Download or read book Surplus Lines Insurance Market written by Tory L. McCoy and published by . This book was released on 2014-01-01 with total page 77 pages. Available in PDF, EPUB and Kindle. Book excerpt: In general, insurance is a highly regulated financial product. Every state requires licenses for insurance companies, and most states closely regulate both company conduct and the details of the particular insurance products sold in the state. This regulation is usually seen as important for consumer protection; however, it also creates barriers to entry in the insurance market and typically reduces to some degree the supply of insurance that is available to consumers. Rather than requiring consumers who may be unable to find insurance from a licensed insurer to simply go without insurance, states have allowed consumers to purchase insurance from non-licensed insurers, commonly called nonadmitted or surplus lines insurers. Although any sort of insurance could be sold by a surplus lines insurer, most such transactions tend to be for rarer and more exceptional property and casualty risks, such as art and antiques, hazardous materials, natural disasters, amusement parks, and environmental or pollution risks. This book discusses surplus lines insurance, and property and casualty insurance.
Download or read book Surplus Lines Insurance Market written by Tory L. McCoy and published by Nova Science Publishers. This book was released on 2014-07 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: In general, insurance is a highly regulated financial product. Every state requires licenses for insurance companies, and most states closely regulate both company conduct and the details of the particular insurance products sold in the state. This regulation is usually seen as important for consumer protection; however, it also creates barriers to entry in the insurance market and typically reduces to some degree the supply of insurance that is available to consumers. Rather than requiring consumers who may be unable to find insurance from a licensed insurer to simply go without insurance, states have allowed consumers to purchase insurance from non-licensed insurers, commonly called non-admitted or surplus lines insurers. Although any sort of insurance could be sold by a surplus lines insurer, most such transactions tend to be for rarer and more exceptional property and casualty risks, such as art and antiques, hazardous materials, natural disasters, amusement parks, and environmental or pollution risks. This book discusses surplus lines insurance, and property and casualty insurance.
Download or read book Florida Surplus Lines Insurance Study Manual written by Florida Surplus Lines Service Office and published by FSLSO. This book was released on 2023-11-01 with total page 283 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Florida Surplus Lines Insurance Study Manual - 19th Edition serves as Florida's official study guide for the Florida surplus lines licensing exam. This manual, released November 1, 2023, provides a comprehensive overview of the surplus lines industry and is a useful resource guide to anyone seeking information about surplus lines insurance. It specifically addresses such topics as the history of the surplus lines market, regulatory process, distribution systems, and financial analysis of surplus lines insurers. Additionally, the manual includes 75 review questions to help readers prepare for their licensing exam. The edition published in November is intended for the state exam being administered the following January through December.
Download or read book The Insurance Industry Surplus lines insurance pt 12 High risk automobile insurance pt 13 14 Automobile liability insurance written by United States. Congress. Senate. Committee on the Judiciary and published by . This book was released on 1959 with total page 362 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Florida Surplus Lines Insurance Study Manual 18th Edition written by Florida Surplus Lines Service Office and published by FSLSO. This book was released on 2022-10-31 with total page 215 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Florida Surplus Lines Insurance Study Manual - 18th Edition serves as Florida's official study guide for the Florida surplus lines licensing exam. PLEASE NOTE: This version includes the most up-to-date information for users who plan to take the state licensing exam AFTER December 31, 2022. This manual provides a comprehensive overview of the surplus lines industry and is a useful resource to anyone seeking information about surplus lines insurance. It specifically addresses such topics as the history of the surplus lines market, regulatory process, distribution systems, and financial analysis of surplus lines insurers. Additionally, the manual includes 75 review questions to help readers prepare for their licensing exam.
Download or read book The Insurance Industry Surplus lines insruance written by United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Antitrust and Monopoly and published by . This book was released on 1959 with total page 368 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Placement of Insurance in Surplus Lines Market written by Maine. Bureau of Insurance and published by . This book was released on 2004 with total page 3 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Surplus Lines Insurance written by Samuel H. Weese and published by . This book was released on 1985 with total page 69 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book ERISA and Health Insurance Subrogation in all 50 States 5th Edition written by Gary L. Wickert and published by Juris Publishing, Inc.. This book was released on 2013-01-01 with total page 1300 pages. Available in PDF, EPUB and Kindle. Book excerpt: ERISA and Health Insurance Subrogation In All 50 States is the most complete and thorough treatise covering the complex subject of ERISA and health insurance subrogation ever published. NEW TO THE FIFTH EDITION! • Updated To Include All The Newest Case Law! • Updated To Include Medicaid Subrogation and Preemption of FEHBA ! • New Plan Language Recommendations! • Complete Health Insurance Subrogation Laws In All 50 States • Covers The Application of ERISA In Every Federal Circuit The Fifth Edition of ERISA and Health Insurance Subrogation In All 50 States has been completely revised, edited, and reorganized. This was partly to reflect the new direction recent case decisions have taken regarding health insurance subrogation as well as the crystallization of formerly uncertain and nebulous areas of the law which have now received some clarity. An entirely new chapter entitled, “What Constitutes Other Appropriate Equitable Relief?” has been added and replaces the old Chapter 9, which merely dealt with Knudson and Sereboff. The new edition introduces new state court decisions addressing the issue of causation and whether and when a subrogated Plan seeking reimbursement must prove that the medical benefits it seeks to recover were causally related to the original negligence of the tortfeasor. An entirely new section was added concerning the subrogation and reimbursement rights of Medicare Advantage Plans, a statutorily-authorized Plan which provides the same benefits an individual is entitled to recover under Medicare. This includes recent case law which detrimentally affects the rights of such Plans to subrogate. Also added to the new edition is additional law and explanation regarding Medicaid subrogation, including the differentiation between “cost avoidance” and “pay and chase” when it comes to procedures for paying Medicaid claims. Significant improvements have been made to suggested Plan language which maximizes a Plan’s subrogation and reimbursement rights. The suggested language stems from recent decisions and developments in ERISA and health insurance subrogation from around the country since the last edition. The new edition has been completely reworked both in substance and organization. Recent case law has necessitated consolidation of several portions of the book and elimination or editing of others. A new section entitled “Liability of Plaintiff’s Counsel” has been added, which provides a clearer exposition on the laws applicable and remedies available when plaintiff’s attorneys and Plan beneficiaries settle their third-party cases and fail to reimburse the Plan. Also new to the book are recently-passed anti-subrogation measures such as Louisiana’s Senate Bill 169, § 1881, which states that no health insurer shall seek reimbursement from automobile Med Pay coverage without first obtaining the written consent of the insured. The new edition also goes into much greater detail on the procedures for and law underlying the practice of removal of cases from state court to federal court, and the possibility of remand back to state court. This includes the Federal Courts Jurisdiction and Venue Clarification Act of 2011, effective Jan. 6, 2012, which amended federal removal, venue, and citizenship determination statutes in very significant ways. The new edition also delves into, for the first time, the role which the federal Anti-Injunction Act plays when beneficiaries sue in state court to enforce the terms of an ERISA Plan, while the Plan files suit in federal court seeking an injunction against the state court action. New case law and discussion on preemption of FEHBA subrogation and reimbursement claims have been added to Chapter 10 in the wake of new decisions regarding same.
Download or read book An Economic Overview of the Market for Excess Surplus Lines Insurance written by Patrick Brockett and published by . This book was released on 1990 with total page 33 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Placement of Insurance in Surplus Lines Market written by Maine. Bureau of Insurance and published by . This book was released on 2016 with total page 6 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book New Jersey Surplus Lines Insurance License Exam Review Questions Answers written by Mike Yu and published by Createspace Independent Publishing Platform. This book was released on 2024-06-19 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Book updated Jun 2024. Congratulations on taking the first step towards achieving your State Surplus Line Insurance License! Surplus line insurance, often referred to as non-admitted insurance, is a specialized market that caters to unique and high-risk insurance needs that standard insurance carriers typically do not cover. This type of insurance is crucial for businesses and individuals requiring coverage for unusual or non-standard risks, providing a flexible and innovative solution where traditional policies fall short. As a surplus lines professional, you'll play a pivotal role in offering bespoke insurance solutions that standard markets cannot provide. Obtaining your surplus line insurance license not only validates your expertise in this niche area but also opens up a world of opportunities in a dynamic and expanding market. The license is a testament to your ability to navigate the complexities of non-admitted insurance, ensuring you can effectively serve clients with unique insurance needs. This credential sets you apart as a knowledgeable and trustworthy advisor, ready to tackle the diverse challenges of the surplus lines industry. This book includes a wide range of practice questions that cover the core topics and concepts you need to understand for the state surplus line insurance license exam. Each question is carefully crafted to reflect the challenges you will encounter on the exam, ensuring that you are well-prepared to tackle any question that comes your way. Each question is accompanied by explanations and rationales, helping you understand the reasoning behind the correct answers and reinforcing your knowledge of key concepts. Preparing for the state surplus line insurance license exam can be a challenging but rewarding journey. With dedication, persistence, and the right resources, you can achieve your goal and advance your career in the exciting field of surplus line insurance. This book is here to guide and support you every step of the way. Dive into the practice questions, embrace the learning process, and get ready to pass your exam with confidence.
Download or read book Placement of Insurance in Surplus Lines Market written by Maine. Bureau of Insurance and published by . This book was released on 2019 with total page 8 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Pennsylvania Surplus Lines Insurance License Exam Review Questions Answers written by Mike Yu and published by Createspace Independent Publishing Platform. This book was released on 2024-06-20 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Book updated Jun 2024. Congratulations on taking the first step towards achieving your State Surplus Line Insurance License! Surplus line insurance, often referred to as non-admitted insurance, is a specialized market that caters to unique and high-risk insurance needs that standard insurance carriers typically do not cover. This type of insurance is crucial for businesses and individuals requiring coverage for unusual or non-standard risks, providing a flexible and innovative solution where traditional policies fall short. As a surplus lines professional, you'll play a pivotal role in offering bespoke insurance solutions that standard markets cannot provide. Obtaining your surplus line insurance license not only validates your expertise in this niche area but also opens up a world of opportunities in a dynamic and expanding market. The license is a testament to your ability to navigate the complexities of non-admitted insurance, ensuring you can effectively serve clients with unique insurance needs. This credential sets you apart as a knowledgeable and trustworthy advisor, ready to tackle the diverse challenges of the surplus lines industry. This book includes a wide range of practice questions that cover the core topics and concepts you need to understand for the state surplus line insurance license exam. Each question is carefully crafted to reflect the challenges you will encounter on the exam, ensuring that you are well-prepared to tackle any question that comes your way. Each question is accompanied by explanations and rationales, helping you understand the reasoning behind the correct answers and reinforcing your knowledge of key concepts. Preparing for the state surplus line insurance license exam can be a challenging but rewarding journey. With dedication, persistence, and the right resources, you can achieve your goal and advance your career in the exciting field of surplus line insurance. This book is here to guide and support you every step of the way. Dive into the practice questions, embrace the learning process, and get ready to pass your exam with confidence.
Download or read book Utah Surplus Lines Insurance License Exam Review Questions Answers written by Mike Yu and published by Independently Published. This book was released on 2024-06-20 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Book updated Jun 2024. Congratulations on taking the first step towards achieving your State Surplus Line Insurance License! Surplus line insurance, often referred to as non-admitted insurance, is a specialized market that caters to unique and high-risk insurance needs that standard insurance carriers typically do not cover. This type of insurance is crucial for businesses and individuals requiring coverage for unusual or non-standard risks, providing a flexible and innovative solution where traditional policies fall short. As a surplus lines professional, you'll play a pivotal role in offering bespoke insurance solutions that standard markets cannot provide. Obtaining your surplus line insurance license not only validates your expertise in this niche area but also opens up a world of opportunities in a dynamic and expanding market. The license is a testament to your ability to navigate the complexities of non-admitted insurance, ensuring you can effectively serve clients with unique insurance needs. This credential sets you apart as a knowledgeable and trustworthy advisor, ready to tackle the diverse challenges of the surplus lines industry. This book includes a wide range of practice questions that cover the core topics and concepts you need to understand for the state surplus line insurance license exam. Each question is carefully crafted to reflect the challenges you will encounter on the exam, ensuring that you are well-prepared to tackle any question that comes your way. Each question is accompanied by explanations and rationales, helping you understand the reasoning behind the correct answers and reinforcing your knowledge of key concepts. Preparing for the state surplus line insurance license exam can be a challenging but rewarding journey. With dedication, persistence, and the right resources, you can achieve your goal and advance your career in the exciting field of surplus line insurance. This book is here to guide and support you every step of the way. Dive into the practice questions, embrace the learning process, and get ready to pass your exam with confidence.
Download or read book A Consumer s Guide to Surplus Lines Insurance written by and published by . This book was released on 2004 with total page 3 pages. Available in PDF, EPUB and Kindle. Book excerpt: The surplus lines market is an insurance marketplace that is established for the purpose of insuring unique or hard to place risks. Some of the rules that apply to surplus lines placements and surplus lines companies differ from those that govern coverage obtained from licensed insurance companies. The North Carolina Department of Insurance (NCDOI) hopes this guide will help you understand this frequently misunderstood market, its purposes and its limitations.
Download or read book Commercial Insurance Modernization written by United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises and published by . This book was released on 2007 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt:
