Download or read book The influence of selected managerial quality and board composition variables on the performance of German cooperative banks an analysis of age gender education and experience as well as board size and composition written by Hermann Josef Högel and published by Cuvillier Verlag. This book was released on 2023-08-09 with total page 470 pages. Available in PDF, EPUB and Kindle. Book excerpt: The research investigates the impact of age, education, experience, gender, board size, and composition on the sustainability of German cooperative banks. These banks are vital for the German financial system and have significant regional importance. The research reveals that the age of executive board members and board size correlate with the bank’s long-term performance. Banks with older executive board members tend to perform less effectively over time. Additionally, employing more than the legally required two executive board members negatively affects the bank’s medium- and long-term performance. The study’s results contribute to various management theories and can aid supervisory boards in selecting new executive board members based on performance criteria. Die Forschungsarbeit untersucht, wie Alter, Ausbildung, Erfahrung, Geschlecht, sowie Zusammensetzung und Größe des Vorstandsgremiums das langfristige Überleben deutscher Genossenschaftsbanken beeinflussen, welche aufgrund sinkender Gewinnmargen vom „Aussterben“ bedroht sind. Diese Banken spielen eine bedeutende Rolle im deutschen Wirtschafts- und Finanzsystem. Neben der Abwicklung wichtiger Zahlungstransaktionen sind sie bedeutende Arbeitgeber. Darüberhinaus spielten sie während der Finanzkrise 2007/2008 eine entscheidende Rolle bei der Unterstützung des europäischen Bankensystems. Die agierenden Vorstände dieser Genossenschaftsbanken haben einen erheblichen Einfluss auf den Geschäftserfolg. Es wurden empirische Daten zu den soziodemographischen Faktoren der Vorstandsmitglieder, der Vorstandszusammensetzung, -größe und der Bruttogewinnmarge über 5 und 10 Jahre gesammelt und statistisch analysiert. Die Ergebnisse zeigen Zusammenhänge zwischen dem Alter der Vorstandsmitglieder, der Vorstandszusammensetzung und der Bruttogewinnmarge über die angegebenen Zeiträume. Diese Forschungsarbeit trägt zu verschiedenen Managementtheorien bei. Darüber hinaus bietet sie praktische Entscheidungskriterien für Aufsichtsräte bei der Auswahl neuer Vorstandsmitglieder.
Download or read book The Influence of Selected Managerial Quality and Board Composition Variables on the Performance of German Cooperative Banks written by Hermann Josef Högel and published by . This book was released on 2023 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Performance Effects of Mergers within the German Cooperative Banking Sector written by Timo Göhlich and published by GRIN Verlag. This book was released on 2012-11-26 with total page 95 pages. Available in PDF, EPUB and Kindle. Book excerpt: Master's Thesis from the year 2012 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: 8, University of Twente (School of Management and Governance), language: English, abstract: In the following thesis I examine the performance effects of merger within the German cooperative banking sector on the basis of agency, synergy and market power related changes. Furthermore, from a strategic management perspective the role of strategic similarities is analyzed. Performance enhancing effects are found from a synergy and market power theory perspective in terms of a reduction in interest costs. Furthermore, problems with synergy gains in the area of personnel costs are discovered. These are so serious that they have hampered a significant change in overall bank performance. A change in market power is also measured in terms of a significant increase in other operating income. It is not possible to detect any significant change in agency related costs. Further, I describe that strategic similarities and size differences are not leading to increased profitability. Instead, differences in diversity of earnings are found to be performance enhancing. Therefore, the previously described increase in other operating income can also be facilitated by economies of scope: services that are originally only provided to the customers of one bank are in the post-merger period provided to the united institute’s combined customer base.
Download or read book An Explorative Study of Performance Management in the German Cooperative Banking Sector in Response to Regulatory and Market Forces written by Stefan W. Fischer and published by . This book was released on 2014 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The effects of the Subprime Crisis in 2007, which evolved into the still continuing economic crisis, have caused worldwide financial damages in excess of USD 1,6 trillion until 2009 alone according to banks' estimates and renewed awareness for the way financial institutions are run and regulated. It has captured the interest of regulatory standard-setters in their efforts to adjust their supervisory frameworks in order to improve financial stability forcing bank executives to re-think and adjust their business models in order to adapt to the new regulatory environment. Several studies and other publications have been produced on this topic. However, these are limited by their focus on banks in general, especially large-scale and shareholder-oriented banks with sufficient information publicly available. This project contributes to current debates by analysing the impact of the new regulatory measures, Basel III, as well of other competitive forces on the German cooperative banking sector being the smallest of the so-called Three Pillar System, consisting of ap. 1.100 individual banks (primary banks) with 30 million customers and 17 million shareholders (members) plus two central institutions organized within the Cooperative Financial Services Network.
