Download or read book The Myth of Home ownership written by Jim Kemeny and published by Routledge. This book was released on 1981-01-01 with total page 179 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Home Ownership written by Mitchell A. Levy and published by . This book was released on 1993 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt: Helps people look at whether renting or buying is better for their needs. Includes an easy to understand, rent vs buy analysis for over 25 metropolitan cities.
Download or read book Why Can t You Afford a Home written by Josh Ryan-Collins and published by John Wiley & Sons. This book was released on 2018-11-26 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt: Throughout the Western world, a whole generation is being priced out of the housing market. For millions of people, particularly millennials, the basic goal of acquiring decent, affordable accommodation is a distant dream. Leading economist Josh Ryan-Collins argues that to understand this crisis, we must examine a crucial paradox at the heart of modern capitalism. The interaction of private home ownership and a lightly regulated commercial banking system leads to a feedback cycle. Unlimited credit and money flows into an inherently finite supply of property, which causes rising house prices, declining home ownership, rising inequality and debt, stagnant growth and financial instability. Radical reforms are needed to break the cycle. This engaging and topical book will be essential reading for anyone who wants to understand why they can’t find an affordable home, and what we can do about it.
Download or read book Homes Fit For Heroes written by Mark Swenarton and published by Routledge. This book was released on 2018-11-09 with total page 314 pages. Available in PDF, EPUB and Kindle. Book excerpt: Homes fit for Heroes looks at the pledge made 100 years ago by the Lloyd George government to build half a million ‘homes fit for heroes’ – the pledge which made council housing a major part of the housing system in the UK. Originally published in 1981, the book is the only full-scale study of the provision and design of state housing in the period following the 1918 Armistice and remains the standard work on the subject. It looks at the municipal garden suburbs of the 1920s, which were completely different from traditional working-class housing, inside and out. Instead of being packed onto the ground in long terraces, the houses were set in spacious gardens surrounded by trees and open spaces and often they contained luxuries, like upstairs bathrooms, unheard-of in the working-class houses of the past. The book shows that, in the turbulent period following the First World War, the British government launched the housing campaign as a way of persuading the troops and the people that their aspirations would be met under the existing system, without any need for revolution. The design of the houses, based on the famous Tudor Walters Report of 1918, was a central element in this strategy: the large and comfortable houses provided by the state were intended as visible evidence of the arrival of a ‘new era for the working classes of this country’.
Download or read book Walk Away The Rise and Fall of the Homeownership Myth written by and published by Laissez Faire Books. This book was released on with total page 81 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Homeownership and America s Financial Underclass written by Mechele Dickerson and published by Cambridge University Press. This book was released on 2014-06-30 with total page 289 pages. Available in PDF, EPUB and Kindle. Book excerpt: Why does America have a love affair with homeownership? For many, buying a home is no longer in their best interest and may harm their children's educational opportunities. This book argues that US leaders need to re-evaluate housing policies and develop new ones that ensure that all Americans have access to affordable housing, whether rented or owned. After describing common myths, the book shows why the circumstances now faced by America's financial underclass make it impossible for them to benefit from homeownership because they cannot afford to buy homes. It then exposes the risks of 'home buying while brown or black,' discussing US policies that made it easier for whites to buy homes, but harder and more costly for blacks and Latinos to do so. The book argues that remaining racial discrimination and certain demographic features continue to make it harder for blacks and Latinos to receive homeownership's promised benefits.
Download or read book The Ideology of Home Ownership written by R. Ronald and published by Springer. This book was released on 2008-05-28 with total page 293 pages. Available in PDF, EPUB and Kindle. Book excerpt: Demand for owner-occupied housing has expanded dramatically across modern-industrialized societies in recent years leading to volatile increases in residential property values. This book explores the rise of modern home-ownership as a cultural, socio-political and ideological phenomenon.
