Download or read book The U S Experience with No fault Automobile Insurance written by James M. Anderson and published by Rand Corporation. This book was released on 2010 with total page 191 pages. Available in PDF, EPUB and Kindle. Book excerpt: "No-fault automobile-insurance regimes were the culmination of decades of dissatisfaction with the use of the traditional tort system for compensating victims of automobile accidents. They promised quicker, fairer, less-contentious, and, it was hoped, less-expensive resolution of automobile-accident injuries. This monograph considers how these plans have fared. After reviewing the intellectual and political history of no-fault auto insurance, the monograph concludes that no-fault lost political popularity because of the perception that it did not deliver the promised consumer premium cost reductions. Analysis of data from a variety of sources confirms this view, demonstrating that premiums and claim costs have become substantially larger in no-fault states than in other states over time. These cost increases can be traced to a variety of factors, including growth in excess claiming in no-fault states and convergence between no-fault and tort states in litigation patterns and noneconomic-damage payments. However, the primary driver of no-fault's cost growth has been high medical costs. The extent to which these additional costs represent augmented utilization of medical services rather than cost shifting from the medical insurance system to the automobile insurance system remains unclear." --Back cover.
Download or read book Final Report Concerning the Cost Estimating System for No fault Automobile Insurance written by Milliman & Robertson and published by . This book was released on 1973 with total page 130 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Economics and Politics of Choice No Fault Insurance written by Edward L. Jr. Lascher and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 346 pages. Available in PDF, EPUB and Kindle. Book excerpt: In recent years, choice no-fault has emerged as a popular but controversial proposal for addressing the problem of high automobile insurance rates. Choice plans offer consumers the option of a lower-cost insurance policy with restrictions on filing lawsuits or a higher-cost policy with full tort rights. Some American states have implemented choice programs, and major federal choice legislation is now pending in the United States Congress. Choice no-fault has caught the attention of policy makers, the insurance industry, and academics. Until now, however, no single book has pulled together the available research on the topic. The Economics and Politics of Choice No-Fault Insurance fills that gap. Edited by scholars from different disciplines, each of whom has written extensively on automobile insurance issues, the book includes some of the best work in the area. Former Massachusetts Governor and presidential candidate Michael S. Dukakis wrote the foreword. Contributors include University of Virginia Law Professor Jeffrey O'Connell, widely considered the `father of no-fault,' as well as authors of the influential RAND study of the potential effects of choice no-fault on insurance rates. The book chapters, most of which were written especially for this volume, cover topics ranging from the impact of choice no-fault on accidents and driving behavior, to the effects of choice on medical care usage, to alternative approaches for resolving accidents involving both `no-fault' and `tort' electors, to the political feasibility of choice legislative proposals. Emphasis on the potential advantages of choice no-fault is balanced by consideration of possible ill effects.
Download or read book The Effects of a Proposed No fault Plan on the Costs of Auto Insurance in California written by Stephen J. Carroll and published by . This book was released on 1996 with total page 12 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Cost Estimate Study of H R 10 the National No fault Motor Vehicle Insurance Act written by Milliman & Robertson, inc and published by . This book was released on 1974 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Costing of No fault Automobile Insurance written by Jerry D. Todd and published by . This book was released on 1975 with total page 18 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book No fault Automobile Insurance written by and published by . This book was released on 1978 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Report on Its Study of No fault Automobile Insurance written by Maine. Legislature. Joint Standing Committee on Business Legislation and published by . This book was released on 1973 with total page 98 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Who Pays for Car Accidents written by Estate of Jerry J. Phillips and published by Georgetown University Press. This book was released on 2001-12-18 with total page 146 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this new volume, two lawyers debate which kind of automobile insurance is the best, no-fault or tort liability. This book presents in one place all the legal, political, historical, and financial arguments about the two types of auto insurance. Under the fault system currently used by thirty-seven states, tort law provides that the party at fault in the accident pays the full damages of accident victims. Jerry J. Phillips favors this system, arguing that it allows for fair compensation to the injured and deters drivers from dangerous behavior on the road. Stephen Chippendale counters this claim with the argument that tort-law based insurance combines high cost and low benefits, and that those who truly profit from it are the lawyers representing injured clients, while their claims clog up the court system. A better solution, he proposes, would be "Auto Choice," a plan under which consumers would choose whether or not they wished to be eligible for damages from pain and suffering. With civility and respect, these two legal scholars present thoughtful and thorough arguments on both sides of the debate, giving readers a balanced view of an issue that affects nearly every American. It will be of particular value to those in the fields of law, policy, and insurance.
Download or read book State No fault Automobile Insurance Experience 1971 1977 written by United States. Department of Transportation and published by . This book was released on 1977 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Law of No fault Insurance written by Margaret C. Jasper and published by Oxford University Press, USA. This book was released on 2002 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt: This almanac sets forth a discussion of motor vehicle no-fault insurance law with a focus on the history and development of the no-fault system and recent trends. The appendix provides sample documents, applicable statutes and other pertinent information and data. A glossary is included. The Legal Almanac series serves to educate the general public on a variety of legal issues pertinent to everyday life and to keep readers informed of their rights and remedies under the law. Each volume in the series presents an explanation of a specific legal issue in simple, clearly written text, making the Almanac a concise and perfect desktop reference tool. All volumes provide state-by-state coverage. Selected state statutes are included, as are important case law and legislation, charts and tables for comparison.
Download or read book A Study of the Feasibility of No fault Automobile Insurance for Texas written by Lyndon B. Johnson School of Public Affairs. State Insurance Policy Research Project and published by . This book was released on 1975 with total page 90 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Effect of No fault Automobile Insurance on Driver Behavior and Automobile Accidents in the United States written by David S. Loughran and published by Rand Corporation. This book was released on 2001 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt: No-fault auto insurance opponents frequently argue that no-fault may ultimately lead to higher auto insurance costs by reducing drivers' incentives to drive carefully and thereby increasing the accident rate. The intuition behind this criticism of no-fault is simple: No-fault auto insurance lowers the cost of driving negligently by limiting first-party liability for the injuries suffered by third-parties in auto accidents. This book evaluates this criticism of no-fault by examining trends in fatal and non-fatal automobile accidents rates and rates of driver negligence in the United States between 1967 and 1989. Contrary to some earlier research, the author finds no evidence that the adoption of no-fault auto insurance between 1971 and 1976 in 16 states increased fatal accident rates in those states. This book also finds no correlation between the presence of no-fault auto insurance and a state's overall accident rate or rate of driver negligence.
Download or read book No fault Automobile Insurance written by Stephen J. Carroll and published by RAND Corporation. This book was released on 1991 with total page 23 pages. Available in PDF, EPUB and Kindle. Book excerpt: A study of no-fault automobile insurance, and a solid empirical evidence that no-fault could reduce auto insurance costs. What policymakers needed was a careful analysis of what difference no-fault might make.
Download or read book The Effects of a Choice Automobile Insurance Plan on Insurance Cost and Compensation written by Stephen J. Carroll and published by RAND Corporation. This book was released on 1998 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: No-fault automobile insurance plans offer cost savings and speedier, more certain compensation to auto accident victims. but, for motorists to obtain those benefits, the state must deny them traditional tort rights unless the costs or nature of their injuries exceeds a specified threshold.
Download or read book Florida Automobile Insurance Law written by and published by . This book was released on 2020 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book No fault Motor Vehicle Insurance written by United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Commerce and Finance and published by . This book was released on 1971 with total page 362 pages. Available in PDF, EPUB and Kindle. Book excerpt:
