Download or read book Playing with FIRE Financial Independence Retire Early written by Scott Rieckens and published by New World Library. This book was released on 2019-01-01 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: What if a happier life was only a few simple choices away? A successful entrepreneur living in Southern California, Scott Rieckens had built a “dream life”: a happy marriage, a two-year-old daughter, a membership to a boat club, and a BMW in the driveway. But underneath the surface, Scott was creatively stifled, depressed, and overworked trying to help pay for his family’s beach-town lifestyle. Then one day, Scott listened to a podcast interview that changed everything. Five months later, he had quit his job, convinced his family to leave their home, and cut their expenses in half. Follow Scott and his family as they devote everything to FIRE (financial independence retire early), a subculture obsessed with maximizing wealth and happiness. Filled with inspiring case studies and powerful advice, Playing with FIRE is one family’s journey to acquire the one thing that money can’t buy: a simpler — and happier — life. Based on the documentary

Download or read book Start Your F I R E Financial Independence Retire Early written by Dylin Redling and published by Rockridge Press. This book was released on 2020-06-30 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Achieve early retirement through financial independence with the F.I.R.E. plan Living your best life someday starts with saving smarter for retirement. Start Your F.I.R.E.: A Modern Guide to Early Retirement can help by giving you the most direct approach to success and security. It’s a perfect addition to what you’re probably already doing, including a 401(k), Roth IRA, or even a basic savings account. Featuring customizable principles and in-depth insights, this all-in-one retirement plan delivers a clear, concise path to financial freedom through smart spending, low-risk investing, creating multiple incomes, and maximizing savings. Ultimately, this guide can help you take control of your career, your finances, and your life, so you can reach your goals with confidence. Start Your F.I.R.E.: A Modern Guide to Early Retirement includes: Expert advice—Get firsthand insider experience from an author team who have made F.I.R.E. a reality. Essential tips—Get clear, concise answers to your most burning questions about early retirement planning. Helpful tools—Learn how to leverage expense spreadsheets, savings rate tables, and asset allocation charts. Online features―Bonus materials, such as an editable tracking sheet for monthly expenses and a shopping list with resource links. Financial independence and early retirement are within reach—with the F.I.R.E. approach.

Download or read book Retire Before Mom and Dad The Simple Numbers Behind A Lifetime of Financial Freedom written by Rob Berger and published by Glenbrook Press. This book was released on 2019-08-29 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Retire Before Mom and Dad, you'll learn how to unlock the superpower inside of you that is capable of transforming almost any income into lasting financial freedom. And, you'll discover that it's not about scrimping and sacrificing to get there.

Download or read book Early Retirement Extreme written by Jacob Lund Fisker and published by Createspace Independent Publishing Platform. This book was released on 2010 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "How to retire in your 20s and 30s (without winning the lottery). This book provides a robust strategy that makes it possible to stop working for money in less than a decade."--Page 4 of cover.

Download or read book You Can Retire Early written by Deacon Hayes and published by Simon and Schuster. This book was released on 2017-11-07 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: The definitive guide to financial independence at any age! Retiring early is not limited to lottery winners or the super rich. In fact, with proper planning, we can all retire at a younger age than we ever dreamed—but only with the right plan. Personal finance expert Deacon Hayes explains the practical, concrete steps you can take to start your retirement when you’re young enough to thoroughly enjoy it, including: *Developing a personalized retirement plan *Maximizing income *Understanding opportunity cost *Assessing and reducing debt *Selecting the right investment vehicles *Sticking to the plan With Hayes’s guidance, you can achieve financial independence and enjoy an active, happy, and long retirement.

Download or read book The F I R E Planner written by Michael Quan and published by Simon and Schuster. This book was released on 2021-05-04 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: Plan for your financial future with this interactive guide to everything there is to know about mindful spending, strict saving regimes, clever investments, and sustainable living so you can achieve financial independence early and, ultimately, live a more simple, happier life. F.I.R.E—Financial Independence, Retire Early—is a popular lifestyle movement amongst millennials and Gen Xers. The F.I.R.E. Planner is the first illustrated, interactive guide to putting this philosophy into practice. This accessible book teaches you everything there is to know about strict savings, smart investing, mindful spending, and living sustainably to ensure financial independence for a much simpler and happier life. Start planning for your future life today and make the most of your current income so you can live the life of your dreams.

Download or read book The Simple Path to Wealth written by Jl Collins and published by Jl Collins LLC. This book was released on 2021-08-16 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: "In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!

Download or read book F I R E written by Ayman Lee and published by . This book was released on 2019-07-18 with total page 126 pages. Available in PDF, EPUB and Kindle. Book excerpt: The FIRE (Financial Independence, Retire Early) movement is a lifestyle movement whose goal is financial independence and retiring early. The model became particularly popular among millennials in the 2010s, gaining traction through online communities via information shared in blogs, podcasts, and online discussion forumsThose seeking to attain FIRE intentionally maximize their savings rate by finding ways to increase income or decrease expenses. The objective is to accumulate assets until the resulting passive income provides enough money for living expenses in perpetuity. Many proponents of the FIRE movement suggest the 4% rule as a guide, thus setting a goal of at least 25 times estimated annual living expenses. Upon reaching financial independence, paid work becomes optional, allowing for retirement from traditional work decades earlier than the standard retirement age.F.I.R.E is- Series of chapters, easy to read for anyone with no financial education, who strives for success- Challenge yourself to read only one chapter per day and it will go a long way- Shows people who have no idea how to manage money or finances, the basics for success- Defines the up-roaring F.I.R.E movement and how to reach it - Teaches you what to do, with simple ideas that you can grow and build upon to make your own.

Download or read book Work Optional written by Tanja Hester and published by Hachette Books. This book was released on 2019-02-12 with total page 235 pages. Available in PDF, EPUB and Kindle. Book excerpt: A practical action guide for financial independence and early retirement from the popular Our Next Life blogger. In today's work culture, we're expected to hustle around the clock. But what if you could escape the traditional path and get on one that doesn't require working full-time until age 65? What if you could wake up every day without an alarm clock and do the things you love most? Tanja Hester and her husband Mark left their crazed careerist lifestyle to live their dream life in Lake Tahoe, retiring early from high-stress careers. Now Tanja will help you map out a customized plan for freedom and make it easy to succeed, whether you're good at math and budgeting -- or not! Work Optional is more than just a financial plan: it's a plan for your whole life -- designed by you, not by an employer or clients. Tanja walks you through envisioning your dream life, accounting for variables such as health care and children, protecting yourself from recessions and future unknowns, and achieving a purpose-filled early retirement, semi-retirement, or career intermission with completely doable, non-penny-pinching steps. You can live a happier, more meaningful life, free from the daily grind. Regardless of where you are in your career, Work Optionalwill get you there.

Download or read book Your Money or Your Life written by Vicki Robin and published by Penguin. This book was released on 2008-12-10 with total page 385 pages. Available in PDF, EPUB and Kindle. Book excerpt: A fully revised edition of one of the most influential books ever written on personal finance with more than a million copies sold “The best book on money. Period.” –Grant Sabatier, founder of “Millennial Money,” on CNBC Make It "This is a wonderful book. It can really change your life." -Oprah For more than twenty-five years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance. This fully revised and updated edition with a foreword by "the Frugal Guru" (New Yorker) Mr. Money Mustache is the ultimate makeover of this bestselling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money. Whether you’re just beginning your financial life or heading towards retirement, this book will show you how to: • Get out of debt and develop savings • Save money through mindfulness and good habits, rather than strict budgeting • Declutter your life and live well for less • Invest your savings and begin creating wealth • Save the planet while saving money • …and so much more! "The seminal guide to the new morality of personal money management." -Los Angeles Times

Download or read book Financial Autonomy written by Paul Benson and published by Major Street Publishing. This book was released on 2022-01-01 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial Autonomy is a fresh, innovative book about money. But unlike most money books, it's not focused on making you the richest person in your street, or worse, the richest person in the cemetery. Instead, the focus of this book is on gaining choice. What can you do on the money side of your life, to provide you with the choice to pursue maximum happiness in all the other aspects of your life.Have you ever listened to a guest on a radio program or a speaker at an event talking about some amazing experience they've had? Perhaps it was traveling through Tibet in a beaten-up Land Rover, sailing around the world, jumping out of planes in a wing suit, or starting a business or charity of their own, driven by a magnitude 10 passion to make an impact.And when listening to these inspiring stories, have you ever wondered how they managed to organise their life so that it was possible? Do you wish you could organise your life to do what's important to you?Financial Autonomy is a book about money but it's equally about gaining choice. If you get the money side of your life right, you will have the choice to pursue maximum happiness in all the other aspects of your life. Personal finance expert Paul Benson believes there are three vehicles to create enough wealth to have the choices you desire are: (1) Investing in shares; (2) Investing in property; and (3) Working for yourself (starting a side hustle or small business). He explores these in detail, as well budgeting and saving - and as you'd expect, he gives readers a choice of strategies they can adopt to succeed in these areas.

Download or read book Quit Like a Millionaire written by Kristy Shen and published by Penguin. This book was released on 2019-07-09 with total page 338 pages. Available in PDF, EPUB and Kindle. Book excerpt: From two leaders of the FIRE (Financial Independence, Retire Early) movement, a bold, contrarian guide to retiring at any age, with a reproducible formula to financial independence A bull***t-free guide to growing your wealth, retiring early, and living life on your own terms Kristy Shen retired with a million dollars at the age of thirty-one, and she did it without hitting a home run on the stock market, starting the next Snapchat in her garage, or investing in hot real estate. Learn how to cut down on spending without decreasing your quality of life, build a million-dollar portfolio, fortify your investments to survive bear markets and black-swan events, and use the 4 percent rule and the Yield Shield--so you can quit the rat race forever. Not everyone can become an entrepreneur or a real estate baron; the rest of us need Shen's mathematically proven approach to retire decades before sixty-five.

Download or read book Financial Independence Retire Early written by Richard Sodin and published by Independently Published. This book was released on 2020-06-09 with total page 352 pages. Available in PDF, EPUB and Kindle. Book excerpt: "48% of American adults over age 55 don't have any retirement savings according to research from the U.S. Government Accountability Office". If you don't want to be one of them, then keep reading. Personal Finance isn't an easy argument to treat, especially when we pass to talk from short term money management to long term investments and accumulating money-saving. Nowadays, the frenetic life routine and the massive amount of activities to do, make many people think that these work rhythms are unsustainable for too long. So it's utterly understandable to start considering early retirement to get out of this "cage situation" and live better the remaining part of life. Be financially independent takes time because it regards changing vision and habits, creating a step by step path to achieve this huge goal. In the last years, the so-called FIRE Movement (Financial Independence, Retire Early) helped a lot of people to start thinking in this way, from older to younger people. A recent Bank of America survey reveals: "25 percent of millennial savers had amassed more than $100,000, up from 16 percent in 2018". If they were able to save so much money in a short time, you could surely achieve your financial freedom! In this Bundle of 2 books ("Financial Independence" and "Retire Early") you will discover: The correct approach you should applicate right now to starting to save money Effective methods to create a good plan for your incomes The easiest way to cultivate wealthy habits that will bring you in the right path Crucial principles to increase and generate different sources of earnings The roadmap to an Early Retirement that will change your future life How to correctly set up your long-term investments The most potent factors you should know to incredibly increase your savings in a short time And much more! Sound complicated? Don't lose your courage! FIRE Movement is one of the many proves that you can start building an effective retirement plan, even if you literally have no money. Each step is illustrated with actual examples, giving you a set of tools that will change your vision. Scroll up, Get this book and Start Reading! FREE GIFT: Buy the Kindle version of this book and get the AUDIOBOOK VERSION FOR FREE!

Download or read book Choose FI written by Chris Mamula and published by . This book was released on 2019-10 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now available for Pre-Order! A common resolution set at the beginning of a new year is to "get my financial house in order." But how can you build a house, let alone pour any kind of foundation, without a blueprint? There are dozens of books and gurus trying to push their advice and tell you how to spend and invest your money. And then, there are three suburban dads just trying to make the world a little bit better. Meet Brad Barrett and Jonathan Mendonsa of the award-winning ChooseFI podcast and Chris Mamula of the popular blog "Can I Retire Yet?". They have walked the talk and now want to share their knowledge with you. Together, these three regular guys will show you how they did something extraordinary. They are all financially independent and doing meaningful work that fulfills them. All three left their corporate 9 to 5 jobs and are reaping the benefits of extra time with their families. Mirroring the format of the popular ChooseFI podcast, this book pulls from the collective knowledge of those who have decided to build a lifestyle around their passions instead of allowing their finances to dictate their future. These stories demonstrate universal principles, giving you the opportunity to pick the elements that are the most applicable to your financial situation and "choose your own adventure." The book covers a wide range of topics that will help you build a strong financial foundation: Developing a growth mindset Defining your values and aligning them with your spending Cutting years from your estimated retirement date Questioning the status quo on "required expenses" Cutting travel expenses and putting family vacations within your reach Learning how to earn more and live with abundance Updating the commonly accepted wisdom on college education and the debt associated with it Cutting through the noise on investing to discover strategies that work Showing how to implement investment strategies that enable the lifestyle you desire while controlling downside risk FI or Financial Independence is the new debt-free and getting back to 0 is just the beginning of a wonderful journey. Whether you have mountains of debt now or are recently debt free and wondering what to do next, Choose FI: Your Blueprint to Financial Independence will give you the information to guide your next move.

Download or read book Can I Retire Yet written by Darrow Kirkpatrick and published by StructureByDesign. This book was released on 2016-05-20 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt: You've worked hard, lived carefully, and saved diligently. You've reached major milestones and accumulated more assets than you dreamed possible, and yet you hesitate. ""Can I retire?"" This book will help answer that question by showing you.... The tools you need to live a secure and independent retirement, without worrying about money What you must know before leaving a career behind How much it will cost you to live in retirement, and how to manage your cash flow The current choices for retirement health care, including lesser-known but effective options The threat from inflation: two secrets that politicians and bankers will never admit A realistic assessment of the impact that income taxes will have on your retirement Social Security's role in your retirement: when you should claim and how much it's worth to you How to construct and manage an investment portfolio for income and growth in retirement About immediate annuities and why you need multiple sources of retirement income The key variables and unknowns in your retirement withdrawal equation Reviews of the best retirement calculators, and tips for how to use them accurately Beyond the simplistic 4% Rule to the latest research on safe withdrawal rates Realistic bracketing of your retirement savings needs, without over caution or overconfidence The history of economic cycles and the related asset classes for optimal retirement security A survey of strategies plus original research for how to orchestrate your retirement distributions A practical "retirement fuel gauge" alerting you to problems while you still have time to act Backup plans: the "lifeboat strategies" for ensuring you'll never be without essential income The 6 crucial questions to answer before you can retire The one, simple, powerful, non-financial reason that you can and should retire earlier than later

Download or read book Wallet Activism written by Tanja Hester and published by BenBella Books. This book was released on 2021-11-16 with total page 254 pages. Available in PDF, EPUB and Kindle. Book excerpt: 2022 NATIONAL INDIE EXCELLENCE AWARDS FINALIST — SOCIAL/POLITICAL CHANGE • 2022 ASJA ANNUAL WRITING AWARD WINNER — SERVICE • 2022 NAUTILUS BOOK AWARDS GOLD MEDALIST — SOCIAL CHANGE & SOCIAL JUSTICE • 2022 AXIOM BUSINESS BOOK AWARD GOLD MEDALIST — PHILANTHROPY/NONPROFIT/SUSTAINABILITY How do we vote with our dollars, not just to make ourselves feel good, but to make a real difference? Wallet Activism challenges you to rethink your financial power so can feel confident spending, earning, and saving money in ways that align with your values. While we call the American system a democracy, capitalism is the far more powerful force in our lives. The greatest power we have—especially when political leaders won’t move quickly enough—is how we use our money: where we shop, what we buy, where we live, what institutions we entrust with our money, who we work for, and where we donate determines the trajectory of our society and our planet. While our votes and voices are essential, too, Wallet Activism helps you use your money for real impact. It can feel overwhelming to determine “the right way” to spend: a choice that might seem beneficial to the environment may have unintended consequences that hurt people. And marketers are constantly lying to you, making it hard to know what choice is best. Wallet Activism empowers us to vote with our wallets by making sense of all the information coming at us, and teaching us to cultivate a more holistic mindset that considers the complex, interrelated ecosystems of people and the planet together, not as opposing forces. From Tanja Hester, Our Next Life blogger and author of Work Optional, comes the mindset-shifting guide to help you put your money where your values are. Wallet Activism is not a list of dos and don’ts that will soon become outdated, nor does it call for anti-consumerist perfection. Instead, it goes beyond simple purchasing decisions to explore: The impacts a financial decision can have across society and the environment How to create a personal spending philosophy based on your values Practical questions to quickly assess the “goodness” of a product or an entity you may buy from The ethics of earning money, choosing what foods to eat, employing others, investing responsibly, choosing where to live, and giving money away For anyone interested in leaving the world better than you found it, Wallet Activism helps you build habits that will make your money matter.

Download or read book Live on Fire Financial Independence Retire Early written by Andrew Richards and published by Amplitudo Limited. This book was released on 2021-03-08 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Live on FIRE: The Ultimate Blueprint to Changing Your Relationship with Money, Retiring Early and Living a Financially Free Life! What would you do if money were not an issue? Does the idea of achieving financial independence and enjoying a free, meaningful life sound appealing to you? Would you like to: Jumpstart your journey to financial freedom and retire from your fast-paced job with ease? Or simply have the option of working differently? Never overspend on trivial things but instead use your money efficiently and give yourself the opportunity for profitable investments? Spend more time with your family, travel more, follow your interests and do the things you enjoy most? If so, this book is exactly what you need! In this step-by-step retirement planning guide, Andrew Richards does not assume that you have prior knowledge of finances or saving. That said, even if you're completely new to these terms, you won't struggle to make sense of this guide. Within the contents of this easy-to-follow FIRE blueprint, you will: - Understand better the FIRE model and discover which type of FIRE works best for you; - Quickly and effectively create your retirement plan according to your goals and start acting in the right direction; - Unlock the best-proven saving tips without giving up what makes you happy; - Learn how to create passive income and make money on the side - more than 10 profitable business ideas; - Comprehend the two main investment strategies used when it comes to investing in your financial freedom; - And much more! The FIRE model's central premise is to save aggressively to get to your financial independence goal quicker. But, don't be discouraged by such big words - "Live on FIRE" will show you the easiest way to get there. Change your relationship with money and transform your life! Start creating a better future today!