Download or read book Government Sponsored Health Insurance in India written by Gerard La Forgia and published by World Bank Publications. This book was released on 2012-09-14 with total page 446 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book presents the first comprehensive review of all major government-supported health insurance schemes in India and their potential for contributing to the achievement of universal coverage in India are discussed.

Download or read book Indian Life and Health Insurance Industry written by Novi Dewan and published by Springer Science & Business Media. This book was released on 2008-08-29 with total page 183 pages. Available in PDF, EPUB and Kindle. Book excerpt: Novi Dewan establishes a status quo of the Indian health and life insurance industry and discusses the best practices for various elements of the marketing mix. She complements secondary research with recent empirical data accentuating the emerging opportunities and challenges in the Indian Insurance Industry by using standardized interviews with opinion leaders and CEOs of several insurers.

Download or read book INSURANCE INDIA VISION 2030 written by Jagendra Rana and published by Blue Rose Publishers. This book was released on 2022-12-16 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt: India’s insurance sector is transforming at a rapid pace and gaining centrality in the macroeconomic dynamics of the country. What shape and form it will acquire by 2030 is linked to the nature of timely and vital intervention by both the policy makers and participants in the financial industry. India is the 2nd largest InsurTech market in the APAC region. The IRDAI is pursuing various regulatory reforms toward achieving the objective of “Insurance for All.” The Insurance industry has witnessed major growth in the past few decades. With the introduction of new products and plans, it has not only helped consumers by providing financial protection but also contributed to the nation’s economy. The Industry is poised for radical evolution in times to come due to changes in the overall economic environment.

Download or read book India Insurance Report written by and published by Allied Publishers. This book was released on 2005 with total page 512 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Life Insurance Industry in India written by Tapas Kumar Parida and published by Springer. This book was released on 2016-12-28 with total page 111 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book traces the development and analyses the performance of life insurance industry in India, since inception of this sector, using different business indicators over the years. It discusses the evolution and changing features of the Indian insurance industry in 3 phases: phase I from 1818 to 1956, phase II from 1956 to 2000 (known as the nationalisation period) and phase III post 2000 (called the post reform period). The book also measures the relative efficiency and productivity of the life insurance industry in India for the post-reform period, by employing Data Envelopment Analysis (DEA). Despite the fact that the life insurance sector recorded a compound annual growth rate (CAGR) of 17% in terms of total premiums and 21% in terms of new business premium collections during the post reform period, the insurers continue to grapple with the issue of profitability. Against this background, the book presents results on the factors determining profitability of the life insurance companies using measures of efficiency and competition. By helping regulatory authorities determine the future course of action in the context of entry of foreign insurers and also in establishing a level playing field, the book has important policy implications.

Download or read book India written by International Monetary Fund. Monetary and Capital Markets Department and published by International Monetary Fund. This book was released on 2013-08-29 with total page 89 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper discusses key findings of the assessment of India’s compliance with the International Association of Insurance Supervisors Insurance Core Principles (ICP). Indian Regulatory and Development Authority (IRDA) has so far decided that India is not yet ready for a full transition to cutting-edge international approaches owing to informational and skills shortages and a continuing lack of international consensus. Certain prudential ICPs come under this heading, and IRDA will need to augment its resources in its core supervisory departments if it is to introduce a rigorous corrective action and enforcement regime built on a risk-based approach to the capital and operational management of insurers.

Download or read book The Indian Insurance Industry and Climate Change written by TERI Project Team and published by The Energy and Resources Institute (TERI). This book was released on 2006-01-01 with total page 86 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Fundamentals Of Life Insurance Theories And Applications written by Kaninika Mishra and published by PHI Learning Pvt. Ltd.. This book was released on 2010 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book PERFORMANCE OF LIFE INSURANCE COMPANIES IN INDIA written by Dr. ARUNA RAVI and published by Archers & Elevators Publishing House. This book was released on with total page 229 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book An Evaluation of Life Insurance Business in India written by Dr. Anilkumar M and published by Lulu.com. This book was released on with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Economics of Public and Private Healthcare and Health Insurance in India written by Brijesh C. Purohit and published by Taylor & Francis. This book was released on 2023-12-01 with total page 143 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book critically examines the public and private healthcare systems in India. Analysing the current scenario of health insurance in India, it studies the inadequacy of public healthcare services and unaffordability of private health care facilities. The volume investigates government sponsored health insurance schemes and advocates for the need of universal health insurance coverage. It details India’s per capita health expenditure and provides policy inputs on how healthcare systems and insurance coverage can be improved in the country. Further, it explores the financial parameters of health insurers and standalone private health insurance companies, and also discusses the adverse impact of the Covid-19 pandemic on Indian healthcare. An insightful read on the state of healthcare in India, this book will be of interest to researchers and academics working in the fields of insurance, healthcare administration and management, public health policy and practice, health and social care, medical sociology, and sociology & social policy. It will also be useful for think tanks and policy makers.

Download or read book When implementation goes wrong Lessons from crop insurance in India written by Nirmal, Rajalakshmi and published by Intl Food Policy Res Inst. This book was released on 2021-04-06 with total page 27 pages. Available in PDF, EPUB and Kindle. Book excerpt: Based on experiments to bring about comprehensive crop insurance coverage over the last 50 years, the Indian government introduced a new crop insurance program, called Pradhan Mantri Fasal Bima Yojana (PMFBY), in April 2016. Coming after two successive years of drought, the scheme aimed at reducing the burden of smallholders who borrow at high rates of interest but remain at the mercy of the “weather god” to reap optimal returns. Although this new program filled many gaps in the previous crop insurance interventions, it still could not attract smallholder and marginal farmers to fully subscribe to it. It also faced its own set of challenges. It earned farmers’ wrath because of lack of transparency in crop loss assessments and delayed settlement of claims. The government of India had to make the program voluntary under pressure from farmers’ associations, although it was designed as mandatory for famers seeking institutional credit. This paper’s focus is identifying the reasons for failure of PMFBY in most of the states despite its improved features, and comparing these states with a state where it has been relatively successful. It does this through evidence collected from a field study in Marathwada—a drought-prone region in western India, with the nation’s highest rate of farmer suicides. It takes learnings from stakeholder interviews in Marathwada to design implementation strategies for PMFBY’s success and win back the confidence of farmers. The state of Karnataka, in contrast to Marathwada, is an outlier among states in India, with a record of successful implementation of the PMFBY program. This paper studies PMFBY program implementation in Karnataka through a positive deviance case study approach. Though Karnataka hasn’t yet seen full success in terms of penetration achieved in crop insurance, its model can help develop best practices for implementation of PMFBY. The paper argues that getting buy-in from all stakeholders, adopting remote sensing technologies, strengthening infrastructure and institutional capacity, conducting outcome evaluation, and putting in place a monitoring system could be effective mechanisms to mainstream the program among smallholder farmers.

Download or read book Indian Insurance written by H. Narayanan and published by . This book was released on 2006 with total page 568 pages. Available in PDF, EPUB and Kindle. Book excerpt: Enthused And Encouraged By The Exemplary Success Of Life Insurance Corporation Of India The Government Of India In The Early 1970S Decided To Bring In The General Insurance Industry Also Into The Vortex Of A Nationalised Setup To Provide Comprehensive Insurance Security To The People Of India.How Effectively And Substantially Life Insurance Corporation Of India And The Four Nationalised General Insurance Companies, The Holding Companies Of General Insurance Corporation Of India, Contributed To Redesigning The Socio-Economic Fabric Of Modern India Is A Part Of The Post Independent Economic History Of India.Though These Two Organisations Have Interlaced And Intertwined Their Destiny With That Of India, The Preference Shift In The Indian Markets, New Realities Of The Global Economic Order, And Demands Arising Out Of Multilateral Trade Agreements Have All Left India With No Option Other Than Throwing Open Its Economic And Commercial Policies To Global Competition And Challenges.

Download or read book Life Insurance In India A Profile written by Dr. Mukta Malhotra and published by BFC Publications. This book was released on 2023-08-05 with total page 118 pages. Available in PDF, EPUB and Kindle. Book excerpt: During my sea life as an engineer I read many books and magazines and listened to the BBC programs in the evening. It never came to my mind that I would ever write a book myself. I did not keep a diary. Everything I wrote was from my memory with some help from my service record book. Only a few years ago I wrote a few short stories on Facebook. All my friends who read my pieces encouraged me to write more. A few even asked me to get together all my stories and publish in a book form. I do not think myself as an author. So here I am.

Download or read book Insurance Law in India written by K. B. Agrawal and published by . This book was released on 2012 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Derived from the renowned multi-volume International Encyclopaedia of Laws, this book provides valuable practical insight into both public supervisory legislation concerning insurance and private insurance contract law in India . An informative general introduction surveying the legal, political, financial, and commercial background and surroundings of insurance provides a sound foundation for the specific detail that follows. The book covers all essential aspects of the law and regulation governing insurance policies and instruments. Its detailed exposition includes examination of the form of the insurance company and its reserves and investments; the insurance contract; the legal aspects of the various branches of property and liability insurance; motor vehicle insurance schemes; life insurance, health insurance, and workmenand’s compensation schemes; reinsurance, co-insurance, and pooling; taxation of insurance; and risk management and prevention. Succinct yet eminently practical, the book will be a valuable resource for lawyers handling cases affecting India . It will be of practical utility to those both in public service and private practice called on to develop and to apply the laws of insurance, and of special interest as a contribution to the much-needed harmonization of insurance law.

Download or read book Taxmann s Insurance Laws Manual Authentic Compendium on Insurance Laws of India Covering the Insurance IRDA Act 70 Rules Regulations Master Directions etc 2024 Edition written by Taxmann and published by Taxmann Publications Private Limited. This book was released on 2024-02-03 with total page 21 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides comprehensive coverage of Insurance Laws in India. It covers updated & amended text of the following Laws: • Insurance Regulatory and Development Authority Act, 1999 (IRDA), as amended up to date • 70+ Rules/Regulations framed under the IRDA Act • Insurance Act, 1938, as amended up to date, along with: o Applicability of Provisions of the Insurance Act to SEZs/IFSCs o Insurance (Appeal to Securities Appellate Tribunal (Rules), 2016 • Master Directions – Insurance, including FED Master Direction No. 9/2015-16, Dated 1-1-2016 (Updated as on December 7, 2021) It also includes a 'Guide to Insurance Laws' to give an overview of Insurance Laws in India. The Present Publication is the 25th Edition & amended up to 31st December 2023. This book is edited by Taxmann's Editorial Board, with the following detailed coverage: • Insurance Regulatory and Development Authority Act, 1999 o Arrangement of Sections o Text of the Insurance Regulatory and Development Authority Act, 1999, as amended up to date o Subject Index • Rules & Regulations Framed under Insurance Regulatory and Development Authority Act, 1999 o Insurance Regulatory and Development Authority of India (Actuarial Report and Abstract for Life Insurance Business) Regulations, 2016 o Insurance Regulatory and Development Authority of India (Insurance Advertisements and Disclosure) Regulations, 2021 o Insurance Regulatory and Development Authority (Licensing of Insurance Agents) Regulations, 2000 o Insurance Regulatory and Development Authority of India (General Insurance – Re-insurance) Regulations, 2016 o Insurance Regulatory and Development Authority of India (Assets, Liabilities and Solvency Margin of General Insurance Business) Regulations, 2016 o Insurance Regulatory and Development Authority of India (Assets, Liabilities and Solvency Margin of Life Insurance Business) Regulations, 2016 o Insurance Regulatory and Development Authority (Meetings) Regulations, 2000 o Insurance Regulatory and Development Authority (Insurance Advisory Committee) Regulations, 2000 o Insurance Regulatory and Development Authority of India (Investment) Regulations, 2016 o Insurance Regulatory and Development Authority (Preparation of Financial Statements and Auditor's Report of Insurance Companies) Regulations, 2002 o Insurance Regulatory and Development Authority (Salary and Allowances Payable to, and Other Terms and Conditions of Service of Chairperson and Other Members) Rules, 2000 o Insurance Regulatory and Development Authority (Conditions of Service of Officers and Other Employees) Regulations, 2000 o Insurance Regulatory and Development Authority of India (Third Party Administrators – Health Services) Regulations, 2016 o Insurance Regulatory and Development Authority (Annual Report – Furnishing of Return, Statements and Other Particulars) Rules, 2000 o Insurance Regulatory and Development Authority (Form of Annual Statement of Accounts and Records) Rules, 2001 o Insurance Regulatory and Development Authority of India (Re-insurance) Regulations, 2018 o Insurance Regulatory and Development Authority of India (Re-insurance Advisory Committee) Regulations, 2019 o Insurance Regulatory and Development Authority of India (Protection of Policyholders' Interests) Regulations, 2017 o Insurance Regulatory and Development Authority (Distribution of Surplus) Regulations, 2002 o Insurance Regulatory and Development Authority (Manner of Receipt of Premium) Regulations, 2002 o Insurance Regulatory and Development Authority (Licensing of Corporate Agents) Regulations, 2002 o Tariff Advisory Committee (Election of Members, Meetings, Functions and Miscellaneous) Regulations, 2004 o Insurance Regulatory and Development Authority of India (Micro Insurance) Regulations, 2015 o Insurance Regulatory and Development Authority (Sharing of Database for Distribution of Insurance Products) Regulations, 2010 o Insurance Regulatory and Development Authority (Treatment of Discontinued Linked Insurance Policies) Regulations, 2010 o Insurance Regulatory and Development Authority (Scheme of Amalgamation and Transfer of General Insurance Business) Regulations, 2011 o Insurance Regulatory and Development Authority of India (Issuance of Capital by Indian Insurance Companies Transacting Life Insurance Business) Regulations, 2015 o Insurance Regulatory and Development Authority (Scheme of Amalgamation and Transfer of Life Insurance Business) Regulations, 2013 o Insurance Regulatory and Development Authority (Life Insurance-Re-insurance) Regulations, 2013 o Insurance Regulatory and Development Authority of India (Health Insurance) Regulations, 2016 o Insurance Regulatory and Development Authority of India (Unit Linked Insurance Products) Regulations, 2019 o Insurance Regulatory and Development Authority of India (Non-Linked Insurance Products) Regulations, 2019 o Insurance Regulatory and Development Authority of India (Issuance of Capital by Indian Insurance Companies Transacting other than Life Insurance Business) Regulations, 2015 o Insurance Regulatory and Development Authority (Sharing of Confidential Information Concerning Domestic or Foreign Entity) Regulations, 2012 o Insurance Regulatory and Development Authority (Licensing of Banks as Insurance Brokers) Regulations, 2013 o Insurance Regulatory and Development Authority of India (Insurance Web Aggregators) Regulations, 2017 o Insurance Regulatory and Development Authority of India (Insurance Brokers) Regulations, 2018 o Insurance Regulatory and Development Authority of India (Registration of Insurance Marketing Firm) Regulations, 2015 o Insurance Regulatory and Development Authority of India (Fee for Registering Cancellation or Change of Nomination) Regulations, 2015 o Insurance Regulatory and Development Authority of India (Fee for Granting Written Acknowledgement of the Receipt of Notice of Assignment or Transfer) Regulations, 2015 o Insurance Regulatory and Development Authority of India (Obligation of Insurer in Respect of Motor Third Party Insurance Business) Regulations, 2015 o Indian Insurance Companies (Foreign Investment) Rules, 2015 o Insurance Regulatory and Development Authority of India (Places of Business) Regulations, 2015 o Insurance Regulatory and Development Authority of India (Maintenance of Insurance Records) Regulations, 2015 o Insurance Regulatory and Development Authority of India (Registration of Corporate Agents) Regulations, 2015 o Insurance Regulatory and Development Authority of India (Obligations of Insurers to Rural and Social Sectors) Regulations, 2015 o Insurance Regulatory and Development Authority of India (Minimum Limits for Annuities and Other Benefits) Regulations, 2015 o Insurance Regulatory and Development Authority of India (Acquisition of Surrender and Paid-up Values) Regulations, 2015 o Insurance Regulatory and Development Authority of India (Insurance Services by Common Public Service Centres) Regulations, 2019 o Insurance Regulatory and Development Authority of India (Registration and Operations of Branch Offices of Foreign Re-insurers other than Lloyd's) Regulations, 2015 o Insurance Regulatory and Development Authority of India (Regulation of Insurance Business in Special Economic Zone) Rules, 2015 o Insurance Regulatory and Development Authority of India (Insurance Surveyors and Loss Assessors) Regulations, 2015 o Insurance Regulatory and Development Authority of India (Issuance of e-Insurance Policies) Regulations, 2016 o Insurance Regulatory and Development Authority of India (Loans or Temporary Advances to the Full Time Employees of the Insurers) Regulations, 2016 o Insurance Regulatory and Development Authority of India (Lloyd's India) Regulations, 2016 o Insurance Regulatory and Development Authority of India (Inspection and Fee for Supply of Copies of Returns) Regulations, 2015 o Insurance (Procedure for Holding Inquiry by Adjudicating Officer) Rules, 2016 o Insurance Regulatory and Development Authority of India (Appointment of Insurance Agents) Regulations, 2016 o Insurance Regulatory and Development Authority of India (Outsourcing of Activities by Indian Insurers) Regulations, 2017 o Insurance Ombudsman Rules, 2017 o Insurance Regulatory and Development Authority of India Guidelines on Transitory Provisions under Insurance Regulatory and Development Authority of India (Appointed Actuary) Regulations, 2017 o Insurance Regulatory and Development Authority of India (Investment by Private Equity Funds in Indian Insurance Companies) Guidelines, 2017 o Insurance Regulatory and Development Authority of India (Regulatory Sandbox) Regulations, 2019 o Insurance Regulatory and Development Authority of India (Minimum Information Required for Investigation and Inspection) Regulations, 2020 o Insurance Regulatory and Development Authority of India (Manner of Assessment of Compensation to Shareholders or Members on Amalgamation) Regulations, 2021 o Insurance Regulatory and Development Authority of India (Other Forms of Capital) Regulations, 2022 o Insurance Regulatory and Development Authority of India (Registration of Indian Insurance Companies) Regulations, 2022 o Insurance Regulatory and Development Authority of India (Appointed Actuary) Regulations, 2022 o Insurance Regulatory and Development Authority of India (Payment of Commission) Regulations, 2023 o Insurance Regulatory and Development Authority of India (Expenses of Management of Insurers transacting Life Insurance Business) Regulations, 2023 o Insurance Regulatory and Development Authority of India (Expenses of Management of Insurers transacting General or Health Insurance Business) Regulations, 2023 • Insurance Act, 1938 o Arrangement of Sections o Text of the Insurance Act, 1938, as amended up to date o Appendix I: Applicability of provisions of this Act to SEZs/IFSCs o Subject Index o Insurance (Appeal to Securities Appellate Tribunal) Rules, 2016 • Master Directions – Insurance FED Master Direction No. 9/2015-16, Dated 1-1-2016 (Updated as on December 7, 2021)

Download or read book Patterns of Rainfall Insurance Participation in Rural India written by James Vickery and published by World Bank Publications. This book was released on 2012 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper describes the contract design and institutional features of an innovative rainfall insurance policy offered to smallholder farmers in rural India, and presents preliminary evidence on the determinants of insurance participation. Insurance takeup is found to be decreasing in basis risk between insurance payouts and income fluctuations, increasing in household wealth and decreasing in the extent to which credit constraints bind. These results match with predictions of a simple neoclassical model appended with borrowing constraints. Other patterns are less consistent with the "benchmark" model; namely, participation in village networks and measures of familiarity with the insurance vendor are strongly correlated with insurance takeup decisions, and risk-averse households are found to be less, not more, likely to purchase insurance. We suggest that these results reflect household uncertainty about the product itself, given their limited experience with it.