Download or read book The Complete Debt Relief Manual written by John Oswald and published by AuthorHouse. This book was released on 2013 with total page 119 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Complete Debt Relief Manual is the definitive guide to paying off and eliminating any kind of debt. Written from a procedure writer's perspective, it will guide you, with detailed steps, sample letters, and checklists, through the processes of budgeting, deciding the best way to pay off debts, negotiating settlements with credit card companies or the IRS without getting scammed by debt settlement or consolidation companies, dealing with debt collector calls and hassles, handling or avoiding lawsuits, determining whether or not to declare bankruptcy and how to avoid it, and repairing your credit and improving your credit score. Foreclosure is not dealt with due to its specialized nature and the risks involved of tackling it without an attorney. Born from the author's painful lessons learned and personal experience, The Compete Debt Relief Manual is a treasure of accurate and effective procedures to guide your every step on your journey to debt freedom.
Download or read book Debt Relief written by Robert Morales and published by Createspace Independent Publishing Platform. This book was released on 2017-04-12 with total page 102 pages. Available in PDF, EPUB and Kindle. Book excerpt: Your Guide to Debt Relief Is there a way to get out of debt without getting a second job or having to increase your? Can the average Joe or Jane pay off their bills in a short period time? What about that mortgage or car payment? Could you pay those off as well? If you thought the answer was NO, you'd be wrong. The answer is YES!!! You may not be able to dine on champagne and caviar and it will require some discipline but you can do it without having to cut out all of your fun and extra-curricular activities. All you need is education, and "Your Guide to Debt Relief" is just what the credit doctor ordered! The first thing you need is a plan and then the discipline to stick to the plan. It's not that difficult and is actually pretty simple. Anyone can do it and you can get started right away! There are actually only three things you need to get started: Know how much you take home each month Know how much you owe and what are the monthly payments Your own copy of "Your Guide to Debt Relief" You have probably heard the phrase, "bad things happen to good people." Every year there are more good people who experience bad things especially where it concerns finances. Many young adults graduate from school facing massive debt in student loans, not to mention the normal expenses incurred in just living their lives. Before they know it they are struggling through a quagmire of debt with no relief in site. If this sounds like you or someone you know and care about you need your own copy of "Your Guide to Debt Relief" Just take a look at what's available with a click of your mouse: Understanding debt What are essential and non-essential expenses How to explore your own debt Create a realistic budget Learn how to pay off high interest debt first Finding your hidden money Is debt counseling an option for you Refinance a mortgage Know your rights Dealing with creditors Is bankruptcy an option Alter your lifestyle How to begin saving money Don't wait another minute. Grab your copy of "Your Guide to Debt Relief" and begin to experience your own results almost right away! You won't believe the peace of mind you experience when you undergo the debt relief transformation! Tag: bad debt, credit card debt, debt advice handbook, debt analysis, debt book, debt destroyer, debt elimination books, debt reduction book, debt relief books, debt settlement book
Download or read book Surviving Debt written by and published by . This book was released on 2024 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Complete Idiot s Guide to Getting Out of Debt written by Ken Clark and published by Penguin. This book was released on 2009 with total page 356 pages. Available in PDF, EPUB and Kindle. Book excerpt: Offers solid strategies to help you get out of your money pit, with expert advice, clear strategies, and up-to-date information.
Download or read book The Smart Easy Guide to Debt Relief written by Darryl Johnson and published by CreateSpace. This book was released on 2013-10 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt: Today, more people than ever before are struggling to stay financially afloat. Our debt loads are higher than they've ever been, coming at a time when wages seem to be stagnating and the price of everything seems to keep going up. Being in debt can put immense pressure and stress on a family and for many, it can feel like there is no proverbial light at the end of the tunnel when it comes to getting out of debt. However, with The Smart & Easy Guide To Debt Relief: How to Live Debt Free with These Credit Score Repair Tips, Debt Repair Advice, Debt Settlement Management & Credit Counseling Help, we are provided a down-to-earth and realistic guide for how to regain control of our finances and begin to dig our way out of debt. It is entirely possible, with the right information and a good plan, to work down your debt and become debt free in a relatively short period of time. The guide discusses that the first step to becoming debt free is to take a holistic and clear assessment on all of your debts. This means creating a list of all your debts, who they are owed to and the terms of the debt such as interest rate and so on. You cannot come up with a plan of action until you know what all you are facing. This is also the time to obtain a credit report. You can obtain your credit report from the following agencies: Experian Equifax TransUnion Once you have your credit report, go through it thoroughly to ensure that everything on it is accurate. If something is inaccurate, you will need to contact the appropriate agency to get the issue fixed. After you have all your debts laid out, you need to get an idea of how much money you have and where it goes and use this to create a budget. The guide recommends creating a detailed spreadsheet of your spending to include even small expenses such as: Eating out budget Entertainment budget Magazines or other incidentals These should be tracked in addition to the big expenses like the mortgage and bills. When you begin to write all this down, you can already often see areas in which you can reduce or improve your spending habits. The savings that can be gleaned here can be put towards reducing and eliminating your debt. To create a budget for repaying your debts, you need to be realistic about what you can do. Take into account your earnings, vital expenses and any areas in which you could reduce expenses so as to put the savings towards debt repayment. You can use this figure to determine the amount of time it should feasibly take you to get out of debt. Once you have all this information, you can put a time-specific budget together that defines exactly how and when you are going to repay your debt. The guide recommends focusing on the debts with the least favorable terms (high interest rates, late payment fees, etc) first, as this will cost less money in the long run. For those with very serious debts or complicated debts, credit counseling our debt settlement may be a good option. The guide discusses what these options mean and who they are best suited for. Debt creates a huge strain and tons of stress on families and today, more than ever before, more and more families are finding themselves mired in debt they feel they have no hope of managing. With The Smart & Easy Guide To Debt Relief: How to Live Debt Free with These Credit Score Repair Tips, Debt Repair Advice, Debt Settlement Management & Credit Counseling Help, we are given the tools we need to take stock of our financial situation. Once we have done this, the guide shows us how to create a reasonable and realistic budget and plan of action that will culminate in the elimination of our debts and allow us the joys of being debt free. Grab your copy today of The Smart & Easy Guide To Debt Relief: How to Live Debt Free with These Credit Score Repair Tips, Debt Repair Advice, Debt Settlement Management & Credit Counseling Help!
Download or read book Debt Free Degree written by Anthony ONeal and published by Ramsey Press. This book was released on 2019-10-07 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: Every parent wants the best for their child. That’s why they send them to college! But most parents struggle to pay for school and end up turning to student loans. That’s why the majority of graduates walk away with $35,000 in student loan debt and no clue what that debt will really cost them.1 Student loan debt doesn’t open doors for young adults—it closes them. They postpone getting married and starting a family. That debt even takes away their freedom to pursue their dreams. But there is a different way. Going to college without student loans is possible! In Debt-Free Degree, Anthony ONeal teaches parents how to get their child through school without debt, even if they haven’t saved for it. He also shows parents: *How to prepare their child for college *Which classes to take in high school *How and when to take the ACT and SAT *The right way to do college visits *How to choose a major A college education is supposed to prepare a graduate for their future, not rob them of their paycheck and freedom for decades. Debt-Free Degree shows parents how to pay cash for college and set their child up to succeed for life.
Download or read book Debt Relief Secrets written by Bryan Cox and published by . This book was released on 2010-02-16 with total page 110 pages. Available in PDF, EPUB and Kindle. Book excerpt: Is there a way to get out of debt without getting a second job or having to increase your income? Can the average Joe or Jane pay off their bills in a short period time? What about that mortgage or car payment? Could you pay those off as well?If you thought the answer was NO, you'd be wrong. The answer is a resounding YES!You may not be able to live an extravagant lifestyle for the time being and it will require some discipline but you can do it without having to cut out all of your fun and enjoyable activities.All you need is education, desire and a clear understanding of your options. That's exactly what our new book "Debt Relief Secrets" provides you. You have probably heard the phrase, "...bad things happen to good people." Every year there are more good people who experience bad things especially where it concerns finances.Many people find themselves trapped in a sea of debt and more aren't sure how they even got there. We can all blame the creditors, and yes they certainly hold a big piece of the Blame Pie, but the bottom line is no one will help us unless we choose to help ourselves. For those people who do not have a complete grasp on how important it is to educate yourself about debt, don't wait another minute! There really is no reason to live your life in constant fear of debtors. There is hope!Once you have a complete understanding of your debt you can begin to experience debt relief. Not only that but you will begin to see your debts reduce month by month.Almost before you know it, not only will your debt be eliminate but you will also find that your credit worthiness has grown tremendously. Don't wait another minute. Grab your copy of "Debt Relief Secrets" and begin to experience your own results! You won't believe the peace of mind you experience when you undergo the debt relief transformation!
Download or read book A Survival Guide to Debt written by Mitchell Allen and published by Greenleaf Book Group. This book was released on 2009 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: For readers who are paying bills with credit cards, cringing every time the telephone rings, avoiding stacks of unopened overdue notices, or facing foreclosure, Mitchell L Allen offers a practical resource full of hope. In this guide Allen empowers readers to make smart choices about how to emerge from debt and recover from the devastating financial and emotional effects of hard times. Unlike other debt-relief authors, Allen doesn't focus on bankruptcy or avoiding bankruptcy; he presents all of the options available and explains how to take advantage of them. He teaches readers: How to deal with financial trouble on their own, including negotiating with creditors; Where to find professional help with debt problems; How to determine if bankruptcy is the best solution; How to file for bankruptcy; How to regain control of their lives and their finances -- forever. Filled with proven and effective strategies for finding a way out of the debt forest, this guide provides the dearest path from debt-induced insanity .to financial security.
Download or read book The Debt Relief Playbook written by Mark Wesbrooks and published by Wesbrooks Publishing Company, LLC. This book was released on 2014-05-22 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn how to Eliminate All Debts, get Complete Debt Relief, and Remain Debt Free. After two decades of fighting creditors and debt collectors on behalf of thousands of clients, Board Certified Attorney Mark Wesbrooks has put together a powerful how-to guide to arm Americans with everything needed to oppose creditors, collectors, and their attorneys in their efforts to seek court judgments, seize assets, invade bank accounts, and garnish pay checks. Wesbrooks effectively explains legal protections, strategies, and procedures in easy to understand terms. Consumers have legal powers against aggressive creditors and debt collectors under the Fair Debt Collection Practices Act (FDCPA), the Truth in Lending Act (TILA), Fair Credit Reporting Act (FCRA) and other federal and state laws. Asserting these legal rights can make creditors and their attorneys go away. Consumers are entitled to recover money damages against creditors and collectors for even one violation of these laws. Part of the Legal Playbooks™ Series, The Debt Relief Playbook is an invaluable resource in defending against creditors, debt collectors and their attorneys. The Debt Relief Playbook provides a roadmap to financial freedom, including sample letters, court documents, and legal references (The War Chest) that will help you stand up and fight to protect your family and preserve the American dream. The Debt Relief Playbook is part of the Legal Playbooks™ series of publications designed to arm consumers to stand up to creditors and prevail. It is a statistical fact that one out of three debt collection lawsuits have no merit of any kind! By timely raising legal claims and defenses creditors and their attorneys will go away in defeat. Federal laws include loan forgiveness regulations for student loans, legal defenses which remove all liability on civil debts, and remedies of court-ordered discharge of all debts through bankruptcy. Rights and remedies exist which will be lost if the consumer does not act timely in asserting proper legal claims and defenses. Proper planning and an early counter-attack can eliminate the problem. When your family is under attack, it is time to fight and prevail!
Download or read book The Debtclear Roadmap written by Michael Croix and published by . This book was released on 2011 with total page 270 pages. Available in PDF, EPUB and Kindle. Book excerpt: Debt collection isn t personal, it 's business and no business is going to spend their limited time and resources chasing their most difficult clients. Michael Croix, President, DebtClear.comThe DebtClear Roadmap will teach you how to clear you debt for pennies on the dollar, protect your assets, fight creditor harassment and lawsuits and restore your credit rating. The book comes with a 500% limited money back guarantee if you don't reduce your debt by over 80%! Author and President of DebtClear.com Michael Croix draws on nearly a decade working in the debt relief and credit repair industries, as well as his own experience eliminating over $90K in personal credit card debt for less than 4 cents on the dollar. Michael is also author of Inventing on a Budget and Cashing in on the American Dream.
Download or read book The Complete Idiot s Concise Guide to Getting Out of Debt written by Ken Clark, CFP CFP and published by Penguin. This book was released on 2014-07-01 with total page 90 pages. Available in PDF, EPUB and Kindle. Book excerpt: You want to lower - or even eliminate - your debt. But it's not easy to balance your checkbook when so much of your salary is consumed by life. This helpful guide offers solid strategies to help you get out of your money pit. In it you get--an understanding of where debt comes from and how to control your cash flow, expert advice on creating a budget plan and payment strategy you can live with, tactics for regaining control over credit cards, your mortgage, and other debt, and real-world tips on getting creditors off your back .
Download or read book Debt Settlement Manual written by Kirk James Lanahan and published by Createspace Independent Pub. This book was released on 2011-12-01 with total page 26 pages. Available in PDF, EPUB and Kindle. Book excerpt: Easy and proven methods to help quide you through the entire debt settlement process. Debt settlment companies will charge thousands of dollars for there services, save thousands settling your own debt.
Download or read book Debt Consolidation Guide written by Bizmove Consumer Center and published by . This book was released on 2019-04-04 with total page 86 pages. Available in PDF, EPUB and Kindle. Book excerpt: Here's Everything You Need to Know About Debt Consolidation, Featuring 350 Extremely Effective Tips For Fast Debt Relief By Consolidating Your Debts. If you are interested in Debt Consolidation than you need to read this book right now as it may be the most important Debt Consolidation book you'll read in a long time. Here's just a fraction of what you're going to discover in this book that you simply will not learn anywhere else: * How to best take advantage of the most effective debt consolidation techniques - ideas to make your debt burden much easier to deal with. * The surprising "little-known tricks" that will help you get rid of your debts. * How to find low cost debt consolidation services; this best kept secret will save you lots of money. * Do's and don'ts for the most popular debt consolidation activities: top debt consolidation ideas. * How to take your debt reduction activities to the next level; be ready to be surprised when you discover how easy and effective this is. * The simple unvarnished truth about what works and what doesn't work in debt consolidation, this is really crucial! * Extremely effective ways to take advantage of recently discovered debt reduction strategies. * Debt consolidation myths you need to avoid at all costs. * Golden rules to help you reduce your debt burden; discover simple methods that work perfectly every time. * The vital keys to completing a debt consolidation procedure successfully. * How to make sure you come up with the most effective solutions to your debt challenges. * A simple, practical debt consolidation strategy to dramatically reduce your debt load, but amazingly enough, almost no one understands or uses it. * The top debt consolidation mistakes people do - and how to avoid them. * How to put together an effective debt consolidation routine: the golden rules of good debt reduction practices. * The exact debt consolidation routine you should be following for every project. * What nobody ever told you about debt consolidation; insider secrets of avoiding the most bothersome challenges. * All these and much much more.
Download or read book Taking Charge of Your Debt and Credit written by Rob Goldstein and published by AuthorHouse. This book was released on 2012-12-06 with total page 209 pages. Available in PDF, EPUB and Kindle. Book excerpt: Take Charge! Your Key to Managing Your Financial Future, empowers you with the invaluable knowledge you need to get your finances in order. Written to provide you with valuable insights in the area of debt reconciliation, Taking Charge! Covers such topics as how to secure the most advantageous mortgage terms and conditions, avoid or initiate bankruptcy, obtain optimal credit terms, handle collection agency calls, and much much more. It is a comprehensive A-Z guide on how to manage your finances. A reference manual that will help you navigate the challenges of personal financial management so that you may regain both your credit worthiness and your self esteem. This quick read will equip you with a crucial understanding of how to make the best informed decisions for your financial future in todays economic climate.
Download or read book Dave Ramsey s Complete Guide to Money written by Dave Ramsey and published by Ramsey Press. This book was released on 2012-01-01 with total page 365 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you’re looking for practical information to answer all your “How?” “What?” and “Why?” questions about money, this book is for you. Dave Ramsey’s Complete Guide to Money covers the A to Z of Dave’s money teaching, including how to budget, save, dump debt, and invest. You’ll also learn all about insurance, mortgage options, marketing, bargain hunting and the most important element of all―giving. This is the handbook of Financial Peace University. If you’ve already been through Dave’s nine-week class, you won’t find much new information in this book. This book collects a lot of what he’s been teaching in FPU classes for 20 years, so if you’ve been through class, you’ve already heard it! It also covers the Baby Steps Dave wrote about in The Total Money Makeover, and trust us―the Baby Steps haven’t changed a bit. So if you’ve already memorized everything Dave’s ever said about money, you probably don’t need this book. But if you’re new to this stuff or just want the all-in-one resource for your bookshelf, this is it!
Download or read book A Pragmatist s Guide to Leveraged Finance written by Robert S. Kricheff and published by FT Press. This book was released on 2012-02-27 with total page 282 pages. Available in PDF, EPUB and Kindle. Book excerpt: The high-yield leveraged bond and loan market (“junk bonds”) is now valued at $3+ trillion in North America, €1 trillion in Europe, and another $1 trillion in emerging markets. What’s more, based on the maturity schedules of current debt, it’s poised for massive growth. To successfully issue, evaluate, and invest in high-yield debt, however, financial professionals need credit and bond analysis skills specific to these instruments. Now, for the first time, there’s a complete, practical, and expert tutorial and workbook covering all facets of modern leveraged finance analysis. In A Pragmatist’s Guide to Leveraged Finance, Credit Suisse managing director Bob Kricheff explains why conventional analysis techniques are inadequate for leveraged instruments, clearly defines the unique challenges sellers and buyers face, walks step-by-step through deriving essential data for pricing and decision-making, and demonstrates how to apply it. Using practical examples, sample documents, Excel worksheets, and graphs, Kricheff covers all this, and much more: yields, spreads, and total return; ratio analysis of liquidity and asset value; business trend analysis; modeling and scenarios; potential interest rate impacts; evaluating and potentially escaping leveraged finance covenants; how to assess equity (and why it matters); investing on news and events; early stage credit; and creating accurate credit snapshots. This book is an indispensable resource for all investment and underwriting professionals, money managers, consultants, accountants, advisors, and lawyers working in leveraged finance. In fact, it teaches credit analysis skills that will be valuable in analyzing a wide variety of higher-risk investments, including growth stocks.
Download or read book The Path to Debt Relief written by Raymond Carroll and published by Independently Published. This book was released on 2023-07-17 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: With the transforming handbook "The Path to Debt Relief," you may go on a road to financial freedom and transcend the burden of student loan debt. This simple and useful guide provides you with a thorough roadmap to navigating the complexities of student loans, along with expert guidance and effective methods. This book allows you to take control of your financial future by unraveling the intricacies of loan kinds and maximizing payback strategies. "The Path to Debt Relief" highlights the way to lowering interest payments, researching debt forgiveness options, and making smart refinancing selections. What is the most significant advantage? This priceless gadget costs less than a cup of coffee but has the potential to save you hundreds of dollars in the long run. Don't let student debts stifle your advancement any longer. Take responsibility for your financial future now by going on the transforming adventure that is "The Path to Debt Relief." Take the first step toward a debt-free future and recover your financial independence.
