Download or read book Problem Loans and Cost Efficiency in Commercial Banks written by Allen N. Berger and published by . This book was released on 1995 with total page 54 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Problem Loans and Cost Efficiency in Commercial Banks written by Allen N. Berger and published by . This book was released on 1996 with total page 45 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper addresses a little examined intersection between the problem loan literature and the bank efficiency literature. We employ Granger-causality techniques to test four hypotheses regarding the relationships among loan quality, cost efficiency and bank capital. The data suggest that problem loans precede reductions in measured cost efficiency: that cost efficiency precedes reductions in problem loans; and that reductions in capital at thinly capitalized banks precede increases in problem loans. Hence, cost efficiency may be an important indicator of future problem loans and problem banks. Our results are ambiguous concerning whether or not researchers should include loan quality in efficiency estimation.
Download or read book Output Measurement in the Service Sectors written by Zvi Griliches and published by University of Chicago Press. This book was released on 2008-04-15 with total page 576 pages. Available in PDF, EPUB and Kindle. Book excerpt: Is the fall in overall productivity growth in the United States and other developed countries related to the rising share of the service sectors in the economy? Since services represent well over half of the U.S. gross national product, it is also important to ask whether these sectors have had a slow rate of growth, as this would act as a major drag on the productivity growth of the overall economy and on its competitive performance. In this timely volume, leading experts from government and academia argue that faulty statistics have prevented a clear understanding of these issues.
Download or read book Fee based Services and Cost Efficiency in Commercial Banks written by Robert DeYoung and published by . This book was released on 1994 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book A Strategy for Resolving Europe s Problem Loans written by Mr. Shekhar Aiyar and published by International Monetary Fund. This book was released on 2015-09-24 with total page 79 pages. Available in PDF, EPUB and Kindle. Book excerpt: Europe’s banking system is weighed down by high levels of non-performing loans (NPLs), which are holding down credit growth and economic activity. This discussion note uses a new survey of European country authorities and banks to examine the structural obstacles that discourage banks from addressing their problem loans. A three pillared strategy is advocated to remedy the situation, comprising: (i) tightened supervisory policies, (ii) insolvency reforms, and (iii) the development of distressed debt markets.
Download or read book Efficiency of Financial Institutions written by Allen N. Berger and published by . This book was released on 1997 with total page 96 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Bank Costs Structure and Performance written by James W. Kolari and published by Free Press. This book was released on 1987 with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt: Describe the market innovation, deregulation, and the U.S. banking, cost economic in banking, recent empirical evidence in a competitive environment cost economics of banks with different product mixes, cost structure of electronic computer technology, cost efficiency and bank failur.
Download or read book Banking Efficiency and Financial Development in Sub Saharan Africa written by Sandrine Kablan and published by International Monetary Fund. This book was released on 2010-06-01 with total page 27 pages. Available in PDF, EPUB and Kindle. Book excerpt: This study assesses the determinants of banking system efficiency in sub-Saharan Africa (SSA) and asks what, besides the degree of efficiency, explains the low level of financial development in the region. It uses stochastic frontier analysis to measure efficiency and a generalized method of moments system to explain financial development. SSA banks are found to be generally cost-efficient, but nonperforming loans undermine efficiency, which suggests that improvement in the regulatory and credit environments should improve efficiency. The political and the economic environment have held back financial development in SSA.
Download or read book Competition and Efficiency in Hungarian Banking written by Dimitri Vittas and published by World Bank Publications. This book was released on 1992 with total page 46 pages. Available in PDF, EPUB and Kindle. Book excerpt: Considerable progress has been made in reforming the Hungarian banking system and strengthening its legal and regulatory framework. But Hungarian banking suffers from market segmentation and high nominal spreads, caused by high inflation, low leverage, and nonperforming loans.
Download or read book Commercial Problem Loans written by Robert H. Behrens and published by Irwin Professional Publishing. This book was released on 1983 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt: This newly revised edition is intended to be used as an aid to loan officers, thus giving them a better understanding of the organization and operation of the loan department. Two case studies based on actual problem loan situations are included.
Download or read book Problem Loans written by and published by Risk Management Assoc. This book was released on 1986 with total page 99 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Commercial Banks and the Profits of Savings and Loan Markets written by Lewis J. Spellman and published by . This book was released on 1979 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book European Banking written by John A. Goddard and published by John Wiley & Sons. This book was released on 2001-07-10 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: The retail banking sector has undergone immense change over the last decade, such that the industry is barely recognisable. The creation of the European Single Market has of necessity initiated deregulation, whilst the increase in telephone and internet banking has impacted on economies of scale. Financial services organisations are now able to compete in previously uncharted territory, to considerable effect. Taking the reader on a journey of discovery through the economic theory behind the practice and the consequences that follow, the authors have created a fascinating insight into the current state of European retail banking. The authors use their extensive research to display the rationale behind the increasing trend towards consolidation and efficiency. Well argued and well researched, this is a must read for all people with an interest in the European Banking market, from investors to bankers and students alike. "This outstanding contribution has everything a banking practitioner, academic or regulator would need to know about European banking, complete from theory to practice to data to background references. This is a must-have reference guide for anyone who wants or needs to know about our financial system." - Allen N. Berger, Senior Economist, Federal Reserve Board
Download or read book Determinants of Cost Efficiencies in Bank Mergers written by Robert DeYoung and published by . This book was released on 1993 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Commercial Banking Structure Regulation and Performance written by James R. Barth and published by . This book was released on 1997 with total page 122 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Commercial Banks and Consumer Instalment Credit written by John M. Chapman and published by New York, National Bureau of Economic Research. This book was released on 1940 with total page 348 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Management Policies for Commercial Banks written by Howard D. Crosse and published by . This book was released on 1973 with total page 344 pages. Available in PDF, EPUB and Kindle. Book excerpt:
