Download or read book Underspent written by Rachel Smith and published by . This book was released on 2016-04 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Didn t See That Coming written by Rachel Hollis and published by HarperCollins. This book was released on 2020-09-29 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: The New York Times Bestseller Fear. Grief. Loss. Betrayal. Rachel Hollis has felt all those things, and she knows you have too. Now, she takes you to the other side. With her signature humor, heartfelt honesty, and intimate true-life stories, #1 New York Times bestselling author Rachel Hollis shows readers how to seize difficult moments for the learning experiences they are and the value and growth they provide. Rachel Hollis sees you. As the millions who read her #1 New York Times bestsellers Girl, Wash Your Face and Girl, Stop Apologizing, attend her RISE conferences and follow her on social media know, she also wants to see you transform. When it comes to the “hard seasons” of life—the death of a loved one, divorce, loss of a job—transformation seems impossible when grief and uncertainty dominate your days. Especially when, as Didn’t See that Coming reveals, no one asks to have their future completely rearranged for them. But, as Rachel writes, it is up to you how you come through your pain—you can come through changed for the better, having learned and grown, or stuck in place where your identity becomes rooted in what hurt you. To Rachel, a life well-lived is one of purpose, focused only on the essentials. This is a small book about big feelings: inspirational, aspirational, and an anchor that shows that darkness can co-exist with the beautiful.

Download or read book The Planner s Guide to Natural Resource Conservation written by Adrian X. Esparza and published by Springer Science & Business Media. This book was released on 2009-06-12 with total page 267 pages. Available in PDF, EPUB and Kindle. Book excerpt: Much of the country’s recent population growth is situated in exurban areas. By many accounts exurbanization has become the dominant pattern of land development in the country and there is no indication it will slow in the foreseeable future (Theobald 2005; Brown et al. 2005; Glennon and Kretser 2005). By definition, exurban development takes place beyond the metropolitan fringe, often in rural and remote areas. The development of new exurban communities is a growing trend, especially in the West. In this case, developers and homebuilders seek large tracts of land, up to thousands of acres, in rural areas (typically within 50 miles of a large city) where they plan entire communities consisting of commercial, retail and residential land uses. Recreational amenities such as golf courses and hiking/biking trails are often included in these master-planned developments. Our philosophy is reflected in the book’s two objectives. First, we seek to document the extent and impacts of exurban development across the country. At issue is demonstrating why planners and the public-at-large should be concerned about exurbanization. We will demonstrate that even though exurbanization favors amenity rich regions, it affects all areas of the country through the loss of agricultural and grazing lands, impacts to watersheds and land modification. A summary of environmental impacts is presented, including the loss of wildlands and agricultural productivity, land modification, soil erosion, impacts to terrestrial hydrologic systems, the loss of biodiversity, nonnative and endangered species and other topics. Our second aim is to provide readers from diverse (nonscientific) backgrounds with a working knowledge of how and why exurbanization impacts environmental systems. This is accomplished by working closely to ensure contributors follow a specific outline for each chapter. First, contributors will spell out fundamental concepts, principles and processes that apply to their area of expertise (e.g., riparian areas). Contributors will move beyond a cursory understanding of ecological processes without overwhelming readers with the dense material found typically in specialized texts. For this reason, visuals and other support materials will be integral to each chapter. We have chosen contributors carefully based on their record as research scientists and acumen as educators. Second, once the mechanics have been laid out, authors will explain how and why land development in nearby areas influences ecosystems. Issues of interdependency, modification and adaptation, spatial scale and varying time horizons will be featured. Third, contributors will weigh in on the pros and cons of various land-development schemes. Fourth, authors will share their thinking on the merits of conservation devices such as wildlife corridors, open-space requirements and watershed management districts. Finally, each chapter will conclude by identifying pitfalls to avoid and highlighting "best practices" that will mitigate environmental problems or avoid them altogether. In sum, after completing each chapter, readers should have a firm grasp of relevant concepts and processes, an understanding of current research and know how to apply science to land-use decisions.

Download or read book The Financial Planning Competency Handbook written by CFP Board and published by John Wiley & Sons. This book was released on 2013-04-03 with total page 555 pages. Available in PDF, EPUB and Kindle. Book excerpt: Whether you’re studying to become a financial planner or a practitioner looking for a comprehensive reference to help serve your clients' needs, this is the ultimate guide. Developed by Certified Financial Planner Board of Standards, Inc. (CFP Board), the Financial Planning Competency Handbook gives you everything you need to meet the daily challenges of your current or future profession. This all-inclusive handbook covers the entire list of nearly 90 vital topics on integrated financial planning, including such major components as: General Principles of Finance and Financial Planning Insurance Planning Employee Benefits Planning Investment and Securities Planning State and Federal Income Tax Planning Estate Tax, Gift Tax, and Transfer Tax Planning Retirement Planning Estate Planning Principles of Communication and Counseling And more

Download or read book Financial Planning Competency Handbook written by CFP Board and published by John Wiley & Sons. This book was released on 2015-08-03 with total page 948 pages. Available in PDF, EPUB and Kindle. Book excerpt: The official guide for exam success and career excellence Financial Planning Competency Handbook, Second Edition is the essential reference for those at any stage of certification and a one-stop resource for practitioners looking to better serve their clients. This fully updated second edition includes brand new content on connections diagrams, new case studies, and new instructional videos, and a completely new section devoted to the interdisciplinary nature of financial planning. You'll gain insights from diverse fields like psychology, behavioral finance, communication, and marriage and family therapy to help you better connect with and guide your clients, alongside the detailed financial knowledge you need to perform to the highest expectations as a financial planner. This book contains over ninety chapters that are essential for practitioners, students, and faculty. Whether a practitioner, student, or faculty member, this guide is the invaluable reference you need at your fingertips. Comprehensive, clear, and detailed, this handbook forms the foundation of the smart financial planner's library. Each jurisdiction has its own laws and regulations surrounding financial planning, but the information in this book represents the core body of knowledge the profession demands no matter where you practice. Financial Planning Competency Handbook, Second Edition guides you from student to practitioner and far beyond, with the information you need when you need it.

Download or read book New Female Tribes written by Rachel Pashley and published by Virgin Books. This book was released on 2018-07-05 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: How do you see women? And how do they see themselves? In her role as Head Strategist at the world famous advertising agency J. Walter Thompson, author Rachel Pashley decided to find out. In a global survey orchestrated over five years, over 8,000 women responded, aged seventeen to seventy across 19 countries. The results make fascinating reading. Working with the results, Pashley defines four key 'female tribes: Alphas (focusing on achievement and career); Hedonists (focused on pleasure and self-development); Traditionalists (women whose chief focus is home and children); Altruists (women who focus on community and environment). She also asked about women's values and measures of success. Interestingly, those with more assertive values came from India and Saudi Arabia, while measures of success the world over did not necessarily include marriage or children. As women become more and more empowered, politically and economically, it is clear that their lot is changing across the globe. This book will prove essential reading to all those who seek to better understand women's dreams, ambitions and goals.

Download or read book Planning Powerful Instruction Grades 6 12 written by Jeffrey D. Wilhelm and published by Corwin. This book was released on 2019-10-05 with total page 297 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you ready to plan your best lessons ever? With so many demands and so much content available for teachers, we need to put a higher value on an often-overlooked skill: planning learning experiences that will both engage and inspire our students, by design, over time. Planning Powerful Instruction is your go-to guide for transforming student outcomes through stellar instructional planning. Its seven-step framework—the EMPOWER model—gives you techniques proven to help students develop true insight and understanding. You’ll have at your fingertips: the real reasons why students engage—and what you must do to ensure they do a framework to help you create, plan, and teach the most effective units and lessons in any subject area more than 50 actionable strategies to incorporate right away suggestions for tailoring units for a wide range of learners downloadable, ready-to-go tools for planning and teaching Whether you are a classroom teacher, an instructional leader, or a pre-service teacher, Planning Powerful Instruction will forever change the way you think about how you teach and the unique value you bring to your learners.

Download or read book CFP Board Financial Planning Competency Handbook written by CFP Board and published by John Wiley & Sons. This book was released on 2013-04-03 with total page 705 pages. Available in PDF, EPUB and Kindle. Book excerpt: Whether you’re studying to become a financial planner, preparing for the CFP® exam, or a practitioner looking for a comprehensive reference to help serve your clients' needs, this is the ultimate guide. Developed by Certified Financial Planner Board of Standards, Inc. (CFP Board), the Financial Planning Competency Handbook gives you everything you need to meet the daily challenges of your current or future profession. The book comes with access to nearly 400 practice questions online, as well as the option to upgrade to a 28-Credit Continuing Education test for CFP® professionals based in the United States. This all-inclusive handbook covers the entire list of nearly 90 vital topics on integrated financial planning, including such major components as: General Principles of Finance and Financial Planning Insurance Planning Employee Benefits Planning Investment and Securities Planning State and Federal Income Tax Planning Estate Tax, Gift Tax, and Transfer Tax Planning Retirement Planning Estate Planning Principles of Communication and Counseling And more

Download or read book Fundamentals of Planning and Assessment for Libraries written by Rachel A. Fleming-May and published by American Library Association. This book was released on 2021-07-23 with total page 265 pages. Available in PDF, EPUB and Kindle. Book excerpt: The concepts of planning and assessment are intrinsically linked—and understanding them is essential for raising the library’s profile and strengthening its position among stakeholders and the community. Even if you're an LIS student or are new to the profession, or if planning or assessment are not your primary areas of responsibility, you still have a role to play in the success of organizational efforts. Fleming-May has more than a decade of experience in planning and assessment initiatives and instruction, and Mays was her institution’s first assessment librarian; their primer draws from theory, research, and their first-hand observations to illuminate such topics as characteristics of bad planning strategy that can help to illustrate a better approach; reasons why using economic models, like ROI, fall short; how to mix the three types of planning; guidelines to ensure that assessment is meaningful and actionable; tips for creating effective surveys; emphasizing users’ needs with a critical assessment framework; data analysis for surveys, interviews, focus groups, and observation; four questions to ask about audience level before you develop a report; a sample 3-year assessment plan that can be customized; and seven steps for developing a culture of ongoing assessment.

Download or read book Sorting Out Your Finances For Dummies written by Barbara Drury and published by John Wiley & Sons. This book was released on 2012-03-08 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: Created especially for the Australian customer! Turn over a new leaf, painlessly and profitably Do you dream of a financially secure future, but find personal finance planning too overwhelming? Sorting Out Your Finances For Dummies, Australian Edition, gives you the confidence to take stock, set goals and chase rainbows. Written in plain English, this book shows you how to budget your money, work out an investment plan and choose the right assets for a wealthier future. Discover how to: Work out a budget and stick to it Find a first rate financial planner Find the right loans for you and manage your mortgage Prune your tax bill Map out a superannuation plan

Download or read book From Boom to Bubble written by Rachel Weber and published by University of Chicago Press. This book was released on 2023-06-05 with total page 287 pages. Available in PDF, EPUB and Kindle. Book excerpt: An unprecedented historical, sociological, and geographic look at how property markets change and fail—and how that affects cities. In From Boom to Bubble, Rachel Weber debunks the idea that booms occur only when cities are growing and innovating. Instead, she argues, even in cities experiencing employment and population decline, developers rush to erect new office towers and apartment buildings when they have financial incentives to do so. Focusing on the main causes of overbuilding during the early 2000s, Weber documents the case of Chicago’s “Millennial Boom,” showing that the Loop’s expansion was a response to global and local pressures to produce new assets. An influx of cheap cash, made available through the use of complex financial instruments, helped transform what started as a boom grounded in modest occupant demand into a speculative bubble, where pricing and supply had only tenuous connections to the market. From Boom to Bubble is an innovative look at how property markets change and fail—and how that affects cities.

Download or read book Home Comforts written by Cheryl Mendelson and published by Simon and Schuster. This book was released on 2005-05-17 with total page 900 pages. Available in PDF, EPUB and Kindle. Book excerpt: A classic bestselling resource for every household, Home Comforts helps you manage everyday chores, find creative solutions to domestic dilemmas, and enhance the experience of life at home. “Home Comforts is to the house what Joy of Cooking is to food.” —USA TODAY Home Comforts is an engaging and comprehensive book about housekeeping. It is a lively and readable guide for both beginners and experts in all the domestic arts. From keeping surfaces free of germs, watering plants, removing stains, folding a fitted sheet, cleaning china, tuning a piano, lighting a fire, setting the dining room table—this guide covers everything that people might want to do for themselves in their homes. Further topics include: making up a bed with hospital corners, expert recommendations for safe food storage, reading care labels (and sometimes carefully disregarding them), keeping your home free of dust mites and other allergens, this is a practical, good-humored, philosophical guidebook to the art and science of household management.

Download or read book The Right to Landscape written by Shelley Egoz and published by Routledge. This book was released on 2016-12-05 with total page 351 pages. Available in PDF, EPUB and Kindle. Book excerpt: Associating social justice with landscape is not new, yet the twenty-first century's heightened threats to landscape and their impact on both human and, more generally, nature's habitats necessitate novel intellectual tools to address such challenges. This book offers that innovative critical thinking framework. The establishment of the Universal Declaration of Human Rights (UDHR) in 1948, in the aftermath of Second World War atrocities, was an aspiration to guarantee both concrete necessities for survival and the spiritual/emotional/psychological needs that are quintessential to the human experience. While landscape is place, nature and culture specific, the idea transcends nation-state boundaries and as such can be understood as a universal theoretical concept similar to the way in which human rights are perceived. The first step towards the intellectual interface between landscape and human rights is a dynamic and layered understanding of landscape. Accordingly, the 'Right to Landscape' is conceived as the place where the expansive definition of landscape, with its tangible and intangible dimensions, overlaps with the rights that support both life and human dignity, as defined by the UDHR. By expanding on the concept of human rights in the context of landscape this book presents a new model for addressing human rights - alternative scenarios for constructing conflict-reduced approaches to landscape-use and human welfare are generated. This book introduces a rich new discourse on landscape and human rights, serving as a platform to inspire a diversity of ideas and conceptual interpretations. The case studies discussed are wide in their geographical distribution and interdisciplinary in the theoretical situation of their authors, breaking fresh ground for an emerging critical dialogue on the convergence of landscape and human rights.

Download or read book How to Bullet Plan written by Rachel Wilkerson Miller and published by Pan Macmillan. This book was released on 2017-09-21 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: So what is a bullet journal? It’s a planner, to-do list and diary that will help you get your life together! This fun, practical guide shows you how to start and keep a bullet journal: a single notebook in which you write down all the things that you want to remember, or need to do, or you’ve already done – from every aspect of your life: work, home, relationships and hobbies. With colourful illustrations and easy tips to get you started, early adopter Rachel Wilkerson Miller explains how to make a bullet journal work for you – whether you want to create something simple or elaborate. Ideas for content include: - Lists of your to-dos and to-don’ts - Symbols that will make your lists efficient and effective - Calendars to plan your day, week, month or year - Trackers for your habits and goals (think health, money, travel) - Stationery such as washi tape, book darts and more! The phenomenon that is bullet journaling has led to thousands of journalers sharing their work on Pinterest, Instagram and Facebook. In How to Bullet Plan, Buzzfeed editor Rachel Wilkerson Miller tells you everything you need to know to start your own.

Download or read book Finding a New Direction How to Survive and Thrive During Major Life Transition written by Judith Albright and published by Finding a New Direction. This book was released on 2009 with total page 146 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Dot Journaling A Practical Guide written by Rachel Wilkerson Miller and published by The Experiment. This book was released on 2017-07-31 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: Organize your life, record what matters, and get stuff done! What the heck is a dot journal? It’s a planner, to-do list, and diary for every aspect of your life: work, home, relationships, hobbies, everything. Early adopter Rachel Wilkerson Miller explains how to make a dot journal work for you—whether you find the picture-perfect examples on Pinterest inspiring or, well, intimidating. You decide how simple or elaborate your journal will be, and what goes in there: Lists of your to-dos, to-don’ts, and more Symbols that will make those lists efficient and effective Spreads to plan your day, week, month, or year Trackers for your habits and goals (think health, money, travel) Accouterments such as washi tape, book darts, and more!

Download or read book Installation of an Instrument Landing System ILS on Runway 11 at Newark International Airport written by and published by . This book was released on 1994 with total page 508 pages. Available in PDF, EPUB and Kindle. Book excerpt: