Download or read book Retire Early Make the SMART Choices written by Steven A. Silbiger and published by Harper Collins. This book was released on 2009-10-13 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are You Considering Early Retirement? Do You Know Someone Who Is Considering This Momentous Decision? With Retire Early? Make the SMART Choices, Steven Silbiger, CPA, offers a short guide to the big issues of retirement planning—packed on every page with detailed, step-by-step advice. Choosing when to retire is one of the most important—and overlooked—decisions we will make about our lives. Silbiger, author of The Ten-Day MBA, has written the first guide that untangles the complicated issues surrounding early retirement, based on careful research about the money pitfalls retirees and near-retirees face. He delivers an understandable roadmap that demystifies the confusion about Social Security benefits, and clarifies the choices for anyone considering when and how to retire. Are you thinking about getting the early Social Security check? It can be tempting, but for many this can be a foolhardy decision. For others, it makes perfect sense. Making the smart choice about when to retire can make a $100,000 difference for an individual and $200,000 for a couple. Silbiger guides readers through the key variables that affect the decision to elect early Social Security retirement benefits: What are your early benefits and penalties? How's your health? Are you married? Are you planning on working while retired? What are your cash needs during retirement? By getting a grip on how to manage our investments, cash flow, and real estate, Silbiger shows how we can put thousands of dollars more into our pockets every year. He addresses vital questions about money and retirement that include: Tapping your nest egg for retirement—how to make ends meet? Which retirement investments are for you? Are you prepared to fend off scam artists? Through it all, you'll meet everyday people who have faced the early retirement question and learned how to make the smart choices. Silbiger provides the tools, worksheets, and assessments to avoid costly mistakes, take charge of your financial future, and choose the path to a secure, happy retirement.

Download or read book Retire Early Make the SMART Choices written by Steven A. Silbiger and published by William Morrow. This book was released on 2005-08-23 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are You Considering Early Retirement? Do You Know Someone Who Is Considering This Momentous Decision? With Retire Early? Make the SMART Choices, Steven Silbiger, CPA, offers a short guide to the big issues of retirement planning—packed on every page with detailed, step-by-step advice. Choosing when to retire is one of the most important—and overlooked—decisions we will make about our lives. Silbiger, author of The Ten-Day MBA, has written the first guide that untangles the complicated issues surrounding early retirement, based on careful research about the money pitfalls retirees and near-retirees face. He delivers an understandable roadmap that demystifies the confusion about Social Security benefits, and clarifies the choices for anyone considering when and how to retire. Are you thinking about getting the early Social Security check? It can be tempting, but for many this can be a foolhardy decision. For others, it makes perfect sense. Making the smart choice about when to retire can make a $100,000 difference for an individual and $200,000 for a couple. Silbiger guides readers through the key variables that affect the decision to elect early Social Security retirement benefits: What are your early benefits and penalties? How's your health? Are you married? Are you planning on working while retired? What are your cash needs during retirement? By getting a grip on how to manage our investments, cash flow, and real estate, Silbiger shows how we can put thousands of dollars more into our pockets every year. He addresses vital questions about money and retirement that include: Tapping your nest egg for retirement—how to make ends meet? Which retirement investments are for you? Are you prepared to fend off scam artists? Through it all, you'll meet everyday people who have faced the early retirement question and learned how to make the smart choices. Silbiger provides the tools, worksheets, and assessments to avoid costly mistakes, take charge of your financial future, and choose the path to a secure, happy retirement.

