Download or read book The Elements of the Business of Fire Insurance written by and published by . This book was released on 1936 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book What Should Be the Attitude of the State Toward the Business of Fire Insurance written by William Temple Emmet and published by Forgotten Books. This book was released on 2018-10-13 with total page 30 pages. Available in PDF, EPUB and Kindle. Book excerpt: Excerpt from What Should Be the Attitude of the State Toward the Business of Fire Insurance?: Delivered at Meeting of National Association of Local Fire Insurance Agents in Cincinnati, Ohio, on October 15, 1913 I know of no more interesting present-day problem than that which has grown out of the efforts that are now being made, in many parts of the United States, to fix and control fire insurance rates by governmental action. Of course, it is only a single phase of a very large movement that is in progress throughout the civilized world looking toward the strengthening of governments in their powers of control over private business. But, from certain points of view, the business of fire insurance seems, in a very particular sense, to be one which can be better conducted by private individuals than by even 'the most perfect governmental machinery. It seems to possess certain features which make it a particularly dangerous, field for the people in their organized capacity to attempt to enter. A good many kinds of business lend themselves quite easily to the designs of those who would like to see a socialistic State established here with the least possible delay. The idea of governmental operation pre - sents no insurmountable difficulties in a number of cases. But in the case of fire insurance, our present - day reformers and radical thinkers, bent on driving private capital out of the field and leaving this in the exclusive control of government, are confronted upon-the threshold by unusual obstacles which are inherent to the business itself, and few suggestions have yet been made, of a practical nature, respecting the manner in which these obstacles can be avoided. Notwithstanding all this, however, it is no overstatement to say that, at the present time, a very formidable and aggressive movement is on foot, having for its ultimate purpose the virtual transaction of the business of fire insurance by government. What is the peculiar feature of the fire insurance business which makes the problem of State participation in this business a more difficult one than the corresponding problem in the case of railroads. For instance, or of water companies, or of telegraphand telephone companies? Well, broadly speaking, what I refer to is of course the fact that fire insurance has always been, and must always be, to an extent not approached by any other legitimate business I know of, a game of chance pure and simple - a game of chance in which men who are qualified by temperament and experience to play it, and who are willing to risk their money in it, can survive, but in which none but experts can with any safety engage. If it were not that the word has acquired a sort of invidious meaning which makes it unsafe to use it in connection with any legitimate business, I should be inclined to use the word gambling in trying to describe the exact feature of the business of fire insurance that I am referring to. It would be obviously improper, however, to attempt to completely charac - terize by any such word a business so beneficial to the entire world as the business of fire insurance is when it is properly conducted. But that the uncertainties and extraordinary hazards which attach to all games of chance enter into the transaction of this business to a very remarkable degree, cannot be denied. It is this element in fire insurance which seems to require that it shall remain in competent private hands longer than most other kinds of enterprise 4 for I am assuming that all of us will agree that the State is no fit agency for the transaction of business into which the element of chance and guess-work enters to any abnormal extent. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com
Download or read book Fire Insurance and how to Build written by Francis Cruger Moore and published by . This book was released on 1903 with total page 890 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Fire Insurance written by Edward Augustus Ketcham and published by . This book was released on 1916 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Agents Key to Fire Insurance in Two Parts microform Information for Agents Brokers and Field Men Regarding Essentials of the Business in Concise and Helpful Form written by Robert P (Robert Porter) 1 Barbour and published by Hassell Street Press. This book was released on 2021-09-09 with total page 324 pages. Available in PDF, EPUB and Kindle. Book excerpt: This work has been selected by scholars as being culturally important and is part of the knowledge base of civilization as we know it. This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. To ensure a quality reading experience, this work has been proofread and republished using a format that seamlessly blends the original graphical elements with text in an easy-to-read typeface. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Download or read book What s the Matter with Fire Insurance written by Charles Augustus McCotter and published by . This book was released on 1921 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Essentials of the Fire Insurance Business written by Edward Augustus Ketcham and published by . This book was released on 1922 with total page 406 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Fire Insurance written by Edward Augustus Ketcham and published by Forgotten Books. This book was released on 2015-06-15 with total page 316 pages. Available in PDF, EPUB and Kindle. Book excerpt: Excerpt from Fire Insurance: The Essentials of the Fire Insurance Business Those divisions, relating to the controversial subjects of government insurance and federal supervision of insurance, have been treated from the historical standpoint, in which the author has been careful to give the arguments on both sides of these questions. The subject of fire hazards and the closely related topic of rating have been treated in such a manner as to set forth the essential features of these topics. The underlying principles of schedule rating, as shown in the Mercantile schedules and the Dean schedules, have been quite fully developed owing to the fact that there is much in these subjects which still demand the careful attention of all students who wish to gain a knowledge of the fire insurance business. While there will undoubtedly be modifications of the system of schedule rating, so as to introduce a new factor for the conflagration hazard, still it is doubtful whether there will be many changes in the underlying principles which their authors have already developed. The rating and grading schedules that have lately been evolved by Mr. E. G. Richards, Chairman of the Actuarial Committee of the National Board of Fire Underwriters, have also received due treatment. The author believes that the time is near at hand when a system of rating risks will be based upon the experience of the companies. Mr. Richards' efforts are an attempt in the right direction, and his method has been set forth at considerable length in the hope that it may induce others to help solve the problem. That part of the theme relating to fire prevention, which treats of the means of egress from public buildings, has received its proper share of attention. A large number of lives are lost every year through inadequate means of escape from burning buildings. This is unnecessary and a crime against society. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Download or read book The Elements of Insurance written by J. Alfred Eke and published by . This book was released on 1909 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book A Fire Insurance Agency for Profit written by William George McCune and published by . This book was released on 1907 with total page 92 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Elements of Fire Insurance Practice written by Norman Hall and published by . This book was released on 1928 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Seventy five Years of Fire Insurance written by Springfield Fire and Marine Insurance Company and published by . This book was released on 1924 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Some Observations Upon the Business of Fire Insurance as Generally Conducted as a Field for the Investment of New Capital written by Richard M. Bissell and published by . This book was released on 1915 with total page 28 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Agents Key to Fire Insurance Concise and Helpful Information for Agents and Brokers Regarding Essentials of the Business written by Robert Porter Barbour and published by . This book was released on 1920 with total page 338 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Elements of Fire Insurance written by P. J. McKeon and published by . This book was released on 1914 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Principles of Insurance Fire written by William Franklin Gephart and published by . This book was released on 1917 with total page 364 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Fire Insurance Its Importance written by National Board of Fire Underwriters and published by . This book was released on 1899 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt:
