Download or read book Do More Spend Less written by Brad Wilson and published by John Wiley & Sons. This book was released on 2013-01-14 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: Achieve stellar savings with the techniques used on bradsdeals.com Do More, Spend Less provides tips, advice, real-world examples, and strategies consumers need to know to compete in the consumer world. Author Brad Wilson, founder of BradsDeals.com, explains the techniques and buying strategies that are used on his site, which have saved 19 million consumers more than $200 million on BradsDeals.com in the past year alone. The majority of deals on his site provide free, or nearly free, products and services. This book provides tips, advice, real-world examples, and strategies consumers need to know to compete in the consumer world. Shares why you should never buy an Apple product from the Apple store Details how to spend three weeks in a suite at the Park Hyatt Paris for $20 Shares the unknown way to clean up your credit report and add at least 20 points to your score The entire basis for thinking about how best to shop, spend, travel, bank—essentially all aspects of being a consumer—has fundamentally changed. The power is now in your hands, and Do More, Spend Less shows you how to master your savings.

Download or read book The No Spend Year written by Michelle McGagh and published by Coronet. This book was released on 2018-01-11 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money so you can learn to spend less and live more. Michelle McGagh has been writing about money for over a decade but she was spending with abandon and ignoring bank statements. Just because she wasn't in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn't. Michelle's took a radical approach and set herself a challenge to not spend anything for an entire year. She paid her bills and she has a minimal budget for her weekly groceries but otherwise Michelle spent no money at all. She found creative ways to live have a social life and to travel for free. She has saved money but more importantly she is happier. Her relationship with money, with things, with time, with others has changed for the better. The No Spend Year is Michelle's honestly written and personal account of her challenge. But it is more than that, it is also a tool for life. There are top tips for your own finances including easy to understand advice on interest, mortgages, savings , pensions and spending less to help you live a more financially secure life.

Download or read book Go Green Spend Less Live Better written by Crissy Trask and published by Simon and Schuster. This book was released on 2013-04-20 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: Go Green, Spend Less, Live Better is an authoritative, practical guide that details the money-saving side of greener, healthier, and simpler living. Bestselling author of It’s Easy Being Green and sustainable-living expert Crissy Trask provides a prescriptive handbook for making better decisions about our homes, how we get around, what we eat, and how we behave as consumers, in order to simultaneously achieve two desirable and imperative goals—to be better off financially and to do what is good for the planet. Laying out steps that will yield immediate results, Trask also provides explanations of bigger commitments that take time to implement, but also produce much bigger savings. With her practical money-saving strategies and environmental know-how, Trask empowers readers to confidently pursue change, knowing their bank accounts will grow as a result. Go Green, Spend Less, Live Better shows how typical families can easily save at least $10,000—and even as much as $30,000—in the first year alone by greening up some key areas of their homes and lives. Other areas covered include: How green living is not exclusive, but highly accessible and affordable Five reasons you will live better and save money when going green How to start reaping economic rewards right away Taking green to the next level and getting more for your money Earning rich returns on green investments The link between better health and greater wealth And much more!

Download or read book Living Well Spending Less written by Ruth Soukup and published by HarperChristian + ORM. This book was released on 2014-12-30 with total page 149 pages. Available in PDF, EPUB and Kindle. Book excerpt: “If you struggle to simplify your life and wish you could savor the here and now, this book is a must-read.” —Crystal Paine, founder of MoneySavingMom.com and New York Times–bestselling author Have you ever felt that your life—and budget—is spiraling out of control? Do you sometimes wish you could pull yourself together but wonder exactly how to manage all the scattered pieces of a chaotic life? Is it possible to find balance? In a word, yes. Ruth Soukup knows firsthand how stressful an unorganized life and budget can be. Through personal stories, biblical truth, and practical action plans, she will inspire you to make real and lasting changes to your personal goals, home, and finances. With honesty and the wisdom of someone who has been there, Ruth will help you: Discover your “sweet spot” —that place where your talents and abilities intersect. Take back your time and schedule by making simple shifts in your daily habits. Reduce stress in your home and family by clearing out the clutter. Stop busting your budget and learn to cut your grocery bill in half. This book provides real and practical solutions from someone who has been there. Ruth doesn’t just offer advice, she walks it with you, and shares with brutal honesty her own mistakes, failures, and shortcomings. It is encouraging, motivating, and life-changing. “An inspiring book full of step-by-step instructions and spiritual wisdom. I love how Ruth is transparent about her mistakes as she leads us to reevaluate our priorities. This book is a great biblical guide to living well and finding joy!” —Courtney Joseph, founder of Women Living Well Ministries

Download or read book Spend Less Live More written by Alvin Hall and published by Hodder & Stoughton. This book was released on 2010-01-07 with total page 186 pages. Available in PDF, EPUB and Kindle. Book excerpt: A fully updated edition of the hugely successful What Not To Spend - this is the ultimate guide to managing your money from the nation's favourite money man. Are you desperate to get a grip on your finances but don't know where to start? Does it seem impossible to think about saving in the current climate? Have you tried to budget in the past and failed? No matter what your attitude to money or how you've handled your finances in the past, this is the only guide you need to get back on track. Alvin's tried and tested advice takes you through step-by-step, from clearing debt and managing credit, to saving, budgeting and planning for the future. Fully up-to-date with sections on how to save when things are tight, and how to deal with redundancy, Alvin's simple, straightalking style provides the perfect antidote to the doom and gloom of news reports.By tackling money matters head on, you really can spend a bit less and live a lot more.Chapters include: -What is your money personality? -Clearing debt - the knockout method -The mortgage maze -Getting started with shares -Planning for the great beyondand much, much more...

Download or read book The Thrift Book written by India Knight and published by Penguin UK. This book was released on 2009-07-02 with total page 225 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Thrift Book is a guide to how to live well while spending less by bestselling writer India Knight. Feeling poor because of the credit crunch? Feeling guilty because of global warming? Feeling like you'd like to tighten your belt, but aren't ready to embrace DIY macramé handbags? No need to panic. Put down the economy mince and buy this book instead - it's a blueprint for living beautifully, while saving money and easing your conscience. India Knight will show you: - How to make wonderful dinners with every little money - How to dress on a budget and still look fabulous - How to make friends and start sharing with your neighbours - How to holiday imaginatively - with barely a carbon footprint Try it - you have nothing to lose but your overdraft. 'A blueprint for living well, however broke you are, with thrifty tips on looking fab, cooking, pampering and partying' Cosmopolitan 'The Thrift Book might be the only sure-fire investment out there' Harper's Bazaar 'A triumphant treat and a useful and sensible manual' Independent India Knight is the author of four novels: My Life on a Plate, Don't You Want Me, Comfort and Joy and Mutton. Her non-fiction books include The Shops, the bestselling diet book Neris and India's Idiot-Proof Diet, the accompanying bestselling cookbook Neris and India's Idiot-Proof Diet Cookbook and The Thrift Book. India is a columnist for the Sunday Times and lives in London with her three children.Follow India on Twitter @indiaknight or on her blog at http://indiaknight.tumblr.com.

Download or read book Frugal Isn t Cheap written by Clare Levison and published by Red Wheel/Weiser. This book was released on 2013-07-19 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Frugal Isn’t Cheap, Clare Levison serves up practical financial advice with a side of southern charm. Filled with real-life stories, it will challenge you to change the way you think about money. Her message is deceptively simple and clear: it’s cool to be smart about your money; it’s stylish to be sensible rather than overindulgent; financial stability is more glamorous than extravagance. But cut up the credit cards? No way. Levison prefers to promote responsibility rather than abstinence. She takes a realistic approach to personal finance that we can all live with, including: How to find and nurture your frugal side Why you don’t need to cut up your credit cards The simple formula for financial success The Savings Challenge, 20% The best ways to make large purchases