Download or read book Smart Choices written by John S. Hammond and published by Harvard Business School Press. This book was released on 2015-08 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: Where should I live? Is it time to get a new job? Which job candidate should I hire? What business strategy should I pursue? We spend the majority of our lives making decisions, both big and small. Yet, even though our success is largely determined by the choices that we make, very few of us are equipped with useful decision-making skills. Because of this, we often approach our choices tentatively, or even fearfully, and avoid giving them the time and thought required to put our best foot forward. In Smart Choices, John Hammond, Ralph Keeney, and Howard Raiffa--experts with over 100 years of experience resolving complex decision problems--offer a proven, straightforward, and flexible roadmap for making better and more impactful decisions, and offer the tools to achieve your goals in every aspect of your life. Their step-by-step, divide-and conquer approach will teach you how to: * Evaluate your plans * Break your potential decision into its key elements * Identify the key drivers that are most relevant to your goals * Apply systematic thinking * Use the right information to make the smartest choice Smart Choices doesn’t tell you what to decide; it tells you how. As you routinely use the process, you’ll become more confident in your ability to make decisions at work and at home. And, more importantly, by applying its time-tested methods, you’ll make better decisions going forward. Be proactive. Don’t wait until a decision is forced on you--or made for you. Seek out decisions that advance your long-term goals, values, and beliefs. Take charge of your life by making Smart Choices a lifetime habit.

Download or read book Work Optional written by Tanja Hester and published by Hachette Books. This book was released on 2019-02-12 with total page 235 pages. Available in PDF, EPUB and Kindle. Book excerpt: A practical action guide for financial independence and early retirement from the popular Our Next Life blogger. In today's work culture, we're expected to hustle around the clock. But what if you could escape the traditional path and get on one that doesn't require working full-time until age 65? What if you could wake up every day without an alarm clock and do the things you love most? Tanja Hester and her husband Mark left their crazed careerist lifestyle to live their dream life in Lake Tahoe, retiring early from high-stress careers. Now Tanja will help you map out a customized plan for freedom and make it easy to succeed, whether you're good at math and budgeting -- or not! Work Optional is more than just a financial plan: it's a plan for your whole life -- designed by you, not by an employer or clients. Tanja walks you through envisioning your dream life, accounting for variables such as health care and children, protecting yourself from recessions and future unknowns, and achieving a purpose-filled early retirement, semi-retirement, or career intermission with completely doable, non-penny-pinching steps. You can live a happier, more meaningful life, free from the daily grind. Regardless of where you are in your career, Work Optionalwill get you there.

Download or read book 20 Retirement Decisions You Need to Make Right Now written by Ray LeVitre CFP and published by Sourcebooks, Inc.. This book was released on 2014-01-14 with total page 310 pages. Available in PDF, EPUB and Kindle. Book excerpt: You're in Control of Your Retirement Future Inside are twenty major financial decisions that could profoundly impact your lifestyle over the next forty years. For many retirees, these decisions come as a surprise and must be made hastily without proper consultation. But by reading the expert, commission-free advice in this fully revised and updated edition, you'll learn how to manage your assets and prepare for the best possible retirement. Do I have enough money to retire now? How will I cover my medical expenses during retirement? When should I begin taking Social Security? How much should I invest in stocks, bonds, and cash? What criteria should I use to identify the best investments? Should I cancel my life insurance policy? Should I pay off my mortgage at retirement?

Download or read book Smart Retirement Planning written by Noelle Romero and published by . This book was released on 2023-03-29 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many new retirees are disastrously prepared for retirement and a 2019 study by the Economic Policy Institute showed that most Americans aged fifty-six to sixty-one had just $21,000 in their retirement accounts - that's all they had saved in 30 years! And definitely not enough to live on for what could potentially be 20 or 30 years. The study also showed that thirty-two- to thirty-seven-year-olds had, on average, just $1,000 in their retirement funds. But this doesn't have to be you! Do you want to have better retirement funds in place than most Americans? Starting early can give you a great head start but even if you're in your forties or fifties, there are still things that you can do now to ensure that you have enough money to enjoy the retirement you deserve! And you don't need to push yourself to breaking point to get there. We spend most of our adult lives working to be able to enjoy our retirement but forgetting that life was meant to be enjoyed in the here and now. But what if I told you that you didn't have to live that way? What if I said you could work smarter rather than harder, retire early if you want to, travel the world, and make all of your dreams for the future a reality? It's not too late to start making the right choices to make your dreams come true. This 'Smart Retirement Planning' guide will help you navigate through the important decisions to prepare for your best retirement. You will have the detailed knowledge and understanding to make smart retirement decisions. In the book, you'll learn: - The key features of retirement and how to demolish some of the myths; - The mistakes people make and how to avoid them; - How to determine if you are financially prepared for retirement by quantifying your financial goals; - How to plan and budget for your retirement and prioritize your financial goals; - About the different types of retirement funds and the key considerations; - How to make smart investments in property, bonds, plus much more; - How to make your income work for you by creating passive income streams; - Prepare for the non-financial aspects of retirement, including the need to find purpose and passion, to understand if there is a role for work in retirement, to enhance relationships and social connections, and to maintain an active and healthy lifestyle.

Download or read book Early Retirement Extreme written by Jacob Lund Fisker and published by Createspace Independent Publishing Platform. This book was released on 2010 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "How to retire in your 20s and 30s (without winning the lottery). This book provides a robust strategy that makes it possible to stop working for money in less than a decade."--Page 4 of cover.

Download or read book Kiplinger s Personal Finance written by and published by . This book was released on 2005-10 with total page 122 pages. Available in PDF, EPUB and Kindle. Book excerpt: The most trustworthy source of information available today on savings and investments, taxes, money management, home ownership and many other personal finance topics.

Download or read book How to Ditch the Grind written by Olivia Preston and published by Independently Published. This book was released on 2023-12-31 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Embark on an inspiring journey with "How to Ditch the Grind: Make Money to Retire Before 40," a guide that's more than just a book - it's a blueprint to a new way of life. This book isn't about getting rich quickly; it's about making strategic choices now to enjoy an early, fulfilling retirement. Meet Sarah, a typical 9-to-5er who dreamed of breaking free from the daily grind. Through her story, learn how she transformed her financial life, mastered wealth-building skills, and retired at 39. Sarah's tale is not just motivational; it's a testament to the effective strategies detailed in these pages. Discover how to: - Boost your income without working overtime. - Master the art of effective budgeting to maximize savings. - Invest wisely for exponential growth. - Make smart, calculated decisions that fast-track your retirement plans. These strategies are practical, tested, and proven. They're designed for anyone, regardless of your current financial situation. Whether you're struggling with debt, unsure of how to manage your income, or simply seeking a roadmap to early retirement, this book is your guide. Embrace the art of living below your means without sacrificing joy. Learn to create passive income streams that work for you even as you sleep. Understand how to make your money grow through smart investments, and navigate the path to early retirement with confidence. Are you ready to ditch the grind? Are you prepared to embrace freedom decades earlier than you thought possible? This book is your first step towards a future where work is a choice, not a necessity. Grab your copy now and start building the life you deserve.

Download or read book Your Complete Guide to Early Retirement written by Sandy Baker and published by Atlantic Publishing Company. This book was released on 2007 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: Tired of commuting? Fed up with your boss? Bored with your job? There is a solution: Start living and doing what you want to do. Lie in a hammock or on a beach, swing your golf club, or hit the open road. Get control of your life, become financially independent, and RETIRE EARLY. If you want to retire early - before age 65 - you are not alone. In a survey of workers ages 30 to 50, more than half plan to retire at 60 or younger and only 6 percent plan to work past 65. There are three things you need to do to retire early: 1) Manage your expenses and reduce or eliminate debt, 2) accumulate capital, and 3) save and invest wisely. It is easy, but requires patience and self-control, and with the guidance of this new book you will be on your way to achieving this goal. You will learn how to take control of your life, set realistic long-term goals, choose appropriate lifestyle trade-offs, and learn effective savings techniques and simple investing strategies. You will learn how to calculate how much you need to retire early, get the most from your investment portfolio, reduce your taxes, use retirement planning tools, increase your income while retired, reduce living expenses, deal with inflation and deflation, and calculate social security and pension payments. This book will be your road map to turn the dream of early retirement into reality. Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company presidentâe(tm)s garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.