Download or read book Bulletin of the Atomic Scientists written by and published by . This book was released on 1961-05 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Bulletin of the Atomic Scientists is the premier public resource on scientific and technological developments that impact global security. Founded by Manhattan Project Scientists, the Bulletin's iconic "Doomsday Clock" stimulates solutions for a safer world.
Download or read book Corporate Evaluation in the German Banking Sector written by Svend Reuse and published by Deutscher Universitätsverlag. This book was released on 2007-03-27 with total page 173 pages. Available in PDF, EPUB and Kindle. Book excerpt: Svend Reuse’s analysis of the theoretical status quo of corporate evaluation in the German banking sector shows that only the earnings value method, the equity approach and the multiplier method are useful in this context. The results of his empirical study demonstrate that many banks do not implement shareholder value in practice, but favour periodic variables for their management. Based on the results of the study, the author presents a new model to quantify the value of German banks. Finally, he offers solutions to the problem that banks do not interlink the evaluation of their own value with a value-oriented management process.
Download or read book Bulletin of the Atomic Scientists written by and published by . This book was released on 1970-12 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Bulletin of the Atomic Scientists is the premier public resource on scientific and technological developments that impact global security. Founded by Manhattan Project Scientists, the Bulletin's iconic "Doomsday Clock" stimulates solutions for a safer world.
Download or read book Resources in Education written by and published by . This book was released on 1984 with total page 1018 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The German Financial System written by Jan Pieter Krahmen (editor) and published by . This book was released on 2004 with total page 550 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by a team of scholars, predominantly from the Centre for Financial Studies in Frankfurt, this volume provides a descriptive survey of the present state of the German financial system and a new analytical framework to explain its workings.
Download or read book American Doctoral Dissertations written by and published by . This book was released on 1971 with total page 500 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Federal Reserve System Purposes and Functions written by Board of Governors of the Federal Reserve System and published by . This book was released on 2002 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Provides an in-depth overview of the Federal Reserve System, including information about monetary policy and the economy, the Federal Reserve in the international sphere, supervision and regulation, consumer and community affairs and services offered by Reserve Banks. Contains several appendixes, including a brief explanation of Federal Reserve regulations, a glossary of terms, and a list of additional publications.
Download or read book Dissertation Abstracts International written by and published by . This book was released on 1989-04 with total page 516 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Microfinance Institutions written by R. Mersland and published by Springer. This book was released on 2015-12-11 with total page 329 pages. Available in PDF, EPUB and Kindle. Book excerpt: Research on MFI performance is still in its infancy. MFIs are hybrid organizations with dual objectives. Performance studies in microfinance are therefore less straightforward compared to performance studies in traditional banking research. This book contains new MFI performance research by top scholars from across the globe.
Download or read book Investigating Diversity in the Banking Sector in Europe written by Rym Ayadi and published by . This book was released on 2010 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: A midst stormy waters, financial systems develop and evolve. New institutional forms and instruments are invented and put into use. Some of them turn out to be successful while others disappear: a natural process of creative and dynamic competition argues for diversity. Diversity offers an optimal environment in which new ideas can come to life, existing ideas can evolve and old ideas make a comeback. In the aftermath of the financial crisis, the foundations of several decades of modern and innovative financial systems have suffered serious damage. This has triggered massive state interventions and has led authorities to revamp the regulatory structures and frameworks. While many voices have called for a return to more traditional approaches to banking and finance, no one has argued the merits of diversity. This book investigates the merits of a diverse banking system with a special focus on the performance and role of cooperative banks in seven European countries where they are prominent (Austria, Finland, France, Germany, Italy, the Netherlands and Spain). The theoretical and empirical arguments that are developed in this book tend to support the view that it is economically beneficial to have stakeholder-value banks with a dual bottom-line function, such as cooperative banks. For those who accept this premise, it would suggest that policy-makers should not take or support actions that could jeopardise this valuable element of the financial system in various countries in Europe and of the emerging integrated European financial system. Book jacket.
