Download or read book Financial Responsibility written by Jodi McPherson and published by Prentice Hall. This book was released on 2011-08-30 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial Responsibility is an interactive, skill-building resource designed to help students cultivate sound financial habits. It blends real-world scenarios and practical exercises in money management with a philosophy of responsible, ethical, long-term financial planning. It equips students with concrete skills, and also nurtures critical reasoning abilities to help them make good life decisions as they transition from college, to work, to retirement. Infuse student success into any program with our "IDentity" Series booklets. Written by national subject matter experts, the material contains strategies and activities for immediate application. If you like this IDentity Series: Financial Responsibility, you will love the other options available: Financial Literacy (Farnoosh Torabi), Now You're Thinking about College (Judy Chartrand et.al.), Now You're Thinking about Your Career (Judy Chartrand et.al.), Ownership (Megan Stone), and Critical Thinking: A Career Choice (Paul Schuler).
Download or read book Personal Financial Responsibility written by National Endowment for Financial Education and published by . This book was released on 2001 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Sink or Swim Money Program written by John E. Whitcomb and published by Diversion Books. This book was released on 2016-08-21 with total page 225 pages. Available in PDF, EPUB and Kindle. Book excerpt: A step-by-step guide to teaching kids fiscal responsibility, and instilling positive spending habits that will last a lifetime. Children don’t know much about money—they just know what they want (like overpriced junk food and the most expensive sneakers). But learning a little financial wisdom can set them on a path that will make their futures significantly better—and allow them to navigate a scary adult world full of spending pitfalls. In this book, Dr. John E. Whitcomb provides a six-step program to do just that. It begins with letting go. Terrifying as it seems, your children learn more with the power of non-essential spending in their own hands. With the freedom to spend as they please and make their own mistakes, spending money becomes not an argument, but an important lesson in priorities. But they won't be alone in the wild with a pocket full of cash. Whether for school, clothes, or hobbies, teens and parents can sign a contract detailing the limits of their spending that work for each of them. From day-to-day decisions all the way to the milestones of adulthood—opening their first checking account, college savings, and getting their first car—Dr. Whitcomb's application of the capitation method prepares them for every step of their financial journey. “Explains Whitcomb's original and systematic technique for teaching kids how to manage money responsibly.”—Publishers Weekly Previously published as Capitating Your Kids: Teaching Your Teens Financial Independence
Download or read book Green about Money written by Jeff Tarman and published by Createspace Independent Publishing Platform. This book was released on 2017-04-23 with total page 102 pages. Available in PDF, EPUB and Kindle. Book excerpt: GREEN ABOUT MONEY is the perfect graduation gift! A quick and concise read. This book will provide you with the essentials for success in your personal finances. Aimed at graduates and young adults, this book will provide a strong financial footing for the average individual. AMERICA HAS A PROBLEM. The statistics are brutal. Almost two-thirds of Americans can't pass a basic financial literacy test. Nearly half of families have no retirement account savings at all. And the total U.S. consumer debt is now $3.62 trillion. Our students are not being taught about basic finance. At some point, our society stopped focussing on FINANCIAL RESPONSIBILITY and started emphasizing RAMPANT CONSUMERISM. Savings rates are decreasing and consumer debt is rising. We need to break this cycle. GREEN ABOUT MONEY: A Graduate's Guide To Personal Finance was written with the GRADUATE in mind, but the principles in this book MUST be learned by EVERYONE. It is never too late to learn about MONEY. This book contains the building blocks of personal finance Budgeting Borrowing Spending Saving Investing AND MORE! The purpose of this book is to educate and give the average individual the tools they need to succeed with their personal finances. Young people have enough problems today; money doesn't have to be one of them. With a solid budget, limited borrowing, and a strong savings plan, young adults can TRIUMPH over the statistics and build tremendous wealth for themselves. This book highlights the effects of living within your means, which includes steering clear of the pitfalls of the consumer debt lifestyle. It's time to talk about money.
Download or read book Work Your Money Not Your Life written by Roger Ma and published by John Wiley & Sons. This book was released on 2020-03-31 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: Your all-in-one guide to getting your career and finances in order — for greater clarity, happiness, and peace of mind. Studies show that if you're like the majority of young professionals, you feel dissatisfied with your job, your finances, or your overall station in life. It can seem impossible to disentangle the work stuff, the money stuff, and the personal stuff, because they're all inextricably linked. But the good news is, you don't have to go at it alone: Work Your Money, Not Your Life is your all-in-one guide to achieving both your career and financial goals so that you can get where you want to be. In his debut book, Roger Ma, an award-winning financial planner and a publisher strategist at Google, offers secrets on how you can craft a meaningful career, gain financial comfort, and achieve a greater sense of purpose. And the premise behind it all is this: money affects every part of our lives. Simply by sorting out your personal finances (and it isn't as bad as it sounds!), you can build a foundation from which you'll be able to find the right career path, visualize your desired lifestyle, and turn your dreams into a reality. You'll learn how to: Relieve yourself of the work, money, and personal stressors that keep you up at night Dispel the job myths that are preventing you from a more rewarding career Apply the fundamentals of personal finance to your unique situation, without all the confusing jargon Prioritize and balance your career and money needs through exercises and easy-to-use templates, launching yourself on the path to the life satisfaction you desire When the life you're living and the life you want to live don't match up, everything feels off balance. Where do you begin trying to connect the dots? Start with this book. Through accessible, practical advice, you'll learn the career and financial strategies you need to live the life you deserve.
Download or read book A Literature Survey of Private Sector Methods of Determining Personal Financial Responsibility written by Martin Bradley Bodzin and published by . This book was released on 1988 with total page 89 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit grantors and employers have two clearly established methods--judgmental and empirically derived--of determining personal financial responsibility that can be used as a basis for accepting or rejecting credit or job applicants. This thesis is a literature survey and analysis of those methods. The foundations of the two methods are examined and models of the empirically derived methods are discussed. This thesis builds upon the cost considerations and governmental constraints of the value-maximizing organization. Operational costs associated with personal financial responsibility determination methods include administrative expense, foregone revenue, and asset depletion due to decision making errors. Governmental constraints include information gathering restrictions for equal opportunity and privacy purposes. Applicability of the private sector methods to the public sector is also discussed. The judgmental and empirical methods are each effective. Their utilization is based upon their respective abilities to minimize cost while achieving the organization's objectives.
Download or read book Foundations of Financial Literacy written by Sally R Campbell and published by . This book was released on 2021-11-23 with total page 190 pages. Available in PDF, EPUB and Kindle. Book excerpt: This workbook is designed for use with the Foundations of Financial Literacy textbook. As you complete the activities in this workbook, you will review the concepts, facts, and skills presented in the text. The activities in this workbook are divided into chapters corresponding to the chapters in the text. By reading the text first, you have the information needed to complete the activities. Each chapter is organized into four parts: Content Review, Concept Review, Math Skills, and Communication Skills. The first two parts review the information presented in the textbook chapter and have you apply the concepts to realistic situations. The last parts review math and communication skills necessary for college and career preparation and success.
Download or read book Brilliant Ideas In Personal Asset Management written by Clint Vadlamudi and published by . This book was released on 2021-08-05 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is a great book for people who want to understand the nuts and bolts of personal finance. Financial literacy consists of several simple, yet essential, concepts you'll need to master. In other words, you'll need to learn smart instead of hard when it comes to personal asset management. In this book, you will discover: - The 4 cardinal sins of youthful spending that will keep you in debt - An 8-step, iron-clad methodology for getting out of debt in your 20s and 30s - Smart ways to save money without having to give up your preferred lifestyle - How to have fun and enjoy adventures for free, or with minimal spending - 12+ brilliant ideas to earn more money - Reasons why no future dream is too big to pursue if you plan properly - The basics of saving and investing like a boss while still a young adult - The essence of financial responsibility in a marriage or a committed relationship - Psychology of abundance: the mindset that sets millionaires apart from everybody else And much more!
Download or read book Personal Finance Your Roadmap Towards Creating Wealth and Financial Literacy written by Keneth Dale R. Tuazon and published by AuthorHouse. This book was released on 2021-12-02 with total page 135 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial success may seem to be as easy as it is. However, it takes a lot of learning and applications. The dissimilarity between the wealthy and the poor is not money; It is how they think. So this book reveals more perseverance and gives you the newest information for addressing your personal financial predicaments. By reading this book, you are opened to financial realities that will help you attain financial freedom.
Download or read book The M Word Money written by Lisa Mitchell-Flinn and published by . This book was released on 2013-05-01 with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt: The M-Word: Money is a wonderful resource for financial education for teens and adults to help them begin their journey to financial responsibility. This book is designed to give an individual the basic fundamentals of personal finance and to prepare them for more complex personal financial planning.
Download or read book Four Simple Rules of Personal Finance written by Sue Sorensen and published by . This book was released on 2021-02-16 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Maybe it's time for you to wise up about finances. Four Simple Rules demonstrates how to take personal responsibility for your financial life. And in accepting responsibility also shows you how to change and improve your financial situation. It is not always easy - but it is fairly simple. And, make no mistake, it is a choice. Regardless of your starting place, you can rise up and achieve financial success: just follow the four simple rules.
Download or read book Be Smart About Shopping written by Kathiann M. Kowalski and published by Enslow Publishing, LLC. This book was released on 2014-01-01 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt: Should you buy that smartphone at full price now or wait for the sale? Shopping can be fun but also stressful, especially on a teen-sized budget. That's why it's important to be a critical consumer. It's easy to spend money, but how do you save? With helpful tips and math word problems, this book will show readers how to make smart financial decisions, avoid the bad deal, and get the most for their money.
Download or read book Advice On Personal Asset Management written by Shana Grissam and published by . This book was released on 2021-08-05 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is a great book for people who want to understand the nuts and bolts of personal finance. Financial literacy consists of several simple, yet essential, concepts you'll need to master. In other words, you'll need to learn smart instead of hard when it comes to personal asset management. In this book, you will discover: - The 4 cardinal sins of youthful spending that will keep you in debt - An 8-step, iron-clad methodology for getting out of debt in your 20s and 30s - Smart ways to save money without having to give up your preferred lifestyle - How to have fun and enjoy adventures for free, or with minimal spending - 12+ brilliant ideas to earn more money - Reasons why no future dream is too big to pursue if you plan properly - The basics of saving and investing like a boss while still a young adult - The essence of financial responsibility in a marriage or a committed relationship - Psychology of abundance: the mindset that sets millionaires apart from everybody else And much more!
Download or read book Personal Financial Literacy for Texas written by Jeffry Madura and published by Pearson. This book was released on 2023-04-15 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Teach students the principles for taking control of their financial future with Personal Financial Literacy, 4th edition, published by Pearson. Students will learn the essential financial management skills they need to succeed in college and careers. The financial literacy program also provides insight into a variety of careers and meets the standards for the Personal Financial Responsibility as well as the General Financial Literacy certifications offered through YouScience(TM).
Download or read book Dollars and Sense a Fable of Personal Finance written by Vinnie Venturella and published by AuthorHouse. This book was released on 2021-05-10 with total page 86 pages. Available in PDF, EPUB and Kindle. Book excerpt: Want to learn about the basics of personal finance in an easy-to-understand manner? In this fable, during some normal days, this family explores many of the financial topics all families, especially children, should understand. It’s written in plain, layman’s terms with a little bit of humor. There doesn’t seem to be anywhere in American society where the basics of personal finance are taught and emphasized over a large part of a person’s life, yet we all deal with some part of personal finance every day. Knowledge and experience in this area seem to come through trial and error and perhaps through some self-study and self-exploration. But there isn’t a place you get it on a consistent or persistent basis. This book was written using the author’s family as protagonists in this “day-in-the-life” fable to first and foremost help teach his kids some basics about personal finance. He has taken personal responsibility to teach his children these insights – for as long and they’ll let him. If you find value in this book, please model it then share it with your family, friends and associates.
Download or read book Financial Literacy How to Gain Financial Intelligence Financial Peace and Financial Independence written by Shaun Durrant and published by . This book was released on 2020-08-27 with total page 172 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial Illiteracy Is Costing You More Than $35,000. Here's How to Change That: Did you know that the average millennial in the US is $36,000 in debt? Sound familiar? You've just gotten out of college and you're overwhelmed by student loan payments. Not only that, an entry-level job is keeping you from earning the money that would support the lifestyle you desire. So, what can you do about it? Is there any way to gain financial stability as early as in your 20s or 30s? Of course there is! And the answer happens to be a whole lot simpler than what you may imagine when thinking of saving and investing. For a start, you need to get out of debt asap. The longer you remain a part of the vicious cycle, the more difficult it is to get out of the debt swamp. You can be debt-free in your late 20s. To accomplish this goal, however, you'll need to do some financial growing up. Once you manage to kill the debt beast, you can move on to pursue all your life goals - saving enough to retire early, starting a family, buying a house, or starting your own business. Financial literacy consists of several simple, yet essential, concepts you'll need to master. In other words, you'll need to learn smart instead of hard when it comes to personal asset management. In Financial Literacy: How to Gain Financial Intelligence, Financial Peace and Financial Independence, you will discover: ● The 4 cardinal sins of youthful spending that will keep you in debt (forever) ● An 8-step, iron-clad methodology for getting out of debt in your 20s and 30s ● Smart ways to save money without having to give up your preferred lifestyle ● How to have fun and enjoy adventures for free, or with minimal spending ● 12+ brilliant ideas to earn more money (some have even been employed by top entrepreneurs for years) ● Reasons why no future dream is too big to pursue if you plan properly ● The basics of saving and investing like a boss while still a young adult ● The essence of financial responsibility in a marriage or a committed relationship ● Psychology of abundance: the mindset that sets millionaires apart from everybody else And much more! You don't have to wait until you're 40 to become financially independent. In fact, if you wait this long, it may be too late to introduce meaningful change in your life. Even if you earn a small income right now, you can take the baby steps that will add up and contribute to more security, more freedom, and a higher level of financial responsibility. It doesn't matter if you can save $5 or $1,000 per month. After all, a small trickle can quickly turn into a deluge. Do you want to become the master of your own money and your future? Are you looking forward to retiring in your 40s? If you're eager to learn the secrets of wealth and financial freedom, scroll up and click the "Add to Cart" button now.
Download or read book Personal Finance written by Grady Kimbrell and published by . This book was released on 2009 with total page 480 pages. Available in PDF, EPUB and Kindle. Book excerpt: Personal Finance: A Lifetime Responsibility covers the most current and relevant financial topics that impact today's students, including identity theft, buying a car, and using debit cards. The text presents hundreds of real-life examples, documents, and forms to capture the interest and imagination of teens in today's consumer-oriented culture. Wise advice is mixed with stories and examples that will inspire your students. - Back cover.