control how your workday will unfold. Whether you’re a manager fretting over how to manage workers who “want out” or a worker who wants to achieve a lifestyle upgrade while still being a top performer professionally, this book is your indispensable guide.
Download or read book The Personal MBA written by Josh Kaufman and published by Penguin. This book was released on 2010-12-30 with total page 464 pages. Available in PDF, EPUB and Kindle. Book excerpt: Master the fundamentals, hone your business instincts, and save a fortune in tuition. The consensus is clear: MBA programs are a waste of time and money. Even the elite schools offer outdated assembly-line educations about profit-and-loss statements and PowerPoint presentations. After two years poring over sanitized case studies, students are shuffled off into middle management to find out how business really works. Josh Kaufman has made a business out of distilling the core principles of business and delivering them quickly and concisely to people at all stages of their careers. His blog has introduced hundreds of thousands of readers to the best business books and most powerful business concepts of all time. In The Personal MBA, he shares the essentials of sales, marketing, negotiation, strategy, and much more. True leaders aren't made by business schools-they make themselves, seeking out the knowledge, skills, and experiences they need to succeed. Read this book and in one week you will learn the principles it takes most people a lifetime to master.