Download or read book Why Are There So Many Banking Crises written by Jean-Charles Rochet and published by Princeton University Press. This book was released on 2008-01-23 with total page 328 pages. Available in PDF, EPUB and Kindle. Book excerpt: Almost every country in the world has sophisticated systems to prevent banking crises. Yet such crises--and the massive financial and social damage they can cause--remain common throughout the world. Does deposit insurance encourage depositors and bankers to take excessive risks? Are banking regulations poorly designed? Or are banking regulators incompetent? Jean-Charles Rochet, one of the world's leading authorities on banking regulation, argues that the answer in each case is "no." In Why Are There So Many Banking Crises?, he makes the case that, although many banking crises are precipitated by financial deregulation and globalization, political interference often causes--and almost always exacerbates--banking crises. If, for example, political authorities are allowed to pressure banking regulators into bailing out banks that should be allowed to fail, then regulation will lack credibility and market discipline won't work. Only by insuring the independence of banking regulators, Rochet says, can market forces work and banking crises be prevented and minimized. In this important collection of essays, Rochet examines the causes of banking crises around the world in recent decades, focusing on the lender of last resort; prudential regulation and the management of risk; and solvency regulations. His proposals for reforms that could limit the frequency and severity of banking crises should interest a wide range of academic economists and those working for central and private banks and financial services authorities.
Download or read book Gender Diversity in the Boardroom written by Cathrine Seierstad and published by Springer. This book was released on 2017-09-13 with total page 285 pages. Available in PDF, EPUB and Kindle. Book excerpt: This edited collection provides a structured and in-depth analysis of the current use of quota strategies for resolving the pressing issue of gender inequality, and the lack of female representation on corporate boards. Filling the gap in existing literature on this topic, the two volumes of Gender Diversity in the Boardroom offers systematic overviews of current debates surrounding the optimisation of gender diversity, and the suggested pathways for progress. Focusing on sixteen European countries, the skilled contributors explore the current situation in relation to women on boards debates and approaches taken. They include detailed reflections from critical stakeholders, such as politicians, practitioners and policy-makers. Volume 1 focuses on eight European countries having adopted quotas and is a promising and highly valuable resource for academics, practitioners, policy makers and anyone interested in gender diversity because it examines and critiques the current corporate governance system and national strategies for increasing the share of women not only on boards, but within companies beyond the boardroom.
Download or read book Boards at Work How Directors View their Roles and Responsibilities written by Philip Stiles and published by OUP Oxford. This book was released on 2001-03-29 with total page 182 pages. Available in PDF, EPUB and Kindle. Book excerpt: Boards of directors are coming under increasing scrutiny in terms of their contribution in monitoring and controlling management, particularly in the wake of high-profile corporate frauds and failures, and also their potential to add value to organizational performance through involvement in the strategy process and through building relationships with key investors. Despite the importance of these issues, not only to organizations but also arguably to national competitiveness, the nature of board activity remains largely a black box, clouded by prescriptions, prejudices, and half-truths. This book responds to calls for greater scrutiny of boards of directors with an in-depth examination of directors of UK organizations, drawing on the accounts of directors themselves as to their roles, influence, and the potential and limits to their power. Much work on boards of directors has labelled the board as a rubber stamp for dominant management, and non-executive directors in particular have been variously described as poodles, pet rocks, or parsley on the fish. Such accounts are rooted in assumptions of board activity that are essentially adversarial in nature, and that the solution to the 'problem' of reconciling the interests of managers with those of shareholders is to increase the checks and balances available to the board of directors. The findings of this study show that boards, in many cases, are far more than passive rubber stamps for management and that non-executives are encouraged to act as trusted advisers to the executives and the chief executive, rather than solely monitors of executive activity. Boards are important mechanisms in maintaining the strategic framework of the organization through setting the boundaries of organizational activity. The potential of the board members, in particular the non-executives, to fulfil such a mandate depends on a number of factors, including ability, willingness to engage with the organizational issues, and the degree of knowledge they have relevant to the host firm. Above all, the degree of trust built between members of the board, and between the board and key external constituencies, is at the heart of effective board behaviour.
