Download or read book The Future of Insurance Regulation in the United States written by Martin F. Grace and published by Rowman & Littlefield. This book was released on 2009-12-01 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: A Brookings Institution Press and Georgia State University publication Important changes have buffeted the insurance industry over the past decade. The 1999 repeal of key provisions of the Glass-Steagall Act unleashed a wave of conglomeration in financial services, as bank holding companies acquired insurance and securities businesses and, to a much lesser degree, insurance companies acquired securities firms and banks. Rivalry within the sector has intensified: insurance companies have developed products that compete directly with the offerings of banks and securities firms and vice versa. In addition, the industry has become increasingly global. Against this backdrop, pressure has been building for fundamental changes to the structure of insurance regulation in the United States. Despite several court challenges over the years, insurance continues to be regulated by the states. Many insurance companies view state regulation as an increasing drag on their efficiency and competitiveness and support a federal regulatory system. However, powerful stakeholders, including state officials, state and regional insurance companies, and many insurance agents, oppose federal regulation. As a result, proposals to establish an optional federal charter (OFC) for insurance companies and agents remain mired in fierce debate. The Future of Insurance Regulation in the United States gathers some of the country's leading experts on financial regulation to assess the case for an enhanced federal role in the insurance sector. They pay particular attention to the merits of an OFC and how it might be designed. They also consider the principles that should guide insurance regulatory policies, regardless of the institutional framework, and examine the implications of financial convergence and the internationalization of insurance markets for an optimal regulatory structure. The debate over insurance regulation has only grown in complexity and intensity since the financial crisis began in the fall of 2008. This book will both inform and help to shape those critical discussions. Contributors: John A. Cooke (International Financial Services London), Robert Detlefsen (National Association of Mutual Insurance Companies), Martin F. Grace (Georgia State University), Robert W. Klein (Georgia State University), Robert E. Litan (Ewing Marion Kauffman Foundation and Brookings Institution), Phil O’Connor (PROactive Strategies), Hal S. Scott (Harvard Law School), Harold D. Skipper (Georgia State University), Peter J. Wallison (American Enterprise Institute).

Download or read book Legislation Relating to Revision of the Insurance Laws written by Dave Stute and published by Legislative Reference Bureau. This book was released on 1975 with total page 14 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Insurance Laws Revision Committee Bills written by Wisconsin. Legislature. Legislative Council. Insurance Laws Revision Committee and published by Legislative Reference Bureau. This book was released on 1971 with total page 302 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Regulation of Insurance written by Justin L. Brady and published by . This book was released on 1995 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The New York Insurance Law written by Andrew Hamilton and published by . This book was released on 1908 with total page 352 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book New York Insurance Law Annotated written by New York (State) and published by . This book was released on 1925 with total page 472 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Legislative Trends in Insurance Regulation written by Douglas Caddy and published by Texas A&M University Press. This book was released on 1986 with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt: For many years the American insurance industry, sometimes dubbed the nation's "invisible banker," has enjoyed virtual freedom from federal antitrust regulation and protection from competition with banks and savings and loan associations. State regulation has often proved meaningless. Now, however, as the valuable study makes clear, the complacencies of the past are quickly vanishing, to be replaced by a growing consumer demand for accountability. Such issues as bank deregulation and unisex insurance have forced insurance companies to rethink many of their traditional approaches in order to satisfy consumers and to survive in a harsh economy. In nontechnical language, Douglas Caddy offers an analysis of the major legislative and regulatory trends affecting the insurance industry. Government regulation, he points out, has steadily increased in many American industries, leading to claims that such agencies as the ICC, the CAB, and OSHA have seriously impaired competition and have penalized the consumer. In the end, according to this view, the watchdogs have merely served the groups they were designed to regulate. The growing challenge to government controls has deeply affected the insurance industry and promises to mold state and federal legislation concerning regulation. Issues already pending include changes in the tax code and reforms in rate regulation. Other reformers, as Caddy describes, urge insurance companies to provide consumers with simple disclosure statements detailing the contents of each policy. This book, aimed at insurance executives, lobbyists, and lawyers, but also of interest to concerned laymen, is an excellent introduction to the perplexities facing once of America's most powerful industries. It is sure to be a timely and comprehensive look at insurance in an era of consumerism.

Download or read book Statutory Revision of the Laws of New York Affecting Insurance Companies Passed in 1892 and Amended in 1893 to 1901 and the General Tax Law of 1896 written by Andrew Hamilton and published by . This book was released on 1901 with total page 512 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Laws Relating to Insurance and Insurance Companies written by Massachusetts and published by . This book was released on 1904 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Laws Governing Insurance Companies written by Kansas and published by . This book was released on 1897 with total page 94 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Affordable Care Act written by Tamara Thompson and published by Greenhaven Publishing LLC. This book was released on 2014-12-02 with total page 130 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Patient Protection and Affordable Care Act (ACA) was designed to increase health insurance quality and affordability, lower the uninsured rate by expanding insurance coverage, and reduce the costs of healthcare overall. Along with sweeping change came sweeping criticisms and issues. This book explores the pros and cons of the Affordable Care Act, and explains who benefits from the ACA. Readers will learn how the economy is affected by the ACA, and the impact of the ACA rollout.

Download or read book Laws Relating to Insurance and Insurance Companies written by Massachusetts and published by . This book was released on 1908 with total page 152 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Insurance Law Journal written by and published by . This book was released on 1872 with total page 766 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Fire Insurance Anti compact Legislation written by and published by . This book was released on 1907 with total page 28 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Insurance Companies Act written by John William Teolis and published by Markham, Ont. : Butterworths Canada. This book was released on 1998 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Insurance Law of New York written by New York (State) and published by . This book was released on 1911 with total page 576 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book A Guide to Insurance Management written by Stephen Diacon and published by Springer. This book was released on 2016-07-27 with total page 355 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book makes a substantial contribution to the general level of management education in insurance by providing a comprehensive review of the main issues facing the management of insurance enterprises. Nineteen authors with considerable practical as well as academic experience have collaborated to give an international perspective in areas such as strategy, corporate planning, organisation and staffing, costing, underwriting and premium rating, marketing, reserving and investment, profit analysis, and regulation.