Download or read book Discriminatory Mortgage Lending Patterns written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs and published by . This book was released on 1990 with total page 392 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Redlining To Reinvestment written by Gregory Squires and published by Temple University Press. This book was released on 2011 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: Community activists examine how formerly redlined communities have generated billions of dollars in reinvestment.
Download or read book Assets and the Poor written by Michael Sherraden and published by Routledge. This book was released on 2016-09-16 with total page 309 pages. Available in PDF, EPUB and Kindle. Book excerpt: This work proposes a new approach to welfare: a social policy that goes beyond simple income maintenance to foster individual initiative and self-sufficiency. It argues for an asset-based policy that would create a system of saving incentives through individual development accounts (IDAs) for specific purposes, such as college education, homeownership, self-employment and retirement security. In this way, low-income Americans could gain the same opportunities that middle- and upper-income citizens have to plan ahead, set aside savings and invest in a more secure future.
Download or read book Housing and Economic Development in Indian Country written by Robin Leichenko and published by Routledge. This book was released on 2018-01-16 with total page 451 pages. Available in PDF, EPUB and Kindle. Book excerpt: Among America's most complex planning environments, Indian country continues to face innumerable challenges to its community development. These factors are historic in nature, creating an assemblage of complex problems in reservation land management, policy implementation, and the ability of tribes to access capital for community investment.This study explores the history and the land, population, economic, and housing characteristics of Indian country. The authors' investigation includes: reservations, Alaska Native villages, and other Census-recognized areas of historical Native American settlement and tribal culture. They analyze the constraints to housing and economic development and develop strategies for addressing those constraints. This book also identifies, uses, and evaluates data sources relevant to the study of housing and economic development on tribal lands. The research in this book was funded by the Fannie Mae Foundation.In the Journal of the American Planning Association, Nicholas C. Zaferatos wrote that Housing and Economic Development in Indian Country is an essential desk reference for policymakers and planners working in Native American communities, as well as for nontribal agencies and other planners who share a concern for the well-being of tribal nations. It also contains extensive appendices in an accompanying CD containing data for individual tribal areas.
Download or read book Real World Micro written by and published by . This book was released on 1991 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Transforming the U S Financial System An Equitable and Efficient Structure for the 21st Century written by Gary Dymski and published by Routledge. This book was released on 2016-09-16 with total page 378 pages. Available in PDF, EPUB and Kindle. Book excerpt: This work challenges the conventional understanding of Hong Kong's political culture as one of indifference. It takes a historical look at political participation in the former colony and includes an in-depth analysis of 13 selected cases.
Download or read book Federal Home Loan Bank Board Journal written by and published by . This book was released on 1984 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt: Includes a statistical series section which provides economic information on the Nation's savings and homefinancing industry.
Download or read book Streets of Hope written by Peter Medoff and published by South End Press. This book was released on 1994 with total page 358 pages. Available in PDF, EPUB and Kindle. Book excerpt: Using the Dudley Street Neighborhood Initiative in Boston's most impoverished neighborhood as a case stuudy, the authors show how effective organizing reinforces neighborhood leadership, encourages grassroots power and leads to successful public-private partnerships and comprehensive community development.--Prof. Norman Krumholz
Download or read book Choo ing the Right Bank written by Katharine N. Rankin and published by . This book was released on 1991 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Categorically Unequal written by Douglas S. Massey and published by Russell Sage Foundation. This book was released on 2007-04-02 with total page 341 pages. Available in PDF, EPUB and Kindle. Book excerpt: The United States holds the dubious distinction of having the most unequal income distribution of any advanced industrialized nation. While other developed countries face similar challenges from globalization and technological change, none rivals America's singularly poor record for equitably distributing the benefits and burdens of recent economic shifts. In Categorically Unequal, Douglas Massey weaves together history, political economy, and even neuropsychology to provide a comprehensive explanation of how America's culture and political system perpetuates inequalities between different segments of the population. Categorically Unequal is striking both for its theoretical originality and for the breadth of topics it covers. Massey argues that social inequalities arise from the universal human tendency to place others into social categories. In America, ethnic minorities, women, and the poor have consistently been the targets of stereotyping, and as a result, they have been exploited and discriminated against throughout the nation's history. African-Americans continue to face discrimination in markets for jobs, housing, and credit. Meanwhile, the militarization of the U.S.-Mexican border has discouraged Mexican migrants from leaving the United States, creating a pool of exploitable workers who lack the legal rights of citizens. Massey also shows that women's advances in the labor market have been concentrated among the affluent and well-educated, while low-skilled female workers have been relegated to occupations that offer few chances for earnings mobility. At the same time, as the wages of low-income men have fallen, more working-class women are remaining unmarried and raising children on their own. Even as minorities and women continue to face these obstacles, the progressive legacy of the New Deal has come under frontal assault. The government has passed anti-union legislation, made taxes more regressive, allowed the real value of the federal minimum wage to decline, and drastically cut social welfare spending. As a result, the income gap between the richest and poorest has dramatically widened since 1980. Massey attributes these anti-poor policies in part to the increasing segregation of neighborhoods by income, which has insulated the affluent from the social consequences of poverty, and to the disenfranchisement of the poor, as the population of immigrants, prisoners, and ex-felons swells. America's unrivaled disparities are not simply the inevitable result of globalization and technological change. As Massey shows, privileged groups have systematically exploited and excluded many of their fellow Americans. By delving into the root causes of inequality in America, Categorically Unequal provides a compelling argument for the creation of a more equitable society. A Volume in the Russell Sage Foundation's Centennial Series
Download or read book Journal of Housing Research written by and published by . This book was released on 1993 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Government Check Cashing Lifeline Checking and the Community Reinvestment Act written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Consumer and Regulatory Affairs and published by . This book was released on 1990 with total page 442 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Enforcement of the Fair Housing Act of 1968 written by United States. Congress. House. Committee on the Judiciary. Subcommittee on the Constitution, Civil Rights, and Civil Liberties and published by . This book was released on 2009 with total page 410 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book American Apartheid written by Douglas S. Massey and published by Harvard University Press. This book was released on 1993 with total page 312 pages. Available in PDF, EPUB and Kindle. Book excerpt: This powerful and disturbing book clearly links persistent poverty among blacks in the United States to the unparalleled degree of deliberate segregation they experience in American cities. American Apartheid shows how the black ghetto was created by whites during the first half of the twentieth century in order to isolate growing urban black populations. It goes on to show that, despite the Fair Housing Act of 1968, segregation is perpetuated today through an interlocking set of individual actions, institutional practices, and governmental policies. In some urban areas the degree of black segregation is so intense and occurs in so many dimensions simultaneously that it amounts to "hypersegregation." The authors demonstrate that this systematic segregation of African Americans leads inexorably to the creation of underclass communities during periods of economic downturn. Under conditions of extreme segregation, any increase in the overall rate of black poverty yields a marked increase in the geographic concentration of indigence and the deterioration of social and economic conditions in black communities. As ghetto residents adapt to this increasingly harsh environment under a climate of racial isolation, they evolve attitudes, behaviors, and practices that further marginalize their neighborhoods and undermine their chances of success in mainstream American society. This book is a sober challenge to those who argue that race is of declining significance in the United States today.
Download or read book Dollars Sense written by and published by . This book was released on 1994 with total page 594 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Latinos in Boston written by and published by . This book was released on 1993 with total page 174 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Cityscape written by and published by . This book was released on 2000 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