Download or read book The Frugal Life written by Piper Terrett and published by Good Life Press. This book was released on 2009-08-01 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: As the credit crunch becomes a recession and rising energy prices take their toll on our finances, many of us have little choice but to cut back our spending. But life is for living, so why should budgeting mean a miserable existence? Instead, discover the pleasures of saving by becoming a frugal shopper, cutting energy and transport bills, growing vegetables and eating wild food. The Frugal Life is a tried and tested way of life, covering a huge range of topics, from growing and cooking and entertaining friends and children to enjoying Christmas without debt. It will also show you how to set a budget, cope with redundancy and cultivate a frugal nest egg for the future. This book is ideal for everyone, from the struggling student and first jobber, to families and pensioners getting used to a smaller budget - in fact anyone trying to live life for less.

Download or read book The Minimalist Budget written by Simeon Lindstrom and published by Createspace Independent Publishing Platform. This book was released on 2017-04-22 with total page 326 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this boxed set, we'll be tackling the familiar challenges of personal finance management... but in an unfamiliar way. INCLUDED IN THIS COLLECTION: BOOK 1: Rethinking Budgeting - How to Escape the Poverty Mindset and Create a Lifestyle That Works for You BOOK 2: The Minimalist Budget - A Practical Guide On How To Save Money, Spend Less And Live More With A Minimalist Lifestyle BOOK 3: Dollars & No Sense - Why Are You Spending Your Money Like An Idiot? DESCRIPTION: In this boxed set, we'll be tackling the familiar challenges of personal finance management... but in an unfamiliar way. If your main money problem is simply "I don't have enough of it!", you may be surprised at the approach these books will take. Here, you will NOT find the same old tips and tricks on how to save money by re-using teabags or buying rice in bulk. Instead, we'll get to the very heart of what money actually means, how we spend it and why, and what you can do to start using what you have right now to create a lifestyle that has meaning for you. "Budget" - it's a meager little word, one that all too often comes after "tight". Maybe you think of this word as an adjective, something to describe a cheap and substandard car or hotel. "Budget" brings to mind rationing... a kind of money diet. If you're like many people, budgeting is something you do with a kind of deflated spirit. Budgeting means bargain bin quality and the sad sense that what you want is going to be just out of reach. With these books, we'll try to go a little deeper. We'll consider the root causes of careless spending, as well as the three biggest but largely invisible money myths we all believe in to some extent. We'll then consider ways to start creating a budget that works for you and your goals, rather than against it. So much budget and personal finance advice out there is about solving problems using the same thinking that created them. These books will try a different approach to budgeting altogether. And it starts with a fact that many personal finance guides out there avoid like the plague. My hope with these books is that they'll give you a starting point to begin to reconsider your relationship to money and, by extension, your relationship to yourself and the world you live in. My hope is that you'll find something that inspires you to think differently and make different choices, ones that will leave you feeling more in control and more fulfilled than ever before. We each only have one life - here's to spending it wisely! WHAT ARE READERS SAYING? "This is definitely not just another cut-and-save type of book. While it does deliver a wealth of very solid advice on how to make drastic changes in your spending habits and provide great advice on how to save money in an variety of areas, it gave me so much more food for thought that I could ever have anticipated. This book ties all of the above into our own personal psychology and our attitudes about money, possessions and the role they play in our lives. The next time someone asks for advice on this topic, I will definitely recommend this collection." "This incredible guide is packed with information on how to revamp your lifestyle. The author breaks down multiple budgeting strategies and end with a step-by-step actionable plan. Plenty of food for thought, excellent strategies offered and nicely organized." "This is the type of book everyone should read. It takes on a gargantuan task: asking you to re-evaluate money as it pertains to your life personally, culturally, and literally." Grab your copy TODAY of this LIMITED EDITION boxed set!

Download or read book Work Less Live More written by Bob Clyatt and published by Work Less, Live More: The New. This book was released on 2007 with total page 365 pages. Available in PDF, EPUB and Kindle. Book excerpt: Professionally, you're experiencing the success that years of hard work brings -- but the long hours are taking their toll and you're burning out fast. Fortunately, there's an alternative to the grind: Early semi-retirement. Work fewer hours, realize your goals and dreams, spend time with your loved ones -- and do it all years, even decades, before the "normal" retirement age of 65.With Work Less, Live More and a little planning, you can do it. The book provides a rational investment system based on Nobel Prize-winning research, a safe lifelong withdrawal plan and sensible spending guidelines. More importantly, the book provides inspiring stories and insights of many successful early semi-retirees, walking proof that meaningful work -- rather than full-time work -- is both fulfilling and rewarding.The author, who achieved semi-retirement at age 42, shows how to make it work, step by step and in plain English. The 2nd edition addresses health care issues and focuses on readers of any age, especially “late bloomers” who may feel they're way behind.

Download or read book Live Save Spend Repeat written by Kim Anderson and published by Harvest House Publishers. This book was released on 2017-10-01 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are You Tired of Coming Up Short? Do you feel stuck in a cycle of work, bills, and worry? Maybe you're too nervous to take a hard look at your budget, or your past budgeting efforts have resulted in little success. Either way, when your bank account flatlines and frustration mounts, real progress seems impossible. There is a better way to reach your goals! In Live. Save. Spend. Repeat. you will discover a simple-to-implement plan that will help you wisely use your money to break the cycle of financial mistakes and worry. Your confidence will grow as you learn how to create a realistic easy-sync budget accomplish the most with the money you have rather than wish you had unshackle yourself form the burden of debt spend without regret on the things that matter most to you make small, intentional choices that lead to big change Financial freedom isn't all about sacrifice. Use your money as a tool to reach your goals and finally experience joy and success as you Live. Save. Spend. Repeat.

Download or read book The Buy Nothing Get Everything Plan written by Liesl Clark and published by Atria Books. This book was released on 2021-01-12 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the spirit of The Gentle Art of Swedish Death Cleaning and The Joy of Less, experience the benefits of buying less and sharing more with this accessible 7-step guide to decluttering, saving money, and creating community from the creators of the Buy Nothing Project. In their island community, friends Liesl Clark and Rebecca Rockefeller discovered that the beaches of Puget Sound were spoiled by a daily influx of plastic items and trash washing on shore. From pens and toothbrushes to toys and straws, they wondered, where did it all come from? Of course, it comes from us—our homes, our backyards, our cars, and our workplaces. And so, a rallying cry against excess stuff was born. In 2013, they launched the first Facebook Buy Nothing Project group in their small town off the coast of Seattle, and they never expected it to become a viral sensation. Today there are thousands of Buy Nothing groups all over the world, boasting more than a million members, and 5,000 highly active volunteers. Inspired by the ancient practice of gift economies, where neighbors share and pool resources,The Buy Nothing, Get Everything Plan introduces an environmentally conscious 7-step guide that teaches us how to buy less, give more, and live generously. At once an actionable plan and a thought-provoking exploration of our addiction to stuff, this powerful program will help you declutter your home without filling landfills, shop more thoughtfully and discerningly, and let go of the need to buy new things. Filled with helpful lists and practical suggestions including 50 items you never need to buy (Ziploc bags and paper towels) and 50 things to make instead (gift cards and salad dressing), The Buy Nothing, Get Everything Plan encourages you to rethink why you shop and embrace a space-saving, money-saving, and earth-saving mindset of buying less and sharing more.

Download or read book Yankee Magazine s Living Well on a Shoestring written by The Editors of Yankee Magazine and published by Yankee Books. This book was released on 2000-12-01 with total page 404 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Living Well on a Shoestring, you'll find more than 1,500 practical money-saving techniques for every aspect of your life, from getting out of debt and finding money for retirement to decorating on a budget and cutting pet-care costs. The penny-pinching editors of Yankee magazine know firsthand that you can learn to live well while staying well within your means. And now they're on a campaign to show you how it can be done! Inside these covers, you'll discover the four essential keys to spending wisely and stretching your income: knowing budget basics, getting out of and avoiding debt, increasing your savings, and living within your income. You'll also get all the information you need to build a solid financial foundation for living the good life, including tax-trimming ideas and a list of easy ways to increase your earnings. Once you've mastered the four basic elements that will help you transform your spending style without settling for less, you're ready for the nitty-gritty, penny-pinching, day-to-day details of consistent and mindful saving. Check out the scores of ingenious ideas jam-packed into chapters like Frugal Lawn and Garden Care, Thrifty Ways to Dress Well, Spending Less for Quality Health Care, Saving on Electronics and Small Appliances, and Cutting Transportation Costs. This book offers hundreds of tried-and-true tips for leading a thrifty lifestyle. Need supplies for your home office? Keep your eyes peeled for businesses that are closing or relocating. Want to lower your auto insurance rate? Ask about hidden discounts that your insurance company may not be revealing up front. In the market for a new bicycle? Shop in late September or early October, just after the industry's largest trade show-- and don't be afraid to barter. Sprinkled throughout these pages are entertaining real-life "It Worked for Me" success stories and top-notch recommendations from "The Yankee Miser." Perfect for skimming or reading cover to cover-- you may have trouble putting it down-- Living Well on a Shoestring is a comprehensive, information-packed volume that guarantees you'll have more money in your pocket at the end of each and every day. More than two million devoted readers agree that the editors of Yankee0 magazine are the most trusted authorities on the art of living well on a shoestring-- after all, it's a Yankee tradition!

Download or read book The Old Money Book 2nd Edition written by Byron Tully and published by . This book was released on 2020-11-15 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Old Money Book details how anyone from any background can adopt the values, priorities, and habits of America's Upper Class in order to live a richer life. Expanded and updated for a post-pandemic world.

Download or read book Low Cost Living written by John Harrison and published by Constable. This book was released on 2009 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Offers simple, tried and tested methods that help you to enjoy a better standard of living while saving money and helping the environment. this book helps you: discover the benefits of growing your own fruit and vegetables, raising chickens, making butter, cheese and bread, and brewing your own beer; and, save energy, save on your bills."--Publisher's description.

Download or read book Stay Healthy Live Longer Spend Wisely written by Davis Liu and published by Stetho Publishing. This book was released on 2008 with total page 266 pages. Available in PDF, EPUB and Kindle. Book excerpt: Liu (a physician with the Permanente Medical Group) offers a practical guide to getting the most benefit from the health care system while saving time and money. The author provides real life examples from his experiences in helping his family and patients avoid common mistakes.

Download or read book The Year of Less written by Cait Flanders and published by Hay House, Inc. This book was released on 2019-01-15 with total page 217 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Year of Less In her late twenties, Cait Flanders found herself stuck in the consumerism cycle that grips so many of us: earn more, buy more, want more, rinse, repeat. Even after she worked her way out of nearly $30,000 of consumer debt, her old habits took hold again. When she realized that nothing she was doing or buying was making her happy—only keeping her from meeting her goals—she decided to set herself a challenge: she would not shop for an entire year.The Year of Less documents Cait’s life for twelve months during which she bought only consumables: groceries, toiletries, gas for her car. Along the way, she challenged herself to consume less of many other things besides shopping. She decluttered her apartment and got rid of 70 percent of her belongings; learned how to fix things rather than throw them away; researched the zero waste movement; and completed a television ban. At every stage, she learned that the less she consumed, the more fulfilled she felt.The challenge became a lifeline when, in the course of the year, Cait found herself in situations that turned her life upside down. In the face of hardship, she realized why she had always turned to shopping, alcohol, and food—and what it had cost her. Unable to reach for any of her usual vices, she changed habits she’d spent years perfecting and discovered what truly mattered to her.Blending Cait’s compelling story with inspiring insight and practical guidance, The Year of Less will leave you questioning what you’re holding on to in your own life—and, quite possibly, lead you to find your own path of less.