Download or read book Mortgage Lending Racial Discrimination and Federal Policy written by John Goering and published by Routledge. This book was released on 2018-12-20 with total page 665 pages. Available in PDF, EPUB and Kindle. Book excerpt: First published in 1997, this volume features a wealth of contributions discussing mortgage lending discrimination and the role of the FHA, fair lending enforcement and the Decatur case, along with the future of mortgage discrimination research. This key civil rights debate in the wake of the Fair Housing Act 25 years prior is evaluated and clarified through rigorous review of fair lending research, applied projects and enforcement activities to date. It argues forcefully that the right to take out a mortgage to buy a home should be conditioned only upon one’s credit worthiness and not on one’s race or ethnic group.
Download or read book Urban Research Monitor written by and published by . This book was released on 1998 with total page 354 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Regaining the Dream written by Roberto G. Quercia and published by Brookings Institution Press. This book was released on 2011 with total page 178 pages. Available in PDF, EPUB and Kindle. Book excerpt: The authors argue that, despite the downturn in the real estate market and the economy in general, affordable lending to home buyers can continue without all the risk-taking that led to the problems in the first place. Original.
Download or read book Evidence Matters written by and published by . This book was released on 2016 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Journal of Housing Research written by and published by . This book was released on 1993 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book International Encyclopedia of Housing and Home written by and published by Elsevier. This book was released on 2012-10-09 with total page 3870 pages. Available in PDF, EPUB and Kindle. Book excerpt: Available online via SciVerse ScienceDirect, or in print for a limited time only, The International Encyclopedia of Housing and Home, Seven Volume Set is the first international reference work for housing scholars and professionals, that uses studies in economics and finance, psychology, social policy, sociology, anthropology, geography, architecture, law, and other disciplines to create an international portrait of housing in all its facets: from meanings of home at the microscale, to impacts on macro-economy. This comprehensive work is edited by distinguished housing expert Susan J. Smith, together with Marja Elsinga, Ong Seow Eng, Lorna Fox O'Mahony and Susan Wachter, and a multi-disciplinary editorial team of 20 world-class scholars in all. Working at the cutting edge of their subject, liaising with an expert editorial advisory board, and engaging with policy-makers and professionals, the editors have worked for almost five years to secure the quality, reach, relevance and coherence of this work. A broad and inclusive table of contents signals (or tesitifes to) detailed investigation of historical and theoretical material as well as in-depth analysis of current issues. This seven-volume set contains over 500 entries, listed alphabetically, but grouped into seven thematic sections including methods and approaches; economics and finance; environments; home and homelessness; institutions; policy; and welfare and well-being. Housing professionals, both academics and practitioners, will find The International Encyclopedia of Housing and Home useful for teaching, discovery, and research needs. International in scope, engaging with trends in every world region The editorial board and contributors are drawn from a wide constituency, collating expertise from academics, policy makers, professionals and practitioners, and from every key center for housing research Every entry stands alone on its merits and is accessed alphabetically, yet each is fully cross-referenced, and attached to one of seven thematic categories whose ‘wholes' far exceed the sum of their parts
Download or read book People Building Neighborhoods written by United States. National Commission on Neighborhoods and published by . This book was released on 1979 with total page 384 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Reauthorization of Housing and Community Development Programs written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Urban Affairs and published by . This book was released on 1987 with total page 524 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Urban Politics written by Mark Davidson and published by SAGE. This book was released on 2013-12-16 with total page 257 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Offers a much needed update on urban politics in a globalized world... Davidson and Martin, as well as contributors, chart new territory and produce thought-provoking research that move the field in a more critical direction" - Setha M. Low, The Graduate Center of the City University of New York "A critical analysis of power and politics is essential to an understanding of contemporary urbanism. Informative and challenging, clear and sophisticated, Urban Politics: Critical Approaches encourages readers to grapple with the great diversity of analytical lenses that frame urban political research through detailed, engaging case studies" - Eugene McCann, Simon Fraser University This critical, thought provoking discussion of contemporary urban politics places key issues in a geographical context. Divided into three sections: The urban as political setting The urban as political medium The urban as political community The text provides a thorough theoretical grounding with an extensive thematic overview. This unique approach links classical, institutional urban politics with a broader set of urban politics and practices. With case study material integrated throughout, and consideration given to the discussion of different urban politics from multiple theoretical perspectives, this is a completely up to date overview for students of urban geography, urban studies, urban sociology, and of course, urban politics.
Download or read book The Future of the Federal Housing Administration s Capital Reserves written by United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity and published by . This book was released on 2010 with total page 232 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Segregation written by James H. Carr and published by Taylor & Francis. This book was released on 2008 with total page 369 pages. Available in PDF, EPUB and Kindle. Book excerpt: Segregation: The Rising Costs for America documents how discriminatory practices in the housing markets through most of the past century, and that continue today, have produced extreme levels of residential segregation that result in significant disparities in access to good jobs, quality education, homeownership attainment and asset accumulation between minority and non-minority households. The book also demonstrates how problems facing minority communities are increasingly important to the nation's long-term economic vitality and global competitiveness as a whole. Solutions to the challenges facing the nation in creating a more equitable society are not beyond our ability to design or implement, and it is in the interest of all Americans to support programs aimed at creating a more just society. The book is uniquely valuable to students in the social sciences and public policy, as well as to policy makers, and city planners.
Download or read book Department of Housing and Urban Development independent Agencies Appropriations for 1980 written by United States. Congress. House. Committee on Appropriations. Subcommittee on HUD-Independent Agencies and published by . This book was released on 1979 with total page 1346 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Handbook of Regional and Urban Economics written by Gilles Duranton and published by Elsevier. This book was released on 2015-06-29 with total page 1686 pages. Available in PDF, EPUB and Kindle. Book excerpt: Developments in methodologies, agglomeration, and a range of applied issues have characterized recent advances in regional and urban studies. Volume 5 concentrates on these developments while treating traditional subjects such as housing, the costs and benefits of cities, and policy issues beyond regional inequalities. Contributors make a habit of combining theory and empirics in each chapter, guiding research amid a trend in applied economics towards structural and quasi-experimental approaches. Clearly distinguished from the New Economic Geography covered by Volume 4, these articles feature an international approach that positions recent advances within the discipline of economics and society at large. - Emphasizes advances in applied econometrics and the blurring of "within" and "between" cities - Promotes the integration of theory and empirics in most chapters - Presents new research on housing, especially in macro and international finance contexts
Download or read book Seduction by Contract written by Oren Bar-Gill and published by OUP Oxford. This book was released on 2012-08-23 with total page 296 pages. Available in PDF, EPUB and Kindle. Book excerpt: Consumers routinely enter into long-term contracts with providers of goods and services - from credit cards, mortgages, cell phones, insurance, TV, and internet services to household appliances, theatre and sports events, health clubs, magazine subscriptions, transportation, and more. Across these consumer markets certain design features of contracts are recurrent, and puzzling. Why do sellers design contracts to provide short-term benefits and impose long-term costs? Why are low introductory prices so common? Why are the contracts themselves so complex, with numerous fees and interest rates, tariffs and penalties? Seduction by Contract explains how consumer contracts emerge from the interaction between market forces and consumer psychology. Consumers are short-sighted and optimistic, so sellers compete to offer short-term benefits, while imposing long-term costs. Consumers are imperfectly rational, so sellers hide the true costs of products and services in complex contracts. Consumers are seduced by contracts that increase perceived benefits, without actually providing more benefits, and decrease perceived costs, without actually reducing the costs that consumers ultimately bear. Competition does not help this behavioural market failure. It may even exacerbate it. Sellers, operating in a competitive market, have no choice but to align contract design with the psychology of consumers. A high-road seller who offers what she knows to be the best contract will lose business to the low-road seller who offers what the consumer mistakenly believes to be the best contract. Put bluntly, competition forces sellers to exploit the biases and misperceptions of their customers. Seduction by Contract argues that better legal policy can help consumers and enhance market efficiency. Disclosure mandates provide a promising avenue for regulatory intervention. Simple, aggregate disclosures can help consumers make better choices. Comprehensive disclosures can facilitate the work of intermediaries, enabling them to better advise consumers. Effective disclosure would expose the seductive nature of consumer contracts and, as a result, reduce sellers' incentives to write inefficient contracts. Developing its explanation through a general framework and detailed case studies of three major consumer markets (credit cards, mortgages, and cell phones), Seduction by Contract is an accessible introduction to the law and economics of consumer contracts, and a powerful critique of current regulatory policy.
Download or read book Urban Policy in the Time of Obama written by James DeFilippis and published by U of Minnesota Press. This book was released on 2016-11-08 with total page 356 pages. Available in PDF, EPUB and Kindle. Book excerpt: With his background as a community organizer and as a state legislator representing Chicago’s South Side, Barack Obama became America’s most “urban” president since Teddy Roosevelt. But what has been his record in dealing with the issues most impacting our metropolitan areas today? Looking past the current administration, what are the future prospects of the nation’s cities, and how have they been shaped by our policies in this century? Seeking to answer these questions, the contributors to Urban Policy in the Time of Obama explore a broad range of policy arenas that shape, both directly and indirectly, metropolitan areas and urbanization processes. This volume reveals the Obama administration’s surprisingly limited impact on cities, through direct policy initiatives such as Strong Cities, Strong Communities, Promise Neighborhoods, and Choice Neighborhood Initiatives. There has been greater impact with broader policies that shape urban life and governance, including immigration reform, education, and health care. Closing with Cedric Johnson’s afterword illuminating the Black Lives Matter movement and what its broader social context says about city governance in our times, Urban Policy in the Time of Obama finds that most of the dominant policies and policy regimes of recent years have fallen short of easing the ills of America’s cities, and calls for a more equitable and just urban policy regime. Contributors: Rachel G. Bratt, Tufts University; Christine Thurlow Brenner, University of Massachusetts Boston; Karen Chapple, University of California, Berkeley; James Fraser, Vanderbilt University; Edward G. Goetz, University of Minnesota; Dan Immergluck, Georgia Tech; Amy T. Khare, University of Chicago; Robert W. Lake, Rutgers University; Pauline Lipman, University of Illinois at Chicago; Lorraine C. Minnite, Rutgers University–Camden; Kathe Newman, Rutgers University; Deirdre Oakley, Georgia State; Frances Fox Piven, City University of New York; Hilary Silver, Brown University; Janet Smith, University of Illinois at Chicago; Preston H. Smith II, Mount Holyoke College; Todd Swanstrom, University of Missouri–St. Louis; Nik Theodore, University of Illinois at Chicago; J. Phillip Thompson, MIT.
Download or read book Decomposing the Foreclosure Crisis written by Kristopher Gerardi and published by DIANE Publishing. This book was released on 2010-06 with total page 47 pages. Available in PDF, EPUB and Kindle. Book excerpt: Estimates a model of foreclosure using a data set that includes every residential mortgage, purchase-and-sale, and foreclosure transaction in Mass. from 1989 to 2008. Addresses the identification issues related to the estimation of the effects of house prices on residential foreclosures. Studies the dramatic increase in foreclosures that occurred in Mass. between 2005 and 2008 and concludes that the foreclosure crisis was primarily driven by the severe decline in housing prices that began in the latter part of 2005, not by a relaxation of underwriting standards. Relaxed underwriting standards severely aggravated the crisis by creating a class of homeowners who were particularly vulnerable to the decline in prices. Charts and tables.
Download or read book Occasional Papers in Housing and Community Affairs written by and published by . This book was released on 1978 with total page 280 pages. Available in PDF, EPUB and Kindle. Book excerpt:
