Download or read book Respecter les r gles de vente distance des produits d assurance written by Esther Bendelac and published by . This book was released on 2022 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Manuel de droit europ en des assurances written by Pauline Pailler and published by Bruylant. This book was released on 2020-01-20 with total page 155 pages. Available in PDF, EPUB and Kindle. Book excerpt: Le marché européen de l’assurance s’est construit de manière classique à partir des grands principes de liberté d’établissement et de libre prestation de services. L’harmonisation ne s’y est toutefois réalisée que de manière imparfaite : en dépit d’un encadrement renforcé des professionnels – s’agissant notamment de la réglementation prudentielle et de la distribution –, le droit des assurances demeure, en effet, un droit essentiellement national. Si le contrat d’assurance doit donc respecter certaines règles uniformes au niveau européen, destinées à la protection du preneur, il demeure régi principalement par les lois nationales. Néanmoins, plusieurs évolutions tempèrent ce constat. La crise économique et financière de 2008, qui n’a pas épargné le secteur de l’assurance, même s’il n’a pas été le plus touché, a suscité des interrogations. Elle a ainsi mis en évidence les insuffisances de la régulation européenne et montré combien était nécessaire un encadrement harmonisé de la matière. Les produits d’assurance peuvent en effet s’apparenter à des produits d’investissement – c’est le cas de certains contrats d’assurance-vie – et exposer le preneur à un risque de perte ; dans ce contexte, le législateur européen a procédé à un alignement progressif de la régulation du secteur de l’assurance sur celui des secteurs bancaire et financier, s’agissant notamment de la lutte contre le risque systémique. Il a ainsi, par exemple, mis en place un régime propre aux produits d’investissement fondés sur l’assurance. Au-delà de cette dimension financière, qui modifie en profondeur le droit européen des assurances, on peut constater l’influence grandissante de la réglementation européenne dite horizontale, issue du droit de la concurrence, du droit de la consommation, du droit fiscal, etc., qui s’applique au contrat d’assurance et le modèle indirectement. Le droit européen des assurances se trouve en outre confronté aux événements géopolitiques récents, en particulier au Brexit, ainsi qu’aux grands débats de société que sont le développement des technologies digitales (blockchain, intelligence artificielle), l’enjeu crucial du développement durable ou encore le vieillissement de la population, auquel le législateur a apporté récemment une réponse par la création du label «PEPP», désignant les produits paneuropéens d’épargne-retraite individuelle. Autant de défis qui contribueront à façonner le droit européen des assurances de demain.

Download or read book Vendre distance des produits d assurance written by Esther Bendelac and published by L'Argus de l'assurance. This book was released on 2020-06-10 with total page 126 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book La vente distance de produits financiers et d assurances written by DAFSA (2000-....) and published by . This book was released on 2006 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Information Obligations and Disinformation of Consumers written by Gert Straetmans and published by Springer Nature. This book was released on 2019-09-05 with total page 565 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book focuses on recent developments in consumer law, specifically addressing mandatory disclosures and the topical problem of information overload. It provides a comparative analysis based on national reports from countries with common law and civil law traditions in Asia, America and Europe, and presents the reports in the form of chapters that have been drafted on the basis of a questionnaire, and which use the same structure as the questionnaire to allow them to be easily compared. The book starts with an analysis of the basic assumptions underlying the current consumer protection models and examines whether and how consumer models adapt to the new market conditions. The second part addresses the information obligations themselves, first highlighting the differences in the reported countries before narrowing the analysis down to countries with a general pre-contractual information duty, particularly the transparency requirements that often come with such a duty. The next part examines recent developments in the law on food labelling, commercial practices and unfair contract terms in order to identify whether similar traits can be found in European and non-European jurisdictions. The fourth part of the book focuses on specific information obligations in the financial services and e-commerce sectors, discussing the fact that legislators are experimenting with different forms of summary disclosures in these sectors. The final part provides a critical appraisal of the recent developments in consumer information obligations, addressing the question of whether the multiple criticisms from behavioural sciences necessitate abandonment or refinement of current consumer information models in favour of new, more adequate forms of consumer protection, and providing suggestions.

Download or read book La distribution en assurance banque et finance written by Isabelle Monin Lafin and published by L'Argus de l'assurance. This book was released on 2023-05-17 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book La Sp cificit de la vente des produits d assurance vie written by Farzine Hachemian and published by . This book was released on 1993 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Jahresbericht written by European Federation of Building Societies and published by . This book was released on 1995 with total page 1398 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Speed Management written by European Conference of Ministers of Transport and published by OECD Publishing. This book was released on 2006-10-13 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: Speeding is the number one road safety problem in a large number of OECD/ECMT countries. It is responsible for around one third of the current, unacceptably high levels of road fatalities. Speeding has an impact not only on accidents but also on the ...

Download or read book Dealmaking written by Richard Razgaitis and published by John Wiley & Sons. This book was released on 2004-04-16 with total page 308 pages. Available in PDF, EPUB and Kindle. Book excerpt: Applying practical tools to the volatile process of negotiating Prognosticators apply Monte Carlo Analysis (MCA) to determine the likelihood and significance of a complete range of future outcomes; Real Options Analysis (ROA) can then be employed to develop pricing structures, or options, for such outcomes. Richard Razgaitis' Dealmaking shows readers how to apply these powerful valuation tools to a variety of business processes, such as pricing, negotiating, or living with a "deal," be it a technology license, and R&D partnership, or an outright sales agreement. Dealmaking distinguishes itself from other negotiating guides not only by treating negotiations as an increasingly common situation, but also by presenting a tool-based approach that creates flexible, practical valuation models. This forward-thinking guide includes a variety of checklists, case studies, and a CD-ROM with the appropriate software. Richard Razgaitis (Bloomsbury, NJ) is a Managing Director at InteCap, Inc. He has over twenty-five years of experience working with the development, commercialization, and strategic management of technology, seventeen of which have been spent in the commercialization of intellectual property.

Download or read book The REGTECH Book written by Janos Barberis and published by John Wiley & Sons. This book was released on 2019-08-06 with total page 392 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Regulatory Technology Handbook The transformational potential of RegTech has been confirmed in recent years with US$1.2 billion invested in start-ups (2017) and an expected additional spending of US$100 billion by 2020. Regulatory technology will not only provide efficiency gains for compliance and reporting functions, it will radically change market structure and supervision. This book, the first of its kind, is providing a comprehensive and invaluable source of information aimed at corporates, regulators, compliance professionals, start-ups and policy makers. The REGTECH Book brings into a single volume the curated industry expertise delivered by subject matter experts. It serves as a single reference point to understand the RegTech eco-system and its impact on the industry. Readers will learn foundational notions such as: • The economic impact of digitization and datafication of regulation • How new technologies (Artificial Intelligence, Blockchain) are applied to compliance • Business use cases of RegTech for cost-reduction and new product origination • The future regulatory landscape affecting financial institutions, technology companies and other industries Edited by world-class academics and written by compliance professionals, regulators, entrepreneurs and business leaders, the RegTech Book represents an invaluable resource that paves the way for 21st century regulatory innovation.

Download or read book The Social Meaning of Money written by Viviana A. Zelizer and published by Princeton University Press. This book was released on 2021-09-14 with total page 316 pages. Available in PDF, EPUB and Kindle. Book excerpt: A dollar is a dollar—or so most of us believe. Indeed, it is part of the ideology of our time that money is a single, impersonal instrument that impoverishes social life by reducing relations to cold, hard cash. After all, it's just money. Or is it? Distinguished social scientist and prize-winning author Viviana Zelizer argues against this conventional wisdom. She shows how people have invented their own forms of currency, earmarking money in ways that baffle market theorists, incorporating funds into webs of friendship and family relations, and otherwise varying the process by which spending and saving takes place. Zelizer concentrates on domestic transactions, bestowals of gifts and charitable donations in order to show how individuals, families, governments, and businesses have all prescribed social meaning to money in ways previously unimagined.

Download or read book Treaty Series Recueil Des Traites written by United Nations and published by UN. This book was released on 2007-11-02 with total page 480 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Violence of Modernity written by Debarati Sanyal and published by JHU Press. This book was released on 2020-03-03 with total page 289 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Violence of Modernity turns to Charles Baudelaire, one of the most canonical figures of literary modernism, in order to reclaim an aesthetic legacy for ethical inquiry and historical critique. Works of modern literature are commonly theorized as symptomatic responses to the trauma of history. In a climate that tends to privilege crisis over critique, Debarati Sanyal argues that it is urgent to rethink literary experience in terms that recall its contestatory potential. Examining Baudelaire's poems afresh, she shifts the focus of critical attention toward an account of modernism as an active engagement with violence, specifically the violence of history in nineteenth-century France. Sanyal analyzes a literary current that uses the traditional hallmarks of modernism—irony, intertextuality, self-reflexivity, and formalism—to challenge the historical violence of modernity. Baudelaire and the committed ironists writing in his wake teach us how to read and resist the violence of history, and thereby to challenge the melancholy tenor of our contemporary "wound culture." In a series of provocative readings, Sanyal presents Baudelaire's poetry as an aesthetic form that contests historical violence through rhetorical strategies of complicity, counterviolence, and critique. The book develops a new account of Baudelaire's significance as a modernist by dislodging him both from his traditional status as a practitioner of "art for art's sake" and from his more recent incarnation as the poet of trauma. Following her extended analysis of Baudelaire's poetry, Sanyal in later chapters considers a number of authors influenced by his strategies—including Rachilde, Virginie Despentes, Albert Camus, and Jean-Paul Sartre—to examine the relevance of their interventions for our current climate of trauma and terror. The result is a study that underscores how Baudelaire's legacy continues to energize literary engagements with the violence of modernity.

Download or read book The Casement Report written by Roger Casement and published by BoD – Books on Demand. This book was released on 2018-09-21 with total page 305 pages. Available in PDF, EPUB and Kindle. Book excerpt: Reproduction of the original: The Casement Report by Roger Casement

Download or read book Action science written by Chris Argyris and published by Jossey-Bass. This book was released on 1985-11-28 with total page 520 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Murder Manslaughter and Infanticide written by Great Britain: Law Commission and published by The Stationery Office. This book was released on 2006-11-29 with total page 280 pages. Available in PDF, EPUB and Kindle. Book excerpt: A Law Commission consultation paper 'A new homicide act for England and Wales?' was published as LCCP 177 (ISBN 0117302643) in April 2006.