Download or read book The Ethiopian Banking System written by Arnaldo Mauri and published by . This book was released on 2007 with total page 10 pages. Available in PDF, EPUB and Kindle. Book excerpt: Ethiopia may be listed among the longest surviving states in the whole world and has been able to preserve more than any other country in the African continent its own national identity. It is not a surprise, therefore, if one can hardly note, unlike in other African countries, the distinguishing imprint of a single colonial power. This is true even in the financial sphere, where, given the backward initial conditions, it was necessary to have large recourse to foreign assistance and co-operation in setting up banking institutions. The paper examines the evolution up to the beginning of the 70s of the Ethiopian banking system. Particular attention is given to the new structure set up with the reorganization of the financial sector occurred in 1964. By virtue of a very important banking law, the existing State Bank of Ethiopia ceased operations and was replaced by two new institutions, the National Bank of Ethiopia and the Commercial Bank of Ethiopia, both state owned, and its assets and liabilities were taken over by them. The first institution had to play the role of a central bank in this two-tier shaped banking system, while the second had to compete in carrying out commercial banking business with three private institutions: the Addis Ababa Commercial Bank and two affiliated companies of foreign banks, Banco di Napoli (Ethiopia) and Banco di Roma (Ethiopia). Four other financial institutions, each one covering a specific segment of credit market out of commercial banking, were completing the financial intermediation picture: the Development Bank of Ethiopia, the Ethiopian Investment Corporation, the Imperial Savings and Home Ownership Association and the Savings and Mortgage Corporation of Ethiopia.
Download or read book Mobile banking in the Ethiopian bank sector written by Dereje Tesfa and published by GRIN Verlag. This book was released on 2019-08-30 with total page 5 pages. Available in PDF, EPUB and Kindle. Book excerpt: Seminar paper from the year 2019 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: A, Wolkite University (College of Business and Economics), language: English, abstract: This article looks at how and why banking customers have begun to take advantage of mobile services for their banking requirements and why some of them are still hesitant to adopt mobile banking in Ethiopian banking sector. Also, this article throws light on some of the eminent challenges faced by the mobile banking service providers, which can be seen as opportunities for the financial institutions and the bankers. The internet and the mobile phone, the two technological advancements that have profoundly affected human behavior in the last decade have started to converge. Using a variety of platforms, services are being created to enable mobile devices to perform many activities of the traditional internet in a reduced format for mobile devices. One such area of activity is mobile banking. A cluster of dedicated and demanding mobile phone users (consumers) have multiplied tremendously over the years, who expect real-time information and access and high levels of service.
Download or read book The Ethiopian Banking System and Laws a Comparative Study written by Shemellis Houssein and published by . This book was released on 1974 with total page 183 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Ethiopia s New Financial Sector and Its Regulation written by Tony Addison and published by . This book was released on 2014 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: War has destroyed the hopes and lives of millions of Africans. How can we help Africa's communities to recover? How can we ensure that recovery from conflict benefits the poor and not just a narrow elite? These are just some of the vital questions asked and answered in this important new book, which is one of the first to thoroughly examine recovery from conflict in Africa.
Download or read book Ethiopia s New Financial Sector and Its Regulation written by Tony Addison and published by . This book was released on 2001 with total page 26 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Effect of Banking Sector Development on Economic Growth Empirical Analysis from Ethiopian Economy Final written by Zelalem Birhan and published by GRIN Verlag. This book was released on 2023-11-16 with total page 85 pages. Available in PDF, EPUB and Kindle. Book excerpt: Master's Thesis from the year 2020 in the subject Economics - Economic Cycle and Growth, grade: 3.33, Ethiopian Civil Service University, language: English, abstract: This paper examined the relationship between banking sector development and economic growth in Ethiopia. The paper also examines the effect of banking development on economic growth in Ethiopia and to establish which theory holds for Ethiopia between the demand-following and the supply-leading theory. Unlike the majority of previous studies, this study uses the newly developed ARDL-bounds testing approach to examine the relationship. The ARDL-bounds testing approach has numerous advantages over other co-integration techniques, especially when a short time-series dataset is used. In order to test the robustness of the empirical results, three proxies of bank-based financial development have been used; namely: 1) the domestic credit provided by the banking sector as a ratio of GDP, 2) broad money supply as a ratio of GD, 3) private credit as percentage of GDP. Annual time series data between the years 1987 and 2019 were used for the study, from the National Bank of Ethiopia (NBE) statistical bulletin. The structural break unit root test revealed that all the variables are stationary at their first difference; the bound test cointegration analysis established the existence of long run relationship among the variables. The ARDL revealed that domestic credit provided by the banking sector significantly affected economic growth in the long run, while private credit statistical significant and negatively affect economic growth in the short run during the period of study. The empirical results of this study show that the effect of banking sector development and economic growth in Ethiopia is sensitive to the proxy used to measure the banking sector development. The policymakers need to make policies that can lead to establishment of banking institutions in the rural areas which have limited access to banking services and create enabling legal environment for efficient allocation of credit to the private sector at the same time the supervisory organ shall establish conducive environment for banking institution which are engaging in loan granting for diversified economic sectors for private investment.