Download or read book Home Ownership The American Myth written by Mitchell A. Levy and published by Myth Breakers. This book was released on 1992-01-01 with total page 49 pages. Available in PDF, EPUB and Kindle. Book excerpt: Myth Breakers is chartered with analyzing the current myths in society & documenting misconceptions, where appropriate. In this book, they have analyzed the concepts of home ownership, renting & saving money. It is filled with easy-to-understand examples analyzing various rent-vs-buy situations, concluding in some cases that it could be more economical to rent & save than to own. The goals of the book are to: 1) break the myths of home ownership, 2) put a "rational" approach back into home buying, & to 3) stop renters from feeling like second-class citizens. This is done by simplifying the rent-vs-buy analysis & focusing the reader's attention on both the financial & non-financial reasons for home ownership. The spreadsheets, which can be purchased directly by the reader, help the user to conduct their own analysis. They are not necessary to benefit from the concepts in the book. The purpose is not to dissuade the reader from purchasing a home, but to give the reader the information necessary to either: 1) purchase a home for the "right" reasons or to 2) rent & save a significant amount of money. The book is $14.95. The spreadsheets are $19.95 (book is required). P&H is $3 for the first item, $1 for each additional item. California residents add sales tax. Send orders to Myth Breakers, 19672 Stevens Creek Boulevard, Suite 200, Cupertino, CA 95014 (Phone 408-257-7257 or 800-654-MYTH).
Download or read book The Myth of Property written by John Christman and published by Oxford University Press. This book was released on 1994-07-14 with total page 232 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Myth of Property is the first book-length study to focus directly on the variable and complex structure of ownership. It critically analyzes what it means to own something, and it takes familiar debates about distributive justice and recasts them into discussions of the structure of ownership. The traditional notion of private property assumed by both defenders and opponents of that system is criticized and exposed as a "myth." The book then puts forward a new theory of what it means to own something, one that will be important for any theory of distributive justice. This new approach more adequately reveals the disparate social and individual values that property ownership serves to promote. The study has importance for understanding the reform of capitalist and welfare state systems, as well as the institution of market economies in former socialist states, for the view developed here makes the traditional dichotomy between private ownership capitalism and public ownership socialism obsolete. This new approach to ownership also places egalitarian principles of distributive justice in a new light and challenges critics to clarify aspects of property ownership worth protecting against calls for greater equality. The book closes by showing how defenders of egalitarianism can make use of some of the ideas and values that traditionally made private property appear to be such a pervasive human institution.
Download or read book Houseonomics written by Gary N. Smith and published by Financial Times/Prentice Hall. This book was released on 2008 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: “This book couldn't be timelier. With hundreds of thousands of Americans expected to lose their homes because they took out mortgages beyond their ability to pay, it is clear that home buyers need assistance-beyond the reassurance of the mortgage broker trying to close the deal and get his commission. This book, written in an easily accessible manner, provides that assistance; it lays out the economics of buying, owning, and financing a home.” –Joseph Stiglitz, Columbia University, 2001 Nobel Prize in Economics “The purchase of a home is the most significant investment decision confronting nearly all adults. Yet sound advice, untainted by the self-interest of real estate and mortgage brokers, is extremely scarce. In Houseonomics, the Smiths provide simple and understandable answers to the vexing questions surrounding homeownership, making it a valuable resource for anyone serious about their financial future.” –Bryan White, Managing Director, BlackRock “ Houseonomicsoffers great insights about how to think about homeownership. Its approach is innovative, but the analysis is grounded in common sense. A useful primer for what is the most important investment most people make in their lives.” –Paul Efron, Retired Partner and Advisory Director, Goldman Sachs & Co. “This book is a common sense response to those who question the value of homeownership. The Smiths validate the argument that homeownership is normally a key component of lifelong wealth building. They present a practical guide to basic financial analysis for those planning on owning a home or who currently own a home.” –Doug Duncan, Chief Economist, Mortgage Bankers Association “There is a lot of wisdom in Gary and Margaret Smith's Houseonomicsregarding the biggest investment that most people ever make. It is so well written that reading it is a joy and yet almost everyone can gain valuable knowledge in the process. The time you take to read this book will be a smart investment indeed. Having taught economics at Stanford for 35 years, I can only wish that more authors were as knowledgeable as the Smiths and wrote this well.” –John B. Shoven, Stanford University, co-author with Secretary George P. Shultz, Putting Our House in Order: A Guide to Social Security and Health Care Reform “The “Home Dividend” is a powerful concept and, indeed, an engine for prosperity.” –Ed Yardeni, President, Yardeni Research For generations, buying a home has been the best investment Americans could make. But, now, some so-called “experts” claim that it's foolish to be a homeowner. They're wrong. Houseonomicsexplains why a home is still an excellent investment for most people in most places&and helps you make smarter housing decisions wherever you are. This book isn't for aspiring slumlords or flippers: It's for anyone who wants to move toward financial security, with a roof over their heads, and a home to call their own. You won't find “too good to be true” schemes here: You'll find a sensible, intelligent, and totally up-to-date explanation of the real economics of homeownership. Discover how to develop an achievable vision for financial prosperity via homeownership, and treat housing decisions as the investment decisions they really are. Then, learn how to negotiate more effectively when purchasing, selling, financing, refinancing, or remodeling; decide whether to prepay your mortgage&even intelligently evaluate rental/vacation properties. It's never been more important to get clear-headed, sensible, objective advice on homeownership-and that's exactly what Houseonomicsdelivers. "Your home: an investment, not a speculation Understanding and calculating your “home dividend” "Why now is still a good time to own a home Even if home prices don't increase in the coming years "Choosing the right house-and the right mortgage Sensible advice that cuts through the lies, hype, and fear "Refinancing, home equity loans, and remodeling The right ways to make the right decisions
Download or read book In Defense of Housing written by Peter Marcuse and published by Verso Books. This book was released on 2024-08-27 with total page 257 pages. Available in PDF, EPUB and Kindle. Book excerpt: In every major city in the world there is a housing crisis. How did this happen and what can we do about it? Everyone needs and deserves housing. But today our homes are being transformed into commodities, making the inequalities of the city ever more acute. Profit has become more important than social need. The poor are forced to pay more for worse housing. Communities are faced with the violence of displacement and gentrification. And the benefits of decent housing are only available for those who can afford it. In Defense of Housing is the definitive statement on this crisis from leading urban planner Peter Marcuse and sociologist David Madden. They look at the causes and consequences of the housing problem and detail the need for progressive alternatives. The housing crisis cannot be solved by minor policy shifts, they argue. Rather, the housing crisis has deep political and economic roots—and therefore requires a radical response.
Download or read book Early Speculative Bubbles and Increases in the Supply of Money written by and published by Ludwig von Mises Institute. This book was released on 2009-03-16 with total page 147 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Housing Bubble was hardly the first in human history. What's eluded historians is the same issue that eludes commentators today: the underlying cause of bubbles. This book is the first (and only) book to solve the mystery of the most famous bubble in world history: Tulipmania in 17th century Netherlands. It Is a legendary event but explanations have been lacking. People blame irrational exuberance, free markets, and an unleashed aristocracy. Douglas French takes a different route: he follows the money to prove that the bubble resulted from a government intervention that dramatically exploded the money supply and fueled the tulip-price bubble – not altogether different from modern bubbles. This book was French’s Master’s thesis written under the direction of Murray Rothbard and examining three of the most famous speculative bubble episodes in history through the lens of Austrian Business Cycle Theory. Although each of these episodes is well documented, this book examines the monetary interventions that engendered each of these events showing that not only the Mississippi Bubble and the South Sea Bubble were caused by government meddling, but Tulipmania was as well. Tulipmania was unique in that it was the sound money policy of the Dutch combined with free coinage laws that led to an acute increase in the supply of money and fostered an atmosphere that was ripe for speculation and malinvestment, manifesting itself in the intense trading of tulip bulbs. The author examines not only the Mississippi Bubble but also the life and monetary theories of its architect, John Law. Professor Joe Salerno calls Law the world’s first macroeconomist who implemented a Keynesian monetary system in France nearly two hundred years before Keynes was born. At the same time across the English Channel, a nearly bankrupt British government looked on with envy at Law’s system, believing that he was working a financial miracle. It was anything but this and investors in both countries were devastated. Although these episodes occurred centuries ago, readers will find the events eerily similar to today’s bubbles and busts: low interest rates, easy credit terms, widespread public participation, bankrupt governments, price inflation, frantic attempts by government to keep the booms going, and government bailouts of companies after the crash. When will we learn? We first have to get cause and effect in history straight. This book is an excellent contribution to that effort.
Download or read book Housing and Social Theory written by Jim Kemeny and published by Routledge. This book was released on 2013-01-11 with total page 206 pages. Available in PDF, EPUB and Kindle. Book excerpt: Studies in housing have often concentrated on an abstract institutionalised approach isolated from the broader base of the social sciences. This book is the first to treat housing as a subject of social theory. It provides a critique of current research and theorises housing in relation to political science, social change and welfare developing a case study to illustrate these applications. By being sometimes controversial, this book will stimulate debate among housing theorists and sociologists alike. The Author is currently Senior Research fellow at the Swedish Institute for Building Research and Docent in Sociology at Uppsala University. He has written widely on Housing, Urban Studies and Sociology and his books include THE MYTH OF HOME OWNERSHIP and THE GREAT AUSTRALIAN NIGHTMARE.
Download or read book The Myth of Ownership written by Liam B. Murphy and published by . This book was released on 2002 with total page 239 pages. Available in PDF, EPUB and Kindle. Book excerpt: In a capitalist economy, taxes are more than a method of payment for government and public services. They are the most significant instrument by which the political system puts into practice a conception of economic justice. Yet there has been little effort to bring together important recent philosophical work on justice with vigorous debates about tax policy going on in national politics and public policy circles, in economics and law. The Myth of Ownership bridges this gap, offering the first book to explore tax policy from the standpoint of contemporary moral and political philosophy. Book jacket.
Download or read book Home Ownership written by John Peebles Dean and published by . This book was released on 1945 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Public Housing Myths written by Nicholas Dagen Bloom and published by Cornell University Press. This book was released on 2015-04-10 with total page 295 pages. Available in PDF, EPUB and Kindle. Book excerpt: Popular opinion holds that public housing is a failure; so what more needs to be said about seventy-five years of dashed hopes and destructive policies? Over the past decade, however, historians and social scientists have quietly exploded the common wisdom about public housing. Public Housing Myths pulls together these fresh perspectives and unexpected findings into a single volume to provide an updated, panoramic view of public housing. With eleven chapters by prominent scholars, the collection not only covers a groundbreaking range of public housing issues transnationally but also does so in a revisionist and provocative manner. With students in mind, Public Housing Myths is organized thematically around popular preconceptions and myths about the policies surrounding big city public housing, the places themselves, and the people who call them home. The authors challenge narratives of inevitable decline, architectural determinism, and rampant criminality that have shaped earlier accounts and still dominate public perception.
Download or read book Home Ownership Getting In Getting From Getting Out Part II written by J. Doling and published by IOS Press. This book was released on 2006-06-29 with total page 279 pages. Available in PDF, EPUB and Kindle. Book excerpt: Home ownership sectors in most European countries have grown in size. Whatever assets European households have acquired in recent decades, real estate appears to form a significant element in wealth portfolios. Frequently, national governments have been active in promoting the shift in tenure balance. The general question pursued in this book is about the gains and losses accruing to individual households by virtue of their position as home owners. The focus, here, is on financial gains and losses. It also concerns the losses, in the form of repayment risk, related to difficulties that some households may experience in meeting housing loan repayment schedules. The immediate background to this volume is the Conference Housing in Europe: New Challenges and Innovations in Tomorrow's Cities, held in Reykjavik, Iceland. Hosted by the Urban Studies Institute of the University of Iceland and Centre for Housing and Property Research, Bifröst School of Business, it was held under the auspices of the European Network of Housing Researchers.
