Download or read book The FinancialVerse written by Harry N. Stout and published by Vertel Publishing. This book was released on 2019-10-09 with total page 150 pages. Available in PDF, EPUB and Kindle. Book excerpt: MOST PEOPLE live in a world of financial anxiety and stress. In most cases, they don't fully understand what decisions they need to make and where to get help making these decisions. - The FinancialVerse - presents in a straight forward, easy to read style - what the reader can expect at each stage of their financial lives and offers ideas and resources to assist decision making. - The FinancialVerse is made up of the knowledge, decisions, resources, risks, and tools that an individual encounter in life's financial journey. -The book has been written to help people reduce their levels of financial anxiety and stress. Authored by financial services leader Harry N. Stout, The FinancialVerse provides a much-needed roadmap of what to expect in our financial lives. - is starts in our Adulting Stage, to working in the Striving Stage to the final or returning Stage of Fulfilling life. Harry acts as your guide and spells out, in a very understandable way, what the risks, opportunities and key decisions the reader will need to make as they move through each stage. He explores what it is like to make decisions influenced by today's technology, economic trends, and work opportunities. Harry believes that most people, regardless of their family's economic background and level of education, do not fundamentally understand the key financial decisions and risks they will face in life. He believes improved financial education and literacy are needed as our lives become increasing more complex driven by technological innovation.
Download or read book The FinancialVerse Guide to Savings 600 Practical Cash Saving Ideas written by Harry N. Stout and published by The Financialverse. This book was released on 2021-04-05 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: The FinancialVerse Guide to Savings - 600 Practical Cash Savings Ideas presents ideas on where households can look to save cash in our pandemic impacted world. The typical American household spends over $60,000 per year to support their lifestyle and needs. The book carefully delves into more than 30 areas of spending to look for savings. These areas range from household related costs to annual travel needs. The book provides a roadmap of where households can look for cash savings for today and into the future. The FinancialVerse Guide to Savings is based on the author's over 30 year career in personal financial services and his practical experience in saving money on life's needs. The author believes that if the reader implements many of the ideas presented they should be able to save at least 1% of their annual spending and find cash for other needs such as savings, debt reduction and retirement planning.
Download or read book The FinancialVerse Today s Life Insurance written by Harry Stout and published by The Financialverse. This book was released on 2020-05-04 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Most people have no understanding of today's life insurance products and the valuable benefits they have to offer. In most cases, people don't fully understand how to protect themselves against the financial risks they face using life insurance. They are not informed about how life insurance can help protect their financial futures and the process of purchasing life insurance. This book walks the reader through the entire process in an easy to understand manner. The book walks the reader through: Why Buy Life Insurance? What is Life Insurance? How Much Protection Should I Buy? Life Insurance Product Types The Core Benefits of Life Insurance Misunderstood Tax Benefits The Major Positives and Negatives Where to Buy The Buying Process The Financial Strength of Life Insurance Companies Your Next Steps In addition, the book provides easy to use resource checklists to help the reader. This book is part of the FinancialVerse book series. These books present in a straight forward, easy to read style - what the reader can expect at each stage of their financial lives and offers ideas and resources to assist decision making. The FinancialVerse as author Harry Stout writes is made up of the knowledge, decisions, resources, risks, and tools that an individual encounters in life's financial journey. Each book has been written to help people reduce their levels of financial anxiety and stress. Authored by financial services leader Harry N. Stout, the FinancialVerse series provides a much needed roadmap of what to expect in our financial lives. This starts in our Adulting Stage, to working in the Striving Stage to the final or Fulfilling Stage of later life. Harry acts as your guide and spells out, in a very understandable way, what the risks, opportunities and key decisions the reader will need to make as they move through each stage. He explores what it is like to make decisions influenced by today's technology, economic trends, and work opportunities. Harry believes that most people, regardless of their family's economic background and level of education, do not fundamentally understand the key financial decisions and risks they will face in life. He believes improved financial education and literacy are needed as our lives become increasing more complex driven by technological innovation. The FinancialVerse - Today's Life Insurance - A Protection Tool for Your Future is an excellent reference work to help you though the misunderstood world of life insurance.