Download or read book Banking Reform in Ethiopia written by Charles Harvey and published by . This book was released on 1996 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Reappraisal of Powers and Duties of National Bank of Ethiopia written by Zemenu Yimenu and published by LAP Lambert Academic Publishing. This book was released on 2012-05 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt: National Bank of Ethiopia which is the defacto sole regulator of the financial industry has adequate authority which is sufficient enough to accomplish its tasks and duties as a central bank. Moreover, it may seek power wherever appears necessary as the discretion is given to it by law. However, it is not well equipped enough to properly put into practice its powers and duties. Ethiopian banking sector had not been directly affected by the international financial crisis due to its poor integration in the international financial markets, less stiff competition among the institutions, and its traditional banking system.However, this does not mean that Ethiopia had not been affected and will not be affected by the crisis. It does not also mean that the tomorrow's Ethiopian financial system will be the same with that of yesterdays.This calls for revisiting the adequacy of the existing supervisory capacity of National Bank of Ethiopia to forestall future banking crisis in Ethiopia.
Download or read book An Analysis of the Banking System in Ethiopia written by Bekele Tinsaé and published by . This book was released on 1959 with total page 186 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Application of Management Control System in Ethiopian Commercial Banks written by Ayichew Eshetie Hailie and published by LAP Lambert Academic Publishing. This book was released on 2012-06 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt: Banking sector is one of the most successful financial institutions in Ethiopia; however, there is virtually no formidable study on management control system about this sector. The increasing knowledge and understanding on the application of management control system, for the area in which this research was undertaken by benchmarking of the same research undertaken in other country, were taken as the major initiators of this study and were the rationale to the research.This study focused only the application of management control system in Ethiopia Commercial Banks even if there were different managerial issues in the banking industry at the head and branch offices as well. An institution based cross sectional descriptive study with analytic components was conducted in Ethiopian commercial banks which are functioned at Addis Ababa. The study employed both quantitative and qualitative study approaches. Study population for the survey was employees, officers and mangers of the banks. Besides, for the qualitative part, key informant interviews were conducted with mangers and officers of the banks. A questionnaire with five Likert scale were used for quantitative explanation.
Download or read book The Effect of Financial Innovations on Profitability of Commercial Banks of Ethiopia written by Abdihakeem Omer and published by . This book was released on 2023-01-31 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Master's Thesis from the year 2020 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: Very Good, course: MBA - FINANCE, language: English, abstract: The Ethiopian banking system is very much behind in the adoption of financial innovations compared to the rest of the world, however, the Ethiopian financial sector cannot remain an exception in expanding the use of the modern banking. The main objective of this study was to examine the effect of financial innovations on the profitability growth of commercial banks in Ethiopia. The specific objectives were to examine the effect of product innovation, bank specific factors and macro-economic factors on profitability growth in commercial banks. The study were used quantitative research, secondary data, and data was analyzed using both descriptive and inferential statistics and employed purposive sampling technique to select 12 banks for the study in the periods from 2016 to 2019. Multiple regression with the aid of STATA 14 software was used to examine in this study.
Download or read book The Concept of Financial Globalization in the Ethiopian Banking Sector and Its Implications for State Sovereignty and Development written by Leul-Tamrat Temesgen and published by . This book was released on 2021 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Factors Influencing Adoption of Interest Free Banking Products and Services in Ethiopia written by Beyan Kedir and published by GRIN Verlag. This book was released on 2021-04-13 with total page 82 pages. Available in PDF, EPUB and Kindle. Book excerpt: Master's Thesis from the year 2020 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, , language: English, abstract: The main objective of this study is to identify the major factors influencing the adoption of Interest free banking products and services among customers in Bale Robe town. The research employs decomposed theory of planned behavior to investigate the influence of customer’s behavior towards adoption of interest-free banking product and services by using customers attitude attribute social influence and perceived behavioral control. Both qualitative and quantitative research approach were applied in the study. The target populations were 13050 customers of four banks in Robe town and the total sample size were 388. A purposive sampling technique was applied. Primary and secondary data were used with five point liker scales to collect data from respondents. Both descriptive and inferential statistics analysis were employed to analyze the data. Interest free banking is inseparable of Islamic economics which aimed at realization of a greater justice in human endeavor, which is achievable only with participation of all human institution inclusive of financial system. On the principle that prohibits interest and other unethical and non shariah compliant activities, Islamic banking set to achieve this gigantic objective. In addition, it strive on increasing all Halal aspect of business through provision of products and services base on shariah principle with implementation of legitimate profit and loss sharing, paying Zakah, prohibition of interest, monopoly and other forms of unethical trade and transaction such as dealing with pork, alcohol and gambling. Hence, Islamic banking method of financing and or products structure is based on the tract to redress the inherent injustice tied with interest based dealing.
Download or read book Ethiopian Public Enterprises in Light of Competition Neutrality The Case in Banking Sector written by Saleamlak Yemane and published by GRIN Verlag. This book was released on 2021-12-21 with total page 75 pages. Available in PDF, EPUB and Kindle. Book excerpt: Research Paper (undergraduate) from the year 2019 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, , language: English, abstract: The main objective of this study is to explore Ethiopian public enterprises in light of competition neutrality framework with particular emphasis to the banking sector. Establishing SOEs is one of the modes of government intervention in the economy. Such direct role of the government in the economy will have both positive and adverse effects in the commercial environment. It has positive contributions since public enterprises tried to achieve different social objectives as their primary roles. In contrast, as a result of being owned by the government, they are preferential treated in different manners that impede business activity of private undertaking in the same market. Such preferential advantages are not based on better performance, superior efficiency, better technology or superior management skills but are merely government-created. To overcome such adverse effects the OECD come up with a competition neutrality framework that connotes a similar set of rules to public enterprises and private undertaking. It further demonstrates major set of rules from different countries experiences. These are the similar rules in taxation regime, procurement rules, bankruptcy rules and proceeding, the general applicability of the competition law and its enforcement, and the prohibitions of subsidies including exclusive market advantages. Currently the Ethiopian government own public enterprises in different sectors of the economy that needs critical assessment from competition neutrality points of view. The Ethiopian banking sector in general and one of the state owned bank called CBE conducts are criticized as competition distorting. This triggers the study to explore the status of SOEs in light of the areas of competition neutrality framework particular emphasis to the banking sectors. The research was conducted based on qualitative research approach by analyzing laws, documents and data collected through interview. This research is particularly studied by exploring the legal and practical treatment of private and public banks from Ethiopian taxation regime, public procurement ,competition law and enforcement, bankruptcy laws and de facto/de jure exclusive markets. Moreover, it tried to pin point adverse effects of such anti competition neutrality rules on private banks.
Download or read book Domestic Resource Mobilization and Financial Development written by G. Mavrotas and published by Springer. This book was released on 2008-03-27 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides insights into the evolving debate regarding the mobilization of domestic resources and the crucial role that financial development can and should play in this regard, exploring aspects of the financial development–domestic resource mobilization nexus, including country case studies.
Download or read book The Informal and Semi formal Financial Sectors in Ethiopia written by Dejene Aredo and published by . This book was released on 1993 with total page 86 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Challenges and Opportunities of Agent Banking in Ethiopia A Case Study of Awash Bank written by Tesfaye Asalfew and published by GRIN Verlag. This book was released on 2023-11-10 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: Master's Thesis from the year 2023 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, Addis Ababa University (School of Commerce), course: Business Leadership, language: English, abstract: This research project was aimed to describe the challenge and opportunities of agent banking adoption in Ethiopian banking industry. In order to achieve the objective of this study and answer the research questions the researcher adopted descriptive research design and mixed research approach. A total of sixty-five (65) questionnaires were distributed of which 53 questionnaires were distributed to Awash Bank East Addis Ababa Region Staffs, Awash Bank Digital Banking Directorate at Head Office and 12 questionnaires were administered to Awash Bank Agents found in East Addis Ababa Region or District. Purposely sampled method was applied to select the respondents and the researcher received sixty-three (63) responses from (65) questionnaires.
