Download or read book Structures and Trends in German Banking written by and published by . This book was released on 2004 with total page 62 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Banking in Crisis written by Dr. oec. Fabian Brunner and published by tredition. This book was released on 2020-07-06 with total page 191 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the foreseeable future, banks as we now know them will cease to exist. In view of the increasingly digital banking business, the pressure on costs and the reduction in vertical integration, the banking industry in the future will be characterized by technologization and specialization and threatened by the influence and capabilities of the BigTechs. There will need to be drastic changes in the competitive situation, the value creation structures and business models of the banking industry; despite the protection provided by banking supervisors and governance regulations, the core functions of banking - the handling of payment transactions and financing - are no longer the unique key functions that have made the banking industry indispensable within an economy to date. The perfect storm seems to be brewing; as Bill Gates already said in 1994 "banking is necessary, banks are not". Banks around the world are striving to find an adequate response. This book starts by providing a well-founded theoretical basis and then analyses the situation, identifies the present shortcomings and problem areas of the banks and outlines possible approaches to solutions.
Download or read book Structures and Trends in German Banking written by Michael Koetter and published by . This book was released on 2004 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this paper, we investigate the claim that German banks are special compared to banks in other industrialised economies. We show that banks are of particular importance to the German economy - as financial intermediary, as lender to the corporate sector, and as part of the corporate governance system. Further, German banks are supervised by two supervisory institutions and have the highest deposit insurance in the world. And last but not least, German banks are numerous, perform poorly, and are part of a historically grown three-pillar system. Hence, German banks can indeed be characterised as unique when compared to other industrialised economies.
Download or read book The German Financial System written by Jan Pieter Krahmen (editor) and published by . This book was released on 2004 with total page 550 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by a team of scholars, predominantly from the Centre for Financial Studies in Frankfurt, this volume provides a descriptive survey of the present state of the German financial system and a new analytical framework to explain its workings.
Download or read book Structural Trends of Financial Systems and Capital Accumulation written by Giangiacomo Nardozzi and published by . This book was released on 1983 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Increasing competition and changing customer behavior in the German financial services sector written by Ulrich Thaidigsmann and published by diplom.de. This book was released on 2006-10-25 with total page 129 pages. Available in PDF, EPUB and Kindle. Book excerpt: Inhaltsangabe:Abstract: Within the last few years, dramatic changes took and still take place in the retail banking business. On the supply-side competition for cooperative banks is increasing due to various reasons. New competitors with different business models have entered the market. There is no doubt that they pose a serious threat to cooperative universal banks (which were the focus of this dissertation) and whose market share is declining constantly. Furthermore, non-banks and near-banks have to be considered in this respect, too, as these entities' business models are increasingly targeting customers of universal banks. On the demand side, changing customer behavior has accelerated transformation processes in recent years. An increased willingness to change suppliers can be noticed as consumers are placing more and more importance on price. A strong price awareness is changing market conditions in many business sectors in Germany. Decreasing customer loyalty forces universal banks to push sales activities and to intensify their personal relationship with the customer. The main objectives of this dissertation are the following: Work out a strategy within today s typical structure as a universal bank. Identify key success factors and evaluate this strategy for its chances for success. Derive the consequences for the future business model of a cooperative bank. Determine the change steps necessary to strengthen the competitiveness. Furthermore, the prerequisites of such a change process will have to be worked out. An inductive approach was chosen to achieve the aims of this thesis (Gill & Johnson). Firstly, an in-depth analysis of existing literature was carried out in order to gain an overview on current developments such as a) customer behaviour, and b) the competitive situation of the financial services sector. The results were to produce not only an explanation for current trends but also allow the prediction of future trends over the course of the next years. The environment in which cooperative banks are operating was described in detail. This approach provides a good basis to identify the relevant factors and to work out the necessary consequences for cooperative banks. In order to examine possible conclusions, interviews with 12 experts in the field were conducted. The target groups were CEOs of cooperative banks and representatives of cooperative bank associations. It is those people who are confronted with new challenges [...]
Download or read book The German Banking System written by Marcello Clarich and published by . This book was released on 1987 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Banking in the New Europe written by Edward P.M. Gardener and published by Springer. This book was released on 2002-10-02 with total page 353 pages. Available in PDF, EPUB and Kindle. Book excerpt: The completion of the European Single Market Programme (SMP) and the launch of 'Euroland' are bold statements on the European Union and its future. Within this economic process, the particular importance of the banking and financial services sectors is widely emphasized. This collection explores the strategic impact of the Single Market Programme and European Monetary Union on European banks and banking systems. The contributors examine eleven banking systems: Belgium, Denmark, France, Germany, Greece, Ireland, Italy, Netherlands, Portugal, Spain and the United Kingdom. Thoroughly up-to-date and with a common thematic overview of major trends in European banking systems, this book covers key strategic developments, structural changes, performance trends and strategies.
Download or read book Germany written by International Monetary Fund. Monetary and Capital Markets Department and published by International Monetary Fund. This book was released on 2016-06-29 with total page 118 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper evaluates the risks and vulnerabilities of the German financial system and reviews both the German regulatory and supervisory framework and implementation of the common European framework insofar as it is relevant for Germany. The country is home to two global systemically important financial institutions, Deutsche Bank AG and Allianz SE. The system is also very heterogeneous, with a range of business models and a large number of smaller banks and insurers. The regulatory landscape has changed profoundly with strengthened solvency and liquidity regulations for banks (the EU Capital Requirements Regulation and Directive IV), and the introduction of macroprudential tools.
Download or read book The Structure of the German Banking System with Some Comparisons with Banking in the United States written by Werner F. Farnell and published by . This book was released on 1965 with total page 47 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Structural Change in the German Banking System written by Stefan Menk and published by GRIN Verlag. This book was released on 2010 with total page 61 pages. Available in PDF, EPUB and Kindle. Book excerpt: Studienarbeit aus dem Jahr 2008 im Fachbereich BWL - Bank, Börse, Versicherung, Note: 1,5, Georg-August-Universität Göttingen (Professur Korn), Veranstaltung: Seminar zum Kosten- und Produktivitätsmanagement von Banken, Sprache: Deutsch, Abstract: Das deutsche Bankensystem mit seinen drei streng voneinander abzugrenzenden Säulen der privaten, der öffentlich-rechtlichen und der genossenschaftlichen Kreditinstitute ist in dieser Form weltweit einzigartig. Da diese Organisationsform zahlreiche Auswirkungen auf die Profitabilität und Wettbewerbsfähigkeit der deutschen Banken mit sich bringt, ist es andererseits ein vielfach diskutiertes Thema. Die Frankfurter Professoren Andreas Hackethal und Reinhard H. Schmidt haben im Jahr 2005 eine Arbeit vorgelegt, die sich mit der Frage beschäftigt, ob hier ein struktureller Wandel stattgefunden hat oder zu erwarten ist. Bei ihren Überlegungen gehen die Autoren dabei insbesondere auf eine entsprechende Forderung des IWF in einem Finanzsystemstabilitätsbericht aus dem Jahr 2003 ein. Im ersten Abschnitt dieser Hausarbeit werden das Arbeitspapier und seine Kernaussagen zu der Frage, ob es in der Vergangenheit strukturelle Veränderungen des deutschen Bankensystems gab und ob (weitere) künftig zu erwarten sind, vorgestellt. Der zweite Abschnitt greift dann zunächst aktuellere Entwicklungen auf. Unter Hinzunahme der Erkenntnisse des Arbeitspapiers wird auf dieser Grundlage im Anschluss erörtert, wie gerade die vieldiskutierte Frage einer Öffnung und Privatisierung der öffentlich-rechtlichen Säule für private Investitionen aus Sicht einer Großbank oder einer Sparkasse zu bewerten ist.
Download or read book The German Financial System written by Jan P. Krahnen and published by OUP Oxford. This book was released on 2004-03-25 with total page 550 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is both a reference book on Germany's financial system and a contribution to the economic debate about its status at the beginning of the twenty-first century. In giving a comprehensive account of the many facets of the system, it covers corporate governance, relationship lending, stock market development, investor protection, the venture capital industry, and the accounting system, and reports on monetary transmission and the credit channel, regulation and banking competition, the insurance and investment industry, and mergers and acquisitions. Special chapters at the beginning and at the end of the book adopt the financial system perspective, analysing the mutual fit of different features of the financial system; and each of the fifteen chapters addresses particular myths that surround it. The book is invaluable for those who want to understand the German economy and its financial system, promising not only a compilation of facts and statistics on Germany's financial markets and institutions, but also an analysis of its current structure and the determinants of its future development.
Download or read book Report on Financial Structures written by European Central Bank and published by . This book was released on 2002 with total page 376 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The german financial system written by Tobias Albrecht and published by GRIN Verlag. This book was released on 2014-03-03 with total page 23 pages. Available in PDF, EPUB and Kindle. Book excerpt: Seminar paper from the year 2013 in the subject Economics - Finance, grade: 1,0, University of Massachusetts Boston, language: English, abstract: As widely recognized, financial systems play an important role for economic growth. The German as well as the American economy seemed to be both very successful over the last decade in terms of GDP growth. Although both economies are successful, their financial systems differ widely. While the American system is strongly capital market-based, banks play the dominant role in the German financial system. As it was for a long time a purely bank-based system, it represented a unique financial system around the world. In this paper, I will point out the main features of the traditional German financial system. I will mainly focus on the role and structure of the financial sector, financing patterns of firms, and the German corporate governance system. So far, most academic literature has concentrated on the peculiarities of the “old” German financial system. In the following paper, recent developments will also be included. Major changes and trends of the German financial system since the begin-nings of the 2000s will be outlined, leading to the question if the system underwent a process of transformation from a bank-based to a capital market-based financial system. I will begin with a brief summary of the basic definitions, concepts and classifications that are necessary to describe and analyze the German financial system. In chapter 3, the “old” German financial system, called an international prototype of a bank-based system, is outlined. After ex-plaining the main elements of the “old” German financial system focusing on the financial sector, financing patterns of firms and the corporate governance system, recent changes and develop-ments since the 2000s will follow in chapter 4. Within chapter 4, the current state of the German financial system will be described with an emphasis on developments that could have led to a transformation to a capital market-based system. This description leads to the conclusion in chapter 5 that the German financial system has not transformed to capital market-based system and kept its unique peculiarities but is no longer a purely bank-based financial system.
Download or read book Recent Trends in US and German Banking written by Rita Biswas and published by . This book was released on 2001 with total page 58 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Structure of the German Banking System written by Werner F. Farnell and published by . This book was released on 1965 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Funding Modes of German Banks written by Lars Norden and published by . This book was released on 2005 with total page 43 pages. Available in PDF, EPUB and Kindle. Book excerpt:
