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Book Real Estate Math Express

    Book Details:
  • Author : Stephen Mettling
  • Publisher : Performance Programs Company
  • Release : 2023-07-07
  • ISBN : 1955919399
  • Pages : 104 pages

Download or read book Real Estate Math Express written by Stephen Mettling and published by Performance Programs Company. This book was released on 2023-07-07 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt: Real Estate Math Express is a concise, easy-to-study test preparation guide to help real estate students improve their real estate math scores to pass the state licensing test. The primary feature of Real Estate Math Express is that it contains all necessary formulas and practice questions in 100+ pages. This enables you to truly cram for the math portion of your state’s licensure test, memorize key formulas, and walk into the exam site having all the essential material in your short-term memory! You simply cannot accomplish this using competing lengthy exam prep books. If you want a truly rapid review resource, Real Estate Math Express is for you. No frills, no lengthy explanations…..just key formulas, definitions, corresponding examples and practice questions. Real Estate Math Express can be broken down into 6 major units – Basic Math Primer, Real Property Applications, Valuation Applications, Finance Applications, Investment Applications, and Tax & Closing Applications. Each unit introduces each major real estate math topic and its corresponding formula(s). After each unit is a practice quiz to ensure mastery of each critical formula. Immediately after each quiz is an answer key with step-by-step rationales. Once the math formulas have been mastered, there are 110 sample questions for you to practice with. Each practice exam question has both an answer and an explanation of the correct answer at the end of the book. For additional real estate exam prep materials, please check out Performance Programs Company's Principles of Real Estate Practice and Real Estate License Exam Prep (RELEP) Series.

Book Real Estate Math Express

    Book Details:
  • Author : Stephen Mettling
  • Publisher :
  • Release : 2017-10-23
  • ISBN : 9781955919074
  • Pages : 74 pages

Download or read book Real Estate Math Express written by Stephen Mettling and published by . This book was released on 2017-10-23 with total page 74 pages. Available in PDF, EPUB and Kindle. Book excerpt: Real Estate Math Express is a concise, easy-to-study test preparation guide to help real estate students improve their real estate math scores to pass the state licensing test. The primary feature of Real Estate Math Express is that it contains all necessary formulas and practice questions in 70+ pages. This enables you to truly cram for the math portion of your state's licensure test, memorize key formulas, and walk into the exam site having all the essential material in your short-term memory! So, if you want a truly rapid review resource, Real Estate Math Express is for you. No frills, no lengthy explanations.....just key formulas, definitions, corresponding examples and practice questions. Real Estate Math Express can be broken down into 3 major parts: Math Formulary Math Questions Answer Key The math formulary is the section that introduces each major real estate math topic and its corresponding formula(s). Real Estate Math Express covers numerous topics ranging from basic math to capitalization rates to prorations and finally to closing cost calculations. Once the math formulas have been mastered, there are over 110 sample questions for you to practice with. Each question has both an answer and an explanation of the correct answer at the end of the book. For additional real estate licensing materials, please check out our Principles of Real Estate Practice and Real Estate License Exam Prep (RELEP) Series.

Book Principles of Real Estate Practice  Perry Real Estate College Edition

Download or read book Principles of Real Estate Practice Perry Real Estate College Edition written by Stephen Mettling and published by . This book was released on 2020-12-28 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Real Estate Math Express   School of Real Estate Geeks Edition

Download or read book Real Estate Math Express School of Real Estate Geeks Edition written by Stephen Mettling and published by . This book was released on 2018-05-08 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt: Real Estate Math Express - School of Real Estate Geeks Edition

Book Michigan Real Estate License Exam Prep

Download or read book Michigan Real Estate License Exam Prep written by Stephen Mettling and published by Performance Programs Company. This book was released on 2018-12-14 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt: Features of Michigan Real Estate License Exam Prep (MI-RELEP): National Principles & Law Key Point Review (60 pages) Real Estate Math Key Formula Review & Practice (17 pages) Michigan-Specific Laws and Practices (22 pages) National Practice Tests (500 questions) Michigan Practice Tests (100 questions) Michigan Sample Exam (100 questions) We know the real estate licensing exam can be tough, and very nerve-wracking to prepare for. That’s why we created the Michigan Real Estate License Exam Prep (MI-RELEP) the way we did. Since we have been managing real estate schools and developing curriculum for forty years, we know how all this works – or fails to work. MI-RELEP is comprehensive in that it contains both key content review and testing practice. And the text review is Michigan-specific – not just simplistic national content, but terse, relevant and accurate Michigan laws and regulations presented as a well-organized set of state ‘key point reviews’ ideal for pre-test memorization. But let’s not dismiss the importance of the national content either. MI-RELEP’s national key point reviews are a succinct compression of tested national principles and practices that comprise the national portion of state license exams from coast to coast. Our content is drawn from our own national textbook, Principles of Real Estate Practice – one of the most widely used principles textbooks in the country. Finally, our national content, as well as our question selection, is further tailored to the state testing outline promulgated by PSI for Michigan. Thus the breadth and depth of the law reviews and test questions reflect the topic emphasis of your state’s testing service and your Michigan license exam. A word about the test questions… MI-RELEP’s testing practice section consists of ten national practice tests, six state practice tests, and one state exam sample test. The practice tests are roughly 50 questions in length and the sample test is 100 questions. The test questions are designed to cover the content covered by the law reviews – which reinforces your learning of the total body of information tested by your Michigan exam. The questions are direct, to the point, and designed to test your understanding. When you have completed a given test, you can check your answers against the answer key in the appendix. You may also note that each question’s answer is accompanied by a brief explanation, or “rationale” to further reinforce your understanding. In the end, as you know, it’s all up to you. Unlike other publications, we are not going to tell you that using this book will guarantee that you pass your state exam. It still takes hard work and study to pass. But we have done our best here to get you ready. Following that, the most we can do is wish you the best of success in taking and passing your Michigan real estate exam. So good luck!!

Book Principles of Real Estate Practice

Download or read book Principles of Real Estate Practice written by Stephen Mettling and published by Performance Programs Company. This book was released on 2023-05-04 with total page 498 pages. Available in PDF, EPUB and Kindle. Book excerpt: Principles of Real Estate Practice is a modern learning tool for the student preparing to enter the real estate business as a licensed professional. The textbook contains the essentials of real estate principles, law, and practices taught in real estate schools and colleges across the country, including all those fundamentals that real estate educators, practicing professionals, national testing services, and state licensing officials agree are necessary for basic competence. Principles of Real Estate Practice covers the national requirements for the initial 30-90+ hours of classroom study, or its equivalent, mandated by state license laws across the country. It has nearly 500 practice questions to test mastery of the content. Principles of Real Estate Practice is tailored to the needs of the pre-license student. Its examples and exercises are grounded in the authors’ fifty combined years in real estate education. The textbook is designed to make it easy for students to learn the material and pass their real estate exam prepare students for numerous career applications stress practical, rather than theoretical, skills and knowledge. Table of Contents The Real Estate Business Rights in Real Estate Interests and Estates Ownership Encumbrances and Liens Transferring and Recording Title to Real Estate Real Estate Leases Land Use Planning and Control Legal Descriptions Real Estate Contract Law Agency Listing Agreements The Brokerage Business Contracts for the Sale of Real Estate Real Estate Market Economics Appraising and Estimating Market Value Real Estate Finance Real Estate Investment Real Estate Taxation Professional Practices Closings Real Estate Licensing and Regulation Risk Management Property Management Real Estate Mathematics and Formulas Practice Quizzes Practice Exam Glossary of General Real Estate Terms Index We now offer state-specific versions of Principles of Real Estate Practice for Alabama, Arizona, Arkansas, Florida, Georgia, Illinois, Indiana, Maryland, Massachusetts, Michigan, Mississippi, Missouri, New Jersey, Nevada, North Carolina, South Carolina, Tennessee, Texas and Virginia. More coming soon.

Book Real Estate Math Express

Download or read book Real Estate Math Express written by Stephen Mettling and published by . This book was released on 2017-10-23 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Rapid review and practice with essential license exam calculations."

Book California Real Estate License Express  All in One Review and Testing to Pass California s Real Estate Exam

Download or read book California Real Estate License Express All in One Review and Testing to Pass California s Real Estate Exam written by Stephen Mettling and published by . This book was released on 2017-01-26 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: Features of California Real Estate License Express (CA-RELE): National Principles & Law Key Point Review (45 pages) Real Estate Math Key Formula Review & Practice (17 pages) California-Specific Laws and Practices (50 pages) National Practice Tests (500 questions) California Practice Tests (90 questions) California Sample Exam (105 questions) We know the real estate licensing exam can be tough, and very nerve-wracking to prepare for. That's why we created the California Real Estate License Express (CA-RELE) the way we did. Since we have been managing real estate schools and developing curriculum for forty years, we know how all this works - or fails to work. CA-RELE is comprehensive in that it contains both key content review and testing practice. And the text review is California-specific - not just simplistic national content, but terse, relevant and accurate California laws and regulations presented as a well-organized set of state 'key point reviews' ideal for pre-test memorization. But let's not dismiss the importance of the national content either. CA-RELE's national key point reviews are a succinct compression of tested national principles and practices that comprise the national portion of state license exams from coast to coast. Our content is drawn from our own national textbook, Principles of Real Estate Practice - one of the most widely used principles textbooks in the country. Finally, our national content, as well as our question selection, is further tailored to the state testing outline promulgated by the California Bureau of Real Estate (CalBRE). Thus the breadth and depth of the law reviews and test questions reflect the topic emphasis of your state's testing service and your California license exam. A word about the test questions... CA-RELE's testing practice section consists of ten national practice tests, three state practice tests, and one state exam sample test. The practice tests are roughly 50 questions in length and the sample test is 105 questions. The test questions are designed to cover the content covered by the law reviews - which reinforces your learning of the total body of information tested by your California exam. The questions are direct, to the point, and designed to test your understanding. When you have completed a given test, you can check your answers against the answer key in the appendix. You may also note that each question's answer is accompanied by a brief explanation, or "rationale" to further reinforce your understanding. In the end, as you know, it's all up to you. Unlike other publications, we are not going to tell you that using this book will guarantee that you pass your state exam. It still takes hard work and study to pass. But we have done our best here to get you ready. Following that, the most we can do is wish you the best of success in taking and passing your California real estate exam. So good luck!!

Book Georgia Real Estate License Exam Prep   RE School of APS

Download or read book Georgia Real Estate License Exam Prep RE School of APS written by Stephen Mettling and published by . This book was released on 2017-07-14 with total page 274 pages. Available in PDF, EPUB and Kindle. Book excerpt: Georgia Real Estate License Exam Prep - RE School of APS

Book Real Estate Math

    Book Details:
  • Author : Gerald Shingleton
  • Publisher : Createspace Independent Publishing Platform
  • Release : 2016-03-04
  • ISBN : 9781522827337
  • Pages : 122 pages

Download or read book Real Estate Math written by Gerald Shingleton and published by Createspace Independent Publishing Platform. This book was released on 2016-03-04 with total page 122 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Real Estate Professional Math Learning Tool is specifically designed and formatted for career oriented people who wish to accelerate their skills in the most important language used in the industry. 1. Master and understand all real estate math related subjects. 2. Test your math problem solving skills. 3. Learn step by step problem solving. 4. Take the fifty question math problem quiz. 5. Study charts, diagrams, and illustrations.

Book Mastering Real Estate Mathematics

Download or read book Mastering Real Estate Mathematics written by Ralph Tamper and published by Dearborn Real Estate. This book was released on 2002-05-03 with total page 284 pages. Available in PDF, EPUB and Kindle. Book excerpt: Help your students overcome math anxiety with this comprehensive workbook that improves math skill and prepares students for actual real estate practice. This must have text features step by step instructions for the mathmematical calculations required of real estate professionals. Highlights are: * Over 60 problems give students plenty of practice in each area. * Step by step instructions simplify even the most complex calculations. * Workbook format is ideal for both classroom and home study. * Free Instructor Resource Guide includes learning objectives, instructional strategies, exam book, answer keys, and a PowerPoint presentation.

Book The Real Book of Real Estate

Download or read book The Real Book of Real Estate written by Robert T. Kiyosaki and published by ReadHowYouWant.com. This book was released on 2010-05 with total page 462 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the #1 bestselling author of "Rich Dad, Poor Dad" comes the ultimate guide to real estate--the advice and techniques every investor needs to navigate through the ups, downs, and in-betweens of the market.

Book California Real Estate License Express  All in One Review and Testing to Pass California s Real Estate Exam

Download or read book California Real Estate License Express All in One Review and Testing to Pass California s Real Estate Exam written by David Cusic and published by Performance Programs Company. This book was released on 2020-09-07 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: Features of California Real Estate License Express (CA-RELE): General Principles & Law Key Point Review (60 pages) California-Specific Principles and Laws (56 pages) Real Estate Math Key Formula Review & Practice (17 pages) General Real Estate Practice Tests (500 questions) California State-Level Practice Tests (90 questions) California Practice Exam (150 questions) We know the real estate licensing exam can be tough, and very nerve-wracking to prepare for. That’s why we created the California Real Estate License Express (CA-RELE) the way we did. Since we have been managing real estate schools and developing curriculum for forty years, we know how all this works – or fails to work. CA-RELE is comprehensive in that it contains both key content review and testing practice. And the text review is California-specific – not just simplistic generic content, but terse, relevant and accurate state laws and regulations presented in a well-organized set of ‘key point reviews’ which are ideal for pre-test memorization. Finally, our real estate principles and practices content, as well as our question selection, is further tailored to the state testing outline promulgated by the California Department of Real Estate (DRE). Therefore, the selected legal points and test questions reflect the topic emphasis of your California license exam. A word about the test questions… CA-RELE’s testing practice section consists of ten general practice tests, three California state law tests, and one state exam simulation test. The questions are direct, to the point, and designed to test your understanding. When you have completed a given test, you can check your answers against the answer key in the appendix. To enhance your learning and preparations, each question’s answer is accompanied by a brief explanation, or “rationale” underlying the correct answer. In the end, as you know, it’s all up to you. Unlike other publications, we are not going to tell you that using this book will guarantee that you pass your state exam. It still takes hard work and study to pass. But we have done our best here to get you ready. Following that, the most we can do is wish you the best of success in taking and passing your California real estate exam. So good luck!!

Book Utah Real Estate License Exam Prep

Download or read book Utah Real Estate License Exam Prep written by Stephen Mettling and published by Performance Programs Company. This book was released on 2023-10-12 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: Features of Utah Real Estate License Exam Prep (UT-RELEP): National Principles & Law Key Point Review (60 pages) Real Estate Math Key Formula Review & Practice (20 pages) Utah-Specific Laws and Practices (28 pages) National Practice Tests (500 questions) Utah Practice Tests (110 questions) Utah Sample Exam (100 questions) We know the real estate licensing exam can be tough, and very nerve-wracking to prepare for. That’s why we created Utah Real Estate License Exam Prep (UT-RELEP) the way we did. Since we have been managing real estate schools and developing curriculum for forty years, we know how all this works – or fails to work. UT-RELEP is comprehensive in that it contains both key content review and testing practice. And the text review is Utah-specific – not just simplistic national content, but terse, relevant and accurate Utah laws and regulations presented as a well-organized set of state ‘key point reviews’ ideal for pre-test memorization. But let’s not dismiss the importance of the national content either. UT-RELEP’s national key point reviews are a succinct compression of tested national principles and practices that comprise the national portion of state license exams from coast to coast. Our content is drawn from our own national textbook, Principles of Real Estate Practice – one of the most widely used principles textbooks in the country. Finally, our national content, as well as our question selection, is further tailored to the state testing outline promulgated by Pearson Vue for Utah. Thus the breadth and depth of the law reviews and test questions reflect the topic emphasis of your state’s testing service and your Utah license exam. A word about the test questions… UT-RELEP’s testing practice section consists of ten national practice tests, eight state practice tests, and one state exam sample test. The practice tests are roughly 50 questions in length and the sample test is 100 questions. The test questions are designed to cover the content covered by the law reviews – which reinforces your learning of the total body of information tested by your state exam. The questions are direct, to the point, and designed to test your understanding. When you have completed a given test, you can check your answers against the answer key in the appendix. You may also note that each question’s answer is accompanied by a brief explanation, or “rationale” to further reinforce your understanding. In the end, as you know, it’s all up to you. Unlike other publications, we are not going to tell you that using this book will guarantee that you pass your state exam. It still takes hard work and study to pass. But we have done our best here to get you ready. Following that, the most we can do is wish you the best of success in taking and passing your Utah real estate exam. So good luck!!

Book Alabama Real Estate License Exam Prep

Download or read book Alabama Real Estate License Exam Prep written by Stephen Mettling and published by Performance Programs Company. This book was released on 2023-08-10 with total page 299 pages. Available in PDF, EPUB and Kindle. Book excerpt: Features of Alabama Real Estate License Exam Prep (AL-RELEP): - National Principles & Law Key Point Review (60 pages) - Real Estate Math Key Formula Review & Practice (20 pages) - Alabama-Specific Laws and Practices (30 pages) - National Practice Tests (500 questions) - Alabama Practice Tests (125 questions) - Alabama Sample Exam (100 questions) We know the real estate licensing exam can be tough, and very nerve-wracking to prepare for. That’s why we created the Alabama Real Estate License Exam Prep (AL-RELEP) the way we did. Since we have been managing real estate schools and developing curriculum for forty years, we know how all this works – or fails to work. AL-RELEP is comprehensive in that it contains both key content review and testing practice. And the text review is Alabama-specific – not just simplistic national content, but terse, relevant and accurate Alabama laws and regulations presented as a well-organized set of state ‘key point reviews’ ideal for pre-test memorization. But let’s not dismiss the importance of the national content either. AL-RELEP’s national key point reviews are a succinct compression of tested national principles and practices that comprise the national portion of state license exams from coast to coast. Our content is drawn from our own national textbook, Principles of Real Estate Practice – one of the most widely used principles textbooks in the country. Finally, our national content, as well as our question selection, is further tailored to the state testing outline promulgated by Pearson Vue for Alabama. Thus the breadth and depth of the law reviews and test questions reflect the topic emphasis of your state’s testing service and your Alabama license exam. A word about the test questions… AL-RELEP’s testing practice section consists of ten national practice tests, five state practice tests, and one state exam sample test. The practice tests are roughly 50 questions in length and the sample test is 100 questions. The test questions are designed to cover the content covered by the law reviews – which reinforces your learning of the total body of information tested by your state exam. The questions are direct, to the point, and designed to test your understanding. When you have completed a given test, you can check your answers against the answer key in the appendix. You may also note that each question’s answer is accompanied by a brief explanation, or “rationale” to further reinforce your understanding. In the end, as you know, it’s all up to you. Unlike other publications, we are not going to tell you that using this book will guarantee that you pass your state exam. It still takes hard work and study to pass. But we have done our best here to get you ready. Following that, the most we can do is wish you the best of success in taking and passing your Alabama real estate exam. So good luck!! For students looking for an Alabama prelicense textbook to complement Alabama Real Estate License Exam Prep, we also have Principles of Real Estate Practice in Alabama.

Book Massachusetts Real Estate License Exam Prep

Download or read book Massachusetts Real Estate License Exam Prep written by Stephen Mettling and published by Performance Programs Company. This book was released on 2024-02-08 with total page 295 pages. Available in PDF, EPUB and Kindle. Book excerpt: Features of Massachusetts Real Estate License Exam Prep (MA-RELEP): National Principles & Law Key Point Review (60 pages) Real Estate Math Key Formula Review & Practice (20 pages) Massachusetts-Specific Laws and Practices (35 pages) National Practice Tests (500 questions) Massachusetts Practice Tests (100 questions) Massachusetts Sample Exam (100 questions) We know the real estate licensing exam can be tough, and very nerve-wracking to prepare for. That’s why we created Massachusetts Real Estate License Exam Prep (MA-RELEP) the way we did. Since we have been managing real estate schools and developing curriculum for forty years, we know how all this works – or fails to work. MA-RELEP is comprehensive in that it contains both key content review and testing practice. And the text review is Massachusetts-specific – not just simplistic national content, but terse, relevant and accurate Massachusetts laws and regulations presented as a well-organized set of state ‘key point reviews’ ideal for pre-test memorization. But let’s not dismiss the importance of the national content either. MA-RELEP’s national key point reviews are a succinct compression of tested national principles and practices that comprise the national portion of state license exams from coast to coast. Our content is drawn from our own national textbook, Principles of Real Estate Practice – one of the most widely used principles textbooks in the country. Finally, our national content, as well as our question selection, is further tailored to the state testing outline promulgated by PSI for Massachusetts. Thus the breadth and depth of the law reviews and test questions reflect the topic emphasis of your state’s testing service and your Massachusetts license exam. A word about the test questions… MA-RELEP’s testing practice section consists of ten national practice tests, eight state practice tests, and one state exam sample test. The practice tests are roughly 50 questions in length and the sample test is 100 questions. The test questions are designed to cover the content covered by the law reviews – which reinforces your learning of the total body of information tested by your state exam. The questions are direct, to the point, and designed to test your understanding. When you have completed a given test, you can check your answers against the answer key in the appendix. You may also note that each question’s answer is accompanied by a brief explanation, or “rationale” to further reinforce your understanding. In the end, as you know, it’s all up to you. Unlike other publications, we are not going to tell you that using this book will guarantee that you pass your state exam. It still takes hard work and study to pass. But we have done our best here to get you ready. Following that, the most we can do is wish you the best of success in taking and passing your Massachusetts real estate exam. So good luck!! For students looking for a Massachusetts prelicense textbook to complement Massachusetts Real Estate License Exam Prep, we have Principles of Real Estate Practice in Massachusetts.

Book Georgia Real Estate License Exam Prep

Download or read book Georgia Real Estate License Exam Prep written by Stephen Mettling and published by Performance Programs Company. This book was released on 2023-11-08 with total page 302 pages. Available in PDF, EPUB and Kindle. Book excerpt: Features of Georgia Real Estate License Exam Prep (GA-RELEP): National Principles & Law Key Point Review (60 pages) Real Estate Math Key Formula Review & Practice (20 pages) Georgia-Specific Laws and Practices (35 pages) National Practice Tests (500 questions) Georgia Practice Tests (125 questions) Georgia Sample Exam (100 questions) We know the real estate licensing exam can be tough, and very nerve-wracking to prepare for. That’s why we created the Georgia Real Estate License Exam Prep (GA-RELEP) the way we did. Since we have been managing real estate schools and developing curriculum for forty years, we know how all this works – or fails to work. GA-RELEP is comprehensive in that it contains both key content review and testing practice. And the text review is Georgia-specific – not just simplistic national content, but terse, relevant and accurate Georgia laws and regulations presented as a well-organized set of state ‘key point reviews’ ideal for pre-test memorization. But let’s not dismiss the importance of the national content either. GA-RELEP’s national key point reviews are a succinct compression of tested national principles and practices that comprise the national portion of state license exams from coast to coast. Our content is drawn from our own national textbook, Principles of Real Estate Practice – one of the most widely used principles textbooks in the country. Finally, our national content, as well as our question selection, is further tailored to the state testing outline promulgated by PSI for Georgia. Thus the breadth and depth of the law reviews and test questions reflect the topic emphasis of your state’s testing service and your Georgia license exam. A word about the test questions… GA-RELEP’s testing practice section consists of ten national practice tests, three state practice tests, and one state exam sample test. The practice tests are roughly 50 questions in length and the sample test is 100 questions. The test questions are designed to cover the content covered by the law reviews – which reinforces your learning of the total body of information tested by your state exam. The questions are direct, to the point, and designed to test your understanding. When you have completed a given test, you can check your answers against the answer key in the appendix. You may also note that each question’s answer is accompanied by a brief explanation, or “rationale” to further reinforce your understanding. In the end, as you know, it’s all up to you. Unlike other publications, we are not going to tell you that using this book will guarantee that you pass your state exam. It still takes hard work and study to pass. But we have done our best here to get you ready. Following that, the most we can do is wish you the best of success in taking and passing your Georgia real estate exam. So good luck!! For Georgia students looking for a Georgia principles textbook to complement Georgia Real Estate License Exam Prep, please check out Principles of Real Estate Practice in Georgia.