Download or read book Payday Lending in Canada in a Global Context written by Jerry Buckland and published by Springer. This book was released on 2018-03-29 with total page 245 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book analyzes the highly contentious payday lending industry, presenting valuable new data collected during Canada's recent regulatory reviews and demonstrating its relevance to payday lending conversations taking place worldwide. The authors treat the industry with a balanced hand by establishing its importance as an example of financialization and acknowledging the complex impact of payday lending services on low-income and credit-constrained clients. Up-to-date data from an interdisciplinary mix of financial, econometric, legal, behavioral economic, and socioeconomic sources—all in the context of an established Canadian industry—provide both proponents and opponents of payday lending with valuable evidence for their discussions of how much regulation is required to minimize harmful consequences. These insights from Canada expand a US-centric conversation and provide a key resource for the growing list of countries in which the industry is present, from the UK and Poland to South Africa and Australia.

Download or read book Civil Justice Privatization and Democracy written by Trevor C.W. Farrow and published by University of Toronto Press. This book was released on 2014-01-01 with total page 396 pages. Available in PDF, EPUB and Kindle. Book excerpt: Privatization is occurring throughout the public justice system, including courts, tribunals, and state-sanctioned private dispute resolution regimes. Driven by a widespread ethos of efficiency-based civil justice reform, privatization claims to decrease costs, increase speed, and improve access to the tools of justice. But it may also lead to procedural unfairness, power imbalances, and the breakdown of our systems of democratic governance. Civil Justice, Privatization, and Democracy demonstrates the urgent need to publicize, politicize, debate, and ultimately temper these moves towards privatized justice. Written by Trevor C.W. Farrow, a former litigation lawyer and current Chair of the Canadian Forum on Civil Justice, Civil Justice, Privatization, and Democracy does more than just bear witness to the privatization initiatives that define how we think about and resolve almost all non-criminal disputes. It articulates the costs and benefits of these privatizing initiatives, particularly their potential negative impacts on the way we regulate ourselves in modern democracies, and it makes recommendations for future civil justice practice and reform.

Download or read book Criminalization Representation Regulation written by Deborah Brock and published by University of Toronto Press. This book was released on 2014-01-01 with total page 481 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book draws on Foucault's concept of governmentality as a lens to analyze and critique how crime is understood, reproduced, and challenged.

Download or read book Confirmation Hearings on Federal Appointments written by United States. Congress. Senate. Committee on the Judiciary and published by . This book was released on 1990 with total page 514 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Defending Class Actions in Canada written by and published by CCH Canadian Limited. This book was released on 2007 with total page 388 pages. Available in PDF, EPUB and Kindle. Book excerpt: Defending Class Actions in Canada is aimed at businesses that may become defendants in class actions in Canada and the lawyers who defend them. Companies doing business in this country now have an intense interest in the proliferation of class actions and the risks posed by that development to their operations. This book not only outlines all of the steps in such actions and the law that governs them, it provides a useful analysis on a national scale of the most important developments and predictions of future trends.

Download or read book SEC Docket written by United States. Securities and Exchange Commission and published by . This book was released on 1997 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Hard Choices written by Jerry Buckland and published by University of Toronto Press. This book was released on 2012-03-30 with total page 289 pages. Available in PDF, EPUB and Kindle. Book excerpt: When low-income city dwellers lack access to mainstream banking services, many end up turning to 'fringe banks,' such as cheque-cashers and pawnshops, for some or all of their financial transactions. This predicament of 'financial exclusion' - faced by those underserved by conventional financial institutions - is comprehensively examined in Jerry Buckland's powerful study, Hard Choices. The first account of the nature and causes of financial exclusion in Canada, Hard Choices thoroughly integrates economic and social data on consumer choice, bank behaviour, and government policy. Buckland demonstrates why the current two-tier system of banking is becoming increasingly dysfunctional, especially in the context of new credit products that aggravate income inequality and stifle local economic growth. Featuring a foreword by esteemed economics scholar John P. Caskey, Hard Choices presents pragmatic policy improvements on both the public and private levels that can promote and build financial inclusion for all.

Download or read book Local Dollars Local Sense written by Michael Shuman and published by Chelsea Green Publishing. This book was released on 2012 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: Local Dollars, Local Sense is a guide to creating Community Resilience. Americans' long-term savings in stocks, bonds, mutual funds, pension funds, and life insurance funds total about $30 trillion. But not even 1 percent of these savings touch local small business-even though roughly half the jobs and the output in the private economy come from them. So, how can people increasingly concerned with the poor returns from Wall Street and the devastating impact of global companies on their communities invest in Main Street? In Local Dollars, Local Sense, local economy pioneer Michael Shuman shows investors, including the nearly 99% who are unaccredited, how to put their money into building local businesses and resilient regional economies-and profit in the process. A revolutionary toolbox for social change, written with compelling personal stories, the book delivers the most thorough overview available of local investment options, explains the obstacles, and profiles investors who have paved the way. Shuman demystifies the growing realm of local investment choices-from institutional lending to investment clubs and networks, local investment funds, community ownership, direct public offerings, local stock exchanges, crowdfunding, and more. He also guides readers through the lucrative opportunities to invest locally in their homes, energy efficiency, and themselves. A rich resource for both investors and the entrepreneurs they want to support, Local Dollars, Local Sense eloquently shows how to truly protect your financial future--and your community's.

Download or read book Plunkett s Banking Mortgages and Credit Industry Almanac 2008 written by Jack W. Plunkett and published by Plunkett Research, Ltd.. This book was released on 2007-11 with total page 477 pages. Available in PDF, EPUB and Kindle. Book excerpt: A market research guide to the banking, mortgages & credit industry. It is a tool for strategic planning, competitive intelligence, employment searches or financial research. It contains trends, statistical tables, and an industry glossary. It also includes profiles of banking, mortgages & credit industry firms, companies and organizations.

Download or read book Plunkett s Banking Mortgages and Credit Industry Almanac 2006 written by Jack W. Plunkett and published by Plunkett Research, Ltd.. This book was released on 2005-11 with total page 482 pages. Available in PDF, EPUB and Kindle. Book excerpt: A key reference tool for the banking and lending industry, including trends and market research. Provides industry analysis, statistical tables, an industry glossary, industry contacts, thorough indexes and in-depth profiles of over 300 leading companies in the industry. Includes CD-ROM.

Download or read book The Baker McKenzie International Arbitration Yearbook 2009 written by and published by Wolters Kluwer Russia. This book was released on 2010 with total page 482 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Becoming Money mart written by Judi Deatherage and published by Goodheart-Wilcox Publisher. This book was released on 2011-06-10 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Becoming money $mart is written specifically for teens and discusses how to become financially capable. Being financially capable means having the ability to understand basic topics related to fiance such as wisely making, spending, and saving money."--Cover.

Download or read book In the Land of the Grasshopper Song written by Mary Ellicott Arnold and published by U of Nebraska Press. This book was released on 1980-01-01 with total page 340 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 1908 two young women—the authors of this book—accepted Indian Service appointments as field matrons for the Karok Indians in the Klamath and Salmon River country of northern California. Although the area had been the scene of a gold rush some fifty years earlier, they write in the foreword, "the social life of the Indian—what he believed and the way he felt about things—was very little affected by white influence. The older Indians still had the spaced tatoo marks on their forearms, by which they could measure the length of the string of wampum required to buy a wife. . . . The white men we knew on the Rivers were pioneers of the Old West. . . . All around us was gold country, the land of the saloon and of the six-shooter. Our friends and neighbors carried guns as a matter of course, and used them on occasion. But the account given in these pages is not of these occurrences but of everyday life on the frontier in an Indian village, and what Indians and badmen did and said when they were not engaged in wiping out their friends and neighbors. It is also the account of our own two years in Indian country where, in the sixty-mile stretch between Happy Camp and Orleans, we were the only white women, and most of the time quite scared enough to satisfy anybody."

Download or read book Dictionnaire Anglais Des Affaires Du Commerce Et de la Finance written by and published by Psychology Press. This book was released on 1996 with total page 1228 pages. Available in PDF, EPUB and Kindle. Book excerpt: This dictionary consists of some 100,000 terms and references in bith French and English, including 4,000 abbreviations. over 45 subject areas are covered, including: * Accountancy * Banking * Business Administration * Computing * Economics * Environment * Finance * General Commerce * Human Resource Management * Import/Export * Industry * Insurance * Law * Leisure * Management * Mathematics * Media * Patents * Politics * Property * Sales & Marketing * Stock Market * Taxation * Tourism * Transport * Welfare & Safety. Also included is a comprehensive up-to-date reference section on countries, business correspondence and situations, job titles, stock exchanges, economic indexes and numbers. KEY FEATURES Term Specialists - the terms list has been checked by over 100 sources including experts from Apple France * Association Française des Banques * Chartered Institute of Banking * France Telecom * Institute of European Trade and Technology * American Graduate School of Management * London School of Economics * Ecole supérieure de commerce de Lyon * Department of Trade and Industry * Law Society * University of Reading * Environment Council * University of Bath * Centre de Recherche et de Gestion * Manchester Business School * Ecole supérieure internationale de commerce and Ecole des hautes études commerciales de Montrial(HEC). Prestigous experts - include Prof. Chris Nobes, Prof. Michel Péron, Prof. Gordon Shenton, Dr. Van de Yeught and Prof. Peter Walton. Native Speakers - all stages of compilation have included native speakers of French as well as English and extensive coverage of US as well as UK terminology.

Download or read book Middle Income Access to Justice written by M. Trebilcock and published by University of Toronto Press. This book was released on 2012-05-03 with total page 577 pages. Available in PDF, EPUB and Kindle. Book excerpt: Though most conceptions of the rule of law assume equality before the law – and hence equal access to the justice system – this basic right is not being met for many low and middle income Canadians. This book focuses on the problem of civil access to justice for middle income earners – those whose household income is high enough to disqualify them from legal aid but not high enough to cover the costs of litigation. Featuring contributions by leading Canadian and international scholars, practitioners, and members of the judiciary, this multidisciplinary collection draws on scholarship in the fields of law, social science, and public policy. There is a particular emphasis on family law, consumer law, and employment law, as these are the areas where research has indicated that unmet legal needs are highest. Middle Income Access to Justice presents a variety of innovative solutions, from dispute resolution process reforms to the development of non-lawyer forms of assistance and new methods for funding legal expenses. In doing so, it lays the foundation for the development of a much-needed new delivery model to provide early intervention for legal services.

Download or read book Data Book Operating Banks and Branches written by and published by . This book was released on 1996 with total page 438 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Artie written by Gary K. Johnson and published by Xlibris Corporation. This book was released on 2011-10-26 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: Have you ever wondered what it would be like to be a peer of one of your ancestors? Artie doesnt realize that a prayer is being answered when he is mysteriously transported back in time and becomes a college basketball teammate of his great grandfather. A star player in is own time, Artie has to relearn the game and the ways of the world in order to survive in his new surroundings. Along the way he finds love and learns that one person can make a world of difference.