Download or read book Long term Outlook on the Demand for Mortgages in Canada electronic Resource written by Canada Mortgage and Housing Corporation and published by . This book was released on 2000 with total page 4 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Long Term Outlook on the Demand for Mortgages in Canada written by Mario Fortin and published by Canada Mortgage and Housing Corporation. This book was released on 2001 with total page 18 pages. Available in PDF, EPUB and Kindle. Book excerpt: Due to slower demographic growth, new housing construction will decline over the next two decades. In addition, because the baby boomer generation is aging, this demographic growth will be concentrated in the older segments of the population. The demand for mortgages will therefore undergo the combined effects of a decrease in the household formation rate and, since the older population is generally wealthier, a better capacity to finance home purchases with equity. This research is aimed at establishing the effects of these demographic changes on the demand for mortgages in Canada. The first part presents a review of the principal known theoretical and empirical results on the demand for mortgages. Then, the determinants of the number of mortgages, their average value and the total outstanding of these loans are studied using an econometric model. Finally, this model is applied to a series of projections to determine the future trends that will affect the Canadian residential mortgage market.
Download or read book Long term Outlook on the Demant for Mortgages in Canada written by Canada Mortgage and Housing Corporation and published by . This book was released on 2000 with total page 4 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Potential Housing Demand Projections written by Canada Mortgage and Housing Corporation and published by . This book was released on 1992 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This bulletin explores the long-term outlook for housing demand in Canada, the factors shaping that demand, and how the composition of housing demand will change over time. The projections explored have been developed by Canada Mortage & Housing and cover 1986 to 2011. They include a base projection and discussion of the effects on that projection of such factors as immigration, household size, household type, aging of the population, and housing tenure.
Download or read book Term Structure Amortization and the Demand for Mortgages in Canada written by Breslaw, Jon A and published by . This book was released on 1992 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Long term Housing Outlook written by Canada Mortgage and Housing Corporation and published by . This book was released on 1996 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Postwar Canadian Housing and Residential Mortgage Markets and the Role of Government written by Lawrence Berk Smith and published by . This book was released on 1974 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt: This study describes the organization and operation of the postwar Canadian housing and residential mortgage markets and investigates the role of and scope for government policy in these markets. There are three main sections. The first investigates the behavious of the housing market and structural relationships within it, and quatifies these relationships through the development of an econometric model. The single and multiple dwelling sectors are analysed separately, and considerable attention is paid to the factors affecting both housing demand and supply. The housing model is then used to explain the long-run and cyclical variations in residential construction activity on a period-by-period basis. The residential mortgage market is examined in the second section. The main participants are described and their mortgage investment behavious is analysed in terms of both their portfolio investment decisions and their net inflows of funds. The factors influencing the supply of mortgage credit are integrated with demand factors to explain the determination of mortgage rates, and simulations are conducted to indicate the interest sensitivity of mortgage flows for the major lending institutions. The third section forcuses upon government oplicy in the housing and mortgage markets using the models previously developed. The major government programs are analysed, and simulation experiments run to quantify their effects. The book concludes with a discussion of the trade-off between policies directed towards housing objectives and those directed toward general economic stability. This work should be helpful to students of Canadian housing and mortgage markets and to economists who are interested in more than cursory knowledge of the area. Policy-makers should also find it useful because it provides an in-depth analysis of past housing and mortgage market policy, and describes the framework and market structure within which future policies will operate.
Download or read book The Long Term Outlook for Housing in Canada and Its Implications for the Residential Construction Industry written by and published by . This book was released on 1980 with total page 45 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Econometric and Time Series Models of the Provincial Housing Markets written by Canada Mortgage and Housing Corporation and published by . This book was released on 1992 with total page 85 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Long term Housing Outlook written by Canada Mortgage and Housing Corporation and published by . This book was released on 1997 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Increases in the number of households are the principal source of housing demand. The purpose of this study is to illustrate how household growth in Canada would vary given different assumptions about where and how Canadians choose to hose themselves. For Canada and each province and territory, the report presents population projections and household-growth scenarios covering the period 1991 to 2016. Scenarios were developed based on an assessment of major demographic trends and other factors. They describe a range of possibilities for the future but are not intended as precise forecasts of housing activity. The report also discusses tenure and dwelling type choices, some implications of projected growth patterns, and factors that could push household growth outside the range covered by the projections.
Download or read book Outlook written by Alfred Emanuel Smith and published by . This book was released on 1883 with total page 532 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Canada written by International Monetary Fund. Western Hemisphere Dept. and published by International Monetary Fund. This book was released on 2014-02-03 with total page 70 pages. Available in PDF, EPUB and Kindle. Book excerpt: This 2013 Article IV Consultation highlights that the Canadian economy strengthened in 2013 after a subdued performance in 2012, but the underlying growth has remained modest. Despite the depreciating exchange rate, non-energy exports remained well below the levels reached after earlier recessions. The housing market has cooled, owing in part to macro-prudential measures adopted in the past. Economic growth is expected to accelerate to 21⁄4 percent in 2014, up from an estimated 13⁄4 percent in 2013. Canada’s export growth should benefit from the projected pick-up in U.S. growth in 2014, boosting business investment.
Download or read book The Outlook written by and published by . This book was released on 1917 with total page 916 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Outlook written by Lyman Abbott and published by . This book was released on 1921 with total page 702 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Financial Crisis Inquiry Report written by Financial Crisis Inquiry Commission and published by Cosimo, Inc.. This book was released on 2011-05-01 with total page 692 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Financial Crisis Inquiry Report, published by the U.S. Government and the Financial Crisis Inquiry Commission in early 2011, is the official government report on the United States financial collapse and the review of major financial institutions that bankrupted and failed, or would have without help from the government. The commission and the report were implemented after Congress passed an act in 2009 to review and prevent fraudulent activity. The report details, among other things, the periods before, during, and after the crisis, what led up to it, and analyses of subprime mortgage lending, credit expansion and banking policies, the collapse of companies like Fannie Mae and Freddie Mac, and the federal bailouts of Lehman and AIG. It also discusses the aftermath of the fallout and our current state. This report should be of interest to anyone concerned about the financial situation in the U.S. and around the world.THE FINANCIAL CRISIS INQUIRY COMMISSION is an independent, bi-partisan, government-appointed panel of 10 people that was created to "examine the causes, domestic and global, of the current financial and economic crisis in the United States." It was established as part of the Fraud Enforcement and Recovery Act of 2009. The commission consisted of private citizens with expertise in economics and finance, banking, housing, market regulation, and consumer protection. They examined and reported on "the collapse of major financial institutions that failed or would have failed if not for exceptional assistance from the government."News Dissector DANNY SCHECHTER is a journalist, blogger and filmmaker. He has been reporting on economic crises since the 1980's when he was with ABC News. His film In Debt We Trust warned of the economic meltdown in 2006. He has since written three books on the subject including Plunder: Investigating Our Economic Calamity (Cosimo Books, 2008), and The Crime Of Our Time: Why Wall Street Is Not Too Big to Jail (Disinfo Books, 2011), a companion to his latest film Plunder The Crime Of Our Time. He can be reached online at www.newsdissector.com.
Download or read book Canada written by International Monetary Fund. Monetary and Capital Markets Department and published by International Monetary Fund. This book was released on 2019-06-24 with total page 85 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Financial System Stability Assessment paper discusses that Canada has enjoyed favorable macroeconomic outcomes over the past decades, and its vibrant financial system continues to grow robustly. However, macrofinancial vulnerabilities—notably, elevated household debt and housing market imbalances—remain substantial, posing financial stability concerns. Various parts of the financial system are directly exposed to the housing market and/or linked through housing finance. The financial system would be able to manage severe macrofinancial shocks. Major deposit-taking institutions would remain resilient, but mortgage insurers would need additional capital in a severe adverse scenario. Housing finance is broadly resilient, notwithstanding some weaknesses in the small non-prime mortgage lending segment. Although banks’ overall capital buffers are adequate, additional required capital for mortgage exposures, along with measures to increase risk-based differentiation in mortgage pricing, would be desirable. This would help ensure adequate through-the cycle buffers, improve mortgage risk-pricing, and limit procyclical effects induced by housing market corrections.
Download or read book Competition in the Canadian Mortgage Insurance Industry written by G. Frank Mathewson and published by . This book was released on 1985 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The objective of the report is to present alternatives open to the government to encourage competition in the mortgage insurance industry. The principal focus of the report concerns CMHC's exit from the market conditional on the forecast of reduced demand for mortgage insurance. The author asserts that the presence of a publicly-subsidized product exerts anti-competitive effects on the market. In addition, the market is viewed as being non-contestable, primarily due to the long-term nature of the liability, and regulatory restrictions which impede mobility into and out of the industry. Since contestability is negatively linked to the degree of "sunkeness" in fixed costs, the report concludes that the only way to render the market contestable would be for the government to underwrite those costs, and hold sufficient capacity to rent necessary capital to potential entrants at prevailing market prices.