Download or read book Smart Women Don t Retire They Break Free written by The Transition Network and published by Grand Central Publishing. This book was released on 2008-06-13 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: For the amazing female pioneers who shattered the glass ceiling, a practical and inspiring guide to reinventing what's next. Boomer women have been trailblazers throughout their professional lives. Now that their careers are losing their edge and children leave the nest, these women are ready to do for retirement what they did for the working world--redefine it. The first book from The Transition Network focuses on the unique needs of women as they explore new possibilities and redesign the old model of retirement, which no longer offers the challenges that these women experienced throughout their careers. This book shows how to create new and exciting work and volunteer opportunities and how to discover new outlets for creativity and passion. Rich in practical advice and stories from women who have successfully navigated this stage, SMART WOMEN DON'T RETIRE -- THEY BREAK FREE is a blueprint for women seeking a whole new set of life choices. THE TRANSITION NETWORK is a nation-wide community of women who are creating exhilarating new transition possibilities. Members network through monthly programs; online; and through dynamic peer groups. Members have had successful careers in government, finance, international corporations, and the arts.

Download or read book The Jewish Phenomenon written by Steve Silbiger and published by Taylor Trade Publications. This book was released on 2000-05-25 with total page 257 pages. Available in PDF, EPUB and Kindle. Book excerpt: With truly startling statistics and a wealth of anecdotes, Silbiger reveals the cultural principles that form the bedrock of Jewish success in America.

Download or read book Retire Inspired written by Chris Hogan and published by Ramsey Press. This book was released on 2016-01-12 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: When you hear the word retirement, you probably don't imagine yourself scrambling to pay your bills in your golden years. But for too many Americans, that's the fate that awaits unless they take steps now to plan for the future. Whether you're twenty five and starting your first job or fifty five and watching the career clock start to wind down, today is the day to get serious about your retirement. In Retire Inspired, Chris Hogan teaches that retirement isn't an age; it's a financial number an amount you need to live the life in retirement that you've always dreamed of. With clear investing concepts and strategies, Chris will educate and empower you to make your own investing decisions, set reasonable expectations for your spouse and family, and build a dream team of experts to get you there. You don't have to retire broke, stressed, and working long after you want to. You can retire inspired!

Download or read book We re Talking Millions written by Richard Buck and published by . This book was released on 2020-11-12 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt: Understanding how to invest wisely for your future can be daunting. Many people never get started for fear of making mistakes. Others make choices based on hearsay and hope, sold on hype or risk aversion. In "We're Talking Millions!" you will learn why and how to make a handful of smart choices that can turn modest regular savings into a secure future. You'll discover "12 Small Steps with Big Payoffs," each of which can add $1 million or more to your retirement nest egg if you start in your 20s or 30s. These steps are well known. Now for the first time, "We're Talking Millions!" combines them into a single action plan you can implement in less than one hour a year. That could be the most valuable time you'll ever spend. Get started now!Long-time financial educator/retired advisor Paul Merriman and co-author Richard Buck have boiled down decades of academic-based knowledge and experience to help Millennials and Gen Y'ers get started and stay on the right track of saving and investing for life using 401ks, IRAs and other simple investments like target date funds. "This is an exciting new fact based investment approach, coming from authors who have earned the trust and respect of a couple of generations of investors. I wish I had had this knowledge when I was in my 20s." - Larry Swedroe, Director of Research at Buckingham Family of Financial Services and author of "Your Complete Guide to a Successful and Secure Retirement" "There is beauty in simplicity and in this new book, We're Talking Millions! 12 Ways to Supercharge Your Retirement. Paul Merriman and Rich Buck have taken the complex world of investing and distilled it down to core principles that both novice and experienced investors alike will benefit from." - Tim Ranzetta, co-founder Next Gen Personal Finance (ngpf.org) "The combination of financial literacy and discipline is so rare these days that it should be considered a superpower. This book provides a shortcut to obtaining both!" - James M. Dahle, MD, Founder of The White Coat InvestorI have always said that investing is too easy to seem so complex. Paul Merriman and Rich Buck have managed to prove that point in this powerful and easily understood guide to building wealth. Their approach is so straightforward and simple that anyone can build a sensible, science-based portfolio almost immediately. Follow this advice and you could be "talking millions" in your pocket. -Don McDonald, co-host "Talking Real Money", author "Financial Fysics""Whether millennial or boomer, understanding these 12 concepts can have a big financial payoff... We're Talking Millions! Paul Merriman and Richard Buck team up again to educate and motivate." - David Baughier, curator of Fiology"Paul and Richard reduce the complexity of saving for retirement into strategies anyone can follow. Regardless if you are new to investing or have been investing for years, you'll find suggestions for boosting your wealth with minimal effort required." - Charles Rotblut, CFA, AAII Journal Editor and VP, American Association of Individual Investors"Merriman and Buck have done a great job of giving a playbook for financial success that anyone can read and understand!" - George Grombacher, Host of the Money Savage podcast"We're Talking Millions! could be a young person's Most Valuable Read (MVR) of their life, if they take action!" - Ed Fulbright, CPA, PFS, Host of Masteringyourmoney.com"Paul & Rich have done it again! For the last few decades they have shown investors how to create long-term portfolios for retirement, how to generate retirement income, and how to avoid costly mistakes. In their new book, We're Talking Millions! 12 Ways to Supercharge Your Retirement, they help people of all ages with huge money decisions. Written in plain English with critical charts, this book will help anyone who wants to create wealth in simple, low cost ways." - Tom Cock, co-host "Talking Real Money"

Download or read book How to Retire Happy The 12 Most Important Decisions You Must Make Before You Retire Third Edition written by Stan Hinden and published by McGraw Hill Professional. This book was released on 2010-01-14 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Want excellent insights on retirement planning from a professional who’s actually experienced retirement himself? You’ll get just that from Stan Hinden’s book, How to Retire Happy, now in its third edition. Stan was a Washington Post financial reporter for 20 years, and after he retired, he wrote the Post’s 'Retirement Journal' column for which he was nominated for a Pulitzer Prize. What I like about Stan’s book is that it combines good financial planning information with his story about his own retirement. He’s candid about the mistakes he made and how he’d do things differently with the benefit of hindsight." --Steve Vernon, columnist, CBSMoneyWatch.com “Everyone in the workforce today should read this book!” —Horace B. Deets, former Executive Director, AARP Award-winning Washington Post retirement columnist Stan Hinden’s bestselling How to Retire Happy helps you decide if you can retire now, or whether you have to stay on the job for a few more years. This trusted guide has been fully updated to address the stomachchurning issues created by financial market volatility and the economic recession. Will you have enough money for health care? Do you need—and can you afford—a longterm care policy? How much income can your savings produce? The third edition of How to Retire Happy provides answers to these questions—plus all-new information about: A new menu of Medigap insurance policies New strategies for maximizing Social Security income Making your money last through a long retirement Apply Hinden’s reliable, easy-to-understand advice and experience a happy, healthful retirement for years and years to come.

Download or read book Retire Early written by Marvin Mitchell and published by . This book was released on 2019 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn nine basic factors in deciding how and when to retire, such as pitfalls in factoring your needed income during retirement, whether to pay off your house first, when to take social security, what to do about health insurance, taxes, financial advisers and more.

Download or read book The 7 Steps to a Worry Free Retirement written by David L. Almond and published by . This book was released on 2008 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt: "David Almond cares about your financial security in retirement. If you want the advice of an experienced professional, this book is a gold mine!" -Marilee Driscoll, Author "The Complete Idiot's Guide to Long-term Care Planning," founder www.LTCmonth.com "For those that want to know how to protect themselves and their families from the new retirement risk, this book is a must read." -Lisa N. Bertalan, Estate Planning and Elder Law Attorney "This book is an excellent resource for anyone who desires to understand the importance of financial planning for retirement." -Phil Janney, Estate Planning and Elder Law Attorney "If you want to be in a position to make smart choices, this book is a "must read" for Boomers and their parents." -Roberta Jacobsen, President, Front Porch Communities and Services The 7 Steps to a Worry-Free Retirement is the first personal financial book that takes a holistic approach to retirement planning. Over the years David Almond has applied the principles in this book with great success. The 7 Steps is important advice and inspiration from a respected senior advocate and financial pioneer. As Almond shows, these days financial security in retirement calls for far more than just getting a return on your money---it's understanding what you need to know in order to protect yourself from what some are calling "the perfect retirement storm".