Download or read book The Childfree Guide to Life and Money written by Jay Zigmont and published by Sourcebooks. This book was released on 2024-12-31 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: An essential and comprehensive personal finance and money management guide for Childfree and Permanently Childless people. Design the life you want, then create the right financial plan to get you there. Financial planning looks vastly different for DINKs (dual-income, no kids) and SINKs (single-income, no kids). But nearly all the advice out there assumes you have children or will have them someday. Everything from pursuing the kind of career you want; deciding whether you want to buy a house, rent, or hit the road as a digital nomad; to planning and filing taxes; budgeting and investing your money; and getting set up for retirement or your later years is different. Simply said: When you aren't following the Standard LifeScript (go to college, get married, buy a house, have kids), you have the time, money, and freedom to do what you want. Childfree Wealth Specialist® Dr. Jay Zigmont flips FIRE--Financial Independence, Retire Early--on its head, showing how people without kids can live the FILE life--Financial Independence, LIVE Early--by following his eight No-Baby Steps. Whether you're single, coupled up, or planning the perfect Golden Girls living arrangement with your best friends, The Childfree Guide to Life and Money is the most comprehensive resource for designing your life, figuring out your finances, and living your best life.
Download or read book Complete Without Kids written by Ellen L. Walker and published by Greenleaf Book Group. This book was released on 2011 with total page 179 pages. Available in PDF, EPUB and Kindle. Book excerpt: Examines the rewards and challenges childfree adults face living in a world that celebrates traditional families, offering advice on how to cope with the pressure of friends and family to have children, taking advantage of leisure time, and financial considerations.
Download or read book Portraits of Childfree Wealth written by Jay Zigmont, PhD, MBA, CFP® and published by Childfree Wealth. This book was released on 2022-06-01 with total page 215 pages. Available in PDF, EPUB and Kindle. Book excerpt: Have you ever wondered what people without children do with all their free time and money? Do you assume that they must have a lot of both? The truth is more complex than that! Childfree people come from as many different backgrounds and life circumstances as people with children do. Some are partnered, and some are not. Some are well-educated, some aren't. Some are independently wealthy, and some are just scraping by. Dr. Zigmont's "Portraits of Childfree Wealth" is a collection of 26 vignettes based on interviews with Childfree people. He adds his own significant insights, as both a fellow Childfree professional and a CERTIFIED FINANCIAL PLANNER™. This book is an eye-opening look at the lives of people in the United States who deliberately chose not to become parents, and if you're in the same boat, you'll find a lot to relate to here. If you have children, you'll learn how the other half lives. And if you're a finance professional, you'll see how money still plays a role for people who don't have to worry about leaving assets to their children. In Portraits of Childfree Wealth, Dr. Jay Zigmont, CFP®, interviews 26 individuals and couples to understand their lives. Each portrait provides a different perspective on Childfree Wealth from a diverse population across the US. There are stories from people who are barely making ends meet and others who have achieved FIRE (Financial Independence, Retire Early) or FILE (Financial Independence, Live Early). Being Childfree does not automatically make people rich, as we still suffer from income disparities. The difference is that if a Childfree person is barely making ends meet now, they would have drowned if they had a child. Some key findings: • The reasons for being Childfree are as varied as the people themselves. • There are very few or no regrets from people being Childfree. • Being Childfree does not automatically make you rich. • There is a relationship between growing up in poverty and poor and being Childfree. • Childfree Financial Independence is simple: 1. Get out of debt 2. Max out retirement plans. About the Author, Jay Zigmont, Ph.D., CFP® Dr. Jay, and his wife are Childfree and live in Water Valley, MS. He has a Ph.D. in Adult Learning from the University of Connecticut and is a CERTIFIED FINANCIAL PLANNER™ and Childfree Wealth Specialist. He is the founder of Live, Learn, Plan, and Childfree Wealth, a life and financial planning firm specializing in helping Childfree Individuals. He has been featured in Fortune, Forbes, Wall Street Journal, CNBC, Business Insider, Woman's World, Investors Business Daily, and many other publications. Visit Childfree Wealth at https://childfreewealth.com.
Download or read book Die with Zero written by Bill Perkins and published by Houghton Mifflin. This book was released on 2020 with total page 243 pages. Available in PDF, EPUB and Kindle. Book excerpt: "A ... new philosophy and ... guide to getting the most out of your money--and out of life--for those who value memorable experiences as much as their earnings"--
Download or read book Portraits of Childfree Wealth written by Jay Zigmont and published by Childfree Wealth. This book was released on 2022-06 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: Have you ever wondered what people without children do with all their free time and money? Do you assume that they must have a lot of both? The truth is more complex than that! Childfree people come from as many different backgrounds and life circumstances as people with children do. Some are partnered, and some are not. Some are well-educated, some aren't. Some are independently wealthy, and some are just scraping by. Dr. Zigmont's "Portraits of Childfree Wealth" is a collection of 26 vignettes based on interviews with Childfree people. He adds his own significant insights, as both a fellow Childfree professional and a CERTIFIED FINANCIAL PLANNER(TM). This book is an eye-opening look at the lives of people in the United States who deliberately chose not to become parents, and if you're in the same boat, you'll find a lot to relate to here. If you have children, you'll learn how the other half lives. And if you're a finance professional, you'll see how money still plays a role for people who don't have to worry about leaving assets to their children. Childfree individuals are an underrepresented, and misunderstood, minority group in the US. While 11% of the US over 55 are Childfree, the financial and popular literature has very little to say about what it means to live a life of Childfree Wealth. Even within the Childfree community, there is very little about how choosing a Childfree lifestyle impacts your life, wealth, and finances. In Portraits of Childfree Wealth, Dr. Jay Zigmont, CFP(R), interviews 26 individuals and couples to understand their lives. Each portrait provides a different perspective on Childfree Wealth from a diverse population across the US. There are stories from people who are barely making ends meet and others who have achieved FIRE (Financial Independence, Retire Early) or FILE (Financial Independence, Live Early). Being Childfree does not automatically make people rich, as we still suffer from income disparities. The difference is that if a Childfree person is barely making ends meet now, they would have drowned if they had a child. Some key findings: -The reasons for being Childfree are as varied as the people themselves. -There are very few or no regrets from people being Childfree. -Being Childfree does not automatically make you rich. -There is a relationship between growing up in poverty and poor and being Childfree. -COVID had an impact. -Childfree Financial Independence is simple: 1. Got out of debt (and stayed out), and 2. Maxed out their retirement plans. -Childfree people may prefer FILE over FIRE. -Childfree people may be able to take turns growing and providing support (in a Gardener and the Rose approach). -Childfree Wealth reflects the ability to have the Time, Money, and Freedom to achieve your goals and dreams. While each person might have put those in a different order, the bottom line is that being Childfree allows you all three.
Download or read book Childfree by Choice written by Dr. Amy Blackstone and published by Penguin. This book was released on 2019-06-11 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: From Dr. Amy Blackstone, childfree woman, co-creator of the blog we're {not} having a baby, and nationally recognized expert on the childfree choice, comes a definitive investigation into the history and current growing movement of adults choosing to forgo parenthood: what it means for our society, economy, environment, perceived gender roles, and legacies, and how understanding and supporting all types of families can lead to positive outcomes for parents, non-parents, and children alike. As a childfree woman, Dr. Amy Blackstone is no stranger to a wide range of negative responses when she informs people she doesn't have--nor does she want--kids: confused looks, patronizing quips, thinly veiled pity, even outright scorn and condemnation. But she is not alone in opting out when it comes to children. More people than ever are choosing to forgo parenthood, and openly discussing a choice that's still often perceived as taboo. Yet this choice, and its effects personally and culturally, are still often misunderstood. Amy Blackstone, a professor of sociology, has been studying the childfree choice since 2008, a choice she and her husband had already confidently and happily made. Using her own and others' research as well as her personal experience, Blackstone delves into the childfree movement from its conception to today, exploring gender, race, sexual orientation, politics, environmentalism, and feminism, as she strips away the misconceptions surrounding non-parents and reveals the still radical notion that support of the childfree can lead to better lives and societies for all.
Download or read book Make Your Kids Millionaires The Step by Step Guide to Lead Children to Financial Freedom written by Loral Langemeier and published by McGraw Hill Professional. This book was released on 2022-05-17 with total page 343 pages. Available in PDF, EPUB and Kindle. Book excerpt: A Wall Street Journal Bestseller Vastly improve your child’s potential for becoming a millionaire by building their financial foundation and literacy—starting at infancy National bestselling author Loral Langemeier and coauthor Kyle Boeckman have been proving for years that it’s possible to raise kids who are smart about money―and that ultimate success is practically guaranteed if it’s done thoughtfully and consistently. Make Your Kids Millionaires lays out the authors’ winning approach in an engaging and hands-on way. You’ll learn how to foster in your children a foundation of financial curiosity and create a family culture where everyone is comfortable with the topic of money. Packed with activities, exercises, and guided conversations tailored to specific age brackets from birth to 18+, this unique resource is organized into two parts: Part One helps you build this financial knowledge you need to teach your kids the basics; Part Two is broken down into chapters that are age-based, with sections within each chapter covering different financial topics. Age-specific topics and lessons include: Establishing Money Goals Setting Up a Bank Account Interest Makes Your Money Work for You Supply and Demand Assets Versus Liabilities Good Debt Versus Bad Debt Challenging Our Comfort Zones Balance Sheets and Income Statements Buying a Car Insurance Starting a Business Student Loans You’ll learn how to set your children up for success through the use of Roth IRAs, savings accounts, tax-advantaged college savings accounts, and trusts. Make Your Kids Millionaires delivers the information, insights, and tools for teaching your children to be financially literate, for driving a lifetime of financial learning, and for accelerating your child’s flight to financial freedom.
Download or read book How to Be Childless written by Rachel Chrastil and published by Oxford University Press, USA. This book was released on 2019 with total page 249 pages. Available in PDF, EPUB and Kindle. Book excerpt: In How to Be Childless: A History and Philosophy of Life Without Children, Rachel Chrastil explores the long and fascinating history of childlessness, putting this often-overlooked legacy in conversation with the issues that childless women and men face in the twenty-first century. Eschewing two dominant narratives, that the childless are either barren and alone, or that they are carefree and selfish, How to Be Childless instead argues that the lives of childless individuals from the past can help all of us expand our range of possibilities for the good life. In uncovering the voices and experiences of childless women from the past five hundred years, Chrastil demonstrates that the pathways to childlessness, so often simplified as "choice" and "circumstance," are far more complex and interweaving. Balanced, deeply researched, and richly realized, How to be Childless will empower readers, parents and childless alike, to navigate their lives with purpose.
Download or read book Financial Freedom for Families written by Mark Ernest Anderson and published by . This book was released on 2020-10-29 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial issues are a significant cause of divorce. Many families live horrible lives. Parents are full debts, stuck in a low wage- 9 to 5 - pointless work, that makes them angry and unhappy. Kids are often left alone binge-watching TV or cellphones. Those dramatic circumstances bring with it sorrow, rage, strife, violence, and crime. If you want to live a happy and meaningful life you have to change your family habits and thought. If you are married, the most important people for the rest of your life are your wife and your children. If You want to change your life you must reach Financial Freedom for you and your family. ★Remember: Financial Freedom is a family affair. ★ You can become wealthy by running a home-based business. Many people run their businesses from home comfort and make a lot of money, working only a couple of hours a day. If you plan to do business online, you have to watch 'juicy' deals from every corner. Strong copywriters are out there, and if you don't care, your credit card will be blocked in no time. The reality is that you do not need a fraction of all the junk that you are trying to purchase. You can still get a free version to start shopping on the Internet for the few that you need, and you can get better productive alternatives. In the beginning, you need to keep the costs as low as possible. You should look at sources of passive income to build up your nest and still have plenty of time to enjoy your family. You only need to build your business once, and they always make good money for you while you do nothing to sustain the system. Thanks to technology, you can easily automate almost any part of your business, by putting money in your vault even when you sleep or stay with your family. This book is intended to show that financial freedom is not an independent journey, but a family business. You will learn how to make a budget for your family, earn more, save more, and invest effectively. Are you ready? ★Buy This Book! Change your Life! ★
Download or read book Complete Without Kids written by Ellen L Walker, PH D and published by . This book was released on 2024-04 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Complete Without Kids, clinical psychologist Ellen L. Walker examines the often-ignored question of what it means to be childfree, by choice or by circumstance, in a family-focused society. Recognizing that there is no one type of childfree adult, the author guides the reader through the positive and negative aspects of childfree living, taking into consideration the different issues faces by men or women, couples or singles, gay or straight. As a woman who is childfree by choice, Walker draws upon her personal experience while also offering the reader numerous interviews with other childfree adults, revealing behind the scenes factors that influenced their personal journeys. She approaches the tough decision-making process of whether or not to have children from a biological, historical, and societal perspective, offering valuable information on: - The unique set of problems that childfree adults face simply due to living in a culture that celebrates babies and traditional families. - Methods to cope with the pressure to have children from media, family, and friends in a healthy way. - How to create balance and approach the leisure time allowed by a childfree lifestyle. - Financial, health, and personal benefits associated with childfree living. Offering support and guidance, Complete Without Kids is a productive guide for the reader considering the childfree path.
Download or read book Unwomanly Conduct written by Carolyn Mackelcan Morell and published by Routledge. This book was released on 2014-01-09 with total page 226 pages. Available in PDF, EPUB and Kindle. Book excerpt: Provocative study of women who chose to be childless based on extensive interviews with women aged between 40 and 78. A significant contribution to debates about choice, the private and the public, gender and diversity.
Download or read book Childfree After Infertility written by Heather Wardell and published by iUniverse. This book was released on 2003-04-20 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt: There are many books on infertility, and on being childfree. Childfree After Infertility: Moving from Childlessness to a Joyous Life puts the two together, focusing solely on the formerly infertile, and how they have created happy, childfree lives. Including the stories of many who have made this transition, the book shows the infertile man or woman that it is possible to put infertility aside, and choose to live childfree, not childless. The book's upbeat tone leads the reader through what can be a difficult transition with grace and humour. Infertility can be devastating, affecting all facets of life. Readers of Childfree After Infertility will learn how their infertility has affected their lives, and how choosing to release their infertility and become childfree can open up a vast array of possibilities and opportunities that might never have existed had they remained childless.
Download or read book Childless Living written by Lisette Schuitemaker and published by Findhorn Press. This book was released on 2019-02-19 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: An exploration of the self-fulfilling lives of people who, by chance or choice, have no children of their own • Investigates the life choices people make around having children and alternate ways of finding purpose in life • Based on a global survey and more than 50 in-depth interviews with childless and childfree women and men aged 19 to 91 from different cultures and walks of life • Enables readers to place their own circumstances in a larger context as they gain insight in the worldwide trend of people who lead a self-fulfilling, childless life Not having children is on the rise in many countries across the globe. August 1st has been named International Childfree Day, with a Childfree Woman and Man of the Year Award. Yet being childless is a subject not much talked about--the focus tends to be on having families and raising children, in rural, town, or city life. Let’s talk about not having children, about what people like us do with our time, about how we spend our money, and--most of all--how we find purpose and fulfilment in our lives. Never attracted to family life herself, Lisette Schuitemaker began openly discussing why people didn’t have children and how that was for them, resulting in intimate conversations with childless women and men and surprising insights. Inspired to delve further, she interviewed non-parenting people aged 19 to 91 across the globe. She found that no story was like the other and that many had been waiting to be listened to with sensitivity. She heard stories across the spectrum, from exhilarating to painful, from people still on the fence to the childfree who have always known starting a family was not for them. Complementing her interview findings with a worldwide survey and recent research, the author paints a rich picture of the individual lives of childless and childfree women and men. This book is for everyone who has not gone the way of parenthood, who has close family or friends who lead self-directed lives without offspring, and for all those who are still contemplating this essential life choice. The stories in this book also testify that not having children of your own in no way means the joys (and trials) of children pass you by altogether. This book shows that it is ok to celebrate not only the parenting way of life and the children who come to those who love them, but also those who are brave enough to follow the lesser known path of non-parenting.
Download or read book Essential Retirement Planning for Solo Agers written by Sara Zeff Geber and published by Mango Media Inc.. This book was released on 2018-04-15 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt: A practical yet humorous guide to aging solo gracefully and achieving a happy retirement. In Essential Retirement Planning for Solo Agers, certified retirement coach Sara Zeff Geber coins the term “Solo Ager” to refer to the segment of society that either does not have adult children or is single and believes they will be on their own as they grow older. This book explores the path ahead for this group. That includes choices in housing, relationships, legal arrangements, finances, and more. Geber reviews the role of adult children in an aging parent’s world and suggests ways in which Solo Agers can mitigate the absence of adult children by relationship building and rigorous planning for their future. Geber shares her expertise on what constitutes a fulfilling older life and how Solo Agers can maximize their opportunities for financial security, physical health, meaning and purpose in the second half of life, and, finally, planning for the end game. Through real-life stories and anecdotes, the author explores housing choices, relationships, and building a support system. You will learn about: · different levels of care and independence in various types of living arrangements · how to initiate discussions among friends and relatives about end-of-life treatment · “what if” scenarios · who to talk to about legal and financial decisions And it’s not just the Solo Ager that can learn from this book. Financial advisors, elder law and estate attorneys, senior care managers, and others whose clientele is on the far side of sixty will benefit as well.
Download or read book The New Retirementality written by Mitch Anthony and published by Dearborn Trade Publishing. This book was released on 2001 with total page 260 pages. Available in PDF, EPUB and Kindle. Book excerpt: Inspiring and practical, "The New Retirementality" illustrates how readers can achieve the direction and financial security necessary to live the lives they really want, beginning now.
Download or read book The Fabulous Girl s Guide To Life written by Ceri Marsh and published by Random House. This book was released on 2011-04-30 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt: THE FABULOUS GIRL'S GUIDE TO LIFE is fully of witty, incisive and helpful advice for the thoroughly modern woman It covers many of the dilemmas and tricky situations a Fabulous Girl will encounter as she moves on to the next stage of her life, and will resonate with women everywhere. It includes: * CHANGING CAREERS MIDSTREAM * HOW TO WORK WITH SOMEONE WHO UNDERMINES YOU * BUSINESS TRIP ETIQUETTE * GETTING BETTER SERVICE * HOW TO DEVELOP YOUR OWN FASHION STYLE * WHAT TO DO WHEN TWO FRIENDS SPLIT UP * HOW TO TELL FRIEND TO STOP DRINKING/LOSE WEIGHT * MAKING BOOTY CALLS * DATING SOMEONE WITH KIDS * CAREER CONFLICTS IN A RELATIONSHIP * HOW TO BREAK UP WITH STYLE * LAST-MINUTE ENTERTAINING * HOW TO SURVIVE FAMILY GATHERINGS AND END FAMILY FEUDS And woven through the books is the continuing story of the Fabulous Girl herself.
Download or read book The Unofficial Guide to Getting Pregnant written by Joan Liebmann-Smith and published by John Wiley & Sons. This book was released on 2005-10-13 with total page 450 pages. Available in PDF, EPUB and Kindle. Book excerpt: The inside scoop... for when you want more than the official line! Once you decide to start a family, you may think pregnancy will occur quickly. However, it takes the average healthy young couple six months to a year to conceive. This guide helps you get in the best possible shape for conceiving, discussing conception and misconceptions in depth. If pregnancy doesn't happen "automatically," you're not alone; one in six couples have fertility problems. The Unofficial Guide to Getting Pregnant provides clear, unbiased guidance on the many confusing medical, emotional, and financial issues related to getting pregnant. This book objectively reviews state-of-the-art infertility treatments and procedures, including fertility drugs, corrective surgery, IVF, and the other assisted reproductive technologies. It also covers third-party procedures, such as sperm and egg donation and surrogacy. Vital Information few resources reveal--information that can help you zero in on the most effective, economical approach for you. Insider Secrets about choosing a specialist, potential legal issues with third-party procedures, and alternative treatments that might work. Money-Saving Information to help you compare the cost of different treatments, decipher state laws on insurance coverage, and more. Time-Saving Tips to avoid delays in diagnosing and treating problems while your biological clock is ticking. The Scoop on the newest fertility drugs, microsurgical techniques, and assisted reproductive technologies.
