Download or read book At War with the Weather written by Howard C. Kunreuther and published by MIT Press. This book was released on 2011-08-19 with total page 439 pages. Available in PDF, EPUB and Kindle. Book excerpt: Innovative, long-term strategies for reducing vulnerability to large-scale natural disasters and for providing financial support for disaster victims. The United States and other nations are facing large-scale risks at an accelerating rhythm. In 2005, three major hurricanes—Katrina, Rita, and Wilma—made landfall along the U.S. Gulf Coast within a six-week period. The damage caused by these storms led to insurance reimbursements and federal disaster relief of more than $180 billion—a record sum. Today we are more vulnerable to catastrophic losses because of the increasing concentration of population and activities in high-risk coastal regions of the country. The question is not whether but when, and how frequently, future catastrophes will strike and the extent of damages they will cause. Who should pay the costs associated with catastrophic losses suffered by homeowners in hazard-prone areas? In At War with the Weather, Howard Kunreuther and Erwann Michel-Kerjan with their colleagues deliver a groundbreaking analysis of how we currently mitigate, insure against, and finance recovery from natural disasters in the United States. They offer innovative, long-term solutions for reducing losses and providing financial support for disaster victims that define a coherent strategy to assure sustainable recovery from future large-scale disasters. The amount of data collected and analyzed and innovations proposed make this the most comprehensive book written on these critical issues in the past thirty years.
Download or read book Avoid Market Loss with Trust Deed Investing written by Casimir J. Domaszewicz and published by iUniverse. This book was released on 2002-08-28 with total page 350 pages. Available in PDF, EPUB and Kindle. Book excerpt: Avoid Market Loss with Trust Deed Investing provides an alternate investment media to investors, that are disillusioned by the present unstable stock market. It provides detailed information on how to put money to work in a relatively safe investment with a high return. By using the guides presented, double-digit returns with security can be achieved. Investors can do this by using Trust Deeds, secured by a borrower's house, apartment building, or other real estate property. Additionally, the investor doesn't have to be a resident of the state where the real estate security is located. In this book are the methods for evaluating Trust Deeds, avoiding dangerous loans, expected interest rates, problems to expect and how to minimize their impact, as well as other procedures that should be followed to ensure a safe return. This book has been written specifically for investing in Trust Deeds in California. It can be applied to other states that use Trust Deeds. The basic principles can be applied to those states that use mortgages.
Download or read book Hearings Reports and Prints of the House Committee on Banking Currency and Housing written by United States. Congress. House. Committee on Banking, Currency, and Housing and published by . This book was released on 1977 with total page 1422 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Economics of Property Casualty Insurance written by David F. Bradford and published by University of Chicago Press. This book was released on 2007-12-01 with total page 218 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Economics of Property-Casualty Insurance presents new research and findings on key aspects of the economics of the property-casualty insurance industry. The volume explores the industrial organization, regulation, financing, and taxation of this business. The first paper, on external financing and insurance cycles, contains a wealth of information on trends and patterns in the industry's financial structure. The last essay, which compares performance of stock and mutual insurance companies, takes a fresh look at the way a company's organizational structure affects its responses to different economic situations. Two papers focus on rate regulation in the auto insurance industry, and provide broad overviews of the structure and economics of the insurance industry as a whole. Also addressed are the system of regulating insurance companies in the United States, who insures the insurers, and the effects of tax law changes in the 1980s on the prices of insurance policies.
Download or read book Impact on Product Liability written by United States. Congress. Senate. Select Committee on Small Business and published by . This book was released on 1976 with total page 408 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book HUD Newsletter written by and published by . This book was released on 1974 with total page 398 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Paying the Price written by Richard J. Roth, Sr. and published by Joseph Henry Press. This book was released on 1998-07-09 with total page 318 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book considers the effectiveness of insurance coverage for low-probability, high-consequence events such as natural disastersâ€"and how insurance programs can successfully be used with other policy tools, such as building codes and standards, to encourage effective loss reduction measures. The authors discuss the reasons for the dramatic increase in insured losses from natural disasters since 1989 and the concern that insurers have about their ability to provide coverage against more such events in the future. It addresses why there has been an increasing demand for hazards insurance, what types of coverage private insurers are willing to offer, and the role of reinsurance and private-/public-sector initiatives at the state and federal levels for providing protection to victims of natural disasters. Detailed case studies of the challenges facing Florida in the wake of Hurricane Andrew in 1992 and California following the Northridge earthquake in 1994 reveal the challenges facing the insurance industry as well as other concerned stakeholders. The National Flood Insurance Program illustrates how a public-/private-sector partnership can mitigate damages and provide financial protection to victims. The book identifies new initiatives for reducing future losses and providing funds for recovery through cooperation by the relevant parties.
Download or read book Insurance Redlining written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Consumer Credit and Insurance and published by . This book was released on 1994 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt: Distributed to some depository libraries in microfiche.
Download or read book The State of the Insurance Industry written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2010 with total page 476 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Fair Housing Amendments Act of 1979 written by United States. Congress. House. Committee on the Judiciary. Subcommittee on Civil and Constitutional Rights and published by . This book was released on 1979 with total page 808 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Fair Housing Amendments Act of 1979 written by United States. Congress. Senate. Committee on the Judiciary. Subcommittee on the Constitution and published by . This book was released on 1980 with total page 1422 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book H R 21 the Homeowners Insurance Availability Act of 1999 written by United States. Congress. House. Committee on Banking and Financial Services and published by . This book was released on 2000 with total page 412 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Sales and Other Dispositions of Assets written by and published by . This book was released on 1999 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Automobile Shared Market written by Joseph Finley Lee and published by . This book was released on 1981 with total page 404 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Full Insurance Availability written by United States. Federal Insurance Administration and published by . This book was released on 1974 with total page 128 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Hearings Reports and Prints of the Senate Committee on the Judiciary written by United States. Congress. Senate. Committee on the Judiciary and published by . This book was released on 1978 with total page 1194 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Handbook on the Economics of Disasters written by Skidmore, Mark and published by Edward Elgar Publishing. This book was released on 2022-10-13 with total page 515 pages. Available in PDF, EPUB and Kindle. Book excerpt: Evaluating the myriad dimensions of how disasters can affect economic activity and decision-making, this cutting-edge Handbook presents a timely analysis of the conditions that reduce or exacerbate disaster impacts. Addressing developments in research on disaster economics, internationally recognized scholars combine theoretical considerations with empirical methods to expand and improve the field of disaster mitigation.