Download or read book Clash of the Financial Pundits How the Media Influences Your Investment Decisions for Better or Worse written by Joshua M. Brown and published by McGraw Hill Professional. This book was released on 2014-05-23 with total page 257 pages. Available in PDF, EPUB and Kindle. Book excerpt: HOW TO SEPARATE THE NEWS FROM THE NOISE: WHAT EVERY INVESTOR NEEDS TO KNOW There is no shortage of financial advice these days. From cocky cable pundits to nattering news columnists to off-grid online bloggers, there are more so-called experts than ever before--and the noise can be downright deafening. This no-bull, bottom-line guide from "The Reformed Broker" Josh Brown and Yahoo Finance's Jeff Macke will help you cut through the cacophony and make the most of today's media news. It's an eye-opening crash course in separating financial facts from fiction—featuring interviews with some of the world’s most influential investors, including: JIM CRAMER (Mad Money) takes you behind the scenes of his polarizing TV program--and talks about his clash with Jon Stewart on The Daily Show. HENRY BLODGET (Business Insider) shares anecdotes about tangling with Eliot Spitzer, covering the Martha Stewart trial, and launching his Business Insider site as a "marked man." BEN STEIN (Win Ben Stein's Money) reveals how he really feels about Bernanke, Bogle, Buffett, and bailouts. KAREN FINERMAN (CNBC's Fast Money) exposes the hype behind the headlines—and the "show biz" demands on television news pundits. HERB GREENBERG (TheStreet.com) explains why investors need to follow social media, where the "real" news is disseminated. BARRY RITHOLTZ (Bailout Nation) reveals his secret for "watching" financial TV. You'll also find invaluable insights from the original father of financial TV, Jim Rogers, and from James Altucher, the most shockingly honest commentator in the history of the medium. And you'll get a front-row seat for the processing and packaging of the news and learn everything you need to know about the talking heads who shape each day's narrative. Up-close. In-depth. All-true. Clash of the Financial Pundits is the one guide that will change the way you look at markets and investing forever. PRAISE FOR JOSH BROWN'S BACKSTAGE WALL STREET "Much like Michael Lewis's Liar's Poker captured the essence of 1980s institutional Wall Street, Brown's Backstage Wall Street re-creates the boiler room retail brokerage culture of the 1990s and early 2000s in vivid color." -- FORBES "Joshua Brown may be the funniest writer on finance today, but Backstage Wall Street could make you cry more than laugh. The buffoons, manipulators, and incompetents Brown parades before us are the stewards of our retirement accounts." -- BARRON'S "Run don't walk to read Brown's chronicles of deception [perpetrated by] those wonderful folks on Wall Street, who nearly bankrupted the world's financial system a few short years ago." -- DOUGLAS A. KASS, Seabreeze Partners Management, Inc.
Download or read book The FinancialVerse written by Harry N. Stout and published by Vertel Publishing. This book was released on 2019-10-10 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Finance Curse written by Nicholas Shaxson and published by Grove Press. This book was released on 2019-11-05 with total page 425 pages. Available in PDF, EPUB and Kindle. Book excerpt: An “artfully presented [and] engaging” look at the insidious effects of financialization on our lives and politics by the author of Treasure Islands (The Boston Globe). How didthe banking sector grow from a supporter of business to the biggest business in the world? Financial journalist Nicholas Shaxson takes us on a terrifying journey through the world economy, exposing tax havens, monopolists, megabanks, private equity firms, Eurobond traders, lobbyists, and a menagerie of scoundrels quietly financializing our entire society, hurting both business and individuals. Shaxson shows how we got here, telling the story of how finance re-engineered the global economic order in the last half-century, with the aim not of creating wealth but extracting it from the underlying economy. Under the twin gospels of “national competitiveness” and “shareholder value,” megabanks and financialized corporations have provoked a race to the bottom between states to provide the most subsidized environment for big business, encouraged a brain drain into finance, fostered instability and inequality, and turned a blind eye to the spoils of organized crime. From Ireland to Iowa, he shows the insidious effects of financialization on our politics and on communities who were promised paradise but got poverty wages instead. We need a strong financial system—but when it grows too big it becomes a monster. The Finance Curse is the explosive story of how finance got a stranglehold on society, and reveals how we might release ourselves from its grasp. Revised with new chapters “[Discusses] corrupt financiers in London and New York City, geographically obscure tax havens, the bizarre realm of wealth managers in South Dakota, a ravaged newspaper in New Jersey, and a shattered farm economy in Iowa . . . A vivid demonstration of how corruption and greed have become the main organizing principles in the finance industry.” —Kirkus Reviews
Download or read book SUPERHUBS written by Sandra Navidi and published by Nicholas Brealey. This book was released on 2017-01-24 with total page 387 pages. Available in PDF, EPUB and Kindle. Book excerpt: An international bestseller, SUPERHUBS offers a startling new perspective on how the world's elite make the decisions that impact all our lives. A BLOOMBERG Best Book of the Year Winner, Silver Medal, Axiom Business Book Awards 2018 FOREWORD BY NOURIEL ROUBINI $UPERHUBS is a rare, behind-the-scenes look at how the world's most powerful titans, the "superhubs," pull the levers of our global financial system. Combining insider's knowledge with principles of network science, Sandra Navidi offers a startling new perspective on how superhubs build their powerful networks and how their decisions impact all our lives. $UPERHUBS reveals what happens at the exclusive, invitation-only platforms - The World Economic Forum in Davos, the meetings of the International Monetary Fund, think-tank gatherings and exclusive galas. This is the most vivid portrait to date of the global elite: the bank CEOs, fund managers, billionaire financiers and politicians who, through their interlocking relationships and collective influence are transforming our increasingly fragile financial system, economy and society.
Download or read book On Money and Markets A Wall Street Memoir written by Henry Kaufman and published by McGraw Hill Professional. This book was released on 2000-05-21 with total page 401 pages. Available in PDF, EPUB and Kindle. Book excerpt: A leader’s provocative look at 20th century financial markets Henry Kaufman, former vice Chairman of Salomon Brothers, was a key Wall Street figure in the 70s and 80s. His projections about interest rates, bond performance, unemployment, and government debt impacted monetary policy in more than one presidential administration, and prompted swings in the markets. You’ll find On Money and Markets—Dr. Kaufman’s look back at the financial and economic arenas he helped shape for half a century—both fascinating and valuable. His memoir gives you insight into such questions as why the Federal Reserve has gained so much power, and what it means for investors....and what patterns we can see in the credit crunches and other financial crises that have rocked Wall Street and world markets. The dozen or so questions he explores are of serious concern to today’s investors. And few other experts have Dr. Kaufman’s perspective and experience to answer them.
Download or read book Street Verse written by Michael Silverstein and published by DIANE Publishing. This book was released on 2003 with total page 144 pages. Available in PDF, EPUB and Kindle. Book excerpt: What would famous poets such as Emily Dickinson, Dylan Thomas, Henry Wadsworth Longfellow, Lewis Carroll, & William Shakespeare say about economic topics such as options trading, Enron, a sinking U.S. dollar, & CEO compensation packages? Silverstein rewrote some of the greatest verse of great poets past in a way that gives these dead masters the posthumous opportunity to comment on contemporary financial market shenanigans. The upshot is the present collection. Chapters: market machinations, labor & mgmt., market fear & loathing, investing tips in verse, tax angst, the Fed. Reserve & its instruments, the players & their games, financial market haiku, currencies, & Shakespeare on Wall Street. Illustrated.
Download or read book Smart Money written by Andrew Palmer and published by Civitas Books. This book was released on 2015-04-14 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: Seven years after the financial crisis of 2008, financiers remain villains in the public mind. Most Americans believe that their irresponsible actions and complex financial products wrecked the economy and destroyed people’s savings, and that bankers never adequately paid for their crimes. But as Economist journalist Andrew Palmer argues in Smart Money, this much maligned industry is not only capable of doing great good for society, but offers the most powerful means we have for solving some of our most intractable social problems. From Babylon to the present, the history of finance has always been one of powerful innovation. Now a new generation of financial entrepreneurs is working to revive this tradition of useful innovation, and Palmer shows why we need their ideas today more than ever. Traveling to the centers of finance across the world, Palmer introduces us to peer-to-peer lenders who are financing entrepreneurs the big banks won’t bet on, creating opportunities where none existed. He explores the world of social-impact bonds, which fund programs for the impoverished and homeless, simultaneously easing the burden on national governments and producing better results. And he explores the idea of human-capital contracts, whereby investors fund the educations of cash-strapped young people in return for a percentage of their future earnings. In this far-ranging tour of the extraordinarily creative financial ideas of today and of the future, Smart Money offers an inspiring look at the new era of financial innovation that promises to benefit us all.
Download or read book Trillions written by Robin Wigglesworth and published by Penguin. This book was released on 2021-10-12 with total page 353 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the Financial Times's global finance correspondent, the incredible true story of the iconoclastic geeks who defied conventional wisdom and endured Wall Street's scorn to launch the index fund revolution, democratizing investing and saving hundreds of billions of dollars in fees that would have otherwise lined fat cats' pockets. Fifty years ago, the Manhattan Project of money management was quietly assembled in the financial industry's backwaters, unified by the heretical idea that even many of the world's finest investors couldn't beat the market in the long run. The motley crew of nerds—including economist wunderkind Gene Fama, humiliated industry executive Jack Bogle, bull-headed and computer-obsessive John McQuown, and avuncular former WWII submariner Nate Most—succeeded beyond their wildest dreams. Passive investing now accounts for more than $20 trillion, equal to the entire gross domestic product of the US, and is today a force reshaping markets, finance and even capitalism itself in myriad subtle but pivotal ways. Yet even some fans of index funds and ETFs are growing perturbed that their swelling heft is destabilizing markets, wrecking the investment industry and leading to an unwelcome concentration of power in fewer and fewer hands. In Trillions, Financial Times journalist Robin Wigglesworth unveils the vivid secret history of an invention Wall Street wishes was never created, bringing to life the characters behind its birth, growth, and evolution into a world-conquering phenomenon. This engrossing narrative is essential reading for anyone who wants to understand modern finance—and one of the most pressing financial uncertainties of our time.
Download or read book Organized Money written by Keith Mestrich and published by The New Press. This book was released on 2019-10-08 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: Two leading figures from the world of finance show how progressives can take their money away from conservative financial institutions and put it to good, lasting social use The U.S. financial system may be working for some people, but it isn't working for most of us who care about progressive causes. In fact, our financial system taps your money to pay for a conservative agenda. It's a heads-they-win, tails-you-lose game when the fees you pay to use your credit card finance fossil fuels even when you buy green products. Conservative "money muscle" shapes our culture, society, politics, and public policy. In this bold call to action, two leaders from the world of progressive finance propose a strategy to challenge this conservative dominance of the financial sector: organized progressive money. It's a $10 trillion plan for a full- service, market-scale progressive financial system. Mestrich and Pinsky explain how progressives can take control with financial institutions of their own and products that align with progressive values. Organized Money warns that until progressives organize their money, they will lose again and again while conservatives will keep winning. It's a crucial message for the next progressive era, starting with the make-or-break 2020 election cycle, where American voters will be presented with a choice between conservative market fundamentalism that leaves them out or inclusive restorative capitalism that is good for people as well as profits. Written in clear, engaging prose for non- financial readers and finance leaders alike, Organized Money is required reading for everyone ready to confront the excesses of conservative power and influence.
Download or read book The Financial Crisis and the Free Market Cure Why Pure Capitalism is the World Economy s Only Hope written by John A. Allison and published by McGraw Hill Professional. This book was released on 2012-09-21 with total page 289 pages. Available in PDF, EPUB and Kindle. Book excerpt: The #1 Wall Street Journal Bestseller “Required reading. . . . Shows how our economic crisis was a failure, not of the free market, but of government.” —Charles Koch, Chairman and CEO, Koch Industries, Inc. Did Wall Street cause the mess we are in? Should Washington place stronger regulations on the entire financial industry? Can we lower unemployment rates by controlling the free market? The answer is NO. Not only is free market capitalism good for the economy, says industry expert John Allison, it is our only hope for recovery. As the nation’s longest-serving CEO of a top-25 financial institution, Allison has had a unique inside view of the events leading up to the financial crisis. He has seen the direct effect of government incentives on the real estate market. He has seen how government regulations only make matters worse. And now, in this controversial wake-up call of a book, he has given us a solution. The national bestselling The Financial Crisis and the Free Market Cure reveals: Why regulation is bad for the market—and for the world What we can do to promote a healthy free market How we can help end unemployment in America The truth about TARP and the bailouts How Washington can help Wall Street build a better future for everyone With shrewd insight, alarming insider details, and practical advice for today’s leaders, this electrifying analysis is nothing less than a call to arms for a nation on the brink. You’ll learn how government incentives helped blow up the real estate bubble to unsustainable proportions, how financial tools such as derivatives have been wrongly blamed for the crash, and how Congress fails to understand it should not try to control the market—and then completely mismanages it when it tries. In the end, you’ll understand why it’s so important to put “free” back in free market. It’s time for America to accept the truth: the government can’t fix the economy because the government wrecked the economy. This book gives us the tools, the inspiration—and the cure.
Download or read book The FinancialVerse Today s Annuity Products written by Harry Stout and published by Bookbaby. This book was released on 2021-02 with total page 150 pages. Available in PDF, EPUB and Kindle. Book excerpt: Today's Annuity Products was written to educate the individual researching annuity products for use in their financial affairs. The book gives the reader all information necessary to understand annuity products and to prepare themselves to meet with a financial professional to investigate their purchase. The book takes the reader on a complete journey through the world of annuity products including: What Are Annuities and How Do They Work? The Core Benefits of Annuities Annuity Income Tax Benefits and Negatives Why Buy An Annuity? The Major Positives and Negatives to Buying Annuities How Much Income Should I Plan For? Financial Strength Behind the Products Where to Buy and the Buying Process Your Next Steps Final Thoughts / Should You Buy An Annuity? The book also contains resource checklists that prepare the reader to perform a financial check-up in preparation for determining their annuity product needs and a list of the key annuity organizations they can turn to for information about the products. Today's Annuity Products takes the over 20 years of the author's experience with these products and condenses into an understandable and useful resource for the potential annuity buyer.
Download or read book Undue Influence written by Charles R. Geisst and published by John Wiley & Sons. This book was released on 2004-11-22 with total page 339 pages. Available in PDF, EPUB and Kindle. Book excerpt: A critical look at over 80 years of conflict, collusion, and corruption between financiers and politicians Undue Influence paints a vivid portrait of the dealings between "the few", in this case members of Congress, the banking community, and the Fed, and sheds light on how radical new deregulatory measures could be introduced by unelected officials and then foisted upon Congress in the name of progress. In the process, the background of the new financial elite is examined-because they are markedly different than their predecessors of the 1920s and 1930s. Undue Influence also brings readers up to speed on other important issues, including how the financial elite has been able to perpetuate itself, how the markets lend themselves to these special interest groups, and how it is possible that after 80 years of financial regulation and regulatory bodies the same problems of financial malfeasance and fraud still plague the markets. Charles R. Geisst (Oradell, NJ) is the author of 15 books, including Wheels of Fortune (0-471-47973-X), Deals of the Century (0-471-26397-4) and the bestsellers Wall Street: A History and 100 Years of Wall Street. Geisst has taught both political science and finance, worked in banking and finance on Wall Street and in London, as well as consulted. His articles have been published in the International Herald Tribune, Neue Zurcher Zeitung, Newsday, Wall Street Journal, and Euromoney.
Download or read book Makers and Takers written by Rana Foroohar and published by . This book was released on 2016 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Eight years on from the biggest market meltdown since the Great Depression, the key lessons of the crisis of 2008 still remain unlearned-and our financial system is just as vulnerable as ever. Many of us know that our government failed to fix the banking system after the subprime mortgage crisis. But what few of us realize is how the misguided financial practices and philosophies that nearly toppled the global financial system have come to infiltrate ALL American businesses, putting us on a collision course for another cataclysmic meltdown. Drawing on in-depth reporting and exclusive interviews at the highest rungs of Wall Street and Washington, Time assistant managing editor and economic columnist Rana Foroohar shows how the "financialization of America"--The trend by which finance and its way of thinking have come to reign supreme - is perpetuating Wall Street's reign over Main Street, widening the gap between rich and poor, and threatening the future of the American Dream. Policy makers get caught up in the details of regulating "Too Big To Fail" banks, but the problems in our market system go much broader and deeper than that. Consider that: - Thanks to 40 years of policy changes and bad decisions, only about 15 % of all the money in our market system actually ends up in the real economy - the rest stays within the closed loop of finance itself. - The financial sector takes a quarter of all corporate profits in this country while creating only 4 % of American jobs. - The tax code continues to favor debt over equity, making it easier for companies to hoard cash overseas rather than reinvest it on our shores. - Our biggest and most profitable corporations are investing more money in stock buybacks than in research and innovation. - And, still, the majority of the financial regulations promised after the 2008 meltdown have yet come to pass, thanks to cozy relationship between our lawmakers and the country's wealthiest financiers. Exploring these forces, which have have led American businesses to favor balancing-sheet engineering over the actual kind and the pursuit of short-term corporate profits over job creation, Foroohar shows how financialization has so gravely harmed our society, and why reversing this trend is of grave importance to us all. Through colorful stories of both "Takers" and "Makers," she'll reveal how we change the system for a better and more sustainable shared economic future. From the Hardcover edition.
Download or read book Wall Street and the Financial Crisis Anatomy of a Financial Collapse written by and published by DIANE Publishing. This book was released on 2011 with total page 646 pages. Available in PDF, EPUB and Kindle. Book excerpt:
