Download or read book Small Enterprise Credit in West Africa written by Ernest Aryeetey and published by . This book was released on 1996 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Financing of Small scale Enterprises in Uganda written by George R. Bosa and published by . This book was released on 1970 with total page 126 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Informal Financial Circuits in West Africa written by Sonia Hammam and published by . This book was released on 1984 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Small Enterprise Development in West Africa written by and published by . This book was released on 1985 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Teaching and training material, small enterprises, West Africa - training programme, development project, credit, management, saving, feasibility study, economic analysis, training management.
Download or read book Agents of Change written by International Development Research Centre (Canada) and published by IDRC. This book was released on 1995 with total page 374 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discusses the process of designing and implementing national policies that give priority to small enterprise development. Deals with regulatory reforms, agents of change in financial services, and innovations to improve the competitive potential of small enterprises.
Download or read book Unlocking the Potential of SMEs in West Africa written by Ibrahima Thiam and published by . This book was released on 2007 with total page 102 pages. Available in PDF, EPUB and Kindle. Book excerpt: Small and medium sized enterprises (SMEs) have proven their dynamism in West Africa. They are perceived by policy makers as an important reservoir for growth. The African Development Bank considers they represent over 90 % of business and provide about 50% of GDP and employment in Africa. Despite the consensus on the role of SMEs in these emerging markets, West African SMEs still face many constraints in their development, particularly in accessing financial and other types of resources. This thesis analyses the causes of the constraints faced by small enterprise in countries member of the West Africa Economic and Monetary Union. It also looks at stakeholders engaged in transforming the status of SMEs. After diagnosing the status of SMEs in West Africa and identifying the stakeholder involved in SME development, the research analyses the limitations of top down public policy approaches that prevailed in most attempts to assist SMEs. It explores new approaches for SME development particularly the strategy of business to business linkage which can bring new and more sustainable dynamics to SMEs growth. Finally the research looks at current trends in the microfinance sector and suggests how a disruptive strategy could position these financial services providers to find new growth opportunity in the SMEs market.
Download or read book Credit constrained in Risky Activities written by S. Lange and published by . This book was released on 2012 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Small Enterprises and Changing Policies written by A. H. J. Helmsing and published by Intermediate Technology Publications. This book was released on 1993 with total page 394 pages. Available in PDF, EPUB and Kindle. Book excerpt: Looks at small enterprise development in the context of historical patterns of African industrialization and aims to provide a framework for assessment of key policies and their effects on small enterprise development.
Download or read book Strategic Business Practices among Financial Institutions in Africa written by Rwakihembo John, Baguma John Muhunga Kule, Achamoh Victalice Ngimanang, Motieri Stanely Ontiri and published by AJPO Journals USA LLC. This book was released on 2023-06-21 with total page 79 pages. Available in PDF, EPUB and Kindle. Book excerpt: TOPICS IN THE BOOK Corporate Board Size and Financial Performance of Private Limited Companies in Uganda Control Environment and Financial Performance of Savings and Credit Cooperatives (Saccos) in Mid-Western Uganda Microfinance Services and the Growth of Small and Medium Size Enterprises: Evidence from the Community Credit Company in the Douala Municipality, Cameroon Direct Individual Based Participation and Service Delivery in Nairobi City Water and Sewerage Company, Nairobi City County, Kenya
Download or read book West African Economic and Monetary Union written by Patrick A. Imam and published by International Monetary Fund. This book was released on 2013-10-22 with total page 46 pages. Available in PDF, EPUB and Kindle. Book excerpt: The financial system in the WAEMU remains largely bank-based. The banking sector comprises 106 banks and 13 financial institutions, which together hold more than 90 percent of the financial system’s assets (about 54 percent of GDP at end-2011). Five banks account for 50 percent of banking assets. The ownership structure of the sector is changing fast, with the rapid rise of foreign-owned (pan-African) banks. This contributes to higher competition but also rising heterogeneity in the banking system, with large and profitable cross-country groups competing with often weaker country-based (and sometime government-owned) banks. Nonbank financial institutions are developing quickly, notably insurance companies, but remain overall small. This paper presents a detailed analysis of the banking system.
Download or read book Credit Constrained in Risky Activities The Determinants of the Capital Stocks of Micro and Small Firms in Western Africa written by Simon Lange and published by . This book was released on 2015 with total page 47 pages. Available in PDF, EPUB and Kindle. Book excerpt: Micro and small enterprises (MSEs) in developing countries are typically considered to be severely credit constrained. Additionally, high business risks may partly explain why the capital stocks of MSEs remain low. This article analyzes the determinants of the capital stocks of MSEs in poor economies focusing on credit constraints and risk. The analysis is based on a unique, albeit cross-sectional but backward-looking, micro data set on MSEs covering the economic capitals of seven West-African countries. The main result is that capital market imperfections indeed seem to explain an important part of the variation in capital stocks in the early lifetime of MSEs. Furthermore, the analyses show that risk plays a key role in capital accumulation. Risk-averse individuals seem to adjust their initially low capital stocks upwards when enterprises grow older. MSEs in risky activities owned by wealthy individuals even seem to over-invest when they start their business and subsequently adjust capital stocks downwards. As other firms simultaneously suffer from capital shortages, such behavior may imply large inefficiencies.
Download or read book Credit Data Collection and Analysis in Small Scale Enterprises Agricultural Lending Operation in Developing Countries written by Orok Ekpo Orok-Duke and published by . This book was released on 2015 with total page 10 pages. Available in PDF, EPUB and Kindle. Book excerpt: Data refers to facts, figures or pieces of information. Data will be used synonymously with statistics which may be defined as tabulated numerical facts pertaining to a specific subject or an aspect of it. In all aspect of life, statistical data form the basis of decisions and actions. In small scale enterprises lending statistical data support and fasten appraisal of projects. The lender is also better equipped to render objective advice and commentary on government policies and programme. Nigeria is used as a focus in parts of this research, but most of its contents are applicable to developing countries especially in West Africa. It is the specific objective of this paper to examine the nature, sources, analysis of credit date requirement in small scale enterprises/agricultural leading operations. It is hoped that at the end of this discussion, it will assist officials in financial institutions and agricultural business to have a better understanding of the data problems in their activities and how to deal with them.
Download or read book Access to Finance Among Small and Medium sized Enterprises and Job Creation in Africa written by Zuzana Brixiova and published by . This book was released on 2020 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: In the past decade inclusive growth, that is job-rich growth, has topped the policy agenda in developing countries. This paper investigates how the access to finance affects employment in small and medium-sized enterprises (SMEs) in Sub-Saharan Africa. It first presents a model where firm creation requires entrepreneurial search and paying the start-up costs, while the firm's size in terms of employment depends on the access to credit. Under the financial market imperfections, access to credit can be a binding constraint on firm entry and employment even when the banks have sufficient liquidity. Using an impact evaluation-based approach on firm-level data from 42 African countries, we show that SMEs with access to formal financing create more jobs than firms without access, with employment in firms having access to more affordable and larger loans growing the fastest. The impact of access to finance is stronger for firms in manufacturing than in services, pointing to sectoral targeting of finance as a possible policy supporting industrialization.
Download or read book FinTech in Sub Saharan African Countries written by Mr.Amadou N Sy and published by International Monetary Fund. This book was released on 2019-02-14 with total page 61 pages. Available in PDF, EPUB and Kindle. Book excerpt: FinTech is a major force shaping the structure of the financial industry in sub-Saharan Africa. New technologies are being developed and implemented in sub-Saharan Africa with the potential to change the competitive landscape in the financial industry. While it raises concerns on the emergence of vulnerabilities, FinTech challenges traditional structures and creates efficiency gains by opening up the financial services value chain. Today, FinTech is emerging as a technological enabler in the region, improving financial inclusion and serving as a catalyst for the emergence of innovations in other sectors, such as agriculture and infrastructure.
Download or read book A Development Company for Togo written by Checchi and Company and published by . This book was released on 1963 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Microfinance in Africa written by S. Rajagopalan and published by . This book was released on 2009 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: Africa is home to some of the poorest and vulnerable populations in the world. The ten poorest countries in the world are in Africa. Sub-Saharan Africa is the region with the highest incidence and greatest depth of poverty in the world. Fewer than one in five adults in Africa has access to the services of a formal or semi-formal financial institution. Microfinance in Africa is growing, though. A broad range of diverse institutions offer financial services to the poor and low-income clients in Africa. These include non-governmental organizations, non-banking financial institutions, cooperatives, credit unions, rural banks, Rotating Savings and Credit Associations (ROSCAs), postal financial institutions and an increasing number of commercial banks. Increasingly, technology is being used to expand microfinance outreach mobile phone banking is one such example. This book provides an overview of the microfinance sector in Africa, reviews the performance and impact of microfinance institutions in the region, and outlines some of the opportunities and challenges that African microfinance has on hand.
Download or read book Determinants of Credit Constraints on Micro and Small Enterprises in the Northern Province of South Africa written by Charles Lepepeule Machethe and published by . This book was released on 1997 with total page 372 pages. Available in PDF, EPUB and Kindle. Book excerpt:
