Download or read book The End of Mass Homeownership written by Rowan Isaac Mintzes Arundel and published by . This book was released on 2017 with total page 187 pages. Available in PDF, EPUB and Kindle. Book excerpt: "The second half of the past century reflected, in many ways, a 'golden age' of homeownership across many economies. Strong labour conditions sustaining a broad middle-class alongside socio-political support promoted relatively widespread access to owner-occupation. Past decades of growth further entrenched an optimistic 'ideology of mass homeownership' as a widespread and democratic means of shelter and wealth accumulation. This research reveals, however, how contemporary housing careers are increasingly structured by growing diversification, complexity and inequality. The work exposes both the role of varied socio-cultural and institutional contexts in shaping housing career realignment as well as common trajectories in the face of global forces of labour, housing and state transformations. Rising labour market insecurity, housing financialisation, and reduced state support have not only exacerbated divides but have further only emphasised the importance of one's position on the housing market. Such realignments in housing careers fundamentally undermine promises of mass homeownership and the democratic nature of housing wealth."--Samenvatting auteur.
Download or read book Race for Profit written by Keeanga-Yamahtta Taylor and published by UNC Press Books. This book was released on 2019-09-03 with total page 364 pages. Available in PDF, EPUB and Kindle. Book excerpt: LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.
Download or read book In Defense of Housing written by Peter Marcuse and published by Verso Books. This book was released on 2024-08-27 with total page 257 pages. Available in PDF, EPUB and Kindle. Book excerpt: In every major city in the world there is a housing crisis. How did this happen and what can we do about it? Everyone needs and deserves housing. But today our homes are being transformed into commodities, making the inequalities of the city ever more acute. Profit has become more important than social need. The poor are forced to pay more for worse housing. Communities are faced with the violence of displacement and gentrification. And the benefits of decent housing are only available for those who can afford it. In Defense of Housing is the definitive statement on this crisis from leading urban planner Peter Marcuse and sociologist David Madden. They look at the causes and consequences of the housing problem and detail the need for progressive alternatives. The housing crisis cannot be solved by minor policy shifts, they argue. Rather, the housing crisis has deep political and economic roots—and therefore requires a radical response.
Download or read book American Housing Production 1880 2000 written by Mason C. Doan and published by University Press of America. This book was released on 1997 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: American Housing Production, 1880-2000 presents a concise history of nonfarm housing production, progress, and policy in the United States. This century has been divided into a 14-part chronological structure with irregular time intervals, in contrast to conventional decade time periods. This arrangement is intended to reflect more fully the economic and political forces causing short run movements in housing output. This book treats housing production within a broad economic, demographic, and political context. Special relative measures of housing production, mortgage debt, and household formation have been developed to provide historical perspective over the period covered. Strong emphasis is placed on the growth and improved quality of the housing stock and on the evolution of community facilities essential to safe and sanitary housing, and of a mortgage credit system capable of supporting rising levels of production and home ownership. It analyzes the uneven results of Federal housing legislation, including the effort to assure equal access for all citizens to housing and mortgage markets, and the unfortunate experience of the Department of Housing and Urban Development. A look ahead to future prospects for housing production concludes the book.
Download or read book Why Can t You Afford a Home written by Josh Ryan-Collins and published by John Wiley & Sons. This book was released on 2018-11-26 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt: Throughout the Western world, a whole generation is being priced out of the housing market. For millions of people, particularly millennials, the basic goal of acquiring decent, affordable accommodation is a distant dream. Leading economist Josh Ryan-Collins argues that to understand this crisis, we must examine a crucial paradox at the heart of modern capitalism. The interaction of private home ownership and a lightly regulated commercial banking system leads to a feedback cycle. Unlimited credit and money flows into an inherently finite supply of property, which causes rising house prices, declining home ownership, rising inequality and debt, stagnant growth and financial instability. Radical reforms are needed to break the cycle. This engaging and topical book will be essential reading for anyone who wants to understand why they can’t find an affordable home, and what we can do about it.
Download or read book Mass Housing written by Miles Glendinning and published by Bloomsbury Publishing. This book was released on 2021-03-25 with total page 688 pages. Available in PDF, EPUB and Kindle. Book excerpt: This major work provides the first comprehensive history of one of modernism's most defining and controversial architectural legacies: the 20th-century drive to provide 'homes for the people'. Vast programmes of mass housing – high-rise, low-rise, state-funded, and built in the modernist style – became a truly global phenomenon, leaving a legacy which has suffered waves of disillusionment in the West but which is now seeing a dramatic, 21st-century renaissance in the booming, crowded cities of East Asia. Providing a global approach to the history of Modernist mass-housing production, this authoritative study combines architectural history with the broader social, political, cultural aspects of mass housing – particularly the 'mass' politics of power and state-building throughout the 20th century. Exploring the relationship between built form, ideology, and political intervention, it shows how mass housing not only reflected the transnational ideals of the Modernist project, but also became a central legitimizing pillar of nation-states worldwide. In a compelling narrative which likens the spread of mass housing to a 'Hundred Years War' of successive campaigns and retreats, it traces the history around the globe from Europe via the USA, Soviet Union and a network of international outposts, to its ultimate, optimistic resurgence in China and the East – where it asks: Are we facing a new dawn for mass housing, or another 'great housing failure' in the making?
Download or read book A World of Homeowners written by Nancy Kwak and published by University of Chicago Press. This book was released on 2015-11-04 with total page 340 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Latin America, Scandinavian housing experts explained that "housing is too important a commodity to be subjected to the same general market conditions as other goods", but the Americans ridiculed such a stance. The Cold War was fought with bricks and mortar, not just small, hot wars in poor places and the threat of nuclear Armageddon. Privatisation began in Malaysia in the 1940s; in West Germany, Taiwan, Burma and South Korea in the 1950s; India in 1964; Jordan in 1965; Brazil in 1966; Guatemala and Nigeria in 1967; and the Philippines (again) in 1968. In the 1960s, the US granted loans to expand the private housing sectors in Chile, Colombia, Costa Rica, Ecuador, El Salvador, Guatemala, Nicaragua, Panama, Peru, Uruguay and Venezuela. They began housing projects in Rhodesia, Zambia and Mali. They moved into Senegal in 1972, Botswana in 1973, Tanzania in 1974 and Kenya in 1975 - all the while spreading the American dream.
Download or read book Regaining the Dream written by Roberto G. Quercia and published by Rowman & Littlefield. This book was released on 2011-07-27 with total page 178 pages. Available in PDF, EPUB and Kindle. Book excerpt: Millions of Americans have lost their homes since the start of the recession initiated by the financial crisis of 2008–09. But is the dream of homeownership for America's working families obsolete, an aspiration from a bygone era? Regaining the Dream rejects that notion and proposes a way to strengthen the financial system while simultaneously promoting an equitable and viable American homeownership policy. For the first time, the authors of Regaining the Dream offer data-driven evidence on how the mortgage industry can serve working families in the United States, pointing the way to a pragmatic housing policy that promotes the opportunity for sustainable homeownership. Taking the reader step by step through the lending crisis and what caused it, the authors include useful and clear definitions of terms heard almost daily in news coverage. And they give a fair account of the history behind Fannie Mae and Freddie Mac and the new Dodd-Frank law, explaining what remains to be done to uphold one of the defining characteristics of the American dream.
Download or read book Early and Unpublished Writings of Christopher Alexander written by Howard Davis and published by Taylor & Francis. This book was released on 2022-08-17 with total page 365 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book brings together key works of the noted architect and architectural theorist Christopher Alexander (1936–2022), many of which have not been published before. The book contains twenty-five essays and other works, many chosen from the newly organized Christopher Alexander archive, providing a window into the ideas and thought process of one of the most innovative architectural thinkers of the twentieth century. The items span Alexander’s fifty-year career, beginning with an early version of his PhD dissertation based on fieldwork in India, continuing to fifteen years in the development of A Pattern Language, one of the best-selling books in the history of architecture, and proceeding to the writing of The Nature of Order, Alexander’s four-volume masterwork, and beyond. The writings combine theory and descriptions of practice, and together support a blueprint for the development of a new, humane way of building, while also providing a window into the mind of an extraordinary thinker, teacher and professional.
Download or read book HOME written by Johannes Lenhard and published by Taylor & Francis. This book was released on 2019 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: "How are notions of 'home' made and negotiated by ethnographers? And how does the researcher relate to forms of home encountered during fieldwork? Rather than searching for an abstract, philosophical understanding of home, this collection asks how home gains its meaning and significance through ongoing efforts to create, sustain or remake a sense of home. The volume explores how researchers and informants alike are always involved in the process of making and unmaking home, and challenges readers to reimagine ethnographic practice in terms of active, morally complex process of home-making. Contributions reach across the globe and across social contexts, and the book includes chapters on council housing and middle-class apartment buildings, homelessness and migration, problems with accessing the field as well as limiting it, physical as well as sentimental notions of home, and objects as well as inter-human social relations. Home draws attention to processes of sociality that normally remain analytically invisible, and contributes to a growing and rich field of study on the anthropology of home."--
Download or read book Federal Home Loan Bank Board Journal written by United States. Federal Home Loan Bank Board and published by . This book was released on 1980 with total page 996 pages. Available in PDF, EPUB and Kindle. Book excerpt: Includes a statistical series section which provides economic information on the Nation's savings and homefinancing industry.
Download or read book Official Gazette of the United States Patent Office written by United States. Patent Office and published by . This book was released on 1967 with total page 1866 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Federal Home Loan Bank Board Journal written by and published by . This book was released on 1975 with total page 660 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Demonstration Cities Housing and Urban Development and Urban Mass Transit written by United States. Congress. House. Committee on Banking and Currency. Subcommittee on Housing and published by . This book was released on 1966 with total page 1188 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Hong Kong Public Housing written by Miles Glendinning and published by Taylor & Francis. This book was released on 2024-11-28 with total page 623 pages. Available in PDF, EPUB and Kindle. Book excerpt: Hong Kong Public Housing provides the first comprehensive history of one of the most dramatic episodes in the global history of the modern built environment: the vast public housing programme sponsored by successive Hong Kong governments from the 1950s, in a quest to build up the territory into a lasting ‘people’s home’. And unlike many of its counterparts elsewhere, this is a programme still ongoing today – a case of ‘history in progress’ – as Hong Kong now boasts one of the world’s longest-lasting public housing programmes. During that time, it has been not just a mirror of the cultural and economic values of Hong Kong society but also a reflection of more nebulous, fast-changing perceptions of identity – and a testament to the community-building achievements of Hongkongers over these years. This authoritative study combines architectural history with the broader social, political, and cultural aspects of housing production – particularly the geo-political issues of sovereignty and decolonisation that uniquely, and fundamentally, structured the trajectory of Hong Kong public housing and territory development. Exploring the relationship between built form, ideology, and administrative governance, it shows how massive state intervention interacted at times uneasily with Hong Kong’s dominant laissez-faire ethos, to help maintain the legitimacy of successive administrations during an era of ‘auto-decolonisation’, and support an interstitial society suspended between two sovereignties. Following more recent political changes, Hong Kong’s public housing heritage has also become a focus of nostalgic community pride – a monumental achievement of ‘home building’ which this book documents and celebrates for posterity.
Download or read book Departments of Veterans Affairs and Housing and Urban Development and Independent Agencies Appropriations for 1993 Department of Veterans Affairs Court of Veterans Appeals written by United States. Congress. House. Committee on Appropriations. Subcommittee on VA, HUD, and Independent Agencies and published by . This book was released on 1992 with total page 1416 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Housing Architecture and the Edge Condition written by Ellen Rowley and published by Routledge. This book was released on 2018-11-02 with total page 250 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book presents an architectural overview of Dublin’s mass-housing building boom from the 1930s to the 1970s. During this period, Dublin Corporation built tens of thousands of two-storey houses, developing whole communities from virgin sites and green fields at the city’s edge, while tentatively building four-storey flat blocks in the city centre. Author Ellen Rowley examines how and why this endeavour occurred. Asking questions around architectural and urban obsolescence, she draws on national political and social histories, as well as looking at international architectural histories and the influence of post-war reconstruction programmes in Britain or the symbolisation of the modern dwelling within the formation of the modern nation. Critically, the book tackles this housing history as an architectural and design narrative. It explores the role of the architectural community in this frenzied provision of housing for the populace. Richly illustrated with architectural drawings and photographs from contemporary journals and the private archives of Dublin-based architectural practices, this book will appeal to academics and researchers interested in the conditions surrounding Dublin’s housing history.
