Download or read book PRESENT RESTRUCTURING PROCESSES OF BANKING SECTOR IN INDIA written by Dr. ENUKURTHI ANILKUMAR and published by Archers & Elevators Publishing House. This book was released on with total page 148 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Consolidation in Indian Banking Sector Evidence and Challenges Ahead written by Brajesh Tiwari and published by . This book was released on 2013-03-03 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Global mantra Liberalization, Privatization and Globalization (LPG) process which was started in early 1990s has brought so many changes in the economic scene of the country. This process of economic reforms has brought competition not only from India but also from Overseas. In the corporate world it is said if you can't beat your competitor then go with them i.e. merge your company with your rival or take them over. So all it boils down to is the survival of the fittest. This process helps in attaining greater market share, acquiring additional brands, cannibalizing competing brands, realizing improved infrastructure, creating new synergies, and capitalizing on efficiencies and economies of scale or to globalize in the shortest span of time. Banking system is deemed as the bloodline of any economy and banks are trustees of public money. Therefore, its depositors have higher stake in welfare and growth of banks than its shareholders. The failure of a bank has more widespread implications than a failure of a manufacturing company. The banking sector reforms, introduced in the early nineties and continued since then, from part of the overall economic reform programme aimed at improving the competitiveness and efficiency of the economic system. The banking reforms, similarly, were also aimed at making banks more efficient and viable. Because of these reforms the capital adequacy of the Indian banks is now on par with international standards. Similarly, the level of net non-performing assets has come down to very manageable levels. An issue that is in the forefront of banking reforms currently is that of bank consolidation. To meet the challenges of global economy and to face increased global competition, Indian banks are changing their strategic focus and re-orienting their operations though restructuring processes to achieve the efficiencies required to survive and integrate into global economy. Prior to 1999, the amalgamations of banks were primarily triggered by the weak financials of the banks being merged, whereas in the post-1999 period, there have also been mergers between healthy banks. However, merger of public sector healthy banks have not taken place till now. Consolidation will provide Indian banks the 'size advantage' that most foreign banks have. Recent reports on banking sector often indicate that India is slowly but surely moving from a regime of `large number of small banks' to `small number of large banks'. The Government of India and RBI has also mentioned at several occasions that an early consolidation in banking industry is needed. But before banks go in for mergers, they need to chalk out a detailed plan on how to tackle challenges such as technology integration, HR management, and many other issues into consideration. This Book "Consolidation in Indian Banking Sector: Evidence and Challenges Ahead" is a modest attempt to cover all important issues regarding M&A in Indian Banking Sector. The whole study is divided into five chapters. The first chapter: Introduction, is introductory in nature briefly traces out the evolution of Mergers and Acquisitions (M&A) in India in banking sector. The second chapter: Review of Literature; focuses on the review of related studies of mergers and acquisitions undertaken by different scholars and researchers. The third chapter: briefly discusses M&A activity in Indian Banking Industry and also covers various laws related to M&A. The fourth chapter: Mergers and Acquisitions in the Banking Industry: An Analysis -I; makes a comparison of actual and predicted values of selected variables in banks under study. With the help of statistical tools the effectiveness of M&A has been tested. The fifth chapter: Mergers and Acquisitions in the Banking Industry: An Analysis -II; analyses the performance of the selected banks by using various financial ratios.

Download or read book Authorities Roles and Organizational Issues in Systemic Bank Restructuring written by Peter Nyberg and published by International Monetary Fund. This book was released on 1997-07 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt: Systemic bank restructuring must be the responsibility of one government authority only, with other authorities providing support and analytical help. The restructuring authority, whose tasks are enumerated and discussed, should preferably be a separate and temporary agency reporting to the finance ministry. Other solutions are possible but not recommended. Parliament should be involved in setting priorities and supervising the process, but political interference in restructuring operations should be avoided. Practical issues to consider include ensuring efficient cooperation between authorities; the arrangement of problem asset workout and recovery; and restructuring of politically sensitive enterprises.

Download or read book Restructuring Indian Financial System written by Nidhi Jain and published by . This book was released on 2002 with total page 287 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Process To Restructure Indian Financial System Launched Since 1991 Has Been Accompanied By A Surge Of Financial Particularly Private Flows. Driven By A Number Of Internal And External Factors These Private Financial Flows Pose Risks To Financial Systems. Several Countries That Have Received Substantial Financial Flows Have Faced Costly Banking Crises. The Present Book Attempts To Study The Impact Of International Financial Flows Particularly Private Flows On Indian Financial System. Based On The Analysis Of Data, The Book Attempts To Spell Out What Restructuring Is Needed In Indian Financial System To Attract And Sustain Inflows And To Avert The Risks Posed By Inflows To India. It Holds Various Policy Implications To Restructure Indian Financial System In Response To Financial Flows And Should Be Of Interest To Policy Makers And Academicians.This Book Intends To Enlighten The Readers Regarding:" Changing Nature And Composition Of International Financial Flows." Issues/Concerns Raised By Private, International Flows." Trends In Private Non-Debt Flows To India Since 1990S." Empirical Work On Impact Of Financial Flows On Financial System." Indian Initiatives To Restructure Its Capital Market And Banking Sector In 1990S." Policy Implications On Restructuring Indian Financial System In Response To Private Financial Flows.

Download or read book Mergers Acquisitions in Indian Banking Sector written by Shail Shakya and published by . This book was released on 2014 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt: Banking sector is the most extensively regulated sector in Indian financial market. RBI, the sole regulator has the responsibility of regulating, supervising and assisting the banking companies in carrying out their fundamental activities and meets their liabilities as and when they accrue. Despite the fact that regulation enhances performance at various levels, business growth is the perpetual quest for all companies, and banking companies are not alien to that. Rapid growth of consolidations has depicted that banking operations, though strictly regulated aspire for a high rate of profitability and business presence. There are numerous examples present in Indian context that show varied reasons of mergers and acquisitions in banking sector in India. Some study these on the counts of profits and performance after mergers; others look these mergers as helping the banks in overcoming their likely dissolution. Keeping everything apart from the purview of this paper, this paper shall focus entirely on specific regulatory issues associated with the mergers and acquisitions in banking sector in India and shall (on the basis of hypotheses) tend to explain various commercial issues annexed to it or incidental thereto. Some of the specific issues highlighted in the paper cover the merger policies of RBI, competition regulation issue between CCI and RBI, etc. Going through the insight of a typical merger process between two banks, this paper shall throw light upon implications of mergers in banking sector of India. The list is endless, when we talk of issues related to bank mergers and acquisitions because in a spit fall, the economic crisis does not appear to be far from the sight. RBI is constantly updating its procedural norms relating to bank mergers and acquisitions that call for serious interpretation to the whole idea. This paper is an attempt towards such an objective.The tabled Banking Regulation (Amendment) Bill, 2011 would be a central figure under scrutiny in the paper and shall corroborate the objectives and perceptions of regulators of various sectors in India. While 'achievement of economies of scale' may be one of the agendas behind such consolidation, restructuring of weak banks employs more critical issues. This research report thus dwells into the core reasons behind RBI, monopolizing the banking merger regulations and future of M&A in banking in light of such rigid stands taken by RBI.

Download or read book Restructuring of Indian Banks written by Falguni C. Shastri and published by . This book was released on 2007-01-01 with total page 342 pages. Available in PDF, EPUB and Kindle. Book excerpt: Banking sector in India is undergoing a churning. In fact changes were occurring for the last few years. The regilators and policy makers initiated various measures reforming the financial sector. This has cast a greater responsibility on the banking sector to equip itself with the necessary skill sets and to face the changed situation

Download or read book An Overview of the Legal Institutional and Regulatory Framework for Bank Insolvency written by International Monetary Fund. Monetary and Capital Markets Department and published by International Monetary Fund. This book was released on 2009-04-17 with total page 77 pages. Available in PDF, EPUB and Kindle. Book excerpt: This study provides an overview of the legal, institutional, and regulatory framework that countries should put in place to address cases of bank insolvency. It is primarily intended to inform the work of the staffs of the International Monetary Fund (IMF) and World Bank, and to provide guidance to their member countries.

Download or read book Corporate Sector Resilience in India in the Wake of the COVID 19 Shock written by Lucyna Gornicka and published by International Monetary Fund. This book was released on 2021-11-19 with total page 31 pages. Available in PDF, EPUB and Kindle. Book excerpt: To assess the resilience of India’s corporate sector against COVID-19-related shocks, we conducted a series of stress tests using firm-level corporate balance sheet data. The results reveal a differential impact across sectors, with the most severe impact on contact-intensive services, construction, and manufacturing sectors, and micro, small, and medium enterprises. On policy impact, the results highlight that temporary policy measures have been particularly effective in supporting firm liquidity, but the impact on solvency is less pronounced. On financial sector balance sheets, we found that public sector banks are more vulnerable to stress in the corporate sector, partly due to their weaker starting capital positions. When considering forward-looking multiperiod growth scenarios, we find that the overall corporate performance will depend on the speed of recovery. A slower pace of recovery could lead to persistently high levels of debt at risk, especially in some services and industrial sectors.

Download or read book Modern Banking Services Private And Public Sector Banks written by Dr M JuliasCeasar, Dr B Sheeba Pearline and published by Archers & Elevators Publishing House. This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Analysis Of Mergers And Acquisitions In The Indian Banking Sector Under Post Liberalization Era written by Rahul KrishnajiKavishwar and published by Archers & Elevators Publishing House. This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book India s Decade of Reforms written by M G Warrier and published by Notion Press. This book was released on 2018-02-08 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt: India’s Decade of Reforms: Reserve Bank of India at Central Stage looks at the initiatives taken by the Government of India and the RBI to restore the country’s economic health by introducing economic and financial sector reforms. Since 2014, the GOI and the RBI have come together to create reform initiatives to revamp the institutional system in the financial sector by infusing transparency and professionalism in policy formulation. The book dispassionately analyses the recent coming together of GOI and RBI to ensure continuity in policy formulation and the RBI’s role in demonetization. Also explored is the RBI’s role in managing monetary policy to the nation’s advantage and introducing necessary structural changes.

Download or read book Management of Banking and Financial Services written by Padmalatha Suresh and published by Pearson Education India. This book was released on with total page 619 pages. Available in PDF, EPUB and Kindle. Book excerpt: Management of Banking and Financial Services focuses on the basic concepts of banking and financial services, and how these concepts are applied in the global banking environment as well as in India. In addition to presenting the big picture of the

Download or read book Ongoing Developments In Banking Financial Sector Volume 3 written by Editors : Raj Kapila & Uma Kapila and published by Academic Foundation. This book was released on 2000 with total page 330 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Ongoing Developments In Banking Financial Sector Volume 4 written by Editors : Raj Kapila & Uma Kapila and published by Academic Foundation. This book was released on 2000 with total page 328 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Management Of Banking And Financial Services 2 E written by Suresh Padmalatha and published by Pearson Education India. This book was released on 2011-09 with total page 624 pages. Available in PDF, EPUB and Kindle. Book excerpt: The dynamic banking and financial services environment in the country calls for prudent decision making under pressure. Management of Banking and Financial Services provides students and practitioners with a thorough understanding of managerial issues in the banking and financial services industry, enabling them to evaluate the overall organisational impact of their decisions. The first section of the book focuses on the basic concepts of banking and financial services, and the other sections explain how these concepts are applied in the global banking environment as well as in India. In addition to presenting the big picture of the banking and financial services industry, the book also provides useful tips on the trade-off between risk and return.

Download or read book Indian Industrial Development and Globalisation written by S. K. Goyal and published by Academic Foundation. This book was released on 2009 with total page 910 pages. Available in PDF, EPUB and Kindle. Book excerpt: Surinder Kumar Goyal, b. 1933, Indian industrial economist; papers presented at the National Conference on Industrial Development and Economic Policy Issues, held at New Delhi during 27-28 June 2008.

Download or read book Banking Reforms in India written by T R Bishnoi and published by Springer. This book was released on 2017-06-21 with total page 254 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides a historical evaluation of banking reforms and structural changes in India over the past 25 years. Chapters cover issues in consolidation and restructuring, competition and concentration, performance evaluation in terms of cost efficiency and productivity, profitability, non-performing assets and technology use. The authors use specific regression models to measure the impact of these reforms on bank performance during this period and assess whether or not the consolidation phase is now complete. This volume will be of interest to researchers and academicians interested in the financial history of Indian Banking reforms.